Jurnal Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Imam Bonjol Padang
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STRATEGI PELAYANAN BANK KONVENSIONAL DAN SYARIAH: PRIORITAS PELAYANAN FISIK DAN EMPATI
The research theme is the financial and banking institutions. The study was conducted in West Sumatra. The object of the research is 250 sharia banks and 250 conventional banks research objectives are: (1) To see if there is a difference in perception based on the background of customers on variable tangible and empathy, (2) To see the relationship between the characteristics of the customer with variable tangible and empathy. The variables studied were: (1) Tangible, (2) Empathy, (3) Characteristics of respondents. The study is quantitative. Analysis of the data using (1) Cross Tabulation, (2) Pearson Chi-Square Test. Results of the study are: In the conventional banks (1) Between the tangible variables with the characteristics of customers no significant relationship. (2) There is a significant relationship between the variables of empathy with the educational of customers. Sharia bank (1) The existence of a significant relationship between the variables tangible with the age of the customer. (2) There is a significant relationship between the variables of empathy with the gender of customer
MANAJEMEN SUMBER DAYA MANUSIA BERBASIS KOPERASI DALAM PEMBENTUKAN KARAKTER ANTIKORUPSI DI SUMATERA BARAT
This study discusses the topic of human resource management based Koperasi to form an anti-corruption code. The goal is to find out how the Koperasi institutions assign roles to the management of human resources and the establishment of anti-corruption code. Method of collection, analysis, and interpretation of data using a mixed approach, which combines qualitative and quantitative approaches, refer to the version developed by John Creswell. Conclusions while (result) looked cooperatives have the potential to build human resources anticorruption character. The implication cooperative institutions elaborated the role of venture capital development organization members become strategic institutions to develop human resources and character of anticorruption in Indonesia
ANALISIS PEMBIAYAAN MURABAHAH DI PERBANKAN SYARIAH
The research theme is the concept of the bank in accordance with Islamic economics. The research objective is: to analyze murabaha financing in Islamic banking. Research is the study of literature. The object of research is the banking industry in Indonesia. To ensure that the implementation of murabaha financing to fit this concept, it requires strict supervision of the Sharia Supervisory Board or the National Islamic Council, so murabaha financing as financing belle of Islamic banking can be guarded and not tarnish the image and prestige of Islamic banking so that no impression that the bank sharia is the same as conventional banks
PEMBANGUNAN EKONOMI ISLAM DENGAN TIPOLOGI ILMIAH
Economic development in Islam, the scientists have different approaches vary. Differences in the approach because of differences in background of science the scientists involved in building the Islamic economy and also differences in terms of vision, ie where Islamic economics as a science would be directed. This paper observes three main approaches taken by scientists in the development of Islamic economics, namely (1) the methodology Usul al-fiqh economic development in Islam, (2) methodological pluralism, which uses a variety of scientific methodology in the scientific tradition of the West and Islam, and (3) the methodology developed in the program of Islamization of knowledge (Islamization of knowledge). The paper tried to examine the basic conception of the methodology used by scientists to build an Islamic economy and also notes the advantages and weaknesses of these approaches
STRATEGI INDUSTRI PERBANKAN DI SUMATERA BARAT: PEMILIHAN SEGMENTASI PASAR UNTUK MENCIPTAKAN PELAYANAN YANG MEMUASKAN
This study examines the issue of consumer perception, consumer characteristics, responsiveness and reliability, and market segmentation. This study aims to: (1) Assess whether there are differences in the perception of consumers based on their background to the responsiveness and reliability. (2) Looking at the relationship between consumer characteristics with the responsiveness and reliability. (3) Determine the market segmentation which to be a market for the bank. The sample was 500 people (250 consumers from conventional banks and Islamic banks 250 consumers). The sampling technique is non-probability sampling. Analyzed using Pearson Cross Tabulation and Chi-Square test. In conventional banks found a significant relationship between variable responsiveness to consumer education and type of work. In Islamic bank found a significant correlation between reliability with gender. Banks operating in West Sumatra have to perform market segmentation based on education, type of work and gender of consumers
PENGARUH TEKANAN KETAATAN, KOMPLEKSITAS TUGAS, DAN PENGALAMAN AUDITOR TERHADAP PERTIMBANGAN AUDIT
The research theme is the financial and banking institutions. This study aims to analyze empirically about the effect of obedience pressure, complexity of task, and audit consideration of audit experience. Obedience pressure can arise from 3 different sources: private disturbance, external disturbance, and or disturbance from organization. Obedience pressure from the superior and audit experience can affect the type of mature judgment taken by an auditor. This study used a sample of 53 independent government auditors who worked at the Representative Audit Board of the Republic Of Indonesia Of West Sumatera Province. This study uses a questionnaire instrument provided directly to the auditors by the researcher. The results of this study indicate that obedience pressure from the superior and audit experience can affect the audit judgment, while the complexity of task doesn’t affect the audit judgment significantly. The results of this study are expected used by the auditor to improve the professionalism continually in giving the appropriate considerations
PASAR MODAL SYARIAH : ANALISIS PENAWARAN EFEK SYARIAH DI BURSA EFEK INDONESIA
The theme of the article is based on economic principles Islam. The purpose of writing the article is: to analyze the Sharia in BEI exchange offer. Research is the study of literature. The index of sharia has become a part or the instrument in capital market transactions. Any securities that enter the Islamic capital market flows through a rigorous selection on sharia indekk that JII (Jakarta Islamic Index). The selection is part of the bidding process before the Islamic securities offered to investors through the capital market. Among the sharia always dimanati index at the level of investors were shares of sharia, Islamic mutual funds, Islamic bonds (Sukuk) which is a part that can not be separated in capital market transactions. The institute is a precondition towards Islamic securities with principal business does not conflict with Islamic law, as stated in a fatwa DSN-MU. In the presence Index sharia, the Islamic banks, Takaful and other Islamic financial institutions have alternatives to invest their funds and distribute their profits to their clients
REKRUTMEN, SELEKSI DAN PENEMPATAN DALAM PERSPEKTIF ISLAM
The research theme is the concept of business according to Islamic economics. The research objective is: to analyze recruitment, selection and placement according Islam. Research is the study of literature. Islam is the Religion of Allah. The rules of Islam come from God. God has sent down Al-Qur'an as a guidance to the ummah of Islam in the running of every aspect of life. The hadith is also used as the basis of muslims. So also the thing with the Islamic concept of human resource management. This paper describes how the Islamic perspectiveregarding the process of recruitment, selection and placement of human resources. How the process and implementation of recruitment, selection and placement in Al-Quran and Hadith to be guidelines for muslims