E-Journal Universitas Hindu Indonesia
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Pengaruh Perputaran Kredit, Tingkat Penyaluran Kredit, dan Kecukupan Modal Terhadap Profitabilitas
Get PDFThis research aims to determine the effect of credit turnover, credit distribution and capital adequacy on profitability in LPDs in Abiansemal District for the 2016-2020 period partially and simultaneously. In this research, the types of data used are quantitative data and qualitative data. The data source is secondary data. The population in this study was 34 LPDs in Abiansemal District. The sample used in this research was 33 LPDs that met the criteria with 5 years of observation for the 2016-2020 period, a total of 165 samples. The sample uses a purposive sampling method. The data analysis technique used in this research is Multiple Linear Regression Analysis. From the research results, it was found that: Credit turnover has a positive and significant effect on profitability. Credit distribution has a positive and significant effect on profitability. Capital adequacy has a positive and significant effect on profitability. Credit turnover, credit distribution and capital adequacy have a positive and significant effect on LPD profitability in Abiansemal District. The regression equation obtained is Y = –2.986 + 1.465 X1 + 0.032 X2 + 0.090 X3 + e. The magnitude of the influence of credit turnover, credit distribution and capital adequacy on profitability is 31%, while the remaining 69% is explained by other causes outside the research model
Artificial Intelligence for Business Growth: A Practical Guide to Implementation and Success
Get PDFPurpose – This article aims to provide practical guidance on the implementation of Artificial Intelligence (AI) in an effort to support business growth. With a case study approach and literature review, this study assesses the impact of the application of AI technology on improving efficiency, decision-making, and marketing strategies.
Methodology – The methods used include data analysis from companies that have adopted AI, where assessments are carried out on changes in productivity, customer satisfaction, and operational cost savings.
Findings – Key findings show that the use of AI in business management significantly improves service quality, enables product personalization, and speeds up the data analysis process that supports faster and more accurate decision-making.
Originality – this article lies in the step-by-step guide presented, from the identification of business needs to the outcome evaluation stage, making it a relevant reference for companies that are just starting to consider AI adoption. As such, this article provides an applicative insight into how AI can be effectively leveraged to support business success
IMPLEMENTASI APLIKASI QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) PADA PEMUNGUTAN IURAN SAMPAH DI BUMDES SIMA SARI DANA KESIMAN PETILAN
Get PDFBUMDesa merupakan badan usaha yang seluruh atau sebagian besar modalnya dimiliki oleh desa melalui penyertaan secara langsung yang berasal dari kekayaan desa yang dipisahkan guna mengelola aset, jasa pelayanan, menyediakan barang atau jasa dan usaha-usaha lainnya. BUMDesa Sima Sari Dana berdiri pada 2 Desember 2017. BUMDesa saat ini memiliki tiga unit usaha yaitu unit toko, unit pengengolaan sampah, dan unit pengolahan pupuk. Setelah dilakukan wawancara terdapat masalah yaitu dalam bidang pengelolaan sampah, dimana pemungutan iuran sampah yang kurang efektif karena masih manual. Dikarenakan pemungutan sampah yang dilakukan masih manual, maka mahasiswa Proyek Desa UNHI membantu pemungutan iuran sampah agar berbasis digital dengan membantu membuatkan kode QRIS BPD. Kehadiran alat pembayaran non tunai semata-mata tidak hanya disebabkan oleh inovasi sektor perbankan namun juga didorong oleh kebutuhan masyarakat akan adanya alat pembayaran yang praktis yang dapat memberikan kemudahan dalam melakukan transaksi. Target dalam alat pembayaran dari manual menuju digitalisasi yaitu ke pelaku UMKM dan Warga Desa Kesiman Petilan, Kecamatan Denpasar Timur, Kota Denpasar. Dalam proses sosialisasi penerapan QRIS, kebiasaan pembayaran tunai masyarakat menjadi tantangan. Padahal, ada sejumlah tendensi yang berpotensi merugikan pelaku UMKM jika mengandalkan pembayaran tunai, seperti berisiko tercampur dengan uang pribadi, tidak tercatatnya riwayat pembayaran, berisiko menerima uang palsu, berisiko kehilangan uang kas, dan perlu menyiapkan uang kembalian saat transaksi.
Kata kunci: BUMDESa, QRIS, Pembayaran Non Tuna
Pengaruh Kompetensi, Empowerment dan Komitmen Organisasi terhadap Kinerja Karyawan pada Perusahaan Daerah Air Minum (PDAM) Kabupaten Gianyar
Get PDFEmployee performance plays an important role in increasing the success of a company, so it is very important to increase employee competence, empowerment and work commitment, This study aims to determine the effect of increasing employee competence, empowerment and work commitment on employee performance at the Regional Water Supply Company (PDAM) Gianyar Regency. The total samples in this study as many as 69 respondents. The data analysis techniques used are multiple linear regression analysis, determination coefficient test, t test and F test. The results of this study are Competence has a positive and significant effect on employee performance at the Regional Water Supply Company (PDAM) Gianyar Regency. Empowerment has a positive and significant effect on employee performance at the Regional Water Supply Company (PDAM) of Gianyar Regency. Organizational commitment has a positive and significant effect on employee performance at the Regional Water Supply Company (PDAM) of Gianyar Regency. Competence, empowerment and organizational commitment have a positive and significant effect on employee performance at the Regional Water Supply Company (PDAM) Gianyar Regency. Suggestions that can be given are to increase the provision of training to increase employee competence and ability, involve employees while working and provide bonuses and compensation to increase work commitment so that it affects employee performance
Pengaruh Motivasi dan Lingkungan Kerja terhadap Organizational Citizenship Behavior Karyawan
Get PDFLow organizational citizenship behavior owned by employees affect the success of the delivery of goods. This is certainly detrimental to the company and also consumers. The purpose of this study was to determine the effect of work motivation and work environment on organizational citizenship behavior employees at J&T Express Drop Point Renon Denpasar. The number of samples taken was 33 people. Data collection techniques using observation, interviews, and questionnaires. Data analysis techniques using validity test, reliability test, classic assumption test, multiple linear regression test (t test) and (f test). The results showed a positive and significant influence between work motivation onorganizational citizenship behavior employees, meaning that the higher the level of employee motivation, the higher the level of organizational citizenship behavior employee. Judging from the results of the t-count which is equal to 2.386 with a sig value of 0.024 where the t-count value is greater than the t-table which is 1.697 so that the first hypothesis is accepted. There is a positive and significant influence between the work environment on behaviour organizational citizenship behavior employees, which means the higher the level of the work environment, the higher the level of behaviour organizational citizenship behavior employees seen from the results of the work environment t-count which is equal to 2.917 with a sig value of 0.007 where the t-count value is greater than the t-table which is 1.697 indicating the second hypothesis has been tested for truth. There is a positive and significant effect simultaneously between work motivation and work environment onorganizational citizenship behavior employees with an f-count value of 31.097 > 3.32 which is an f-table value so that the third hypothesis is accepted
Pengaruh Kepuasan Kerja terhadap Turnover Intention dengan Mediasi Komitmen Organisasional
Get PDFThe high rate of employee turnover will greatly affect the company\u27s production activities. This can hinder the company\u27s development in achieving its goals. This study aims to determine the direct and indirect effect of job satisfaction on employee turnover intention through the mediation of organizational commitment at PT. Antique Garment Manufacturing Service in Badung Bali. The population is 40 employees, all of whom are used as research samples. Testing the research data obtained was carried out by means of path analysis tests and also the Sobel test. The results found after conducting the test are that directly and indirectly job satisfaction can affect the level of turnover intention through mediation by organizational commitment. The suggestion from this study is to increase job satisfaction and also organizational commitment to reduce the level of employee turnover intention
Pengaruh Kepuasan Kerja dan Motivasi Kerja terhadap Kinerja Karyawan pada CV. Putra Dwi Jaya Denpasar
Get PDFThe aim of this research is to determine the effect of job satisfaction and work motivation on employee performance. This research was conducted at CV. Putra Dwi Jaya Denpasar with a population of 34 employees. This research uses a saturated sampling technique so that all members of the population are involved as research subjects. Primary data collection was carried out using a questionnaire. Hypothesis testing is carried out using multiple linear regression. Based on the results of the analysis, it can be concluded that: 1) job satisfaction has a positive and significant effect on employee performance, 2) work motivation has a positive and significant effect on employee performance, 3) job satisfaction and work motivation has a positive and significant effect on employee performance. In improving employee performance, CV. Putra Dwi Jaya Denpasar is expected to be able to provide regular training which is useful for improving employee skills, paying attention to employee needs and improving employee placement so that employee placement is in line with job competency demands and leaders apply a transformational or charismatic leadership style where leaders are more sensitive to subordinates by providing encouragement or motivation so that subordinates feel more comfortable at work
Pengaruh Teknologi Informasi, Kompetensi Karyawan terhadap Kinerja Karyawan Dimediasi oleh Komitmen Organisasi
Get PDFEmployee performance really determines the progress of a company because performance is very important in the organization\u27s efforts to achieve its goals. Several factors that influence employee performance are employee competency and supporting facilities within the company such as the application of Information Technology. Information Technology really helps employees in carrying out company operations and providing maximum service to customers. Using software such as a core banking system makes it very easy for companies to carry out their operational activities, as well as obtain security in storing customer data. Apart from information technology, employee competency is very important for the company, if employees have good competency it will have a beneficial impact on the company. The purpose of this research is to determine the influence that information technology, employee competence and organizational commitment have on the performance of PT.BPR PARASARI employees. Researchers used saturated sampling with a total sample of 60 employees from PT. BPR PARASARI. Using path analysis and Sobel test to determine the role of mediating variables. With the research results, information technology variables, employee competency and organizational commitment have a positive and significant effect on employee performance
Pengaruh Kepemimpinan, Motivasi Kerja dan Disiplin Kerja terhadap Kinerja Pegawai
Get PDFThis study aims to determine the influence of leadership, work motivation, and work discipline on the performance of employees of the Taman Abiansemal Village Office in Badung. This research was conducted at the Taman Abiansemal Village Office in Badung with respondents being village office employees as many as 39 samples. So the method of determining the sample is the saturated sample method. The data collection methods used in this study are observation, interviews, literature studies, documentation and questionnaires. The data analysis techniques used were multiple linear regression analysis, determination coefficient analysis, t-test and F test. The results of the study were found that: 1) Partially, leadership has a positive and significant effect on employee performance at the Taman Village Office, Abiansemal, Badung Regency. 2) Partially, work motivation has a positive and significant effect on employee performance at the Taman Village Office, Abiansemal, Badung Regency. 3) Partially, work discipline has a positive and significant effect on employee performance at the Taman Village Office, Abiansemal, Badung Regency. 4) Simultaneously leadership, work motivation and work discipline have a positive and significant effect on employee performance at the Taman Village Office, Abiansemal
Pengaruh Harga, Kualitas Produk, dan Kualitas Pelayanan Terhadap Keputusan Pembelian Konsumen Pada Harum Sari Butik Gianyar
Get PDFThe aim of this research is to determine the influence of price, product quality and service quality on consumer purchasing decisions at Harum Sari Butik. The population in this research is consumers who buy kebaya at Harum Sari Butik with a sample size of 90 respondents who were determined using the purposive sampling method. Data collection was carried out through observation, interviews, documentation, literature study, questionnaires. The data analysis technique used in this research is multiple linear regression analysis technique. Based on the research results, it can be seen that: Price has a partially positive and significant effect on purchasing decisions. Product quality has a partial positive and significant effect on purchasing decisions. Service quality partially influences purchasing decisions. Price, Product Quality and Service Quality have a positive and significant effect on Purchasing Decisions. Looking at the research results, in the future Harum Sari Butik must adjust the price of each product offered, ensuring that the price of each product from Harum Sari Butik is adjusted to the quality of the product offered both in terms of model or type of fabric of the product so that consumers feel that the price of the product is too expensive and causes a decrease in purchasing decision