119 research outputs found

    Securitization and mortgage default

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    The academic literature, the popular press, and policymakers have all debated securitization's contribution to the poor performance of mortgages originated in the run-up to the recent crisis. Theoretical arguments have been advanced on both sides, but the lack of suitable data has made it difficult to assess them empirically. The author examines this issue by using a loan-level data set from LPS Analytics, covering approximately two-thirds of the mortgages originated in 2005 and 2006, and including both securitized and nonsecuritized loans. ; The author finds evidence that privately securitized loans do indeed perform worse than observably similar, nonsecuritized loans. Moreover, this effect is strongest in prime mortgage markets, which have not been studied in the previous literature. For example, a typical prime loan becomes delinquent at a 20 percent higher rate if it is privately securitized, ceteris paribus. This is consistent with the existence of adverse selection; that is, that lenders used information not available to investors to securitize loans that were riskier than they otherwise appeared. By contrast, for subprime mortgages, the impact of private securitization is concentrated in low or no-documentation loans; this latter result is consistent with previous work such as Keys et al. (2009).Mortgage-backed securities ; Default (Finance)

    Clinical research as the basis of clinical practice

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    http://babel.hathitrust.org/cgi/pt?id=mdp.39015019675530;view=2up;ui=fullscreen#page/n0/mode/2u

    Stimulation of joint attention in children aged 17-30 months with positive screening rate of autism using VIG method

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    NÁZEV PRÁCE: Stimulace sdílené pozornosti u dětí s pozitivním screeningem autismu ve věku 17-30 měsíců za využití metody VTI TITLE: Stimulation of joint attention in children aged 17-30 months with positive screening rate of autism using VIG method. AUTHOR: Mgr. Romana Straussová DEPARTMENT: Special Education SUPERVISOR: prof. RNDr. PhDr. Marie Vágnerová, CSc. ABSTRACT: The subject of this dissertation is research of the impact of the modified VIG intervention method applied in 16 families with children with Autism Spectrum Disorder (ASD), the children being at the age of 17-30 months when entering the project. The intervention and subsequent monitoring of the development took place during the years 2011- 16. The aim of the study was to determine whether it is possible to positively influence the development of a child with autism without the use of intensive therapy guided by a professional, using only parent behavioral training and with the support of attachment behavior. The subjects of research evaluation were the degree of the child's development and the father's and mother's experience with parental roles in relation to the child's disability. The results were surprisingly positive. 38 % (6 children) stepped out of the clinical to nonclinical, 25 % still show the picture of developmental dysphasia, 5..

    Stimulation of joint attention in children aged 17-30 months with positive screening rate of autism using VIG method

    No full text
    NÁZEV PRÁCE: Stimulace sdílené pozornosti u dětí s pozitivním screeningem autismu ve věku 17-30 měsíců za využití metody VTI TITLE: Stimulation of joint attention in children aged 17-30 months with positive screening rate of autism using VIG method. AUTHOR: Mgr. Romana Straussová DEPARTMENT: Special Education SUPERVISOR: prof. RNDr. PhDr. Marie Vágnerová, CSc. ABSTRACT: The subject of this dissertation is research of the impact of the modified VIG intervention method applied in 16 families with children with Autism Spectrum Disorder (ASD), the children being at the age of 17-30 months when entering the project. The intervention and subsequent monitoring of the development took place during the years 2011- 16. The aim of the study was to determine whether it is possible to positively influence the development of a child with autism without the use of intensive therapy guided by a professional, using only parent behavioral training and with the support of attachment behavior. The subjects of research evaluation were the degree of the child's development and the father's and mother's experience with parental roles in relation to the child's disability. The results were surprisingly positive. 38 % (6 children) stepped out of the clinical to nonclinical, 25 % still show the picture of developmental dysphasia, 5..

    Guest Editorial: Research, as Opposed to Dental Research - Oral Health Rather Than Dentistry

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    Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/66855/2/10.1177_00220345900690071001.pd

    Worship in second-century Gnosticism : studies in the ritual life of some early Christian minorities

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    This series of interconnected studies in the ritual practice of the groups associated with the early Christian movement which are now usually now described as 'Gnostic', is a modest essay towards a survey of the subject, last undertaken by Bousset in 1907 and Fendt in 1922. Of the three main groups of sects which became distinguishable during the investigation, these studies are concerned with two:- those here designated 'Cults of Power', and those showing signs of having their origin in the separation of church from synagogue. A consideration of the third group, here entitled 'The Gentile Counter-Churches', is omitted, to keep this dissertation within manageable compass; it would have been comparatively brief, because of the paucity of evidence. At the outset, it had been expected that general characterizations would be possible. However, the repeated discovery that the expectation of unifying characteristics, or even of some sort of underlying unitive rite, was not substantiated hy the material,each detectable ritual association on its own, with the minimum recourse to evidence from other contexts, except to note the clearest parallels and probable borrowings. Chapter One lists the questions asked; surveys the present literature and the sources (both patristic and sectarian); lists and classifies the sects to be examined; and discusses method. Chapter Two examines the 'Cults of Power', after a definition of that term and a characterization of such cults, past and present. The topics are:- Simon Magus; Menander; Satornil; Cerdo; the Carpocratians; Marcus and the Marcosiansj and Elchasai. In the course of this chapter, in connection with Marcus, a major suggestion is made as to the original order of Adversus Haereses I, which affects all presentations of Valentinian liturgy, and hence of all 'Gnostic' worship in general. Chapter Three argues liturgical continuity, combinin baptismal devotion with 'Ascentof- the-Soul' Ri aI, can be traced through the users of the Gosp of Thomas, the Peratae, the Naassenes/Chapter Three argues that a degree of liturgical continuity, combining a baptismal devotion with 'Ascent '-ritual, can be traced through the users of the Gospel of Thomas, the Peratae, the Naassenes/Ophites, Justin the Gnostic and the 'Phibionites' of Epiphanius, and certain Jewish-Christians who claimed a 'James'- tradition. (Apparently cognate groups, the users of pokryphon of John and of the Petrine apocrypha from Nag Hammadi, offer insufficient liturgical data to be incorporated here). It is argued that this complex of sects derives from the chaos of the separation of Christianity from Judaism

    Nyomárkay István: Rövid horvát és szerb nyelvtörténet (Kurze Geschichte des Kroatischen und des Serbischen): Budimpešta: ELTE Inštitut za slovansko in baltsko filologijo, 2007. Opera Slavica Budapestinensia. Linguae Slavicae. S. 292.

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    Nyomárkay István: Rövid horvát és szerb nyelvtörténet (A Brief History of Croatian and Serbian) The author of the article presents the first history of Croatian and Serbian, written in Hungarian; its author is István Nyomárkay.Avtor prispevka predstavlja prvo zgodovino hrvaščine in srbščine, napisano v madžarščini; njen avtor je István Nyomárkay

    DUDÁS Mária, 2022: Magyarbolgár kontrasztív nyelvi világkép. Összevető frazeológiai elemzések. [Weltanschauung des Ungarischen und des Bulgarischen in Kontrast. Kontrastive Analyse im Bereich der Phraseologie].: Budapest: ELTE BTK Szláv Filológiai Tanszék. (Opera Slavica Budapetinensia. Linguae Slavicae). S. 287.

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    The author evaluates Dudás Márie\u27s new book Magyarbolgár kontrasztív nyelvi világkép. Összevető frazeológiai elemzések (2022).Avtor oceni novo knjigo Dudás Márie Magyarbolgár kontrasztív nyelvi világkép. Összevető frazeológiai elemzések (2022)

    Science and clinical judgment in orthodontics.

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    http://babel.hathitrust.org/cgi/pt?id=mdp.39015008747464;view=2up;ui=fullscreen#page/n0/mode/2u

    Current challenges and opportunities for orthodontics: An optimist's views

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    Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/25396/1/0000845.pd
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