e-Journal Universitas Islam Negeri Raden Fatah (UIN Raden Fatah Palembang)
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FINANCIAL PERFORMANCE ANALYSIS OF ISLAMIC BANKING IN INDONESIA
No full textThis study aims to determine the performance of Islamic banking in Indonesia. The population and sample of this study were all Islamic Commercial Banks in Indonesia which amounted to 13 banks. The analysis technique uses maqasid sharia index and sharia conformity and profitability. The results showed that the performance of Islamic banking using the maqashid syariah index for the period 2016-2022 experienced fluctuations where the performance ratio in 2016 amounted to 28.13% then increased in 2017 to 28.20%, increased again in 2018 to 28.24% and in 2019 also experienced an increase to 29.35%. However, in 2020 it decreased to 28.40% and again experienced a decline in 2021 to 27.81%. But in 2022 it increased to 28.77%. The highest financial performance value was in 2019 at 29.35% and the lowest performance ratio was in 2021 at 27.81%. The financial performance of Islamic banking using sharia conformity and profitability shows that all sharia conformity and profitability values are positive (greater than zero), so the value is located in the Upper Right Quadrant Bank (URL). This shows that all Islamic banks in Indonesia based on Sharia Conformity and Profitability (SCnP) have good financial performance
Literacy Strategies in Mathematics Learning: A Reflective Review in Teacher Education
Full text linkThis study aims to explore the experiences of Teacher Professional Education [TPE] students in applying literacy strategies in mathematics learning and evaluate their impact on students\u27 understanding of mathematics concepts and literacy skills. Using a qualitative approach, this study involved TPE students of the Mathematics Education Study Program at Universitas Swadaya Gunung Jati Cirebon in batch 1 of 2023, selected through a purposive sampling technique. Data were collected through interviews and subsequently analyzed qualitatively, following systematic steps that included thematic mapping, pattern searching, category identification, and meaning interpretation. The findings show that the implementation of literacy strategies, such as visualization, discussion, and reading of mathematical texts, positively impacts students\u27 understanding and engagement in mathematics learning. Challenges encountered while integrating literacy strategies include time constraints and the selection of relevant materials. However, a strong desire to learn and a commitment to constant evaluation helped to overcome these obstacles.. To promote future literacy strategies in mathematics education, actions such as teacher training, technology integration, curriculum adjustment, and appropriate reading materials are required.
Integrating AI in Language Teaching: Challenges and Opportunities for Novice Efl Teachers
Full text linkThis research explored the challenges and opportunities that novice EFL teachers face in integrating AI into their teaching practices. Using a mixed-method approach, the study combined quantitative data from a survey of 30 novice EFL teachers with qualitative insights from interviews with seven participants selected from the survey group. The survey data were analyzed using descriptive statistics, while the interview responses underwent thematic analysis. The findings revealed that the challenges were limited understanding of how to use AI tools in a more advanced or contextually appropriate way, infrastructure limitations that affect access to AI tools, limited digital literacy in using AI for novice EFL teachers. The opportunities were improved lesson planning, increased creativity, time efficiency, enhanced engagement, and innovative assessment practices. The study suggested that targeted training programs, institutional support, and initiatives aimed at fostering ethical AI literacy can assist novice teachers in overcoming challenges and maximizing the potential of AI in language education. These findings contribute to the expanding discourse on AI-assisted teaching and underscore the necessity for sustainable strategies to effectively integrate AI within EFL classrooms
Exploring Multicultural Values in Interfaith Lecturer Cooperation: An Ethnography
Full text linkIndonesia’s rich cultural and religious diversity poses both challenges and opportunities in fostering inclusive academic environments. This ethnographic study aims to explore the construction and enactment of multicultural values within interfaith academic collaboration among lecturers at Universitas Terbuka (UT), Indonesia’s leading open and distance education institution. Utilizing a qualitative ethnographic design, data were gathered through in-depth interviews, participatory observations, and document analysis. The study involved four lecturers representing different religious affiliations: Islam, Hinduism, Christianity, and Buddhism. Thematic analysis identified three core findings: (1) religious differences are navigated through mutual respect, professionalism, and shared pedagogical goals; (2) multicultural values such as tolerance, equity, and inclusivity are embedded in teaching practices and research collaborations; and (3) interfaith dialogue is facilitated through adaptive and dialogical communication strategies. These findings reveal that UT’s interfaith academic practices are grounded in both ethical commitment and institutional support for diversity, contributing to a cohesive and productive academic climate. The study highlights the strategic role of multicultural ethics in enhancing educational quality and institutional resilience. It offers practical insights for higher education policymakers in designing effective frameworks for interfaith engagement and intercultural competence development. Furthermore, this research enriches theoretical discourses on multiculturalism in professional academic settings and suggests directions for future comparative or longitudinal studies to examine interfaith dynamics in broader educational landscapes
Developing Smart Building Learning Media (Knx System) and its Impacts on Student’s Learning Outcomes
Full text linkThis study investigated the developments of Smart Building learning media (KNX System) which focuses on control system elements at SMK Negeri 3 Surabaya, assessed through three aspects: (1) media validity, (2) media practicality, and (3) media effectiveness. This research uses the Research & Development (R&D) development method using the Borg & Gall model. Validity assessments included trainer validity tests, module validity tests, validity tests of student response questionnaires, validity tests of pretest and posttest, validity tests of attitude observation sheets and skills observation sheet tests. The results of the validity test showed that this trainer scored 86%, the validity test of the module scored 81%, the validity test of the student response questionnaire scored 77%, the validity test of the pretest and posttest questions got a score of 75%, the validity test of the attitude observation sheet scored 76%, and the validity test of the skill observation sheet scored 74%. Next, a practicality test was carried out which resulted in a score of 69%, in the practice category. For the latter, an effectiveness test was performed to assess how effectively the treatment is applied. The result of the N-Gain score obtained a value of 0.5, which was in the interval of 0.3 ≤ n ≤ 0.7. This indicated that the average N-Gain score is categorized as moderate. To differentiate between the average score of the pretest and posttest, the Paired Sample T-Test was performed using SPSS, resulting in a p value of 0.000. This indicated a significant influence on student learning outcomes before and after the implementation of this learning media. It can be concluded that the learning media developed is suitable for use in learning and can be used as a reference for the development of learning media in other learning elements
The Nature of Society in the Perspective of Islamic Education Philosophy
Full text linkThe foundation of knowledge is the Philosophy of Islamic Education. Society is frequently portrayed as a group of people with similar traits and objectives. All members of society have equal rights and obligations under Islam. Islam opposes caste structures and the giving of special rights to any individual or group; in Islamic culture, a person\u27s honor is decided only by how devoted they are to Allah. Three primary characteristics usually define an Islamic society: a focus on Allah, a high value placed on piety, and a spirit of mutual respect among its constituents. The fundamental components of an Islamic society are social justice, equality, compassion, brotherhood, and freedom. Islamic educational philosophy and society are inextricably linked, producing an inseparable synergy. As a result, Islamic
Transformation of Educational Technology: Impact on Pesantren Education (Case Study at Bustanul Ulum 03 Jember Islamic Boarding School)
Full text linkTechnological transformation has become a key factor in enhancing the quality of education, including within Islamic boarding schools (pesantren). This study aims to analyze the impact of technology implementation in the educational system at Bustanul Ulum Islamic Boarding School. The institution has adopted two digital applications: SAQu for administrative management and BUQu for digital-based learning. The integration of technology within the pesantren provides various benefits, such as improved access to educational resources, increased interactivity in the learning process, greater flexibility in teaching methods, and enhanced overall teaching and learning quality. Despite these advantages, several challenges arise, including limited digital literacy among human resources and the availability of adequate technological infrastructure. To address these issues, the pesantren has implemented a range of strategies, including awareness programs, human resource development training, and student-involved digital-based business innovations. This research employs a qualitative method aimed at deeply understanding the phenomenon and generating descriptive data through interviews and observations. The findings indicate that technological integration in the pesantren not only improves the effectiveness of learning but also creates opportunities for students to develop digital and entrepreneurial skills. Therefore, technological transformation in Islamic boarding schools is expected to continue evolving in order to strengthen the competitiveness of Islamic education in the digital era
The Role of Teachers in Building Students\u27 Learning Motivation in Islamic Religious Education and Character Education Subjects at SDN Kediri Binong
Full text linkStudent learning motivation is a crucial aspect in the educational process, especially at the elementary school level which forms the foundation for character and spirituality development. Based on the theory of learning motivation in Islamic education, teachers of Islamic Religious Education and Character Development (PAIBP) play a strategic role as motivators and value builders. This research aims to identify the role of PAIBP teachers in increasing student learning motivation and to analyze the supporting and inhibiting factors at SDN Kediri Binong. Using a descriptive qualitative approach, data was obtained through observation, interviews, and documentation of PAIBP teachers, school principals, and students in grades V and VI. The results showed that teachers perform various roles such as facilitator, motivator, evaluator, and organizer, with main strategies including verbal appreciation, Islamic story-based learning media, and personal affective approaches. Student motivation increases when these strategies are applied consistently. Supporting factors include family support and a conducive learning environment, while obstacles include economic, health, and social constraints. This research provides a theoretical contribution to understanding the role of PAIBP teachers in the context of motivation formation, as well as practical recommendations for developing adaptive and character-based teaching strategies
Evaluation of the Talaqqi Method at Daarul Ulum Al-Hadi Islamic Boarding School in Kota Besi, East Waringin City
Full text linkThis study aims to evaluate the implementation of the talaqqi method in the memorization of the Qur\u27an at Pondok Pesantren Daarul Ulum Al-Hadi Kota Besi, Kota Waringin Timur using the CIPP (Context, Input, Process, Product) evaluation model. This qualitative descriptive study employed data collection techniques through observation, interviews, and documentation. The results show that the talaqqi method is effective in improving the memorization skills of the female students (santriwati). However, several challenges were identified during its implementation, such as varying memorization abilities among students, limited numbers of teachers, and a lack of variation in the teaching methods used. Evaluation of the product aspect indicates that there has been an improvement in the number of memorized verses, though further enhancement is needed in the areas of tajwid (pronunciation) and makharajul huruf (articulation of letters). Therefore, this study recommends that the pesantren increase the number of teachers, diversify teaching methods, and develop a more comprehensive evaluation system to improve the overall quality of Qur\u27anic memorization among the santriwati. This research contributes to the development of more effective methods in Qur\u27anic memorization in pesantren environments
The Influence of Service Quality and Infrastructure on Student Satisfaction and Loyalty at SMPIT Muhammadiyah Pangkalan Kerinci
Full text linkStudent loyalty reflects a strong commitment to their school, demonstrated through continued support for the services provided and influencing prospective students to enroll. This study aims to analyze the effect of service quality and school facilities on student loyalty, with student satisfaction serving as a mediating variable. The research was conducted at SMPIT Muhammadiyah Pangkalan Kerinci using a quantitative approach. The sampling technique employed was a saturated sample, involving the entire population of 34 students. Data were collected through questionnaires and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results show that service quality and school facilities significantly influence student satisfaction, which in turn affects student loyalty. These findings emphasize that improving service quality and providing adequate facilities are essential in fostering student satisfaction and loyalty. The practical implication of this study suggests that schools should focus on enhancing educational services and infrastructure to build stronger student engagement and commitment