1,720,996 research outputs found
ISLAMIC BONDS IN FINANCIAL CRISIS
Get PDFThe financial crisis in 2008 is widely viewed as the most serious since the Great Depression. Facing a severe market reaction to the failure of AIG and Lehman Brothers, the US treasury Department put forward a bold and massive program of spending up to $700 billion on purchasing “troubled assets’ from financial institutions. The financial institutions need a finance product that which could decrease the risk borne by financial crisis. The Sukuk (Islamic Bonds) products are asset-backed, stable income, tradable and Syariah compatible trust certificates. Having Sukuk in the portfolio diversifies the holdings which could decrease the risk borne by the financial institutions. The first finding of this research, since Islamic bonds are more stable than conventional bonds and are less affected by the crisis hence many countries (whether Moslem or non Moslem countries) start to prepare to use Islamic bond system. The second finding is Malaysia become the largest Sukuk issuer by three reason, first is The Malaysian government fully support for Islamic financial system, especially for Sukuk, second is Sukuk in Malaysia have high rating provided by RAM ratings’ so both Muslim and non Muslim investors would like to invest in this market and third is Malaysia has a good relationship with Islamic Investor (which prefer to choose Islamic bonds)</jats:p
Post COVID-19: strategic digital entrepreneurship in Malaysia
No full textCOVID-19 pandemic has affected the whole world, socially and economically. It changes the whole scenario, limiting our daily activities and the business environment. It creates a chaotic situation where people are forced to stay at home, do very limited things. Digital entrepreneurs seek opportunities instead of problem in such situation. In Malaysia, the digital entrepreneurs strategically maneuver their activities with their business operations while other business are forced to close. In fact, COVID-19 pandemic offers advancement for digital entrepreneurs and also offers for others to follow the footsteps of active digital entrepreneurs. The online business will become norms post COVID-19 and business shall be done across the borders without much hustle. International business for the small enterprise is expected to be common the the advancement of information technology for communication and mobile banking system
Inovasi pencatatan keuangan pesantren menuju kemandirian ekonomi
No full textPenelitian ini bertujuan untuk melakukan telaah mendalam tentang inovasi pengelolaan keuangan pesantren menuju kemandirian ekonomi. Deain penelitian ini adalah studi kasus tunggal di Pondok Pesantren Riyadlul Jannah Mojokerto Jawa Timur dengan unit analisis berganda yang disesuaikan dengan pendekatan penelitian kualitatif dan paradigma konstruktif. Tiga unit analisis terdiri dari individu, kelompok maupun sistem organisasi. Temuan penelitian ini menunjukkan adanya inovasi pengelolaan keuangan yang melibatkan holding company PT. Rijan Dinamis Selaras yang mensinergikan prinsip keuangan Islam dengan memperhitungkan dana waqaf dan infaq produktif. Inovasi ini mengarahkan pesantren memiliki kemampuan ekonomi secara mandiri
The relationship between CEO compensation and company performances
Get PDFRecently, CEO (Chief Executive Officer) salaries have attracted the attention of investors, the public, and even the media regarding company performance. This article examines and
analyzes the relationship between CEO salary and company performance. Although previous researchers have studied this question, it has mostly been carried out in developed countries such as America and England. Data collection through annual financial reports, the Thompson Data Stream program, and the General Meeting of Shareholders Reports. Thirty companies were used as samples from more than 500 companies listed on the KLSE (Kuala Lumpur Stock Exchange). Sampling used a simple random sampling method to provide equal opportunities in this research. In this research, company performance is measured through ROE (Return on Equity), ROA (Return on Assets), EPS (Earning per Share) Based on annual calculations, and NPM (Net Profit Margin) for six years (2003-2008). Then the data was analyzed through descriptive analysis and Anova regression analysis. The results of this research show that Genting Berhad's highest company salary, during 2008 was the best year to invest for risk-averse investors. During 2003-2007 there was a significant influence between CEO salary and company performance, whereas in 2008 there was no significant influence between salary. CEOs and firm performance
Inovasi pencatatan keuangan pesantren menuju kemandirian ekonomi
No full textPenelitian ini bertujuan untuk melakukan telaah mendalam tentang inovasi pengelolaan keuangan pesantren menuju kemandirian ekonomi. Deain penelitian ini adalah studi kasus tunggal di Pondok Pesantren Riyadlul Jannah Mojokerto Jawa Timur dengan unit analisis berganda yang disesuaikan dengan pendekatan penelitian kualitatif dan paradigma konstruktif. Tiga unit analisis terdiri dari individu, kelompok maupun sistem organisasi. Temuan penelitian ini menunjukkan adanya inovasi pengelolaan keuangan yang melibatkan holding company PT. Rijan Dinamis Selaras yang mensinergikan prinsip keuangan Islam dengan memperhitungkan dana waqaf dan infaq produktif. Inovasi ini mengarahkan pesantren memiliki kemampuan ekonomi secara mandiri
Moslempreneurship: nurturing the entrepreneurial behaviour of Islamic boarding school students in Indonesia
Get PDFThe research background is based on the unique charasteristics of research site and their importance concern to entrepreneurial behavior of moslem entrepreneurs in Indonesia. The research background directing to a question what are their perception of entrepreneurial behavior meaning? What entrepreneurial behavior needed according to pesantren’s perspective.
Reasearch setting in Riyadlul Jannah Islamic Boarding School (so called pesantren) Indonesia for their uniqueness which is integration concept between Islam and entrepreneurship, public transparancy, operational independency, and national role. Hence the research design is single case study and participant observation is choosen to collect data. The key informants decided purposively which is the head of pesantren (so called Kyai), continued by snowball method to reach the purpose of study based on data from informants. The findings of this study show the pesantren's perception that the meaning of entrepreneurial behavior is amal shaleh (pious action) of entrepreneurship that are framed with al akhlaq al kareemah (nobel morals). Al akhlaq al kareemah is principals in Al-Qur’an that represented by the behavior of The Prophet Muhammad pbuh.The entrepreneurial behavior of pesantren consists of 21 amal shaleh which are grouped into personal behavior, social behavior and spiritual behavior. Personal behavior consists of 12 amal shaleh, namely professional, tough, good prejudice, hard work, smart work, modest lifestyle, independent, responsive, enthusiastic, efficient, saving and willing to learn continuously; social behavior consists of 6 amal shaleh, namely generous, compassionate, cooperative, respecting business colleagues, developing spouse support and nurturing the spirit of nationalism and spiritual behavior consists of 3 amal shaleh, namely zuhud, wara’ and tawakkal after ijtihad
Implementation of risk management in murabahah financing at BMT UGT Nusantara Pasuruan
Get PDFIslamic finance is one sector that is experiencing rapid growth in the global financial industry. In its business activities, Islamic finance will certainly be faced with risks related to its function as an intermediary institution. Risk management is needed to handle, identify and manage risks that may occur. Risk management implemented at BMT UGT Nusantara Pasuruan, including risk in Murabahah financing at BMT UGT Nusantara Pasuruan. With a qualitative descriptive research model with a real phenomenon approach in the field, namely at BMT UGT Nusantara Pasuruan. The results of the research discussing the application of risk management at BMT UGT Nusantara Pasuruan include the risk management process for murabahah financing at BMT UGT Nusantara Pasuruan previously with the assistance process, namely by identifying the ability of members to return the financing. Then a risk measurement is carried out by identifying the form and value of the collateral submitted. Then handling risks, which is carried out by BMT UGT Nusantara Pasuruan, namely by rescheduling members who can still be fostered, and finally, by applying the principles of 5C analysis or (character, capacity, capital, collateral, economic condition). The results of this study are expected to provide a broader picture and knowledge for stakeholders in Islamic financial institutions regarding the implementation of murabahah financing risk management and for other researchers can be a contribution of thoughts, insights for readers, and as a reference for further researc
Pemanfaatan Informasi Dan Teknologi Dalam Implementasi Manajemen Pengendalian Risiko Likuiditas Di Bmt Ugt Nusantara
Get PDFSome of the common issues and constraints faced by sharia cooperatives today concern the management of risk management, including liquidity risk. This risk is prone to occur in many sharia cooperatives, the majority is due to the simplicity of the information and technology (IT) systems they have. As a result, a commotion arose from the members because they had lost trust because the Cooperative could not fulfill its obligations to members when withdrawing their deposits. This is due to weak liquidity, and a weak supervisory and control system from managers regarding liquidity needs and time deposits or general term savings that are due. In fact, this function can be replaced by an increase in the latest Information and Technology systems. The use of technology has a very significant role in controlling liquidity risk.
This study analyzes the use of information and technology in managing liquidity risk control in the BMT UGT Nusantara Cooperative. The methodological approach used is descriptive qualitative analysis. The results of the study show that the improvement of information and technology systems has a very important role in anticipating the occurrence of liquidity weaknesses
Pemanfaatan Informasi Dan Teknologi Dalam Implementasi Manajemen Pengendalian Risiko Likuiditas Di Bmt Ugt Nusantara
No full textSome of the common issues and constraints faced by sharia cooperatives today concern the management of risk management, including liquidity risk. This risk is prone to occur in many sharia cooperatives, the majority is due to the simplicity of the information and technology (IT) systems they have. As a result, a commotion arose from the members because they had lost trust because the Cooperative could not fulfill its obligations to members when withdrawing their deposits. This is due to weak liquidity, and a weak supervisory and control system from managers regarding liquidity needs and time deposits or general term savings that are due. In fact, this function can be replaced by an increase in the latest Information and Technology systems. The use of technology has a very significant role in controlling liquidity risk.
This study analyzes the use of information and technology in managing liquidity risk control in the BMT UGT Nusantara Cooperative. The methodological approach used is descriptive qualitative analysis. The results of the study show that the improvement of information and technology systems has a very important role in anticipating the occurrence of liquidity weaknesses
Kombinasi Peran Model TAM dan CARTER Terhadap Optimalisasi Kepuasan Nasabah Mobile Syariah Banking di Masa Pandemi Covid-19
Get PDFBackground - During the covid-19 pandemic, Islamic banking companies are currently utilizing technology, namely mobile banking by providing easy, effective, and efficient services in banking access to growing customer satisfaction of Islamic banks. Purpose - To determine the combination of the role of the TAM and CARTER models in optimizing customer satisfaction for Mobile Syariah Banking in Malang City during the Covid-19 Pandemic. Design/ Methodology/ Approach – Using quantitative methods by distributing research questionnaires to 100 customers of mobile Syariah banking in Malang City. Using cluster sampling technique by selecting areas in Malang City covering five sub-districts in Malang City, namely Kedungsaatan, Sukun, Klojen, Blimbing, and Lowokwaru. Results and Discussion - Based on the results of research on sharia mobile banking customers in Malang City during the Covid-19 pandemic, the aspects of Usability and Reliability were prioritized over other aspects, but overall the aspects of Ease, Usability, Compliance, Assurance, and Reliability also affect customer satisfaction in using mobile Syariah banking in Malang City during the Covid-19 Pandemic. Conclusion - the use of Islamic banking mobile banking customers can feel satisfaction, namely with the use and reliability. By providing benefits in using mobile banking and good service to provide fast, complete, and sustainable transactions, customers can feel the satisfaction of using Islamic bank mobile banking. Research Limitations - Considering that the discussion about the theory of the influence of this research variable is very broad, this discussion will address the variables of convenience, usability, compliance, reliability, and assurance of customer satisfactio
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