36,338 research outputs found
Card-image public access catalogues (CIPACs) : Issues concerned with their planning and implementation
No full textThis article identifies and discusses the issues and problems that need to be considered in the process of planning and implementing card-image public access catalogues (CIPACs). CIPACs are online library catalogues based on databases of digitised catalogue cards with more or less sophisticated mechanisms for browsing or searching. Solutions of this kind have been implemented by a number of libraries in various countries since the mid-1990s, mainly as inexpensive alternatives to full retrospective conversion of their old catalogues. Based upon a questionnaire and relevant literature, the article looks at the following aspects: cost, conversion speed, universal access, saving of space, preservational aspects, software selection, preparing the card catalogue for conversion, scanning and quality control, image standards, optical character recognition, manual and intellectual input, technological aspects, administrative tools, organisational aspects, peculiarities of old catalogues, presentation of CIPACs to the users, and life expectancy of card-image catalogues
Credit Card Selection Criteria: Singapore Perspective
No full textThis study used factor analysis to examine credit card selection criteria among Singaporeans. The results showed that convenience of use and protection, economics, and flexibility were the main drivers, while the reputation of card was the least important in determining credit card selection in Singapore. Demographic results showed that high-income earners, the better educated, the elderly, married and the professional preferred the convenience-protection factor to the economic-promotional factor. Females were shown to value the promotional factor more, while males preferred the economic factor. The ethnic Malays placed a greater emphasis on the economic factor than did the ethnic Chinese. The results also showed that the number of credit card owned in Singapore is positively related to education, income, age group, and marital status. Those holding a single credit card stressed the economic factor more than those holding many cards. In Singapore, the higher income earners, the better educated, older adults, females, married, and both Chinese and Indians are more receptive to paying their monthly credit card balances in full. The results demonstrated that Singaporeans do not view the credit card selection criteria much differently from respondents from other developing and advanced nations.credit card selection, credit card usage, banking regulation, factor analysis
Card-image public access catalogues (CIPACs) : An international survey
No full textThis paper surveys card-image public access catalogues (CIPACs) – online library catalogues based on databases of digitised catalogue cards and more or less sophisticated mechanisms for browsing or searching. Solutions of this kind have been implemented by a number of libraries in various countries since the mid-1990s, mainly as inexpensive alternatives to a full retrospective conversion of their old catalogues. The article presents a Web page dedicated to CIPACs, identifies and describes four main categories of interface software for such catalogues, and provides a comparative overview of 50 CIPACs in 11 countries, looking at aspects such as geographical distribution, growth and size, software, number of catalogues, processing and index creation, navigation, image formats, and other features
The Future of Charge Card Networks
No full textThe general-purpose charge card is now ubiquitous and largely taken for granted. Annual charge card volume exceeds $5 trillion worldwide. Within the United States, nearly one billion cards are in use (about eight per household), and more than two billion worldwide. But charge cards, or more specifically, the cooperative networks that serve the largest card systems, Visa and MasterCard, are under legal attack through multiple lawsuits and under regulatory challenge in other countries. We trace in this essay multiple possible future 'scenarios'. This focus on possible futures distinguishes our work from many earlier studies of this subject.
Credit card fraud and detection techniques: a review
No full textFraud is one of the major ethical issues in the credit card industry. The main aims are, firstly, to identify the different
types of credit card fraud, and, secondly, to review alternative techniques that have been used in fraud detection. The
sub-aim is to present, compare and analyze recently published findings in credit card fraud detection. This article
defines common terms in credit card fraud and highlights key statistics and figures in this field. Depending on the type
of fraud faced by banks or credit card companies, various measures can be adopted and implemented. The proposals
made in this paper are likely to have beneficial attributes in terms of cost savings and time efficiency. The significance
of the application of the techniques reviewed here is in the minimization of credit card fraud. Yet there are still ethical
issues when genuine credit card customers are misclassified as fraudulent
Christmas Card from President and Mrs. Reagan
No full textChristmas Card from "The President and Mrs. Reagan
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