UIN (Universitas Islam Negeri) Sunan Kalijaga, Yogyakarta: E-Journal Fakultas Ekonomi dan Bisnis Islam
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MANAJEMEN ZAKAT DI INDONESIA SEBAGAI PEMBERDAYAAN EKONOMI UMAT
Get PDFABSTRACTThe economic empowerment of the ummah means an effort to improve the dignity of the layers of the Islamic community from the conditions of being unable, and escape from the pitfalls of poverty and economic underdevelopment. In other words, as an effort to build the independence of the people in the economic field, zakat management exists as well-organized activities where there is a process to achieve these goals. Zakat management consists of planning, organizing, implementing, and controlling or supervising carried out to determine and achieve the targets that have been determined through the use of human resources and other resources.Keywords: Zakat Management, Community Economic Empowerment, Planning, Organizing, Implementing, Controlling.ABSTRAKPemberdayaan ekonomi umat merupakan upaya untuk meningkatkan harkat dan martabat lapisan masyarakat Islam dari kondisi tidak mampu, serta melepaskan diri dari perangkap kemiskinan dan keterbelakangan ekonomi. Dengan kata lain, sebagai upaya membangun kemandirian umat di bidang ekonomi, manajemen zakat hadir sebagai suatu kegiatan-kegiatan yang diorganisir dengan baik dimana terdapat proses untuk mencapai tujuan-tujuan tersebut. Manajemen zakat terdiri dari perencanaan, pengorganisasian, pelaksanaan, serta pengendalian atau pengawasan yang dilakukan untuk menentukan serta mencapai sasaran yang telah ditentukan melalui pemanfaatan sumber daya manusia dan sumber daya lainnya.Kata kunci: Manajemen Zakat, Pemberdayaan Ekonomi Umat, Perencanaan, Pengelolaan, Penerapan, Pengendalian
HALAL CERTIFICATION GUARANTEE AS A CONSUMER PROTECTION EFFORTS
Get PDFThe purpose of this study is to determine the halal certification guarantee in national law and the MUI fatwa system along with the halal labeling registration procedure as an effort to protect consumers with a normative juridical approach. Halal certificate is halal recognition of a product issued by BPJPH based on MUI written fatwa and becomes a compulsory foundation source for companies / communities in accordance with Law Number 33 of 2014 concerning Halal Product Guarantee, Act Number 8 of 1999 concerning Consumer Protection.Keywords: guarantee, Halal Certification, Consumer Protection
Determinant Factors on Indonesia Economic Growth
Get PDFIndonesia\u27s economic growth has not been able to become an accelerator of efforts to overcome unemployment and poverty. Indonesia\u27s economic growth is still too small even since 2011-2015 tends to experience a significant decline. Analysis of the factors that influence economic growth can be approached through two sides, namely from the supply side (supply-side economics) and the demand side (demand-side economics). This research was conducted with two approaches, namely from the supply side, by looking at the impact of capital accumulation. The data analysis method used in this research is multiple linear regression using the Ordinary Least Square (OLS) model, which was previously performed first using the classic assumption test to ensure that the model used meets normality assumptions and does not contain multicollinearity, heteroscedasticity, and serial correlation so meet the Best Linear Unbiase Estimate (BLUE) assumption.. This finding is in line with economic theory, both based on the aggregate supply side, and the aggregate demand sid
THE EFFECT OF WEBSITE QUALITY AND TRUST ON CUSTOMER LOYALTY
Get PDFThis study aims to determine the effect of website quality and trust on Shoppee customer loyalty. This research uses survey method, where the research instrument uses a questionnaire that is distributed online using WhatssApp media. The population in this study are students of UIN Sunan Kalijaga Yogyakarta who have shopped or have subscribed to Shoppee. The sample in this study were 100 respondents obtained based on purposive sampling technique. This study uses a validity and reliability test using analytical techniques using the IBM SPSS Statistics version 16.0. The results found that: (1) Website Quality has a positive effect on Shoppee customer loyalty; (2) Trust has a positive effect on Shoppee customer loyalty
Islamization of Monetary Policy of 27 OIC Muslim Countries in Asia: The Successes, The Barriers and The Future Directions
Get PDFThe Islamization of banking, monetary policy, and the financial system began in 1975 after the setup of the Islamic development bank (IDB). Firstly, this paper discusses a concise framework of Islamic monetary policy. Then it presents the success and obstacles of the Islamization process of the monetary policy among the 27 OIC member Muslim countries in Asia and provides future directions to enhance the Islamization process. This paper employed secondary data and used the three criteria to measure the Islamization process: 1) Islamization of commercial banking; 2) making Islamic banking guidelines & regulations; 3) innovation and starting the Islamic monetary policy instruments. This paper finds that more than 154 Islamic commercial banks are operating under the Conventional monetary policy in 23 countries with very few Islamic monetary tools. On the contrary, Iran follows full-pledged Islamic monetary policy with 30 Islamic commercial banks. More precisely, in these countries, only 17% of total banks are Islamic bank, whereas 83% are still interest-based banks. Regrettably, two countries (Turkmenistan and Uzbekistan) do not have any tools of Islamic monetary policy. This paper also finds that though 64% of Islamic banks were established during 1970-2000 periods in 27 countries, only 25% of countries prepared Islamic banking regulation at this period. On the other hand, 75% of Islamic banking regulations were made during 2000-2015 periods. Most common Islamic monetary instruments are project-based Sukuk, project-based debt instruments, etc. Finally, this paper recommends six steps to enhance the Islamization process
Sharia Hybrid Contract Compliance of Islamic Microfinance Institutions in Jepara Regency
Get PDFThe purpose of this study was to examine the sharia compliance of the Hybrid Contract of the Syriah Microfinance Institution (LKMS) in Jepara Regency. This type of research is a Field Research, using a content analysis approach; to interpret data not as a series of physical events, but as symbolic symptoms to reveal the meaning contained in a text, and the understanding of the message presented. The research object selected was BMT in Jepara Regency which applies contract and unique hybrid products, namely BMT Mitra Muamalah (Mitramu) which has the product "Gold Pawn" and BMT Harapan Bersama (HARBER) which has a Musyarakah Mutanaqishah (MMq) product. The results showed that the Musyarakah Mutanaqishah (MMq) financing agreement at BMT Harapan Bersama (HARBER) Jepara was in accordance with the DSN-MUI fatwa NO: 73 / DSN-MUI / XI / 2008. Rahn\u27s contract which is run by BMT Mitra Muamalah Jepara is in accordance with the DSN-MUI Fatwa Number: 25 / DSN-MUI / III / 2002, and Fatwa DSN-MUI Number: 26 / DSN-MUI / III / 2002.. Weak internal and external supervision at Cooperative entities, the implementation of hybrid contracts in the field is prone to deviations and falling to "Riba"
Effect of Brand Image, Price, and Quality of Product on The Smartphone Purchase Decision
Get PDFOne of the competing mobile brands in Indonesia is xiaomi, the xiaomi brand itself began to be known by the people of Indonesia since 2013 and successfully exploded in the market in 2014 by creating their flagship product, smartphone. Various findings of a good product quality will affect the brand image of a product, brand image describes the results of the views or perceptions of consumers towards a particular brand, which is based on comparison and consideration with several other brands, on the same type of product. This research aims is to find out whether there is a significant influence between product quality, brand image, and price on smartphone purchase decision. This research uses a multiple regression approach and 100 respondent in Yogyakarta provincy, the results of the research output show that all hypotheses tested show achievement in accordance with the research parameters
STRATEGY SEGMENTING, TARGETING, DAN POSITIONING: STUDY ON PT SIDOMUNCUL
Get PDFAlthough promotion, production, distribution, and pricing are important indicators of marketing activities, many marketing efforts fail in carrying out their marketing strategies. A factor that often becomes a challenge in marketing is the lack of mastery of STP (segmentation, targeting, & positioning). This research uses secondary data. The secondary data needed comes from the 2019 financial statements obtained from the website of PT. Sido Appears Tbk. This study The purpose of this study was to analyze the strategic performance of market segments, targets and positions at PT. Sido Appears. Therefore, PT Sido Muncul has published its market not only for local but also international. PT Sido Muncul exports in Southeast Asia such as Malaysia, Vietnam, Myanmar and others. The company will also increase the distributor\u27s ability to increase the consumer base in traditional and modern trade markets. From the 4P analysis, PT Sido Muncul did a close positioning with the Indonesian community and broad consumers in terms of promotions, prices, places and products
Sacrificial Worship (Qurban) Motivation Determinant Factors of Tuatunu Population in Pangkalpinang City
Get PDFThis article intends to find an answer to the high level of community participation in Tuatunu Urban Village in the City of Pangkalpinang, Bangka Belitung Islands Province in the sacrificial worship (qurban) motivation during the Eid al-Adha feast day. Tuatunu Urban Village only has a population of approximately 9,000 inhabitants and the average livelihood of its inhabitants is as pepper, rubber, and pineapple farmer. But in Eid al-Adha 2019, the level of participation of the people who follow the sacrificial worship from the five mosques in this area is highest when compared to the seven sub-districts in the Municipality of Pangkalpinang. Tuatunu Urban Village sacrifices approximately 32 cows at Eid al-Adha 2019, where seven people bear one cow. This urban village celebrates Eid al-Adha like Eid al-Fitr where residents visit each other\u27s neighbors. This article is the result of quantitative research with the dependent variable is a sacrificial worship motivation and the independent variables are religiosity, generosity, avoid harm, and social status. This study found that the variables that influence the motivation to sacrificial worship the people of Tuatunu Urban Village are the factors of religiosity, social status, and avoid harm while the elements of generosity do not significantly influence the motivation to sacrifice
Literature Survey on Islamic Microfinance
Get PDFIslamic microfinance can be seen as an emerging industry in some Muslim countries like Indonesia, Malaysia, Pakistan, Bangladesh, and MENA regions. It acts as a movement to eradicate poverty in the society and to help improve the social standard of the poor people. The concept of Islamic microfinance is similar to those implemented in conventional microfinance except for it adheres to several points and concepts which in line with the Shariah rulings. As a growing industry, Islamic microfinance does facing several challenges such as limited outreach in the market, lack of expertise in the industry, governance and management problems, and many more. Hence, this paper will discuss further the issues and challenges faced by Islamic microfinance institutions in selected Muslim countries. Plus, some suggestions are given at the end of this paper to solve these issues