340 research outputs found
Effectiveness of anti-money laundering practices in selected private banks (Myint Pyae Pyae Phyo, 2024)
No full textThis research highlights on the analyzing the effectiveness of anti-money laundering (AML) practices of the private banks in Myanmar. It evaluates these practices of three selected banks: KBZ Bank, AYA Bank, and CB Bank PCL. The goal of the study is to identify AML practices and analyze the effectiveness of AML practices in these banks. The study employed both descriptive and analytical approaches, utilizing a combination of primary and secondary data. Primary data was gathered using a sampling method, with responses from 96 participants via Likert scale questionnaires, which were designed around five influencing factors related to AML effectiveness in the selected banks. Respondents included staff members from various levels across the three banks. Data from the survey was analyzed using SPSS, which produced results based on mean values, standard deviation, correlation coefficients, and regression analysis. The study found that staff training, Know Your Customer (KYC), and technology systems positively impact AML practices of the private banks in Myanmar, while AML policy and procedures, internal control and audits are not significant. The suggestion is that banks should implement a written policy framework, KYC procedures, AML controls, comply to the international regulations, and regular audits to prevent money laundering, and further research should explore AML practices of other banks and non-financial institutions
A Study on the Performance of Universities’ Central Library in Yangon (Pyae Phyo Maung, 2025)
No full textThis study assesses the performance of the Universities’ Central Library (UCL)
by analyzing user satisfaction with its primary services: physical facilities, library
collection, staff, and technical processing. A quantitative research approach was
employed, using a structured questionnaire completed by 250 registered users, with
64.8% female and 35.2% male respondents. The findings indicate that users generally
have a favorable view of the library’s performance. Satisfaction was reported in areas
such as cleanliness, seating, lighting, and internet access, though neutral responses
emerged regarding the availability of electrical outlets and printing and scanning
services. The library collection was considered diverse and academically valuable.
Users positively rated the staff for their professionalism and support. Additionally,
technical services, including cataloguing and digital access, were found to be effective
and user-friendly. The study found strong positive correlations between satisfaction and
each service, suggesting that further improvements can enhance overall library
performance
Multidimensional solid-state NMR spectroscopy of plant cell walls
No full textPlant biomass has become an important source of bio-renewable energy in modern society. The molecular structure of plant cell walls is difficult to characterize by most atomic-resolution techniques due to the insoluble and disordered nature of the cell wall. Solid-state NMR (SSNMR) spectroscopy is uniquely suited for studying native hydrated plant cell walls at the molecular level with chemical resolution. Significant progress has been made in the last five years to elucidate the molecular structures and interactions of cellulose and matrix polysaccharides in plant cell walls. These studies have focused on primary cell walls of growing plants in both the dicotyledonous and grass families, as represented by the model plants Arabidopsis thaliana, Brachypodium distachyon, and Zea mays. To date, these SSNMR results have shown that 1) cellulose, hemicellulose, and pectins form a single network in the primary cell wall; 2) in dicot cell walls, the protein expansin targets the hemicellulose-enriched region of the cellulose microfibril for its wall-loosening function; and 3) primary wall cellulose has polymorphic structures that are distinct from the microbial cellulose structures. This article summarizes these key findings, and points out future directions of investigation to advance our fundamental understanding of plant cell wall structure and function. Keywords:
Cellulose; Matrix polysaccharide; Expansin; Lignin; Magic-angle spinning; Multidimensional correlation; Structural polymorphism; Cellulose-pectin interaction
Barriers Influencing Digital Payment Intention to Adoption by MSME Owners. (Phyo Pyae Sone Win, 2024)
No full textThe study mainly focuses on the barriers influencing the intention to adopt
digital payments among MSMEs in the Pathein region. The quantitative research
method was used in this study. The primary data were collected from 283 out of 969
MSME owners with structured questionnaires. The secondary data were sourced from
relevant textbooks, digital payment reports, previously conducted research papers,
internet websites, and articles on Linkedin. This survey focuses on 210 MSMEs owners
who already adopted digital payment with barriers. The structured questionnaires used
a 5-point Likert scale to determine the level of agreement with various statements. The
multiple regression analysis was used in this study. According to the result, multiple
regression analysis showed that image and information barriers significantly and
negatively affect digital payment adoption. The continuous adoption of digital
payments among MSME owners cannot be successful if image and information barriers
remain high. Banks and digital payment organizations should prioritize building a
positive image and developing educational campaigns for MSME owners highlighting
digital payments' benefits and security. Additionally, banks and digital payment
organizations should share more information about promotions and the benefits of
adopting digital payments. Bankers and employees should communicate better with
MSME owners and show positive behavior to encourage the continuous adoption of
digital payments
THE EFFECT OF EXPANSION OF BANK BRANCHES ON PERFORMANCE OF UAB BANK ( Pyae Phyo Kyaw, 2018)
No full textBank branch expansion are not happening due to external economic factors affecting but also internal factor include the organization's performance, return on investment (ROI), bank provision ratio, amount of loan losses (NPL), growth of business such as deposit and loan growth and the ratio of capital to risk-weighted assets of the bank and cost management strategy.
Findings of this study concluded that bank branch expansion influence on performance of UAB bank such as deposit, loan, overhead cost, profit, shareholder fund and ROI. It is also conclude that UAB banks still have opportunities to have business growth by adding more branches and more service points. UAB bank will have business and financial performance growth as more bank branch expansion.
Until now, UAB bank has opened 77 branches across the country and provided development of the concern region and its people. It is clear that opening branches helps to make faster economic transaction which contributes the progress of the economy of the countries as a whole
Corporate Governance Practices and Organizational Performance of Myanmar Finance International Limited (Pyae Phyo Wai, 2025)
No full textThis study investigates the effect of corporate governance practices on the
organizational performance of Myanmar Finance International Limited (MFIL).
Specifically, it examines the extent to which four key governance practices
Responsibility, Accountability, Transparency, and Integrity affect the performance of
the organization. Primary data were collected using structured questionnaires
distributed to MFIL staff, 51 respondents who are directly involved in corporate
governance-related activities using simple random sampling method. This study used
quantitative method, with data analyzed using descriptive statistics, correlation, and
multiple regression techniques. The findings reveal that all four corporate governance
practices, Responsibility, Accountability, Transparency and Integrity positive effect on
MFIL’s performance. Among these, Integrity is the highest influence on Organizational
Performance, indicating a strong and statistically significant positive effect.
Responsibility is an influence on Organizational Performance, showing a significant
and strong positive effect. Transparency is an influence on Organizational Performance,
suggesting a significant and positive effect. Accountability is also an influence on
Organizational Performance, showing still a significant and strong positive effect.
These results highlight the critical role of strong governance in supporting sustainability
and institutional success. The study recommends reinforcing governance mechanisms,
increasing transparency in operations, and conducting regular governance reviews to
enhance MFIL’s financial stability and social impact
Customer Satisfaction and Customer Retention Towards the Services of Sathapana Microfinance (Pyae Phyo Aung, 2025)
No full textThe main objectives of this study are to analyze the factors influencing customer
satisfaction and to examine the effect of customer satisfaction on customer retention
towards the services of SATHAPANA Microfinance. The study analyzes key service
attributes accessibility, price, reliability, responsiveness, and empathy to determine their
influencing on customer satisfaction. Using a quantitative research approach and
employing a simple random sampling method, this study collected data from 130 active
customers of SATHAPANA Microfinance located in Shwepyithar Township, Yangon.
The results reveal that all five independent variables have positive and statistically
significant effects on customer satisfaction, with empathy being the strongest influence.
In turn, customer satisfaction also has a statistically significant effect on customer
retention. The study recommended that SATHAPANA Microfinance continue
prioritizing the development of a customer centric mindset across all staff levels. This
includes enhancing training programs focused on emotional intelligence, respectful
communication, and active listening. Additionally, maintaining transparency in pricing,
improving service reliability, and expanding accessible service channels, particularly
for underserved communities, are essential to sustaining customer satisfaction and
customer retention
A Study on Food Safety Knowledge, Attitudes and Prictices of Food Vendors in Yangon City( Phyo Pyae Maung, 2024)
No full textThis paper aims to study the food safety knowledge, attitudes and practices of
food vendors in Myanmar. The descriptive method is applied by using both primary
data and secondary data. Primary Data are collected through structured
questionnaires, and secondary data are collected from General Administration
Department (GAD), and Yangon City Development Committee (YCDC) and official
websites. The findings of the thesis reveal significant gaps in food safety practices
among street food vendors in Yangon City. Notably, 90% of vendors report never
undergoing medical inspections, highlighting a lack of regulatory oversight. While
86% acknowledge the importance of hand washing after handling money, inconsistent
practices are observed. Access to clean drinking water is reported by 86% of vendors,
yet this does not always translate into safe food handling. The study underscores the
need for targeted training and regulatory frameworks to enhance food safety, protect
public health, and improve the overall quality of street food in the cit
The Effect of Entrepreneurial Leadership and Organizational Innovation on Organizational Performance of DKSH Co., Ltd. (Pyae Phyo Naing ,2024)
No full textThis study aims to analyze the effect of entrepreneurial leadership and
organizational innovation on organizational performance of DKSH Co., Ltd. The sample
size was 95 out of 120 managers by using Roasoft sample size calculator. The primary data
was surveyed from 95 respondents of different management positions and different
departments by using simple random sampling method with online survey structured
questions. The respondents are asked about entrepreneurial leadership (framing the
challenge, risk taking, path clearing, building commitment and specifying limits),
organizational innovation and organizational performance of DKSH Co., Ltd. The
secondary data was collected from some related textbooks, previous papers and relevant
websites. In data analysis methods, both descriptive method and linear regression methods
were used. According to the regression results, there is a direct effect of entrepreneurial
leadership (risk taking and specifying limits) on organizational performance and a
mediation effect of organizational innovation between entrepreneurial leadership and
organizational performance. The result also supported that the effects of risk taking,
specifying limits and organizational innovation have a strong influence on performance of
DKSH Co., Ltd. Therefore, DKSH should implement the role of innovation between risk
taking and specifying limits of entrepreneurial leadership role and organizational
performance which presented a significant opportunity for company to drive strategic
alignment, operational efficiency, and competitive advantage
Analysis on Relational Need Fulfillment, Psychological Attachment, Engagement and Organizational Commitment Toward Myanmar Orchard Preschool (Pyae Phyo Thar, 2022)
No full textThis study aims to analyze the effect of relational needs fulfillment on psychological attachment of teaching staff, to examine the effect of psychological attachment on engagement of teaching staff, and to investigate the effect of work engagement on organizational commitment of teaching staff toward Myanmar Orchard Preschool. The study conducts a questionnaire survey method on 109 respondents from Myanmar Orchard Preschool as the primary data. The questionnaire was designed with five-point Likert Scale. Simple random sampling method is applied. Secondary data are collected from the documents of Myanmar Orchard Preschool’s data, previous research paper, text book, websites and other related information resources. The finding indicates that provision of meaning influences on psychological attachment. Psychological attachment has positive significant effect on each of engagement factors, such as work, employee, personal, job, and organizational engagement. Finally, personal engagement and organizational engagement has positive significant effect on organizational commitment. Therefore, Myanmar Orchard Preschool should focus on provision of meaning to make psychological attachment. The preschool should also focus on psychological attachment to increase engagement. In addition, to promote organizational commitment, the preschool should emphasize engagement of the organization
- …
