11 research outputs found

    Savings and Investment Patterns of Indonesian Society: An Analysis of Household Financial Behavior

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    The purpose of this study is to provide a comprehensive picture of financial behaviors in this dynamic socioeconomic context by examining the saving and investment habits of Indonesian households. Using a mixed-methods approach, the study combines quantitative survey data with qualitative material obtained through in-depth interviews. The demographic profile of the sample demonstrates a broad range of representation in terms of age groups, income levels, levels of education attained, and employment circumstances. Quantitative analyses reveal that a significant portion of participants save on a regular basis, with a variety of investment portfolios and savings vehicles that they prefer. Relationships between socioeconomic factors, such as education level and income, provide crucial information about what motivates people to make financial decisions. The findings demonstrate the important roles that behavioral variables, cultural influences, and risk perceptions all have in shaping household financial decisions. The study's conclusions, which highlight the need of targeted financial education programs and culturally sensitive interventions, can be helpful to policymakers, financial institutions, and educators alike. Overall, this study broadens our knowledge of household financial behavior and offers data that Indonesia can utilize to create policies that promote economic empowerment and financial resilience

    Improvement of the Storage Process at Fatra Napajedla a.s.

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    V diplomové práci autor se zaměřuje na zlepšení procesu skladování ve společnosti Fatra, a.s.. Teoretická část je zaměřena na charakteristiku procesu skladování, logistické systémy, zásobování a statistické metody analýzy. Praktická část obsahuje analýzu současného stavu skladování a detailní analýzu procesů a zásoby. Na základě těchto poznatků jsou navrženy konkrétní postupy a metody pro zlepšení procesů skladování, včetně implementačního plánu. V závěru došlo k vyhodnocení navržených postupů a metod z pohledu rizikovosti procesu skladování. Práce představuje komplexní přístup k analýze a návrhu zlepšení procesů skladování.In the thesis the author focuses on the improvement of the warehousing process in Fatra, a.s. The theoretical part focuses on the characteristics of the warehousing process, logistics systems, supply and statistical methods of analysis. The practical part includes an analysis of the current state of warehousing and a detailed analysis of processes and inventory. Based on these findings, specific procedures and methods for improving the warehousing process are proposed, including an implementation plan. Finally, the proposed procedures and methods are evaluated in terms of the riskiness of the storage process. The paper presents a comprehensive approach to the analysis and design of warehousing process improvements.Ústav logistik

    Project implementation in predictive maintenance of Fatra, Inc.

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    Diplomová práce se zabývá problematikou zavádění prediktivní údržby ve společnosti Fatra, a.s. Hlavním cílem této diplomové práce je vytvořit reálně fungující řešení provádění prediktivní údržby. V teoretické části autor stručně představuje metodiku, která je úzce spjata s prediktivní údržbou a jejím efektivním zavedením. Analytická část se zaobírá popisem současným systémem údržby s důrazem na prediktivní údržbu. V následné projektové části je hlavním tématem vytvoření efektivního systému prediktivní údržby, který je zaměřen na vybraná kritická zařízení společnosti. Diplomová práce je zakončena celkovým zhodnocením navrhovaného řešení.This Master Thesis deals with the implementation of predictive maintenance of Fatra, Inc. The main objective of this Thesis is to create a really workable solution implementing predictive maintenance. In the theoretical part, the author briefly introduces the methodology, which is closely linked to predictive maintenance, and its effective implementation. The analytical part deals with the description of the current system maintenance with an emphasis on predictive maintenance. In a subsequent part of the project is the main theme of the creation of an effective predictive maintenance system, which focuses on selected critical facilities of the company. This Master Thesis ends with an overall assessment of the proposed solutions.Ústav průmyslového inženýrství a informačních systémůobhájen

    Respon Pertumbuhan Dan Produksi Tanaman Terung (Solanum melongena L.) Terhadap Pemberian Dosis Kotoran Kambing Dan Pupuk Phospat

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    RINGKASAN Arwin Fatra (1410311055) “Respon Pertumbuhan dan Produksi Tanaman Terung (Solanum melongena L.) Terhadap Pemberian Dosis Pupuk Organik Kotoran Kambing dan Pupuk Phospat”. Dosen Pembimbing Utama Ir. Iskandar Umarie, MP. Dosen Pembimbing Anggota Ir. Insan Wijaya, MP. Tujuan dari penelitian ini adalah untuk mengetahui pertumbuhan dan produksi tanaman terung (Solanum melongena L.) terhadap pemberian pupuk organik kotoran kambing dan pupuk phospat. Penulis melaksanakan penelitian mulai bulan April-Juli 2019 yang dilakukan dikebun percobaan Fakultas Pertanian Universitas Muhammadiyah Jember, Jl. Karimata, Kecamatan Sumbersari, Kabupaten Jember. Dengan ketinggian tempat ± 89 meter di atas permukaan laut (mdpl). Penelitian ini dilaksanakan secara faktorial (3 x 3) dengan pola dasar Rancangan Acak Kelompok (RAK) yang terdiri dari dua faktor yaitu faktor pertama pemberian Kotoran Kambing (K) dan Pupuk Phospat (P) yang masing-masing perlakuan diulang sebanyak 3 kali. Faktor perlakuan pertama adalah dosis pupuk kotoran kambing (33 ton/Ha, 50 ton/Ha, dan 66 ton/Ha) faktor ke-2 adalah dosis pupuk Phospat (1660 g/Ha, 3320 g/Ha, 4980 g/Ha). Hasil penelitian menunjukkan bahwa pupuk organik kotoran kambing berbeda nyata terhadap jumlah cabang 20 hst dan 30 hst, sedangkan pupuk Phospat hanya berpengaruh berbeda nyata terhadap diameter buah. Pengaruh interaksi pupuk organik kotoran kambing dan pupuk phospat tidak berbeda nyata pada pertumbuhan dan produksi tanaman terung (Solanum melongena L.) Kata kunci : Pupuk Organik Kotoran Kambing, Pupuk Phospat, Tanaman Terung SUMMARY Arwin Fatra (1410311055) "Response to Growth and Production of Eggplant Plants (Solanum melongena L.) Against Giving Doses of Goat Fertilizer and Phosphate Fertilizer Organic Fertilizer". Supervisor main, Ir. Iskandar Umarie, MP. Supervisor Member Ir. Insan Wijaya, MP. The purpose of this study was to determine the growth and production of eggplant crops (Solanum melongena L.) for the provision of organic goat manure and phosphate fertilizer. In this case the author carried out research starting from April-July 2019 which was conducted in the experimental garden of the Faculty of Agriculture, University of Muhammadiyah Jember, Jl. Karimata, Sumbersari District, Jember Regency. Starting in April to July 2019 with altitude of ± 89 meters above sea level (masl). This research was carried out in factorial (3 x 3) with a basic pattern of Randomized Block Design (RBD) consisting of two factors, namely the first factor giving Goat Manure (K) and Phosphate Fertilizer (P) which each treatment was repeated 3 times . The first treatment factor is the dose of goat manure (33 tons/Ha, 50 tons/Ha, and 66 tons/Ha) the second factor is the Phosphate fertilizer dose (1660 g/Ha, 3320 g/Ha, 4980 g/Ha). The results showed that goat manure organic fertilizer was significantly different from the number of branches of 20 hst and 30 hst, whereas Phosphate fertilizers only significantly affected fruit diameter. The effect of interaction between organic fertilizer from goat manure and phosphate fertilizer was not significantly different in the growth and production of eggplant plants (Solanum melongena L.) Keywords : Goat Manure Organic Fertilizer, Phosphate Fertilizer, Eggplant Plan

    The ‘Second Journey’ (Al-Rihla al-thaniya) of Muhammad al-Muwaylihi’s Hadith ͑Isa Ibn Hisham Revisited

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    In this chapter, the author discusses the second part of Muhammad al-Muwaylihi's Hadith ʻIsa Ibn Hisham, the ‘second journey’ (Al-Rihla al-thaniya). The author published his Oxford DPhil thesis of 1968, a translation and commentary on Hadith ʻIsa Ibn Hisham, in book form upon the suggestion of Mustafa Badawi. It appeared in 1992 as A Period of Time (Fatra min al-zaman). Later in the 1990s another Egyptian scholar, Gaber Asfour, requested the author to prepare for publication the complete works of Muhammad al-Muwaylihis and his father Ibrahim. These also appeared in Cairo in 2002 and 2007 respectively. The author first provides a background on al-Muwaylihi's ‘first journey’ in Hadith ʻIsa Ibn Hisham before turning to Al-Rihla al-thaniya, al-Muwaylihi's account of his visit to Paris.</p

    PENGARUH NILAI YANG DIRASAKAN TERHADAP NIAT PEMBELIAN ULANG MELALUI KEPUASAN PELANGGAN : Survei pada Wisatawan Negara Malaysia pengguna Travel Hayukka Bandoeng

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    Penelitian ini bertujuan untuk memperoleh gambaran dan pengaruh Nilai Yang Dirasakan terhadap niat pembelian ulang melalui kepuasan pelanggan pada Wisatawan Negara Malaysia pengguna Travel Hayukka Bandoeng. Penelitian ini menggunakan metode penelitian kuantitatif dengan ukuran sampel sebanyak 150 responden. Hasil pada penelitian ini menemukan bahwa gambaran Nilai Yang Dirasakan berada pada kategori cukup baik, serta gambaran niat pembelian ulang dan kepuasan pelanggan berada pada cukup baik. Nilai Yang Dirasakan berpengaruh terhadap niat pembelian ulang, terdapat pengaruh antara Nilai Yang Dirasakan terhadap kepuasan pelanggan, terdapat pengaruh secara tidak langsung antara kepuasan pelanggan terhadap niat pembelian ulang dan kepuasan pelanggan dapat menjadi mediator antara niat pembelian ulang dan niat pembelian ulang. Kesimpulan dari penelitian ini yaitu terdapat pengaruh Nilai Yang Dirasakan terhadap niat pembelian ulang melalui kepuasan pelanggan yang dilakukan melalui studi kasus pada wisatawan negara Malaysia pengguna travel Hayukka Bandoeng. Penulis juga merekomendasikan Travel hayukka Bandoeng untuk meningkatkan performa Nilai Yang Dirasakan melalui functional value, social value, dan emotional value, sehingga diharapkan dapat meningkatkan sikap positif konsumen yang berujung pada peningkatan minat konsumen untuk pembelian kembali pada travel hayukka bandoeng, Implikasi dari niat pembelian ulang pada penelitian ini yaitu keputusan pembelian sehingga akan berdampak pada peningkatan pembelian berulang di masa mendatang. : This study aims to obtain an overview and examine the influence of perceived value on repurchase intention through customer satisfaction among Malaysian tourists who use Travel Hayukka Bandoeng. The research employed a quantitative method with a sample size of 150 respondents. The results show that the Perceived Value is in the fairly good category, while repurchase intention and customer satisfaction are also in the fairly good category. Perceived Value has an influence on repurchase intention; there is also an influence of perceived value on customer satisfaction, as well as an indirect effect of customer satisfaction on repurchase intention. Furthermore, customer satisfaction can act as a mediator between Perceived Value and repurchase intention. The conclusion of this study is that Perceived Value significantly affects repurchase intention through customer satisfaction, based on a case study of Malaysian tourists who use Travel Hayukka Bandoeng. The author also recommends that Travel Hayukka Bandoeng improve its Perceived Value performance through functional value, social value, and emotional value, which are expected to enhance positive consumer attitudes and ultimately increase consumer interest in repurchasing. The implication of repurchase intention in this study is related to purchasing decisions, which in turn will have an impact on increased repeat purchases in the future

    Impacts on the region after the inscription of monuments on the List of Cultural and natural heritage of UNESCO, comparison of Vlkolínec villages and Holašovice.

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    Bakalářská práce se zabývá dopady na region po zápisu památky na seznam světového dědictví UNESCO. Pro studii jsou vybrány obce Vlkolínec a Holašovice. Tyto památky představují neporušený celek hodnotné dobové architektury svého regionu. Vlkolínec je typickým příkladem roubené vesnice v podhůří Velké Fatry, která vznikla na severním Slovensku. Holašovice jsou souvislým a dobře zachovalým příkladem typické středoevropské vesnice nacházející se v Jihočeském kraji. Autor porovnává ekonomické, sociální a environmentální dopady těchto památek na region. Výzkumná data jsou shromažďována pomocí strukturovaného rozhovoru. Rozhovor je veden s kompetentními osobami z institucí, které se podílejí na rozvoji, ochraně a propagaci památky UNESCO. Tyto údaje byly následně analyzovány a jejich významnost byla porovnávána mezi jednotlivými obcemi.Bakalárska práca skúma dopady na región, po zápise pamiatky na Zoznam svetového dedičstva UNESCO. K spracovaniu je vybraná osada Vlkolínec a dedina Holašovice. Tieto pamiatky predstavujú neporušený celok hodnotnej dobovej architektúry svojho regiónu. Vlkolínec je typickým príkladom zrubovej dediny v podhorskom prostredí Veľkej Fatry, ktoré vznikali na severnom Slovensku. Holašovice sú ucelenou a dobre zachovanou ukážkou typickej stredoeurópskej dediny nachádzajúcej sa v Juhočeskom kraji. Autor u týchto pamiatok porovnáva ekonomické, sociálne a environmentálne dopady na región. Výskumné dáta sú získane pomocou štruktúrovaného rozhovoru. Rozhovor prebieha s kompetentnými osobami v inštitúciách, ktoré sa zaoberajú rozvojom, ochranou a propagáciou UNESCO pamiatky. Tieto dáta boli následné analyzované a bol porovnávaný ich význam medzi obcami.The bachelor thesis examines the impacts on the region, following the inscription of the monuments on the UNESCO World Heritage List. For the study are selected villages Vlkolínec and Holašovice. These monuments represent an intact body of valuable period architecture of their region. Vlkolínec is a typical example of a log village in the foothills of Great Fatra, which originated in northern Slovakia. Holašovice is a coherent and well-preserved example of a typical Central European village located in the South Bohemia Region. The author compares the economic, social and environmental impacts of these monuments on the region. The research data is collected by means of a structured interview. The interview is conducted with competent people in the institutions which are involved into development, protection and promotion of the UNESCO site. This data was subsequently analysed and its relevance was compared between the municipalities

    Impacts on the region after the inscription of monuments on the List of Cultural and natural heritage of UNESCO, comparison of Vlkolínec villages and Holašovice.

    No full text
    Bakalářská práce se zabývá dopady na region po zápisu památky na seznam světového dědictví UNESCO. Pro studii jsou vybrány obce Vlkolínec a Holašovice. Tyto památky představují neporušený celek hodnotné dobové architektury svého regionu. Vlkolínec je typickým příkladem roubené vesnice v podhůří Velké Fatry, která vznikla na severním Slovensku. Holašovice jsou souvislým a dobře zachovalým příkladem typické středoevropské vesnice nacházející se v Jihočeském kraji. Autor porovnává ekonomické, sociální a environmentální dopady těchto památek na region. Výzkumná data jsou shromažďována pomocí strukturovaného rozhovoru. Rozhovor je veden s kompetentními osobami z institucí, které se podílejí na rozvoji, ochraně a propagaci památky UNESCO. Tyto údaje byly následně analyzovány a jejich významnost byla porovnávána mezi jednotlivými obcemi.Bakalárska práca skúma dopady na región, po zápise pamiatky na Zoznam svetového dedičstva UNESCO. K spracovaniu je vybraná osada Vlkolínec a dedina Holašovice. Tieto pamiatky predstavujú neporušený celok hodnotnej dobovej architektúry svojho regiónu. Vlkolínec je typickým príkladom zrubovej dediny v podhorskom prostredí Veľkej Fatry, ktoré vznikali na severnom Slovensku. Holašovice sú ucelenou a dobre zachovanou ukážkou typickej stredoeurópskej dediny nachádzajúcej sa v Juhočeskom kraji. Autor u týchto pamiatok porovnáva ekonomické, sociálne a environmentálne dopady na región. Výskumné dáta sú získane pomocou štruktúrovaného rozhovoru. Rozhovor prebieha s kompetentnými osobami v inštitúciách, ktoré sa zaoberajú rozvojom, ochranou a propagáciou UNESCO pamiatky. Tieto dáta boli následné analyzované a bol porovnávaný ich význam medzi obcami.The bachelor thesis examines the impacts on the region, following the inscription of the monuments on the UNESCO World Heritage List. For the study are selected villages Vlkolínec and Holašovice. These monuments represent an intact body of valuable period architecture of their region. Vlkolínec is a typical example of a log village in the foothills of Great Fatra, which originated in northern Slovakia. Holašovice is a coherent and well-preserved example of a typical Central European village located in the South Bohemia Region. The author compares the economic, social and environmental impacts of these monuments on the region. The research data is collected by means of a structured interview. The interview is conducted with competent people in the institutions which are involved into development, protection and promotion of the UNESCO site. This data was subsequently analysed and its relevance was compared between the municipalities

    Remarks upon mura effect on the modelling of the Carpathians relief

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    During the recent twenty years the Carpathians suffered from several floods which in some Carpathian basins were of a disastrous nature. They have not only resulted in relief re-modelling, but caused also enormous damages of the technical site infrastructure. Morphological effects of the floods have been worked out many times and T. Ziętara (1968) has not only compiled earlier investigations of the violent rain-storms and floods course in the Flysch Carpathians, but he has also presented (1972 and 1974) erosion and denudation rates, as well as the forecasts of the Flysch Carpathians modelling during floods. The site investigations conducted during the freshets and floods by the members of the Department of Geography of Cracov Paedagogical College discovered some processes and forms which had not been included in the earlier scientific bibliography concerning Carpathians relief. These Alps, Caucasus, Tiań-Szań or Pamyr. The author has got to know these processes during his mountain expeditions in Tiań-Szań, Caucasus and Alps. Comparative investigations and observations have been also conducted in Slovakian and Roumanian Carpathians. During the investigations the interpreting of air-pictures has been utilized. In the first part of his paper the authors discusses a morphological sense of erosion. Later he passes to a relation of energy distribution to transfer intensity, whilst in the third part, which is the most comprehensive one, he discusses the mudflows (mura) effect on Carpathians relief modelling. T. Ziętara was the first to observe and to describe these processes in 1958—60 and he called them stone-mudflows or mud-stoneflows according to the prevalent material (rubble or mud) which is displaced down the slopes and then down the valleys. The author discerns four Carpathian levels where these processes occur, i.e. the highest, the intermediate, the middle and the lowest one. The highest level (above 1800 m) principally coincides with the moderate — cold and cold horizon of cooms and crags. The intermediate level (1400 to 2200 m) is situated on various heights in each mountain group) the High and Low Tatras, Babia Góra Mountain, Big and Small Fatra, the Gorgany and Czarnohora, the Fagaroskie Mountains). Weathering gravity (agradation) as well as weathering-scree slopes occur mostly in this level. Huge packedrock landslides and rocky brashes are also encountered. The level includes also a big accumulation of moraine deposit in mountain ranges locally glaciated in Pleistocene. In the intermediate level there is the biggest accumulation of loose deposits susceptible to the displacement by mudflows. The middle level (from 800 to 1800 m) is covered by lower and higher prealpine forests. In Polish Carpathians, the birthplace of the mura in this level (the Beskidy) are mostly steep valley closures digitally cut by V-shaped valleys covered by colluvial deposits, rubbles and rock brashes which had arisen due to a mechanical weathering or to a development of packed-rock lanslides. The lowest level slope inclination ranges from 20 to 45°. The slopes are covered by weathering crusts of solifluction, colluvial and proluvial origin. In general, the clay material is prevailing over the rubble one in the crusts. The mura appear in this level only occasionally and as mudflows mainly. In the plateau and foreland level (up to 500 m) the mura do not appear, since they are not favoured by small slope inclinations. Two types of mura occur in the Carpathians: turbulence and structural. Turbulence mura are more frequent. Liquid phase is then prevailing over a solid one. Structural mura appear seldom in the Carpathians and their formation is associated to disastrous rainfalls only. A moving mass behaves like a plastic or semi-plastic body. Only 30 to 40 per cent of this mass is water, the other 60 to 70 per cent being clay and rock-blocks. Three displacement stages are identified by the author within structural mura: 1. Preliminary stage where water reanimates the movement of a plastic-liquid mass along an inclined plane. 2. Proper displacement stage where water acts as a catalyst of the movement of solid body and makes it behave like a plastic mass which is not only able to overcome friction on the subgrade but has also an enormous destroying force. 3. Final stage where accumulation is caused by the slope decrease and not by a lack of proper water amount. In the Carpathian Mountains, mura occur occasionally, primarily during disastrous rain-storms and floods. They may appear occasionally in the mountain zone during a sudden melting of the snow cover. They are modelling steep weathering slopes, as well as weathering-gravity (agradation), weathering scree, solifluction, and colluvial slopes and higher parts of considerably inclined valleys, the inclination often exceeding 100 per cent. Wide flat — bottomed valleys inclined more than 30 per cent are modelled by turbulence mass only exceptionally (the Southern Carpathians), while structural mura do not appear in these valleys. Mura arise mostly in the intermediate level where the biggest accumulations of displacement-susceptible sediments are deposited along steep slopes and mountain-sides. Mura are an intermediate link between landsliding and fluvial processes. Although the frequency of their occurrence is rather occasional, their effect is enormous, often disastrous. One more question arises. Perhaps the deposits in higher valley parts in the stream-bed zone having a structure and texture much alike to a material accumulated by the mura, which are believed to be solifluction crusts and thus described on geomorphological maps, can be really attributed to mura activity in Holocene climatic optimum
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