3 research outputs found
Analisis Risiko Pembiayaan Di Unit Pengelola Kegiatan Syariah Tujuah Sarumpun Nagari Biaro Gadang Kecamatan Ampek Angkek Kabupaten Agam
No full text The Activity Management Unit (UPK) is a sustainability program from PNPM Mandiri in Rural Areas which is managed independently by village officials. This UPK provides loans or financing for the community that is used for capital or for other needs. The purpose of this study is to ascertain the financing risk at UPK Syariah Tujuah Sarumpun and how to mitigate such risk. The descriptive qualitative research approach is the one that is employed. Primary and secondary data are the types and sources of information that are utilized. This study used documentation, interviews, and observation as data gathering methods. The Miles and Huberman model's data analysis methodology—which includes data reduction, data presentation, and conclusion-making or data verification—is applied. According to the analysis, the findings of this study include several causes of problematic financing at UPK Syariah Tujuah Sarumpun namely economic factors, environmental factors and non-natural disaster factors. Risk mitigation carried out by UPK is with collateral or collateral. The strategy used by UPK to reduce problematic financing is by 5C analysis. The act of settlement of problem financing carried out by UPK is by conducting a direct review of the financing group and by rescheduling.
 
Analisis Strategi Pemasaran Produk Deposito Mudharabah Pada PT. BPRS Carana Kiat Andalas KC Padang Panjang
No full textResearch methodology combines quantitative and descriptive research with the use of the SWOT analysis. That\u27s why the writer has to know the state of the company, including the internal and external factors that affect the marketing approach used. This research\u27s findings suggest that PT. BPRS Carana Kiat Andalas Kantor Cabang Padang Panjang can effectively market its Deposito Mudharabah product by maintaining its strengths and capitalizing on its opportunities, thereby realizing the most effective product-marketing strategy possible through the integration of social media and technological development. Based on the results of a SWOT and combination strategy analysis for marketing Deposito Mudharabah, the following was determined: SO, or enhancing the marketing strategy for Deposito Mudharabah via social media by keeping up with technological developments, engaging in social activism, and increasing public knowledge. products\u27 benefits and outcome
PENGARUH CAPITAL, NILAI TAMBAH EKONOMI DAN TINGKAT UPAH TERHADAP PENYERAPAN TENAGA KERJA PADA INDUSTRI KECIL DI KOTA BUKITTINGGI
No full textThe background of this research is to know the factors that influence the absorption of labor in small industry sector in Bukittinggi. The results of this research is expected to improve the scientific discourse of the economics development, especially about the absorption of labor in the small industrial sector. The hypothesis testing in this research is moderating regression by using t test, F test and coefficient of determination (R2). The population of this research is all small industry sector in Bukittinggi. The sampling technique in this research is using Slovin method, then, the sample obtained is 58 small industry in Bukittinggi. Based on the results of the research, it is known that the capital does not affect the absorption of manpower in the small industrial sector in Bukittinggi. Thus, H1 is denied the truth, it means the increase of capital made by the company to add modern machines or equipment capable of generating economic added value ) is bigger than human power. This is in line with the basic concept of relationship between factors of production (substitution or Complement) it means the addition of production factors (capital) will reduce the other factors of production (Labor). Economic value added positively and significantly influence the absorption of labor in small industry sector in Bukittinggi, so that H2 accepted. It means that high demand of labor force demanded by businessman (Demand of labor) is influenced by the high amount of goods produced by labor. This is related to the effect of output or the effect of the scale of production. It means the normal factor of production (output) will increase the use of other factors of production (labor). The wage rate has a negative and significant effect on the absorption of labor in the small industrial sector in Bukittinggi, so that H3 is accepted.it means that the higher the wage rate, the less employers demand for labor. This is in accordance with the theory of wages, namely the ability to pay from the company by calculating the profit Penelitian ini dilatarbelakangi untuk mengetahui faktor-faktor yang mempengaruhi penyerapan tenaga kerja pada sektor Industri Kecil di Kota Bukittinggi. Hasil penelitian ini diharapkan dapat meningkatkan wacana keilmuan bidang Ilmu Ekonomi Pembangunan khususnya mengenai penyerapan tenaga kerja pada sektor indusri kecil. Pengujian hipotesis dalam penelitian ini menggunakan alat analisis regresi moderating dengan uji t, uji F dan koefisien determinasi (R2). Populasi dari penelitian ini adalah seluruh industri kecil di Kota Bukittinggi. Teknik pengambilan sampel pada penelitian ini menggunakan metode Slovin, sehingga diperoleh 58 industri kecil di Kota Bukittinggi sebagai sampel penelitian. Berdasarkan hasil penelitian, diketahui bahwa Capital (modal) tidak berpengaruh terhadap penyerapan tenaga kerja pada sektor industri kecil di Kota Bukittinggi, sehingga H1 ditolak kebenarannya, artinya peningkatan modal yang dilakukan oleh perusahaan untuk menambahkan mesin atau peralatan modern yang mampu menghasilkan nilai tambah ekonomi (produksi) lebih besar dibandingkan tenaga manusia. Hal ini sejalan dengan konsep dasar hubungan antar faktor produksi (substitusi atau Komplemen) yaitu penambahan faktor produksi (modal) akan mengurangi penggunaan faktor produksi yang lain (Tenaga kerja). Nilai tambah ekonomi berpengaruh positif dan signifikan terhadap penyerapan tenaga kerja pada sektor industri kecil di Kota Bukittinggi, sehingga H2 diterima kebenarannya, artinya tinggi rendahnya jumlah tenaga kerja yang diminta oleh pengusaha (Demand of labor) dipengaruhi oleh tinggi rendahnya jumlah barang yang diproduksi oleh tenaga kerja tersebut. Hal ini berkaitan dengan efek output atau efek skala produksi, yakni pada faktor produksi normal bila terjadi penambahan skala produksi (output) akan meningkatkan penggunaan faktor produksi yang lain (tenaga kerja) Tingkat upah berpengaruh negatif dan signifikan terhadap penyerapan tenaga kerja pada sektor industri kecil di Kota Bukittinggi ,sehingga H3 diterima kebenarannya, artinya semakin tinggi tingkat upah, semakin kecil permintaan pengusaha akan tenaga kerja. Hal ini sesuai dengan teori upah, yaitu kemampuan membayar dari perusahaan dengan memperhitungkan kemampulabaan
