87,554 research outputs found
The vote with the wallet game: Responsible consumerism as a multiplayer prisoner's dilemma
No full textSocially responsible consumers and investors are increasingly using their consumption and saving choices as a 'vote with the wallet' to award companies that are at vanguard in reconciling the creation of economic value with social and environmental sustainability. In our paper, we model the vote with the wallet as a multiplayer prisoner's dilemma, outline equilibria and possible solutions to the related coordination failure problem in evolutionary games, apply our analysis to domains in which the vote with the wallet is empirically more relevant, and provide policy suggestions
Analisis Determinan Penggunaan E Wallet: Analysis of Determinants of E Wallet Use
No full textPenelitian ini bertujuan menganalisis determinan penggunaan e-wallet di Indonesia, dengan fokus pada faktor kepercayaan, kenyamanan, promosi, dan persaingan antar penyedia. Penelitian ini menggunakan metode sensus, di mana seluruh populasi di lokasi penelitian dijadikan sampel, yakni di supermarket Carrefour Kota Makassar. Metode kuantitatif, seperti regresi linear berganda, digunakan untuk menganalisis data. Hasil penelitian menunjukkan bahwa faktor keamanan (X1) dan kemudahan (X2) memiliki pengaruh signifikan terhadap minat penggunaan e-wallet (Y). Koefisien regresi untuk faktor keamanan adalah 0.748, mengindikasikan bahwa peningkatan keamanan meningkatkan minat penggunaan e-wallet. Koefisien regresi untuk faktor kemudahan adalah 0.289, menunjukkan bahwa semakin mudah proses transaksi, semakin besar kemungkinan individu menggunakan e-wallet. Uji simultan (F) menunjukkan bahwa faktor keamanan dan kemudahan secara bersama-sama berpengaruh signifikan terhadap minat penggunaan e-wallet. Uji parsial (t) mengindikasikan bahwa secara individu, kedua faktor tersebut berpengaruh positif dan signifikan. Temuan ini menggarisbawahi pentingnya bagi penyedia layanan e-wallet untuk fokus pada aspek keamanan dan kemudahan dalam mengembangkan dan mempromosikan produk mereka. Penelitian ini menyimpulkan bahwa faktor keamanan dan kemudahan memainkan peran penting dalam membentuk minat penggunaan e-wallet, dengan kedua faktor saling memengaruhi dan meningkatkan minat pengguna. Keamanan dan kemudahan transaksi menjadi faktor utama yang mempengaruhi keputusan konsumen, sehingga layanan keuangan digital perlu terus ditingkatkan agar lebih inklusif dan aman bagi seluruh lapisan masyarakat di Indonesi
Fuzzy analytical hierarchy process (F-AHP) method in evaluating E-wallet payment system in Malaysia
No full textA digital wallet also known as "E-wallet" refers as financial transaction that proceeding payment through an electronically system and device. The digital revolution continues to transform most of our everyday lives especially in this challenging world of pandemic Covid-19. In the new norms, government encouraged to utilize e-wallet as a way to prevent contagious by incentive of eBelia also ePenjana. As e-wallet actively used, this has increased the mass growth of E-wallet providers. Due to accumulation of e-wallet, the aim is to provide overall ranking towards e-wallet payment system for consumers in selecting efficient payment system for transaction. For the solution, this research has utilized the Multi-Criteria Decision Making (MCDM) method of Fuzzy Analytical Hierarchy Process (FAHP). In order to assist consumers in selecting a higher-quality digital wallet payment system, this study assess 4 criteria of E-wallet Payment System quality, with the top 3 alternative of e-wallet providers. Based on the highest weightage value, the most preferable criteria and alternatives for e-wallet will established. Touch 'n Go had become the preferable e-wallet with weightage of 0.419. Among all criteria, security became the most essential factor in selecting e-wallet. In the future, researchers are encouraged to use another approach in MCDM
E-wallet acceptance among undergraduates in Malaysia
No full textThe application of e-wallet technology through mobile devices is the recent digital technology trend for consumer market in malaysia. In addition, the government of malaysia has introduced an e-wallet based initiative under the malaysia budget 2020, namely “e- tunai rakyat” program with the ultimate aim for the nation to opt for digital payment. Studies done by prior researchers revealed that the success of a new technology concept, such as e-wallet is intensely dependent on the acceptance of user toward the new technology. Hence, this study aims to identify the important factors that influence the intention of using e-wallet among youngster in malaysia, with the focus on undergraduates from one of the the public university. In addition, the study also aim to explore the relationship between the important factors and intention to use e-wallet. Two categories of important factors were identified from literature review. Category 1 is designated as “preceived usefulness” and make up of three factors; which are social influence; perceived enjoyment and information & knowledge. While category 2 is classidied as “perceived ease of use” that consist of two factors, which are previous experience and facilitating condition. The research is quantitative based via questionnaire and responded by 64 undergraduates. Descriptive analysis result reveals that “preceived ease to use” is viewed by respondents as more important than “preceived usefulness” as factors that influencing respondents intention to use e-wallet. In addition, finding from pearson correlation test suggests that the adoption of e-wallet among undergraduate in malaysia is strongely correlated with factors that under category of “preceived ease to use”. The main implication of the study is there is, in oder to enhance the acceptance of e-wallet by the undergraduates or youngsters in malaysia, the government of malaysia, as well as the service providers of e-wallet need to continuously upgrade and expand the digital infrastructure across the whole nation
The trouble in tracing opportunistic pathogens: cholangitis due to Bacillus in a French Hospital caused by a strain related to an Italian probiotic?
No full textTwo published unrelated case reports, one in France and one in Italy, describe infections due to Bacillus subtilis strains resistant to erythromycin and penicillin. While the Italian isolate was correlated to a national probiotic, the French strain differed from the probiotic available in France. 16S rRNA sequencing of the two clinical isolates and the respective probiotics revealed 100% identity of both clinical isolates to the Italian probiotic and classified the strains as Bacillus clausii, while the French probiotic was found to be Bacillus thuringiensis. The present report raises the difficulty of confirming strain identities and thus causal links between probiotic or alimentary microorganisms and strains isolated from immuno-suppressed hosts
Determinan keputusan mahasiswa Perbankan Syariah menggunakan e-wallet syariah
No full textPenelitian ini dilatarbelakangi oleh perkembangan alat pembayaran di Indonesia, alat pembayaran terus berkembang dari alat pembayaran tunai ke alat pembayaran non tunai seperti pada aplikasi dompet digital (e-wallet). Dompet digital adalah salah satu aplikasi keuangan yang diminati mahasiswa karena dengan dompet digital ini mahasiswa semakin mudah dalam bertransaksi tanpa harus menggunakan uang tunai sebagai alat transaksi. Berdasarkan hasil observasi online mengenai LinkAja Syariah yang dilakukan oleh peneliti dengan mahasiswa/i dari Program Studi Perbankan Syariah angkatan 2018-2020 Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan melalui google forms hanya 22% mahasiswa menggunakannya LinkAja Syariah. Minimnya pengguna e-wallet syariah dikalangan mahasiswa perbankan syariah, sehingga rumusan masalah dalam penelitian ini adalah apakah ada pengaruh kemudahan dan kemanfaatan terhadap keputusan mahasiswa menggunakan e-wallet syariah. Penelitian ini bertujuan untuk mengetahui apakah kemudahan dan kemanfaatan berpengaruh terhadap keputusan mahasiswa perbankan syariah menggunakan e-wallet syariah.
Teori yang digunakan dalam penelitian ini adalah keputusan, kemudahan, dan kemanfaatan, kemudian pengaruh kemudahan bertransaksi terhadap keputusan mahasiswa menggunakan e-wallet syariah, pengaruh kemanfaatan terhadap keputusan mahasiswa menggunakan e-wallet syariah.
Penelitian ini merupakan penelitian kuantitatif. Sumber data yang digunakan adalah data primer. Teknik pengumpulan data yang digunakan adalah angket dengan jumlah sampel 86 orang. Pengolahan data menggunakan SPSS versi 23. Teknik analisis yang digunakan adalah uji validitas, uji reliabilitas, uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji regresi linear berganda, uji koefisien determinasi, uji parsial (t), dan uji simultan (F).
Hasil penelitian dengan uji parsial (t) menunjukkan bahwa variabel kemudahan tidak berpengaruh terhadap keputusan mahasiswa dalam menggunakan LinkAja Syariah dan variabel kemanfaatan berpengaruh positif terhadap keputusan mahasiswa dalam menggunakan LinkAja Syariah. Sedangkan hasil uji simultan (F) variabel kemudahan dan kemanfaatan memiliki pengaruh signifikan terhadap keputusan mahasiswa perbankan syariah dalam menggunakan e-wallet LinkAja Syariah, dengan uji adjusted R square sebesar 0,208 atau 20,8%, yang artinya bahwa keputusan mahasiswa menggunakan e-wallet LinkAja Syariah dipengaruhi oleh kemudahan dan kemanfaatan sebesar 20,8% sedangkan sisanya 79,2% dipengaruhi oleh variabel lain yang peneliti tidak cantumkan dalam penelitian ini
Handmade Fletcher Jones wallet
No full textThis record was harvested from a previous catalogue system and will be withdrawn in 2025. Information in this record may be superseded or incomplete. Visit this record in UMA's new catalogue at: https://archives.library.unimelb.edu.au/nodes/view/3206161 leather wallet147949
Item: [2012.0031.01122] "Handmade Fletcher Jones wallet
[General chart of the River and Gulph of St. Lawrence] [cartographic material] /
No full textMap of the Gulf and River of St. Lawrence in Canada with relief shown by hachures. Depth shown by bathymetric soundings.; Title supplied by cataloguer.; Plate 100 from vol. IV, pt. 1 of: The Atlantic Neptune / by Joseph F.W. Des Barres. London : The Admiralty, [1784].; National Maritime Museum catalogue of the Library, v. 3, p. 381.; Also available in an electronic version via the Internet at: http://nla.gov.au/nla.map-rm437
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