Journal of IAIN Sultan Amai Gorontalo
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    Pengaruh Organizational Citizenship Behavior (OCB) Dan Motivasi Kerja Terhadap Kinerja Karyawan

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    This study aims to determine the influence of Organozational Citizenship Behavior (OCB) and Work Motivation on Employee Perfomance at Talaga Jaya Public Hhealth Center, Gorontalo Regency, partially or simultaneously. Furthermore, the approach used in this study was a quantitative approach with correlational methods. The data were collected using a questionnaire. The number of samples was 42 people obtained using the saturated sampling process. The data were then analyzed using multiple regression inferential quantitative analysis. The result showed that (1) Organizational Citizenship Behavior (OCB) has a positive and significant influence on employee performance at Talaga Jaya Public Health Center, Gorontalo Regency by 46,20%. (2) Work motivation has a positive influence on employee performance at Talaga Jaya Public Health Center, Gorontalo Regency, by 36,80%. (3) Organizational Citizenship Behavior (OCB) and work motivation simultaneously have a positive influence on employee performance at Talaga Jaya Public Health Center, Gorontalo Regency, by 83,00%. This indicates that the higher the Organizational Citizenship Behavior (OCB) and work motivation, the employee’s performance will increase.Penelitian ini bertujuan untuk mengetahui Pengaruh Organizational Citizenship Behavior (OCB) dan Motivasi Kerja Terhadap Kinerja Karyawan di Puskesmas Talaga Jaya Kabupaten Gorontalo secara parsial maupun simultan. Pendekatan dalam penelitian ini yakni kuantitatif dengan metode korelasional. Pengumpulan data dalam penelitian ini dilakukan dengan observasi, wawancara dan kuesioner (angket). Adapun teknik pengambilan sampel dengan jumlah sampel sebanyak 42 orang yang diperoleh proses sampling jenuh. Analisis data dalam penelitian ini yakni analisis kuantitatif  inferensial regresi berganda. Hasil Penelitian menunjukan bahwa (1) Organizational Citizenship Behavior (OCB) berpengaruh positif dan signifikan terhadap kinerja karyawan di Puskesmas Talaga Jaya Kabupaten Gorontalo sebesar 46,20%. (2) Motivasi kerja berpengaruh positif terhadap kinerja karyawan di Puskesmas Talaga Jaya Kabupaten Gorontalo sebesar 36,80%. (3) Organizational Citizenship Behavior (OCB) dan motivasi kerja secara simultan berpengaruh positif terhadap kinerja karyawan di Puskesmas Talaga Jaya Kabupaten Gorontalo sebesar 83,00%. Yang bermakna semakin tinggi Organizational Citizenship Behavior (OCB) dan motivasi kerja, maka kinerja karyawan akan meningkat. Kata Kunci: Kinerja Karyawan, OCB, Motivasi Kerj

    Peran Inklusi Keuangan dalam Mengatasi Ketimpangan Pendapatan di Indonesia

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    This study aimed to analyze the impact of financial inclusion and other macroeconomic variables on income inequality across 33 provinces in Indonesia from 2020 to 2023. The analytical methods employed included descriptive analysis and panel data regression. The results of the descriptive analysis indicated that income inequality in Indonesia fell within the moderate category, while financial inclusion showed a year-on-year increase, although it remained at a medium level of inclusiveness. At a significance level of 5%, the regression results revealed that financial inclusion had a negative but insignificant effect on income inequality. The macroeconomic variables that significantly influenced income inequality were inflation, which had a positive effect, and the real Provincial Minimum Wage (UMP), which had a negative effect, while economic growth had a positive but insignificant impactThis study aimed to analyze the impact of financial inclusion and other macroeconomic variables on income inequality across 33 provinces in Indonesia from 2020 to 2023. The analytical methods employed included descriptive analysis and panel data regression. The results of the descriptive analysis indicated that income inequality in Indonesia fell within the moderate category, while financial inclusion showed a year-on-year increase, although it remained at a medium level of inclusiveness. At a significance level of 5%, the regression results revealed that financial inclusion had a negative but insignificant effect on income inequality. The macroeconomic variables that significantly influenced income inequality were inflation, which had a positive effect, and the real Provincial Minimum Wage (UMP), which had a negative effect, while economic growth had a positive but insignificant impac

    PERKEMBANGAN EKONOMI DALAM PEMIKIRAN PERSPEKTIF STUDI ISLAM

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    This research tries to examine the economic theories of previous Muslim thinkers which are considered very important for maintaining and developing the treasures of Islamic economics. The study was carried out using descriptive qualitative methods with data collection techniques using literature reviews or literature studies. The analysis of research data is studied by means of data reduction, data presentation and finally drawing conclusions. because the study is focused on library material by searching, reviewing and recording various literature in accordance with academic standard discussion points. This discussion is syntactically integrated, that is, it follows certain rules that can be logically connected to each other with the basic data observed. The research results show that in the Islamic perspective, Allah SWT is the supreme owner of everything on earth. Islam sees the economy as having to be run with a view towards property ownership. Human ownership is only relative and is limited to managing and using resources according to His instructions. In Islam, asset status is a direction or entrustment from Allah SWT to humans who are capable as His creatures. The idea of Islamic economic development forces and encourages humans to realize their true nature, namely the emergence of harmony between happiness in this world and the hereafter. Islamic development places a strong emphasis on moral and spiritual elements apart from outward manifestations which are not emphasized by conventional development. This research contributes to expanding public literacy regarding the theory and development of Islamic economics. It is hoped that the results of the study can become reference material and a source of reference in making decisions and making policies related to Islamic economic activities.ABSTRAK: Penelitian ini mencoba untuk memberikan penjelasan tentang ekonomi dari sudut pandang Islam, serta bagaimana hal tersebut berkontribusi terhadap pertumbuhan sumber daya manusia dan kemajuan ekonomi Islam. Allah SWT adalah pemilik tertinggi dari segala sesuatu di bumi, dan dengan demikian, Islam melihat ekonomi harus dijalankan dengan pandangan terhadap kepemilikan properti. Kepemilikan manusia hanya bersifat relatif dan dibatasi untuk mengelola dan menggunakan sumber daya sesuai dengan petunjuk-Nya. Dalam Islam, status aset adalah arahan atau titipan dari Allah SWT kepada mereka yang mampu sebagai makhluk-Nya. Gagasan pembangunan ekonomi Islam memaksa dan mendorong manusia untuk menyadari hakikat dirinya yang sebenarnya, yaitu munculnya keselarasan antara kebahagiaan dunia dan akhirat. Pembangunan Islam memberikan penekanan yang kuat pada unsur-unsur moral dan spiritual selain manifestasi lahiriah, yang tidak ditekankan oleh pembangunan konvensional. Prinsip pembangunan ekonomi Islam terkait erat dengan ide-ide tauhid, khilafah.  Jenis penelitian ini menggunakaan tehnik pengumpulan data library research dikarenakan kajian difokuskan pada bahan kepustakaan dengan menelusuri, menelaah dan mencatat berbagai literatur sesuai dengan pokok pembahasan yang berstandar akademik. Pembahasan ini terintegrasi secara sintaksis, yaitu mengikuti aturan tertentu yang dapat di hubungkan secara logis satu dengan lainnya dengan data dasar yang diamati.   &nbsp

    Peran Kompetensi Dan Transparansi Dalam Mempengaruhi Pengendalian Tindakan Fraud Pengelolaan Dana Desa

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    This study aims to determine whether there is a relationship between competence, organizational commitment and transparency on fraud prevention in village fund management. Quantitative methodology is used to test whether there is a relationship between variables and to collect primary data through questionnaires or surveys of all village officials in Palang District. The population in this study amounted to 197 people. The sampling method used was purposive sampling, namely the selection of data samples with certain conditions. Samples were selected through indicators of Tuban Regent Regulation No. 29 of 2017, namely village officials who have an understanding and role related to finance and fraud detection in realizing, managing and budgeting village funds. From the sampling method, the respondents in this study amounted to 72 officials, namely 4 village officials each from 18 villages, namely the village head, village secretary, finance head, and welfare head in Palang sub-district. To assist in analyzing multiple liner regression using SPSS version 26. The results showed that competence and organizational commitment did not have a significant effect but transparency had a significant effect on preventing fraud in the management of village funds in Palang District, Tuban RegencyPerkembangan teknologi memberikan dampak terhadap potensi terjadinya kecurangan atau fraud pada dana desa. Lokasi pengambilan data terdapat pada desa Di Kecamatan Palang bertujuan untuk mengatahui apakah terdapat keterkaitan antara kompetensi dan transparansi terhadap pengendalian fraud pengelolaan dana desa. Metodologi kuantitatif digunakan untuk menguji apakah terdapat keterkaitan antar variabel serta melakukan pengumpulan data primer melalui pertanyaan kuesioner atau survei terhadap seluruh aparatur desa Di Kecamatan Palang. Jumlah populasi pada penelitian ini sebesar 197 orang. Metode sampling yang digunakan yaitu purposive sampling yaitu pemilihan sampel data dengan syarat tertentu. Sampel yang dipilih melalui indikator Peraturan Bupati Tuban No 29 Tahun 2017 yaitu aparatur desa yang memiliki pemahaman dan peran terkait keuangan dan deteksi kecurangan dalam melakukan realisasi, pengelolaan dan penganggaran dana desa. Dari metode sampling didapat responden dalam penelitian ini sebesar 72 orang aparatur yaitu diambil masing masing 4 aparatur desa dari 18 desa yaitu  kepala desa, sekretaris desa, kaur keuangan, dan kasi kesejahteraan se-Kecamatan Palang. Untuk membantu dalam menganalisis regresi liner berganda menggunakan SPSS versi 26. Hasil penelitian diketahui bahwa kompetensi tidak perpengaruh signifikan namun transparansi berpengaruh signifikan terhdap pengendalian fraud pengelolaan dana desa Di Kecamatan Palang, Kabupaten Tuban

    Koreksi Etika Bisnis Islam terhadap Sistem Ekonomi Kapitalis dan Sosialis

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    This research aims to analyze the correction of Islamic business ethics to the capitalist and socialist economic systems. This research uses a qualitative method with a library research approach. Islamic business ethics correct the capitalist economic system by emphasizing the principles of justice, balance, and social responsibility. Capitalist and socialist economic systems have shortcomings in terms of business ethics. Capitalism tends to prioritize profit and ignore social justice, while socialism negates private ownership and individual rights. Islamic business ethics come as a solution to balance the two systems. Islamic business ethics also correct the socialist economic system by recognizing private property rights and individual freedom. By applying Islamic business ethics, businesses can be more oriented towards social and environmental interests, as well as more fair in the distribution of wealth

    The Influence of Customer Relationship Management and Service Performance on Customer Satisfaction and its Implications for Customer Loyalty of Islamic Banks in Riau

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    This study aims to examine the effect of: (1) customer relationship management on customer satisfaction, (2) customer relationship management on customer loyalty, (3) customer satisfaction on customer loyalty, and (4) service performance on customer satisfaction (5) service performance on customer loyalty of Islamic banks in Riau. The research design used in this study is causal quantitative research. The subjects in this study are savings customers in Islamic banks and the objects in this study are service performance, customer relationship management, customer satisfaction, and customer loyalty. The sample in this study amounted to 204 respondents. Data were collected through a questionnaire method, and analysed with a structural equation model. The results showed that: (1) customer relationship management affects customer satisfaction (2) customer relationship management affects customer loyalty, (3) customer satisfaction has no effect on customer loyalty, (4) service performance affects customer satisfaction customer satisfaction, and (5) service performance has no effect on customer loyalty

    Pengaruh NPF, CAR, BOPO, Inflasi dan BI Rate terhadap Profitabilitas (ROA) Pada Bank BCA Syariah Tahun 2015-2022

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    This research aims to (1) determine the effect of NPF on ROA of BCA Syariah Bank 2015-2022, (2) to determine the effect of CAR on ROA of BCA Syariah Bank 2015-2022, (3) to determine the effect of BOPO on BCA Syariah Bank ROA 2015-2022, (4) to determine the effect of inflation on BCA Syariah Bank ROA 2015-2022, (5) to determine the effect of the BI Rate on BCA Syariah Bank ROA 2015-2022. (6) to find out whether NPF, CAR, BOPO, Inflation and BI Rate have an effect on BCA Syariah Bank ROA 2015-2022. This research is a type of quantitative research using a descriptive statistical approach. The sampling technique in this research uses a saturated sampling technique where the entire population is used as the sample. The sample in this research is the 32 quarterly financial reports of BCA Syariah Bank for 2015-2022. The type of data in this research is secondary data obtained from www. bcasyariah.co.id in the form of quarterly financial reports, www.bi.go.id in the form of inflation data and www.bps.go.id in the form of BI Rate data. The data analysis technique used is the Multiple Linear Regression data analysis technique using the Eviews 10 application tool. The results of this research show that NPF and BOPO have a significant effect on the ROA of Bank BCA Syariah in 2015-2022, while CAR, Inflation and BI Rate do not have a significant effect on ROA of Bank BCA Syariah in 2015-2022. However, simultaneously NPF, CAR, BOPO, Inflation and BI Rate influence BCA Syariah Bank\u27s ROA for 2015-2022 by 60.3442% and the remainder is influenced by other variables outside the research.  Penelitian ini bertujuan untuk mengetahui apakah NPF, CAR, BOPO, Inflasi dan BI Rate berpengaruh terhadap Profitabilitas (ROA) pada Bank BCA Syariah Tahun 2015-2022 baik secara parsial maupun simultan. Penelitian ini merupakan jenis penelitian kuantitatif dengan menggunakan pendekatan statistik deskriftif. Adapun teknik pengambilan sampel pada penelitian ini menggunakan teknik sampel jenuh dimana seluruh populasi dijadikan sebagai sampel. Sampel pada penelitian ini adalah laporan keuangan triwulan Bank BCA Syariah Tahun 2015-2022 yang berjumlah 32. Jenis data pada penelitian ini adalah data sekunder yang diperoleh dari www.bcasyariah.co.id yang berupa laporan keuangan triwulan, www.bi.go.id yang berupa data inflasi dan www.bps.go.id yang berupa data BI Rate. Adapun teknik analisis data yang digunakan adalah dengan menggunakan teknik analisis data Regresi Linear Berganda yang menggunakan alat bantu aplikasi Eviews 10. Hasil penelitian ini menunjukkan bahwa NPF dan BOPO berpengaruh signifikan terhadap ROA Bank BCA Syariah Tahun 2015-2022, sedangkan CAR, Inflasi dan BI Rate tidak berpengaruh signifikan terhadap ROA Bank BCA Syariah Tahun 2015-2022. Namun secara simultan NPF, CAR, BOPO, Inflasi dan BI Rate berpengaruh terhadap ROA Bank BCA Syariah Tahun 2015-2022 sebesar 60.3442% dan sisanya dipengaruhi oleh variabel lain di luar penelitian. Kata Kunci :ROA, NPF, CAR, BOPO, Inflasi dan BI Rat

    Pengaruh Earnings Per Share (EPS) dan Price Terhadap Book Value (PBV) tentang Harga Saham Perbankan Syariah dan Konvensional di BEI (2020-2022)

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    This study aims to determine: (1) Does Earning Per Share affect the stock price of Islamic banking. (2) Does Earning Per Share affect the stock price of conventional banking. (3) Does Price to Book Value affect the share price of Islamic banking. (4) Does Price to Book Value affect the share price of Conventional banking. (5) Do Earning Per Share and Price to Book Value affect the share price of Islamic banking. (6) Do Earning Per Share and Price to Book Value affect the stock price of Conventional banking. The population in this study were Islamic and conventional banking companies listed on the Indonesia Stock Exchange with samples taken, with samples selected 3 Islamic banking companies and 3 conventional banks. Sampling using purposive sampling method. The results of this study indicate that the effect of EPS and PBV on the share price of Islamic and conventional banking shows a significant difference. Overall, the value of EPS and PBV of conventional banking is superior to the value of EPS and PBV of Islamic banking. However, the value of EPS and PBV of Islamic banking tends to be stable and able to grow positivelyTujuan dari penelitian ini adalah untuk memahami : (1) Apakah Earning Per Share berpengaruh positif dan signifikan terhadap harga saham pada perusahaan sektor perbankan syariah. (2) Apakah Earning Per Share berpengaruh positif dan signifikan terhadap harga saham perbankan Konvensional. (3) Apakah Price to Book Value berpengaruh positif dan signifikan terhadap harga saham pada perusahaan perbankan syariah. (4) Apakah Price to Book Value berpengaruh positif dan signifikan terhadap harga saham pada perusahaan perbankan Konvensional. (5) Apakah Earning Per Share dan Price to Book Value  berpengaruh positif dan signifikan terhadap harga saham perbankan syariah. (6) Apakah Earning Per Share dan Price to Book Value  berpengaruh positif dan signifikan terhadap harga saham perbankan Konvensional. Populasi pada penelitian ini mencakup entitas perbankan syariah dan konvensional perusahaan yang tercatat di Bursa Efek Indonesia, dengan sampel yang dipilih 3 perusahaan perbankan syariah  dan 3 bank konvensional. Pengambilan Pemilihan sampel dilakukan melalui metode Purposive sampling. Dari hasil penelitian ini, dapat disimpulkan bahwa pengaruh EPS dan PBV terhadap harga saham perbankan syariah dan konvensional menunjukkan perbedaan yang signifikan. Secara keseluruhan nilai EPS dan PBV perbankan konvensional lebih unggul dibandingkan nilai EPS dan PBV perbankan syariah. Namun nilai EPS dan PBV pebankan Syariah cenderung stabil dan mampu tumbuh positif

    Efek Orientasi Pasar, Inovasi Produk dan Kualitas Produk Terhadap Keunggulan Bersaing

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    The purpose of this study was to examine the effect of entrepreneurial orientation, pricing strategy and location on competitive advantage. This research is included in causal associative research using a quantitative approach. The population in this study were MSMEs in Biringkanaya District, Makassar City with a total of 453 MSMEs. The sample is part of the population.   The sample consists of a number of selected members. The sample of this study used purposive sampling method, so the total sample was 55 respondents. Multiple linear regression analysis techniques. The results showed that partially market orientation, product innovation and product quality have a significant effect on the competitive advantage of MSMEs in Makassar City..  Tujuan dari penelitian ini antara lain untuk menguji pengaruh orientasi kewirausahaan, strategi harga dan lokasi terhadap keunggulan bersaing. Penelitian ini termasuk ke dalam penelitian asosiatif kausal dengan menggunakan pendekatan kuantitatif. Populasi dalam  penelitian  ini  adalah  UMKM di Kecamatan Biringkanaya Kota Makassar dengan jumlah 453 UMKM. Kecamatan Biringkanaya sebagai Kecamatan yang tercatat di Dinas Koperasi dan Usaha Kecil Menengah  kota  Makassar paling banyak jumlah UKMnya. Sampel  adalah  sebagian  dari  populasi.   Sampel   terdiri   atas   sejumlah   anggota   yang   dipilih. Sampel   dari penelitian ini menggunakan metode purposive sampling, maka total sampel adalah 55 responden. Teknik analisis regresi linier berganda. Hasil penelitian menemukan bahwa secara parsial orientasi pasar, inovasi produk dan kualitas produk terhadap keunggulan bersaing UMKM di Kota Makassar

    Efek Kecerdasan Emosional, Perilaku Belajar dan Penggunaan Media Sosial terhadap Prestasi Belajar Mahasiswa

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    The purpose of this study is to identify and analyze the influence of emotional intelligence, learning behavior, and social media use on student learning achievement. This study uses a quantitative approach with a survey design. The population in this study is 177 S1 students of the Nobel Institute of Technology and Business Indonesia In determining the number of research samples to be used as respondents in this study, it was determined using the Slovin formula, a total of 64 research samples were obtained with the sampling technique used was accidental sampling. The data analysis technique uses multiple linear regression analysis. The results of the study found that emotional intelligence had a positive and significant effect on student learning achievement, learning behavior had a positive and significant effect on student learning achievement and the use of social media had a positive and significant effect on student learning achievement

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