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Unified Payment Interface (UPI) – Economy Transformer for Small Businesses in India
No full textThis research paper explores the impact of Unified Payment Interface (UPI) payments on small businesses in India. Through a comprehensive literature review, conceptual framework, and data collection from small businesses, this research provides insights into the benefits, challenges, and behaviour associated with UPI payments. The study focuses on understanding how UPI payment have reshaped and enhanced small business operations and their implications for financial inclusion, economic growth, and digital transformation.
Through a mixed-methods approach, quantitative and qualitative data are collected from small business owners with the help of survey questionnaires determining usage patterns, perceived benefits, and challenges from using UPI payments.
The findings of this study highlight the significant positive impact of UPI payments on small businesses, enabling them to adapt to the digital economy quicker and compete more effectively in the market. The study explains the role of UPI in promoting financial inclusion, facilitating business growth, and reducing cash dependency, eventually helping the Government to move towards Cashless Economy. However, it also highlights the challenges related to the security, slow progress in network infrastructure, and customer adoption that needs to be addressed for the widespread adoption and sustainable use of UPI by small businesses
Divorce Uncovered A radio documentary on how the emotional trauma after divorce affects future relationships
No full textDivorce is a personal experience which people hesitate to speak about in public. According to experts, it is one of the toughest phases in people’s lives because divorcees experience changes within all life circumstances. The decision to end one’s marriage does not happen overnight, it is a process which takes years and affects the social environment including family members, in-laws and friends.
This study aims to discover the emotional consequences of a divorce on affected people. It covers the themes of loss, grief, healing and transformation before being able to commit to a new partner. Light is cast on the walls built after a divorce which can be a barrier to healthy relationships. A documentary was designed through the use of interviews, instrumental sounds and narrative elements. This documentation demonstrates the research process before the construction of the audio elements including sample literature as well as media artifacts dealing with vulnerable topics.
The radio documentary Divorce Uncovered contains a personal divorce story with explanatory elements. It features the voices of women who experienced divorce in different ways and give deep insights into the emotional impact it had on their life as well as their future relationships
Engagement of people over 65 with online banking in Ireland: readiness, willingness, and existing barriers.
No full textThe aim of the study was to explore the engagement of people over 65 with online banking in Ireland and particularly assess their level of willingness and readiness and existing barriers that prevent the usage of online platforms. Primary data was collected from 30 people aged 65 to 84 by using semi-structured face-to-face interviews as a research tool. The majority of older adults reported a positive perception of technology and acknowledged the benefits of online banking, however, only 30% of participants were users of online banking and 3 people confirmed that their online transition was voluntary due to the convenience of the applications.
The findings of this research showed that the studied group was unsatisfied with the Irish banking system which led to an adverse reaction toward innovations. Poor service provided by banks created a certain level of doubt about the availability of services with online banking. The forced switch to Internet banking creates a technostress due to the high value of potential loss in case of mistake and, as a result, limits technological adoption. Not user-friendly platforms for people with physical disabilities were outlined as one of the barriers to engaging with online banking. Lack of communication and guidance provided by the bank along with the necessity of help were mentioned as the issue that prevents technology adoption.
This research studied the grey digital divide in Ireland in the banking sector and may be used by financial institutions in order to improve their systems and attract more online users among older adults
Polarization of Indian media in communicating public policies – content analysis of headlines.
No full textThis dissertation investigates the contemporary media landscape of India. It examines and contrasts the headlines from the three most prominent English language dailies of India - Times of India, Hindustan Times, and The Hindu—focusing on the headlines of Citizenship Amendment Act (CAA) of 2019. The study, which uses a mixed-method approach, looks at differences in reporting’s tone, wording, and emphasis to spot any potential biases in favour of or against the government’s policy. The study investigates how such contentious reporting may affect how the CAA is perceived and understood by the general public, as well as its broader effects on democracy and public discourse. This study offers helpful insights for media practitioners, politicians, and researchers negotiating the complexities of media-government interactions in India’s diverse and dynamic democracy by challenging the alignment of polarized reporting with responsible journalism and media ethics
An Evaluation of Shein's Social Media Strategy for Connecting with Millennial Consumers: A Case Study on Facebook and TikTok
No full textThis research investigates the use of Facebook and TikTok by Shein in connecting to young consumers' i.e. millennials. Shein is an online retailer which sells fashion products; the company has a strong social media strategy to connect and engage young consumers and achieve its business goals. The research investigated how Shein uses Facebook and TikTok as a marketing strategy to connect with its young consumers. Young were technologically savvy. Therefore, they spend a long time on social media. Shein's use of Facebook and TikTok has influenced its growth and profit. However, it is necessary to evaluate the role of social media from its consumer's perspectives. Thus, the research investigates how young consumers perceived Shein's use of Facebook and TikTok. The research adopts the qualitative methodology, which collects non-numerical data. Semi-structured interviews were used to collect data from 8 young consumers in Ireland. The semi-structured interviews were further analysed using a thematic approach. The major findings of the research include; that Shein's use of Facebook and TikTok has resulted in the purchase of fashion wear amongst young consumers in some instances because Shein used Facebook and TikTok platforms to intimating customers about the latest fashion products. Build confidence and trust through feedback, present products through Ads and provide sufficient product information. The study also finds that some customers preferred TikTok for connecting to Shein over Facebook because TikTok was more engaging, entertaining and used mostly Shein. Other customers noted that they preferred Facebook because it was more regulated and mature and limited the posting of impolite and gruesome videos and images by Shein, unlike what is obtained on TikTok. Therefore, the research recommends that Shein develop more regulated and cautious social media posts, thus allowing it to connect properly with all its customers
Sustainability crisis: A correlation analysis between ESG risk rate and public listed corporate financial performance in Ireland and UK.
No full textThe concept of sustainability has gained significant attention in recent years as societies face pressing environmental and social challenges. This study explores the relationship between sustainability performance, a measured by environmental, social, and governance (ESG) risk rates, and the financial performance of public listed corporations in Ireland and the United Kingdom (UK). The objective is to assess whether there exists a correlation between ESG risk rates and corporate financial performance.
The findings of this study reveal a significant correlation in most of the ESG components in a analyse per component and a strong correlation in a added together analyse against financial performance indicators. Companies with lower ESG risk rates tend to exhibit better financial performance, however in terms of stock price fluctuation the study reveals that there is not much impact between companies with lower and severe ESG risk rate. These results suggest that sustainable practices and a strong ESG performance positively impact financial outcomes for public listed corporations in Ireland and the UK market
Attitude and Challenges of Consumers and Pharmacists Towards Reporting Counterfeit Medicines in Lagos State, Nigeria
Get PDFCounterfeit medicines are drugs deliberately misbranded, mislabeled, or adulterated with the intention of deceiving people into thinking they are genuine. Consumers and pharmacists play vital roles in reducing their circulation by reporting suspicious products to the authorities. Such information provides the regulatory authorities with valuable insights, enabling them to take necessary actions to stop the distribution and sale of these drugs. This study aimed to evaluate the knowledge of consumers and pharmacists in Lagos regarding the presence of counterfeit drugs in the Nigerian market, their associated risks, and their attitudes toward reporting such drugs. Additionally, the study investigated the challenges these groups faced when reporting such drugs and provided recommendations for overcoming these obstacles.
The study collected primary data through an online questionnaire survey and phone interviews. The survey received responses from 182 consumers and 126 pharmacists, while the phone interviews were conducted with 8 highly experienced pharmacists to obtain their personal perspectives on the subject matter.
Analysis of the collected data revealed that consumers and pharmacists in Lagos exhibited a high level of awareness about the presence of counterfeit medicines in Nigeria and the health risks associated with them. However, both groups demonstrated reluctance to report such medicines. The study revealed that the two groups faced similar challenges when reporting counterfeit medicines, with the most common problems, as noted by the majority of respondents in each group being a lack of knowledge on how to report (70.9% consumers, 51.6% pharmacists), difficulty in identifying counterfeit medicines (69.8% consumers, 64.3% pharmacists), and lack of confidence in the regulatory authority’s effort in combating the issue (69.8% consumers, 54.8% pharmacists).
ress these challenges, the study proposed providing education and awareness programs to teach people how to identify and report counterfeit medicines, as well as providing feedback to individuals regarding the status of their reports and investigations. The researcher recommended that NAFDAC prioritize addressing the challenges which were identified by the largest number of participants in both groups to improve the reporting of counterfeit medicines in Lagos
The emergence of the right to identify in Ireland: addressing the 'historic wrongs' or ignoring the privacy interests?
Get PDFThis thesis assessed the compatibility of Irish legislation on the right to identity of adopted persons with the obligations deriving from the European Convention on Human Rights (hereinafter 'ECHR'). The analysis took into account the existing socio-legal context of Ireland regarding the adoption practice. The peculiarities related to the right to identity were discussed - the interests protected by it and threats coming out from its realisation.
Accordingly, the development of the European Court of Human Rights' (hereinafter
'ECtHR' or 'Court') case-law was also observed in detail. As a result, relevant conclusions were drawn regarding the scope of the obligations arising from the ECHR.
Finally, the author argued that Ireland's Birth Information and Tracing Act (hereinafter
'BITA') is incompatible with the ECHR obligations due to the absolute nature of the right to identity. Consequently, recommendations were presented to align Ireland's legal framework with the ECHR
The Digital Services Act and Vulnerability: how Vulnerability is Defined by Digital Regulations in the EU
No full textAny discussion on legislation relating to digital services and data management is incomplete without an understanding of vulnerability, and vulnerable individuals. It appears to have been the case that a new vernacular is taking hold to define vulnerability within laws, one that is often governed by power imbalances between service providers and users in question. Previously, our understanding of vulnerability was informed by philosophy, wherein vulnerability was defined along the lines of an enlarged sense of self and self-interest. Vulnerability has now come to embody a variety of different definitions, informed by multiple disciplines such as ethics, sociology, law, and politics to name a few. Technologies, today, are being adopted at an unprecedented rate. This unguarded proliferation presents tremendous opportunities for the growth and development of humanity on the one hand, but on the other, mar to human rights, and the general understanding of the rule of law. The General Data Protection Regulation (GDPR) astutely recognised the need to protect individuals against the changing modalities of human interactions. However, it faced some difficulty in choosing a definition for vulnerability that would be equally applicable to all individuals in society.
With the aforementioned issues in mind, the key aim of this article is to highlight the lacuna in the safety net afforded by legislation concerning protections for users and their fundamental rights, to then assess areas for improvement. The article will begin by exploring the different theories for describing vulnerable groups that have been put forward by scholars from a variety of disciplines. The article will then situate 'vulnerable groups' in the context of digital regulation by discussing how the GDPR, and EU Law, in general, have defined vulnerability. The article will then analyse whether a similar interpretation can be applied when discussing the Digital Services Act to identify vulnerable groups and the extent of the protections that will be offered to the same. The article aims to ultimately identify the most appropriate vernacular for digital regulations to enhance the level of protection offered in relation to vulnerability in users
Exploring the Strategies that Self-Brand Instagram Users Adopt to Create Business Awareness in Nigeria: Content Analysis
No full textThe research's main objective is to explore and determine the strategies essential for self-brand users of Instagram in Nigeria to achieve profitability in their businesses. The literature review centers on the usefulness of the U&G-TAM model in Instagram marketing for business owners. Additionally, it examines the behavioral patterns of self-brand Instagram users and the strategies they have employed. Based on the literature review, the research identifies 12 successful Instagram marketing strategies that self-brand users can adopt.
A qualitative research approach was employed for the study, and five semi-structured interviews were conducted with self-brand Instagram users. The analysis of the findings revealed some correlations between the strategies discussed in the literature and their practical benefits for self-brand users. The study highlights three main elements that significantly contributed to the participants' business progress: partnering with influencers, optimizing a strong business profile, and utilizing hashtags and geotags effectively. These strategies have played a crucial role in the participants' success and profitability in their Instagram businesses