1,720,954 research outputs found
FINANCIAL INCLUSION DETERMINANTS AND THEIR EFFECT ON UTILISATION OF FORMAL FINANCIAL SERVICES BY SMALLHOLDER FARMERS IN KENYA
No full textKenya’s financial services sector has witnessed significant technological revolution in the
past decade resulting to new financial products. Whereas 80 percent of Kenyan adults owned
a formal bank account as at 2019, the level of usage of formal financial services among the
smallholder farmers was still low with usage of bank accounts at 17 percent. This study
aimed at addressing this low utilisation of formal financial services by the smallholder
farmers in Kenya by determining suitable financial inclusion approaches which could raise
the level of utilization of formal financial services among the small holder farmers thus
increasing productivity in the agricultural sector. The main objective of this study was to
establish financial inclusion determinants and their effect on the utilisation of formal financial
services by smallholder farmers in Kenya. The specific objectives were; to determine the
impact of demographic factors on utilisation of formal financial services among smallholder
farmers, to evaluate the effect of socio-economic factors on utilisation of formal financial
services among smallholder farmers, to determine the effect of institutional factors on
utilisation of formal financial services among smallholder farmers, to examine the extent of
technological factors on utilisation of formal financial services among smallholder farmers.
The study also sought to explore the moderating effect of financial literacy on the utilisation
of formal financial services among the smallholder farmers. The study adopted a descriptive
cross-sectional survey research design. The target population of the study was 3,666,294
from Nakuru, Busia and Kirinyaga counties in Kenya from which a sample size 560 of
smallholder farmers was selected. Simple random sampling was used to select the three
counties and sub-counties while convenience sampling was used to select the smallholder
farmers for study in each ward. Data was collected using structured and semi-structured
questionnaires which were administered to smallholder farmers identified through random
sampling. Descriptive and inferential statistical techniques were used to analyse the data
using SPSS (Statistical Package for Social Sciences) in order to address each study objective.
Descriptive statistics used were frequencies, percentages and chi-squares. Inferential statistics
comprised correlation, Multinomial logistic regression and multiple linear regression analyses
were then conducted. Regression results showed that age group, marital status and education
levels of the respondents were the significant demographic variables. It is also evident that
the socio-economic variable annual income, land size and occupation institutional factors and
product differentiation were all significant financial inclusion variables. Technology factors
were also significant to the formal predicting utilisation of financial services. The findings
also revealed that financial literacy had a significant moderating effect on the utilisation of
formal financial services. The study, therefore, recommends that policymakers should also
consider reviewing policies that present obstacles to financial inclusion along demographic
lines and address them to increase utilisation of formal financial services. Policymakers
should also encourage smallholder farmers by way of incentives to disclose their annual
income to improve their chances of accessing formal financial services that can expand their
enterprises. Also, financial services providers and their technological intermediaries such as
mobile service providers should revise their product strategies to encourage subscription from
smallholder farmers. Policymakers should encourage more investment in the digitalisation of
small scale farming activities to encourage more technology adoption. Financial institutions
in the country need to develop more friendly and accessible products with features that
encourage not only their uptake but also integrate into other financial services
Going Beyond Counting First Authors in Author Co-citation Analysis
No full textThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
No full text“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
No full textWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
No full textWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
The Effect of Initial Public Offer Announcements on Market Returns of Listed Stocks at the Nairobi Stock Exchange
No full textA journal article by Dr. Amos Njuguna, the Assistant Dean in the Chandaria School of Business in USIU - AfricaInitial Public Offers (IPOs) attract much attention in World stock markets. The IPOs do not go unnoticed in emerging markets since they are focal points, particularly if listed alone, and stirs the whole market. As such a single large IPO can have a significant effect in a less developed market. In Kenya, several studies have been undertaken in the past on stock price response to earnings announcements, the effects of election period on stock returns at the Nairobi Stock Exchange, the information content of annual reports and accounts of companies listed at the Nairobi Stock Exchange .However, these studies focus on specific issues that may impact the market returns. Consequently, there is lack of information on the extent to which IPOs influence market returns at the Nairobi Stock Exchange (NSE) as well as exogenous factors that may have influenced the market return. Therefore, this study sought to evaluate the effects that IPO announcements had on the market return of listed stocks at the NSE. In addition, the study assessed the effects of the turnover and volume traded on the market return. The study incorporated all the seven recently floated IPOs at the NSE between January 2006 and March 2009.
The main results from the fitted linear regression model showed that all IPOs had a significant effect on the market return. In particular, Co-op bank, KenGen, and Volume traded had a negative effect while the remaining IPOs, elections and turnover had a positive impact on the market returns. The magnitude of these effects ranged from –0.126 to 0.172. This study also employed logistic regression to evaluate the effect of the IPO announcement within the 60-day window period on the market index. The study found that all IPOs had positive a significant influence on the market return except Eveready and KenGen. The findings of this study contribute to the current knowledge on how the IPOs announcements, turnover, and volume traded affects market return. This will be a source of valuable information to the capital Markets Authority, Nairobi Stock Exchange as well as investors for decision making, legal and Policy formulation
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
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