19 research outputs found

    Inefficiency of pension investment regulation: Case of Russia

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    Inflation risks are one of the major factors faced by funded pension systems. Investment risks affect such key parameters of pension systems as the amount of pension contributions and payments. In order to limit the exposure of pension systems to such risks, governments have introduced instrumental and geographical restrictions on pension investments. These measures are particularly popular in developing countries. This article discusses the efficiency of pension investment regulation in Russia and demonstrates the inadequacy of the current regulatory measures. The authors show that the negative investment results of pension market players were caused by inefficient government regulation. They also show that pension market players should be given more freedom in their investments and that instrumental and geographical restrictions should be removed. It was proposed to diversify investment portfolios into stocks traded on the leading stock markets, which would allow to increase investment returns and maintain the risk at the current level. Thus, it would be reasonable to invest 76% of funds into foreign assets, which will increase pension benefits and the replacement rate by 2.54 times. If we keep the geographical barriers but lift the restrictions on equity investments, the growth will be by 1.34 times. © The author(s) 2017.Russian Science Foundation: 15-18-10014This research is supported by the Russian Science Foundation RSF Grant No 15-18-10014 ‘Projection of optimal socio-economic systems in turbulent external and internal environments’

    Development of a multi-lane cargo bike with a view to driving behaviour

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    Cargo bikes are a suitable alternative to cars for transporting food or loads for private individuals or delivery services,especially in city centers. Major advantages are that the use of cargo bikes is emission-free and causes no noise. In comparison,the intensive use of private cars in inner-city traffic is very harmful to the traffic system and the environment. In order to solvethis problems, this project deals with the product development of a multi-lane cargo bike, which is designed for the transport ofloads over short and medium distances. The funded SteigtUM project therefore developed an urban mobility concept based onmicromobiles. One part of these micromobiles are the cargo bikes mentioned above, which are used with an app-based hire system.The aim for the newly developed cargo bike with two wheels in the front is to achieve a driving behavior that is comparable to thedriving behavior of conventional single-lane bicycle. The reasons for the multi-lane design are an autonomous parking function,which is one of the overall objectives of the project and a safe standing even with loads. In order to gain a comparable drivingbehavior like single-lane bicycles, the strong dependence of the geometric design on the steering head angle and the caster mustbe given special consideration. In addition, the torsional stiffness and the track adjustment of the multi-lane axle are of greatimportance. The developments in the overall project take particular account of suitability for everyday use. Furthermore, they arebased on various user studies on driving behavior and thus ensure a high level of acceptance and usability. Cargo bikes thereforeoffer a great opportunity to further strengthen sustainable inner-city mobility and reduce the use of cars as a means of transport

    Dynamic behaviour of cargo bikes: An approach for quantitative evaluation

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    People’s desire for individuality and flexibility in inner-city traffic often leads to high emissions and a critical parking situation. The extensive use of private cars puts a strain on the entire transportation system. In order to counteract, this paper deals with quantifying driving behaviour in order to influence the product development of cargo bikes, which are designed to transportloads for short distances. The overall bicycle developments are based on user studies on riding behaviour and thus focus on  higher acceptance. The aim is that the newly developed multi-lane cargo bikes will achieve the same driving behaviour as a conventional bicycle and increase public acceptance of sharing systems and usability of cargo bikes. A single-lane cargo bike is presented, which is used for the active recording of measured values. This enables the assessment of forces such as saddle forces, pedal forces and steering forces, as well as steering movement and velocity. Statistical methods can be used to draw conclusions about the driving behaviour of cargo bikes, which is significantly influenced by the load distribution. Cargo bikes present a valuable opportunity to reinforce sustainable mobility and supplant the automobile as a mode of transportation. In particular, if the transportation of heavy loads remains within the rider’s control, a positive riding experience can be achieved, as is the case with conventional bicycles

    Sobre a intentio operis de Umberto Eco

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    The article tries to present Umberto Eco’s proposal of intentio operis in opposition to intentio auctoris and intentio lectoris. It also intends to present some critical appraisal of that proposal taking as starting point the notion that intentionality can only be understood as a projection of meaning from an author or a reader.O artigo busca apresentar a proposta da intentio operis em Umberto Eco como contraposição à intentio auctoris e à intentio lectoris. Visa também apresentar alguns críticos em relação a esta proposta a partir da noção de que intencionalidade só pode ser entendida como projeção de sentido a partir de um autor ou do um leitor

    Como era lá também é cá! Um estudo da permanência de elementos do catolicismo rural na adesão do protestantismo presbiteriano no leste mineiro

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    The present article seeks to show a description of Brazilian rural Protestantism, observed by author, and the maintenance of elements linked to rustic Catholicism. The Protestantism observed is Presbyterian model, considered as basis two churches in east of state of Minas Gerais whose formation is directly linked to implantation of Presbyterianism in limits between Wood Zone and the East of a same state.  O presente artigo propõe apresentar uma descrição do protestantismo rural brasileiro observado pelo autor e a manutenção de elementos ligados ao catolicismo rústico. O protestantismo observado é do modelo presbiteriano, tomando como base duas igrejas do leste mineiro cuja formação está diretamente ligada a implantação do presbiterianismo no limite entre a Zona da Mata e o Leste do estado de Minas Gerais

    Obedience and disobedience in following Jesus: a study from the Epistle of Jude

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    The Epistle of Jude is placed to the church as an important guidance in pastoral action. To urge the faithful to persevere in the path of those who, in Jesus Christ, announced salvation and rejected the teachings to promote individual and ideological interests, the author guides and alert the church regarding the renunciation of evil: it must observe reality and able to identify the teachings about salvation face the doctrines derived from the desire for power, wealth and pleasure. The purpose of this study is to analyze the letter from an important question for the church today: how to discern one message capable of guiding the love of speeches aimed own interests without social concern? In this direction, the way forward in this reflection is: approach the text, its structure and related content; evoke the socio-historical and religious context clues to help in the analysis of the text, and finally, seek a theology that facilitates answers to the question posed to the text

    Cristologia e pluralismo religioso

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    This article presents the key ideas of the main chapter from the dissertation of the author. From a context of cultural and religious pluralism, we seek to investigate the possibility of developing a Christology in dialogue with other religious traditions. On the one hand, we say that our faith is based on Jesus Christ, on the other hand, we believe that in Jesus there is nothing fundamentalism, sectarianism or closing. Therefore, any Christologies to be faithful to the main foundation, need to be open and dialoguing, for only thus can access and dialogue with other religions.O presente artigo apresenta ideias centrais do capítulo principal da dissertação de mestrado do autor. A partir de um contexto de pluralismo cultural e religioso, buscamos averiguar a possibilidade da elaboração de uma cristologia em diálogo com outras tradições religiosas. Por um lado, afirmamos que a nossa fé está fundamentada em Jesus Cristo, por outro lado, entendemos que em Jesus nada existe de fundamentalismo, sectarismo ou fechamento. Por isso, quaisquer cristologias para ser fiel ao seu principal fundamento, precisam ser abertas e dialogantes, pois somente assim é possível o acesso e o diálogo com outras religiões

    O que devemos fazer com o verso 33b? Uma análise dos dados externos mais antigos em 1 Cor. 14.33b-40

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    There have been numerous articles written on the question of a well-known paragraph of the 1 Cor. 14:34, 35 that silences women in the churches. The discussion on the authenticity of the verses does not seem to stop more because of the ideological presuppositions than any theological achievements. The well known claim from the proponents of authenticity of the verses is an appeal to the external evidence - they are found in all the manuscripts. The object of the present article is to present briefly the external data about the 1 Cor. 14:34, 35 and its preceding verse - 33b. On the basis of the external data examination the reader is invited to make his/her own conclusions on whether the verses 34 and 35 have been naturally inserted in the letter to the Corinthians by its author apostle Paul.Houve inúmeros artigos escritos sobre a questão de um ponto conhecido de 1 Co 14.34, 35 que silencia as mulheres nas igrejas. A discussão sobre a autenticidade dos versos parece não parar mais por causa dos pressupostos ideológicos do que por quaisquer conquistas teológicas. A afirmação bem conhecida dos defensores da autenticidade dos versos é um apelo à evidência externa - eles são encontrados em todos os manuscritos. O objeto do presente artigo é apresentar brevemente os dados externos sobre 1 Co 14.34, 35 e seu verso anterior - 33b. Com base no exame de dados externos, o leitor é convidado a fazer suas próprias conclusões sobre se os versículos 34 e 35 foram naturalmente inseridos na carta aos Coríntios por seu autor apóstolo Paulo

    The marginalized adolescent before liquid modernity

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    O artigo em questão objetiva destacar características dos adolescentes e fazer apontamentos de como eles se tornam marginalizados frente às situações impostas pela modernidade líquida, e como ela influencia o seu comportamento na busca em atender a necessidade que sentem de serem aceitos na sociedade em que estão inseridos. Para tanto, foi utilizada a pesquisa bibliográfica para o levantamento das informações expostas, e o marco teórico foi desenvolvido principalmente através dos estudos do sociólogo Zygmunt Bauman, com base em sua teoria líquida, do teólogo e psicólogo James Fowler, dos psicanalistas Contardo Calligaris e Françoise Dolto, com base em seus estudos sobre as características da fase da adolescência. Os resultados encontrados na produção deste artigo serão utilizados para o desenvolvimento da dissertação de mestrado do autor, intitulada “Desenvolvimento da fé e educação cristã na infância para a formação cidadã da criança”, além de ser debatido junto ao grupo de pesquisa “Interculturalidade na América Latina”, coordenado pelo Dr. Roberto Ervino Zwetsch.The article in question objective detach characters of adolescents to make directions of how they are marginalized by situations imposed by liquid modernity, and how  it  reflects in their behavior  to search  to attend the  need they feel of been accepted in the society they're in.  It was used the Bibliographic search towards the making of exposed information, and the reference theoretical was developed mainly by the studies of sociologist Zygmunt Bauman, based in his liquid theory, of theological and psychologist James Fowler, of analysts Contardo Calligaris e Françoise Dolto, based in his  studies of  adolescence  characteristics phase. The results found in the production of  this article will be used in  the master's degree dissertation  of the author, entitled "Desenvolvimento da fé e educação cristã na infância para a formação cidadã da criança", and will  be debated with the research group "Interculturalidade na América Latina", coordinated by the Dr. Roberto Ervino Zwetsch
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