1,720,954 research outputs found
INFLUENCE OF MOBILE-BASED LENDING ON THE FINANCIAL PERFORMANCE OF MICROFINANCE BANKS IN NAIROBI COUNTY, KENYA
No full textFULL TEXTThe microfinance banks play a critical role in the economic development of diverse countries across the world especially amongst the developing countries. Microfinance banks offer financial services to those members of populations that are excluded from accessing these services from conventional financial systems. Therefore microfinance banks are critical in improving access to the financial services of the poor since the banks do not require high collaterals for its customers. However, the microfinance banks continue to face challenges in their financial performance which include profitability, loan processing costs and number of non-performing loans. This study sought to examine the influence of loan disbursement, loan appraisal process, loan repayment terms and convenience associated with mobile-based lending on the financial performance of microfinance banks. The study used Agency Costs of Free Cash Flow Theory, Asymmetric Information Theory, Adverse Selection Theory and Technology Acceptance Model. The study adopted descriptive research design to guide the study in meeting its objectives. The target population for the study was employees working in the department of finance from the 13 registered microfinance banks in Kenya. The target population of the study is 130 employees. Using a target population of 130 people and error margin of 0.05, a sample size of 98 respondents is achieved. The respondents were selected using stratified random sampling; whereby the microfinance at which the respondent works, formed the basis for stratification. The study constructed research questionnaires in line with the study objectives. The results found that loan disbursement had a regression coefficient of 0.202. This indicated that a unit increase in the loan disbursement led to 0.202 increases in financial performance of microfinance banks in Nairobi county Kenya with the other variables kept constant. The study concluded that there was a statistically significant influence of loan disbursement through mobile-based lending on financial performance at 5% level of significance. The study found that loan appraisal process had a regression coefficient of 0.227. This indicated that a unit increase in the loan appraisal process led to 0.227 increases in financial performance of microfinance banks in Nairobi county Kenya with the other variables kept constant. The study concluded that there was a statistically significant influence of loan appraisal process through mobile-based lending on financial performance at 5% level of significance. The results found that loan repayment terms of mobile banking had a regression coefficient of 0.205. This indicated that a unit increase in the loan repayment terms led to 0.205 increases in financial performance of microfinance banks in Nairobi county Kenya with the other variables kept constant. The study concluded that there was a statistically significant influence of loan repayment terms of mobile-based lending on financial performance at 5% level of significance. The results found that convenience associated with mobile-based lending had a regression coefficient of 0.167. The study concluded that there was a statistically significant influence of convenience associated with mobile-based lending on financial performance at 5% level of significance. The study recommends that the management of the microfinance bank should put an emphasis on the mobile based lending as it was found to have an influence of the financial performance of microfinance banks in Nairobi County, Kenya. Thus the management should place an emphasis on loan appraisal system through mobile based lending, loan repayment terms of mobile based lending, loan disbursement through mobile based lending and convenience associated with mobile based lending
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
INFLUENCE OF MOBILE-BASED LENDING ON THE FINANCIAL PERFORMANCE OF MICROFINANCE BANKS IN NAIROBI COUNTY, KENYA
No full textFULL TEXTThe microfinance banks face challenges in their financial performance which include profitability, loan
processing costs, and number of non-performing loans. This study sought to examine the influence of loan
disbursement, loan appraisal process, loan repayment terms and convenience associated with mobile-based
lending on the financial performance of microfinance banks. The target population for the study was employees
working in the department of finance from the 13 registered microfinance banks in Kenya which comprised 130
employees. A sample of 98 respondents were utilized which was derived through Taro Yamane formula. The
results found that loan disbursement had a regression coefficient of 0.202. This indicated that a unit increase in
the loan disbursement led to 0.202 increase in financial performance of microfinance banks in Nairobi county
Kenya with the other variables kept constant. The study concluded that there was a statistically significant
influence of loan disbursement through mobile-based lending on financial performance at 5% level of
significance. The study found that loan appraisal process had a regression coefficient of 0.227. This indicated
that a unit increase in the loan appraisal process led to 0.227 increase in financial performance of microfinance
banks in Nairobi county Kenya with the other variables kept constant. The study concluded that there was a
statistically significant influence of loan appraisal process through mobile-based lending on financial
performance at 5% level of significance. The results found that loan repayment terms of mobile banking had a
regression coefficient of 0.205. This indicated that a unit increase in the loan repayment terms led to 0.205
increase in financial performance of microfinance banks in Nairobi county Kenya with the other variables kept
constant. The study concluded that there was a statistically significant influence of loan repayment terms of
mobile-based lending on financial performance at 5% level of significance. The results found that convenience
associated with mobile-based lending a regression coefficient of 0.167. The study concluded that there was a
statistically significant influence of convenience associated with mobile-based lending on financial performance
at 5% level of significance. The study recommends that the management of the microfinance bank should put an
emphasis on the mobile based lending as it was found to have an influence of the financial performance of
microfinance banks in Nairobi County, Kenya. Thus the management should place an emphasis on loan
disbursement through mobile based lending, loan appraisal system through mobile based lending, loan repayment
terms of mobile based lending and convenience associated with mobile based lending
Dispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
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