Jurnal Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Imam Bonjol Padang
Not a member yet
264 research outputs found
Sort by
ANALISIS FAKTOR YANG MEMPENGARUHI RETURN SAHAM DALAM INDEKS SAHAM SYARIAH INDONESIA (ISSI) SEKTOR CONSUMER GOODS INDUSTRY
Full text linkThis research is intended to determine the effect of Asset, Current Ratio, Debt Equity Ratio, Net Profit Margin, Return On Asset, Asset Turnover Ratio on sharia stock return on Sharia Indonesia Stock Exchange (Index Saham Syariah Indonesia). This research was conducted using quantitative approach with the object of research on the company at the Sharia Indonesia Stock Exchange registered in the periode 2018, with a total of 40 companies. The data collection technique uses purposive sampling. The data analysis technique used in answering the hypothesis of this study is linear regresion analysis with dummy variable and numeric variables. The result of this study indicate that partially net profit margin and return on asset have a significant effect on sharia stock return in the Sharia Indonesia Stock Exchange. Simultaneous asset, current ratio, debt equity ratio, net profit margin, return on asset, asset turnover ratio have a significant effect on sharia stock return in the Sharia Indonesia Stock Exchange
ATTEMPTS TO SEARCH FOR AN ISLAMIC ECONOMIC DEVELOPMENT MODEL (ANALYSIS OF PHILOSOPHICAL THOUGHT MUSA ASY'ARIE)
Full text linkReflection on Islamic thought is no longer concerned with the problem of indigenization of Islam which is more likely to conservation tradition, even leads to a syncretism that almost eliminates the orthodoxy of Islam. Musa Asy'arie is a postmodern intellectual Muslim figure in Indonesia who, with his philosophical ability, is anxious to give a strict critique as well as a clear direction to the economic development of Muslims so that the Islamic economy becomes an outlet for poverty and injustice to society. Type of methodology in this research is literature research with focus of study of Islamic economic thought Musa Asy'arie. This qualitative research is focused on a written document in the form of text produced by Musa Asy'arie. The approach used in this research is phenomenology approach. The phenomenological approach is intended to examine, to reveal the biography, his work and the pattern of his thought development from the perspective of history, that is, from the social and political conditions of the culture at that time. The research results of Musa Asy'arie' thoughts in Islamic economics refers to things that are of fundamental Islamic economic value which include the first divine principle which is where the deity or Gods, the second is the humanitarian province, the three are based on social concern or with other sentences more important piety social rather than individual piety
ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK
Full text linkThe purpose of this study is to analyze the effect of each variable, Deposits of Third Party Fund (TPF) (X1), Non-Performing Financing (NPF) (X2), Financing to Deposit Ratio (FDR) (X3) and Profit Margin (X4) on Murabahah Financing (Y1). The population of this study was conducted on eleven Sharia Commercial Banks in Indonesia, namely Bank Muamalat, Bank Victoria Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank Panin Syariah, Bank Syariah Bukopin, Bank BCA Syariah and Bank Maybank Syariah Indonesia. The sample taken was the annual financial report for five periods, namely 2011-2015 periods. The analysis technique used panel data regression analysis was tested by F-test and T-test, with a significant value of 5%. Based on the results of the T-test and F-test, it can be known that TPF, FDR and Profit Margin simultaneously have a significant positive effect and the NPF partially have no effect of murabahah financing on Sharia Commercial Banks. Adjusted R Square value of 0.275352 indicates that the independent variable could give effect the dependent variable of 0.000429%
THE EFFECT OF FINANCIAL INCLUSION AND BANKING BEHAVIOR ON HOUSEHOLD DEBT BEHAVIOR
Full text linkThis study aims to examine the effect of financial inclusion from the dimensions of access, user, quality, wealth on bank behavior and debt behavior and the indirect influence of each dimension of financial inclusion on bank behavior and household debt behavior. With population areas and samples in the city of Pekanbaru, Riau, Indonesia.The research focused on the demand side in banking services, namely consumer credit services to households. Using a purposive sampling method with a total sample of 303 household units in the city of Pekanbaru.The analysis tool used in the study was SEM-WarpPLS version 6.From this study the authors found that access, user, quality, wealth had a positive effect on the behavior of household debt, then the authors found that access, user, quality had a positive effect on bank behavior, then found that access, user, quality, wealth had an indirect positive effect towards debt behavior through mediating bank behavior.It was concluded from this study that the behavior of banks as mediating variables can reduce the direct influence of financial inclusion on the behavior of household debt
HUMAN RESOURCE MANAGEMENT STRATEGY IN IMPROVING BAZNAS PERFORMANCE IN DIGITAL ERA
Full text linkThe growth of zakat in Indonesia is very rapid, this is because the majority of Indonesia's population is Muslim so the development of Islamic social financial institutions has an important role for the community. On the other hand, zakat has a potential contribution in reducing poverty. The purpose of this research is to analyze the strategy of developing human resources in improving the performance of BAZNAS in the digital age. Accuracy in placing human resources and the ability to respond responsively to the progress of the digital age are indicators that are measured to determine the extent of BAZNAS capabilities in the digital age. The research method used is descriptive qualitative by obtaining factual data to be used as an analytical tool in this study. The expected outcome is a strategy to develop human resources that are oriented to improving the competence of BAZNAS human resources in the digital world and also have sharia values characteristics ranging from recruitment placement to evaluating human resource performance
THE RELATIONSHIP OF SERVICE QUALITY, TRUST, AND SATISFACTION OF MUSLIM PATIENTS IN ARAFAH ISLAMIC HOSPITAL JAMBI WITH ISLAMIC ECONOMIC APPROACH
Full text linkThis study aimed to know the direct effect of service quality, on the satisfaction and trust of Muslim patients in Arafah Islamic hospital in Jambi city. The design of this study used a quantitative method with a survey approach to obtain primary data, namely by distributing questionnaires to 140 inpatients in Arafah Islamic hospital in Jambi city using the purposive sampling method. Then quantitative data was processed using Structural Equation Model (SEM) with the application of SmartPLS 3. The results of this study indicated that service quality has a significant effect on satisfaction and trust, as well as satisfaction has a significant effect on trust. This research was expected to make a practical contribution to management of Islamic hospital for an effort to increase patient satisfaction and trust
VALUE OF INNOVATION BASIS ON SHARIAH
Full text linkThe purpose of this paper is to analyze value of innovation as the role mediating in the relationship between NPD Innovation and NPD Performance, and also to clarified in Exploratory Factor Analysis and Confirmatory Factor Analysis. We proposed value of innovation basis on shariah as mediating role in this study developed from diffusion of innovations theory. The questionnaires will be given to only the managers of the board of shariah micro finance in Pekalongan and Banyumas, Indonesia with total 171 responden from 27 LKMS (Baitul Maal wa Tamwil, Baitul Tamwil, Kospin Jasa Shariah, and KSPP Shariah). Value of innovation basis on shariah significantly affect to marketing performance. Research limited in first order, future research can examined in second order research. LKMS adapted value of innovation basis on shariah to get product launch easily. Value of innovation basis on shariah as the new variable and theory concept. Indirect, NPD Innovation positive significantly affect to marketing performance with value of innovation basis on shariah and product launch success are as mediating role
INEQUALITY OF HOUSEHOLD INCOME IN INVOLUNTARY RESETTLEMENT AT KOTO PANJANG
Full text linkThis research examined inequality of household income transferred due to the construction involuntary resettlement of the Koto Panjang dam in Kampar District, Riau Province. Dam construction caused the displaced of the households in the location. The households received compensation in the form of buildings and land. Even though the displaced household received the same compensation but some households had better lives while others were worse. This condition showed the inequality of household income in the new location. This study used primary data that obtained through questionnaires in 3 sub-districts of 10 villages. The analytical tool used to see the income inequality was the Gini ratio. This study found that the inequality of household income transferred in Koto Panjang was moderate. This showed that the households that have been moved due to the construction of the Koto Panjang Dam have been quite good compared to before
PERMINTAAN PEMBIAYAAN UMKM KE PERBANKAN SYARIAH DI SUMATERA BARAT
Full text linkThe demand forIslamic financing from Micro, Small and Medium Enterprises (MSMEs) is important to be analyzed since they have a significant role in employment and the source of living for community. Quantitatively, the income and profits of MSMEs have a big impact on the gross regional domestic product (GRDP) where the MSMEs are located. They can be one of the drivers of the real sector of economy to improve the welfare of the community. The Islamic financing scheme is an alternative to strengthen the MSMEs and this is in line with the culture of the people of West Sumatra. This study aims to analyze the factors related to the demand for Islamic banking financing in helping micro, small and medium businesses to finance the capital expenditure in West Sumatra. The data used in this research is directly collected from the field. About 100 samples are chosen from 3,105 MSMEs that have already accessed capital financing from various Islamic Bank in West Sumatra. A crosstab analysis is used and tested using the Chi-Square method based on probability. One important finding of this study is that the bigger the size of capital financing, the bigger the probability of MSMEs to increase the incom
URGENSI INTENSIFIKASI ZAKAT DI PROPINSI RIAU
Full text linkThis study aims to determine and analyze the urgency of Zakat Intensification in Riau province which is an absolute thing to improve the collection results so that it can improve the quality of life and create sustainable community welfare in Riau Province. Technical research was carried out using literature and observation methods. The results showed that the Intensification of Zakat in Riau Province Urgen (Important and Urgent) to be immediately carried out by the Regional Government of Riau Province together with the Legislature and Zakat Institutions and other elements of society, is useful so that the people of Riau Province can play an active role (participate) better in the future. in management, especially in maximizing the collection of Zakat, Utilization and new initiatives for the revival of Zakat in Riau. Recovery in people who are reluctant to give zakat needs to be done. One way is: by regulating sanctions, both criminal in the Regional Regulation for anyone Muslim and Muslim who do not want to deposit their zakat is recorded and given proportional sanctions, the point is to maximize zakat. More importantly, the intensification of zakat must be able to bring prosperity, prosperity and justice to all communities in Riau Province, and the need for synergy between the Regional Government of Riau Province with Baznas and LAZNAS to create various programs to intensify the collection of Zakat in Ria