UIN (Universitas Islam Negeri) Sunan Kalijaga, Yogyakarta: E-Journal Fakultas Ekonomi dan Bisnis Islam
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Preferences for Procurement of Sharia Pay Latter Through Analysis of Factors That Influence Consumtive Behavior
Get PDFResearch Aims: Find out what factors can become preferences in procuring sharia paylatter
Methodology: The research method used in this research is quantitative research. This research was tested empirically with a statistical approach using the IBM SPSS Ststistics 26 statistical test tool. The data tested was multiple linear regression to determine the results of the t test, f test and coefficient of termination test
Research Findings: From the results of the analysis, this research found that the results were variablehedonic motivation, performance expectancy, effort expectancy, facilitating conditions, price value and habit have a significant effect on consumptive behavior. Meanwhile, the social influence variable has no influence on consumptive behavior.
Theoretical Contribution: The grand theory used in this research is consumer consumptive behavior by testing seven variables. Previous research only used three to five variables. This research used 500 respondents, which was more accurate than previous research
Research limitation and implication: This research is limited to respondents who have ever used Paylatter
Penyuluhan Sedekah Sampah: Tinjauan Qur’an & Hadist dan Ekonomi Islam
Get PDFKebersihan dan kesehatan lingkungan dalam Al-Qur’an & Hadist telah menjadi nilai penting yang diajarkan kepada umat Islam. Akhir-akhir ini berkembang konsep bank sampah, dimana sampah-sampah memiliki nilai ekonomis dapat menghasilkan pendapatan bagi masyarakat dan pengelolanya. Konsep lain, adalah sedekah sampah, dimana orientasinya tidak semata-mata keuntungan, namun memiliki aspek religiusitas. Oleh sebab itu, tujuan dan solusi yang ditawarkan dalam kegiatan PkM ini dengan memberikan penyuluhan sedekah sampah: tinjauan Qur’an & hadist dan Ekonomi Islam. Rencana kegiatan dilakukan beriringan dengan agenda KKN mahasiswa di unit Pandak dengan melibatkan sebagian pimpinan ranting Muhammadiyah setempat. Pelaksanaan penyuluhan yang paling efektif dilakukan dalam kegiatan pengajian dimana dihadiri oleh sebagian besar anggota masyarakat. Kesimpulan bahwa menunjukkan bahwa masyarakat mendapatkan wawasan terbaru tentang sedekah sampah: tinjauan Qur’an & hadist dan Ekonomi Islam
Use of Banana and Taro Kimpul bo be Processed into Crips as an Increase of Economic Income in Cermo Village Communities
Get PDFTalas kimpul merupakan bahan baku pembuatan talas kimpul, yang mempunyai cita rasa yang gurih dan enak, sehingga bahan-bahan tersebut dengan mudah didapat di daerah Desa Cermo diwilayah Kecamatan Sambi Kabupaten Boyolali. Tanah yang subur dan suasana yang sejuk merupakan daerah yang di miliki Desa Cermo.Kegiatan pengabdian masyarakat ini dilakukan agar masyarakat mempunyai pendapatan tambahan untuk penopang ekonomi masyarakat. Kegiatan ini dilakukan dalam tiga tahap yaitu Penyuluhan pentingnya peningkatan ekonomi masyarakat sebagai sumber pendapatan tambahan keluarga, Penjelasan prosen pembuatan kripik sampai dengan pemasaran dan Praktek pembuatan kripik dan memberian cita rasa yang bermacam-macam yang menarik terhadap masyarakat. Dengan kegiatan tersebut ibu-ibu PPK ataupun masyarakat, dapat memanfaatkan bahan-bahan yang ada disekitarnya dapat menghasilkan nilai ekonomis, sebagai penghasilan tambahan atapun menjadi penghasilan yang teta
Does Profit Maximization Assumption in Economics Comply with Shariah? Evidence from Theoretical and Empirical Findings
Get PDFThe objective of this paper is to discuss the issue of profit maximization from a shariah point of view. The study is very relevant, especially in the current development of Islamic economics. Profit maximization is the central issue in conventional economics and the implication is that all firm decisions must be intended to realize a profit. This paper uses a qualitative approach to answer the main research question. Using a comprehensive study on the Al-Quran and previous empirical findings, the study reveals that profit maximization is still accepted, but not as a single objective. Islamic economics must use comprehensive objectives that not only profit but also maqasid shariah maximization, including environmental, and social aspects
Analisis Keakuratan Kualitas dan Kuantitas Sustainability Report Disclosure; Strategi Menarik Minat Investasi di Bank Syariah Indonesia
Get PDFAdvances in digital technology that penetrase so quickly create serious changes in various fields including the economy. Sustainability report disclosure is one of the crucial issues that is interesting and always hotly discussed by economic actors in the 5.0 era, including sharia economic actors. This research is important because the accuracy of the sustainability report disclosure is not only a form of compliance with sharia values but also as a trend of needs for stakeholders, and becomes an added value for companies including Bank Syariah Indonesia (BSI) in order to reach wider stakeholders and investors. Increasing the accuracy of the quality and quantity of the sustainability report disclosure can be a solution for BSI in developing its Islamic finance industry. As for the research objectives; First, knowing the effect of the accuracy of the quality and quantity of the sustainability report disclosure on financial performance; Second, knowing the impact of the quality and quantity of the sustainability report disclosure on investor interest in investing. This research is a type of field research with a mix method. The sample was determined through purposive sampling and obtained as many as 34 respondents. The research data used are primary data and secondary data, while the data collection method is done through questionnaires, interviews and documentation. The analysis technique was carried out by using multiple linear regression, t test, F test, and R-Square test. The results of the study show that the accuracy of the quality and quantity of the sustainability report’s disclosure, either partially or simultaneously, has a positive and significant effect on investment interest, as evidenced by the probability statistics obtained, namely 0.000 < 0.05. Both variables have an effect of 94,3% on interest in investing. From the results of the study, it is also known that the variable quality of sustainability report disclosure is the dominant variable that influences the level of investor interest in investing with the value obtained reaching 1.254085 on investors in the Valu Capital stock community in Banda Aceh
Pemberdayaan Umkm Sebagai Upaya Meningkatkan Perekonomian Di Desa Dangdeur
Get PDFUMKM adalah usaha produktif milik orang perorang dan atau badan usaha perorangan yang memenuhi kriteria usaha mikro. Adanya pandemi Covid-19 membuat sektor perekonomian menurun, hal tersebut juga dirasakan oleh sektor pariwisata dan perdagangan industri usaha mikro kecil menengah. Tujuan dari kegiatan ini adalah untuk memberikan sosialisasi dan pendampingan pada pelaku UMKM agar usaha yang dijalankan. Metode penelitian yang digunakan yaitu metode kualitatif dan disajikan secara deskriptif. Pemberdayaan dan pengembangan UMKM ini dilakukan dengan pendataan, melakukan survey, dan melakukan kerjasama dengan DKUPP Purwakarta. Sosialisasi ini membahas mengenai manajemen uang, persyaratan dan izin penjualan, labelling halal, pembuatan NIB, serta inovasi produk dan teknik pemasaran. Program sosialisasi pemberdayaan UMKM ini cukup dapat membantu pelaku UMKM di Desa Dangdeur untuk meningkatkan branding produk dan memperluas target pemasaran.
Kata kunci: UMKM, Covid-19, Kewirausahaan, Manajemen, Pemasara
Impact of Financing Problems on Baitul Mal wa Tamwil during Covid-19
No full textAbstract: This study evaluates the cause and effect of financing problems on Baitul Mal wa Tamwil (BMT) during COVID-19 and analyzes the strategy taken by BMT to handle financing problems. This study is qualitative research. The primary and secondary data were obtained from observations, interviews, and documentation. The informants of the study are top management and members of BMT Al Hidayah Kotaraja Lombok Timur. The data are analyzed using the FMEA (Failure Mode and Effect Analysis) approach. The FMEA method is a systematic method used to identify and prevent problems in a company\u27s product or business process. All process is calculated in a score, namely Risk Priority Number (RPN), and shown in the Pareto diagram. Financing problems are categorized as substandard, doubtful, and bad financing. The causes of financing problems are, among others, the employee’s lack of ability to assess the personality of the prospective debtors in fulfilling their installments, and natural disasters (the COVID-19 pandemic) that may affect someone’s financial ability. Financing problems have an impact on the emergence of financing risk. BMT Al Hidayah Kotaraja is also directly impacted by the inefficient money flow because monthly profit sharing still needs to be distributed to the members. The main factor causing this problem is staff members\u27 inability to evaluate potential debtors. Additionally, the company\u27s approach to these financing problems has not been working. The management, in that case, focused on the debtors instead of their employee’s capability. In that circumstance, the management ought to focus on improving the capacity of their staff to evaluate potential members. According to this study\u27s findings, the FMEA is applicable in resolving finance issues in BMT.
Originality/Value: The research related to risk management in BMT, especially NPF caused by the COVID-19 pandemic, using the FMEA (Failure Mode and Effect Analysis) method. FMEA is a systematic method used to identify and prevent problems with a company\u27s products or business processes from occurring. FMEA is used to examine risk management in banking and provides convenience to the management in making decisions for planning, maintenance, and development purposes. The FMEA method in this study identifies and prevents problems in BMT
Pengaruh Kebijakan Restrukturisasi Pembiayaan dan Tingkat Efisiensi Terhadap Stabilitas Sistem Keuangan Bank Syariah Di Indonesia dengan Ukuran Perusahaan Sebagai Variabel Kontrol (Study Kasus Pada Saat Pandemi Covid 19 Tahun 2019-2021)
No full textThe financial system in a country is a very important sector, so it is very important to keep the financial system stable. The financial system\u27s stability can measure bank resilience in dealing with the impact of the financial crisis. The phenomenon of the crisis that is being experienced by Indonesia is a crisis due to the pandemic Covid 19 which has an effect on economic health around the world. For this reason, in this study, they want to know the effect of restructuring policies and the level of bank efficiency on the financial stability of Islamic banks. Quantitative research with secondary data from the results of the financial statements of each bank used in this study. PanelData Regression Method Using 6 Islamic Banks used as a research sample with a time period from Q1 in 2019 to Q4 in 2021. The results of the study show that the restructuring policy and company size have a significant positive effect on the financial stability of Islamic banks, while the variables of the level of efficiency projected have no effect on the financial stability of Islamic banks
The The Effect of Intellectual Capital on Financial Performance with Financial Distress as A Moderation Variable
No full textIncreasing the performance company is the objective main for the company For attract investors. Financial performance can be used by management to make decisions. Financial performance information is very important for investors as a tool for choosing investments. The company\u27s financial performance shows its ability to use the existing resources of the company as well as possible in order to generate profit or income. The objective of the study is To know the influence of intellectual capital, sales growth, and leverage on performance finances, and know is financial distress can moderate the relationship between independent and dependent variables. Population in study This is a company registered manufactures _ in the Indonesian Sharia Stock Index (ISSI) and obtained a sample of as many as 20 companies. Study This using multiple linear regression techniques and Moderating Regression Analysis (MRA) with application eviews. Research results This shows that influential intellectual capital has a positive significance on performance finance, sales growth No influence on performance finance, leverage significant negative effect on performance finance, financial distress capable moderate influence on intellectual capital to performance finance, financial distress No capable moderate influence sales growth to performance finance, financial distress No capable moderate influence leverage to performance finance
Strategi Adaptasi UMKM Kuliner Pada Masa Pandemi Covid-19 (Studi Kasus: UMKM Kota Yogyakarta)
No full textBanyak sekali UMKM Kota Yogyakarta yang bergerak dibidang kuliner. Adanya pandemi Covid-19 membuat UMKM Kuliner Kota Yogyakarta harus bisa beradaptasi dengan kondisi bisa bertahan dari apapun dan berkelanjutan. Tujuan penelitian ini yaitu menganalisis dampak pandemi Covid-19 terhadap UMKM Kuliner Kota Yogyakarta serta merumuskan strategi yang tepat untuk adaptasi bagi UMKM Kuliner Kota Yogyakarta. Strategi yang bisa diterapkan oleh UMKM Kota Yogyakarta yakni dari beberapa varibel kekuatan, kelemahan, peluang, dan ancaman untuk dapat bisa bertahan dimasa pandemi Covid-19. Metode yang digunakan yaitu lingkungan analisis internal dan eksternal, selanjutnya dengan menggunakan alternatif strategi digabungkan dengan analisis SWOT kemudian dipilih strategi yang terbaik dengan menggunakan metode Analisis Hirarki Proses (AHP) untuk digunakan dalam bisnisnya. Hasil dari penelian ini adalah strategi adaptasi yang sudah ditentukan bisa dilakukan pada masa pandemi Covid-19 dengan cara meningkatkan pelayanan dengan skor AHP skor 0,25. UMKM Kota Yogyakarta mampu beradaptasi dengan adanya faktor lingkungan internal dan eksternal pada masa pandemi Covid-19, karena UMKM kuliner berpotensi untuk mendorong perekonomian Daerah Istimewa Yogyakarta dimasa pandemi Covid-19. Pernyataan ini mengafirmasi asumsi yang menyatakan bahwa UMKM kuliner dapat meningkatkan kemajuan di sektor perekonomian dan sektor pariwisata Daerah Istimewa Yogyakarta.
Kata Kunci : AHP, Analisis SWOT, UMKM Kota Yogyakarta Pandemi Covid-19, Strategi Adaptas