E-Journal Universitas Hindu Indonesia
Not a member yet
3153 research outputs found
Sort by
Pengaruh Literasi Keuangan, Inklusi Keuangan, Dan Modal Usaha Terhadap Keberlanjutan Usaha Mikro, Kecil Dan Menengah (UMKM) Di Kabupaten Karangasem
Get PDFThe l sustainability of MSMEl s is ve l ry important for improving the l e l conomy of a re l gion, so it is important for MSMEl busine l ss actors to be l able l to unde l rstand the l factors that can support the l sustainability of MSMEl s, one l of which is financial lite l racy, financial inclusion and the l influe l nce l of busine l ss capital. This re l se l arch has a proble l m formulation of how financial lite l racy, financial inclusion and busine l ss capital influe l nce l the l sustainability of MSMEl s in Karangase l m Re l ge l ncy. The l aim of this re l se l arch is to de l te l rmine l the l influe l nce l of financial lite l racy, financial inclusion and busine l ss capital on the l sustainability of MSMEl s in Karangase l m Re l ge l ncy. The l population in this study was 50,717 MSMEl s in Karangase l m from 2021 - 2023 with a sample l size l of 100 re l sponde l nts. The l data colle l ction me l thod in this re l se l arch is a que l stionnaire l te l chnique l . The l data analysis te l chnique l s use l d in this re l se l arch are l multiple l line l ar re l gre l ssion analysis, coe l fficie l nt of de l te l rmination te l st, and t te l st. The l re l sults obtaine l d in this re l se l arch are l 1) financial lite l racy has a positive l and significant e l ffe l ct on the l sustainability variable l of MSMEl s, so that the l first hypothe l sis (H1) is acce l pte l d se l e l ing that the l parame l te l r coe l fficie l nt is 0.395 and the l t-calculate l d value l is 4.905, with a significance l le l ve l l of 0.000. 2) financial inclusion has a positive l and significant e l ffe l ct on the l sustainability variable l of MSMEl s, so that the l se l cond hypothe l sis (H2) is acce l pte l d conside l ring the l parame l te l r coe l fficie l nt value l is 0.354 and shows a t-calculate l d value l of 2.662 with a significance l le l ve l l of 0.000. 3) busine l ss capital has a positive l and significant e l ffe l ct on the l sustainability of MSMEl s, so that the l third hypothe l sis (H3) is acce l pte l d se l e l ing that the l parame l te l r coe l fficie l nt value l is 0.100 and shows a t-count value l of 1.993 with a significance l le l ve l l of 0.049. The l sugge l stion in this re l se l arch is that MSMEl playe l rs can use l the l Si Apik application as a digital financial re l cording application which can make l it e l asie l r for MSMEl s to re l cord financial transactions and furthe l r re l se l arch can add othe l r variable l s that can influe l nce l the l sustainability of MSMEl s in Karangase l m Re l ge l ncy
Implementasi Restrukturisasi Kredit Sebagai Strategi Penurunan Kredit Bermasalah Pada Koperasi Serba Usaha Semeton Bali Satya
Get PDFThe purpose of this study was to determine the factors that caused problem loans in Semeton Bali Satya Multi-Purpose Cooperative and to determine the strategy to reduce problem loans in Semeton Bali Satya Multi-Purpose Cooperative. The author conducted the research located at Semeton Bali Satya Multi-Purpose Cooperative located at Jl. Trenggana No. 156 Br. Anggabaya, Penatih Village, East Denpasar District, Denpasar City, Bali 80238, Indonesia. In this study, the subject was the Chairman of KSU Semeton Bali Satya. Meanwhile, the object of this research is the Implementation of Credit Restructuring as a Strategy to Reduce Problematic Credit Located in the Semeton Bali Satya Multipurpose Cooperative. The main data for this study were obtained directly from the field from questions asked to the managers and administrators of the Semeton Bali Satya Multipurpose Cooperative. Secondary data for this study were obtained from journal theses on the implementation of credit restructuring as a strategy to reduce problematic credit. Based on the type of research which is field research, the data collection techniques used in this study are interview, observation and documentation techniques. The data analysis process begins by reviewing all available data from various sources, namely from interviews, observations that have been obtained, both field notes, official documents, pictures, photos, and so on. The results of the study show that the main factors causing problematic credit at KSU Semeton Bali Satya are the post-pandemic economic impact and high inflation. Members\u27 incomes that have not fully recovered and the increase in the price of basic necessities have created significant financial pressure. KSU Semeton Bali Satya has implemented several important strategies. Steps such as credit restructuring, use of the 5 C approach in credit analysis, recording member characteristics, and tightening credit requirements are part of the cooperative\u27s efforts to reduce the risk of problematic credit. In addition, the cooperative also increases credit supervision with more intensive monitoring and provides education and assistance to members regarding personal financial management. 
EDUKASI DAN PENDAMPINGAN TATA KELOLA KEUANGAN YANG TRANSPARAN DAN AKUNTABEL PADA UNIT USAHA DI DESA ADAT SUWAT KABUPATEN GIANYAR
Get PDFTata kelola keuangan dewasa ini memiliki peran cukup penting dalam pengelolaan sebuah usaha. Tata kelola keuangan yang baik melaui proses pengelolaan keuangan yang dilakukan secara transparan, akuntabel, efisien, dan bertanggung jawab untuk mencapai tujuan yang telah ditetapkan. Prinsip ini berlaku baik dalam organisasi, perusahaan, maupun pemerintahan, Salah satunya keberadaan unit usaha di desa diharapkan nantinya mampu membantu desa dalam meningkatkan hasil pendapatan asli desanya. Desa adat Suwat sendiri merupakan daerah yang letaknya di belahan utara kabupaten Gianyar tepatnya di Kecamatan Gianyar yang dimana berada pada daerah dataran tinggi. Desa adat suwat sendiri memiliki potensi yang besar dalam pegembangan pariwisata alamnya. Potensi desa adalah segala sumber daya atau kekuatan yang dimiliki oleh sebuah desa, baik yang berasal dari alam, manusia, maupun budaya, yang dapat dimanfaatkan untuk meningkatkan kesejahteraan masyarakat desa. Potensi ini mencakup berbagai aspek yang jika dikelola dengan baik, mampu menjadi modal untuk pengembangan ekonomi, sosial, dan lingkungan desa. Ada beberapa jenis potensi desa salah satunya adalah Sumber Daya Alam yaitu Pariwisata Alam yang ada di desa adat Suwat tersebut. Usaha ini sudah berdiri selama hampir 3 tahun namun belum memiliki kelembagaan yang cukup jelas. Kegiatan Edukasi dan pendampingan Tata kelola Keuangan yang diberikan ini diharapkan mampu menambah pengetahuan dan wawasan pengelola unit usaha di Desa adat suwat ini dalam mengelola usaha air terjun sebagai salah satu objek usaha dalam mengelola pendapatan dan biaya usaha untuk menghasilkan laporan yang Transparan dan Akuntabel bagi masyarakat desa adat setempat.
 
PENDAMPINGAN KAPASITAS SUMBER DAYA MANUSIA YANG MENGEDEPANKAN BUDAYA DAN KEARIFAN LOKAL PADA BADAN USAHA MILIK DESA ADAT SUWAT KABUPATEN GIANYAR
Get PDFCapacity Building for Human Resources Prioritizing Culture and Local Wisdom in the Village-Owned Enterprise of Suwat Traditional Village, Gianyar Regency is an effort to enhance the capacity of the management of Suwat Waterfall tourist attraction by emphasizing the understanding of Bali\u27s cultural values and local wisdom. Suwat Traditional Village, with its natural tourism potential, faces challenges in managing human resources, the majority of whom come from an agrarian community with limited educational backgrounds. Therefore, it is necessary to provide guidance that focuses on strengthening competencies in tourism service based on local ethics, culture, and religiosity. The assistance is carried out through the development of educational materials that integrate Bali\u27s cultural values and direct training to improve the skills of managers and staff in managing services and the organization. The outcomes of this activity are expected to strengthen the competitiveness of Suwat Waterfall as a cultural tourist destination, foster solidarity among the management team, and uphold local wisdom in every aspect of its operations. Through this education, it is hoped that the managers of Suwat Waterfall will be able to run the business with a more professional, culturally-aware attitude, and in accordance with traditional values that are the foundation for the sustainability of the business and environmental preservation
ANALISIS MAKNA FILOSOFIS KEINDAHAN TARI SANGHYANG DEDARI SEBAGAI MEDIA KOMUNIKASI SPIRITUAL DI DESA BONA, GIANYAR
No full textPenelitian ini bertujuan untuk menganalisis makna filosofis keindahan Tari Sanghyang Dedari sebagai media komunikasi spiritual dalam masyarakat Bali, khususnya di Desa Bona, Gianyar. Tari Sanghyang Dedari merupakan salah satu bentuk tari wali yang sakral, di mana penari dipercaya sebagai medium roh suci dalam prosesi ritual. Metode penelitian yang digunakan adalah deskriptif kualitatif. Hasil penelitian menunjukkan bahwa keindahan dalam Tari Sanghyang Dedari tidak hanya dimaknai secara estetika, melainkan juga merepresentasikan nilai filosofis dan religius yang berakar pada ajaran Hindu, terutama konsep Tri Hita Karana. Setiap unsur tarian, mulai dari gerak, busana, kidung, hingga prosesi ritual, memiliki makna simbolis yang menegaskan fungsi tarian ini sebagai media komunikasi spiritual antara manusia dengan Ida Sang Hyang Widhi Wasa, alam, dan komunitas sosial. Dengan demikian, Tari Sanghyang Dedari bukan hanya seni pertunjukan, melainkan warisan budaya yang sarat nilai religius, berfungsi sebagai penolak bala, menjaga keseimbangan kosmos, dan memperkuat identitas spiritual masyarakat Bali
Strengthening Religious Moderation in Interfaith Students At Dwijendra University, Denpasar
No full textHuman harmony is being tested, divisive issues are rife, triggered by SARA elements and often viral, through social media news and mass media. Almost all lines have decreased in quality, especially in terms of empathy. The symbolic humanizing of humans is killed through the emergence of orientation worsening, humans who take refuge in spiritual words. As if what they state becomes absolute symbolic truth, and those who differ from their views are wrong. The wave of disruption makes a vibration of inner awareness, that humans must immediately clean up. One reflection is to create a sense of tolerance. Through a wide space of religious moderation, it will create religious harmony. Moderation is not only in the community environment, the family and school environment is also mandatory, from elementary school to college level must get a touch of strengthening religious moderation. The paradigm of strengthening religious moderation must be instilled in the minds of all citizens of the Republic of Indonesia. The above events triggered the author to examine religious moderation in interfaith students at Dwijendra University. Dwijendra University is one of the Universities that is synonymous with miniature of Indonesia, its students consist of various ethnicities, races, and religions, yet the students live in harmony side by side. This article presents answers to the questions of why the strengthening of religious moderation in interfaith students is carried out at Dwijendra University Denpasar, how is the process of strengthening religious moderation in interfaith students at Dwijendra University Denpasar, and what are the implications of strengthening religious moderation for interfaith students at Dwijendra University Denpasar? The theory used to analyze the answer to the problem formulation is Vygotsky\u27s Constructivism theory, Albert Bandura\u27s Social Learning theory, Jhon Waston\u27s Behavior theory. The results of the analysis show that there are positive practices carried out as a strengthening of religious moderation in interfaith students at Dwijendra University. It is important to strengthen religious moderation, in the ability to understand differences between each other, behave and practice in religious harmony, in order to achieve Tri Hita Karana peac
PENGEMBANGAN SPIRITUAL TOURISM PADA OBJEK WISATA PENGLUKATAN SIWA MELAHANGGE DI DESA SUWAT, KABUPATEN GIANYAR
No full textBali is known as a popular international tourist destination for offering not only natural beauty but also unique arts and culture. Spiritual tourism is developed at Penglukatan Siwa Melahangge, which offers activities to seek inner peace through rituals and meditation or yoga. Formerly a Beji temple and a sacred place for the Suwat Traditional Village community to perform rituals, possessing a powerful magical aura, Penglukatan Siwa Melahangge has evolved into a spiritual tourism destination over time. This community service initiative aims to develop marketing strategies that support the realization of spiritual tourism for sustainable tourism development in Bali. The approach used in this activity includes mentoring in the development of marketing strategies using the 4A and SWOT methods, as well as assistance in the creation of digital marketing videos in the form of YouTube videos to support the promotion of this spiritual tourism destination
PEMANFAATAN EKSTRAK DAUN BAMBU SANTONG (Gigantochloa atter (Hassk.) Kurz) SEBAGAI BAHAN DASAR BIOPESTISIDA BERBASIS KEARIFAN LOKAL
No full textTanaman Bambu memiliki nilai penting dalam kehidupan, industri kerajinan, sosial, budaya dan agama sehingga penggunaan batang bambu yang tinggi menghasilkan daun bambu yang banyak sebagai limbah. Untuk mengurangi limbah daun bambu, maka perlu dilakukan upaya kreatif pemanfaatannya. Penelitian ini bertujuan untuk mengetahui diameter zona hambat koloni jamur Fusarium sp. dan Verticillium sp. terhadap ekstrak kasar daun Bambu Santong (Gigantochloa atter (Hassk.) Kurz) dan mengetahui senyawa bioaktif yang terkandung dalam ekstrak daun Bambu Santong. Ekstrak kasar daun Bambu Santong memiliki daya hambat terhadap pertumbuhan koloni Fusarium sp. dan Verticillium sp. yang merupakan jamur patogen pada tanaman kedelai. Uji Fitokimia ekstrak daun Bambu Santong memiliki kandungan senyawa bioaktif Alakloid, Saponin, Fenolik dan Tanin yang berfungsi sebagai bioherbisida dan biopestisida
ANALISIS RISIKO K3 PADA PEKERJAAN STRUKTUR PROYEK GEDUNG BERTINGKAT : (STUDI KASUS: JW MARRIOT HOTEL, PUHU, PAYANGAN, GIANYAR)
No full textOccupational Safety and Health (K3) is an important aspect in supporting sustainable national development. High-rise building construction projects have a high level of risk, especially on complex structural work and have the potential to cause work accidents. This study aims to identify and assess the level of hazard risk of structural work against the implementation of the Occupational Safety and Health Management System (SMK3) in the JW Marriott Hotel construction project in Puhu, Payangan, Gianyar. The research method combines quantitative and qualitative descriptive approaches with purposive sampling techniques to select structural workers and K3 experts as research samples. The results of the study identified 61 types of hazard risks that arise in the work of foundations, columns, beams, and floor plates, such as the risk of falling from height, being hit by materials, and being punctured by sharp objects. The Safety Index (SI) calculation shows that most risks are in the Rare (J) and Occasional (K) categories, with an overall SI value of 39.16%, indicating a moderate to high level of risk. Meanwhile, impact analysis showed that 87% of the total 61 risks were in the low risk category, and 13% were in the medium risk category, without finding very high level risks. The Severity Index value of 46,67% confirms that most hazards have the potential to have a significant impact on occupational safety. Overall risk mapping shows moderate risk predominance, with a very limited proportion of low risk
Pengaruh Green Accounting, Shared Public Capital dan Firm Size Terhadap Profitabilitas Perusahaan: (Studi Kasus Pada Perusahaan Basic Material yang Terdaftar di Bursa Efek Indonesia Tahun 2020 - 2022)
No full textOne way to evaluate a business is by looking at its profitability ratio. Achieving maximum profit or profit while simultaneously improving the well-being of all stakeholders—the corporation, society, and the environment—is not an option. The purpose of this study is to analyse basic materials firms listed on the Indonesia Stock Exchange in 2020 and 2022 to find out how company size, green accounting, and public shared capital affect profitability. A total of 207 firms trading on the Indonesia Stock Exchange make up the study\u27s population. Multiple Regression Analysis is the method used for data analysis. The research findings reveal that among basic material companies listed on the Stock Exchange in 2020–2022, the variables of Firm Size and Green Accounting significantly impact profitability, whereas the variable of Public Shared Capital does not. This study aims to provide future researchers with the necessary information to further investigate the relationship between Green Acconting, Public Shared Capital, and Firm Size as indicators of profitability