36,263 research outputs found

    Card-image public access catalogues (CIPACs) : Issues concerned with their planning and implementation

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    This article identifies and discusses the issues and problems that need to be considered in the process of planning and implementing card-image public access catalogues (CIPACs). CIPACs are online library catalogues based on databases of digitised catalogue cards with more or less sophisticated mechanisms for browsing or searching. Solutions of this kind have been implemented by a number of libraries in various countries since the mid-1990s, mainly as inexpensive alternatives to full retrospective conversion of their old catalogues. Based upon a questionnaire and relevant literature, the article looks at the following aspects: cost, conversion speed, universal access, saving of space, preservational aspects, software selection, preparing the card catalogue for conversion, scanning and quality control, image standards, optical character recognition, manual and intellectual input, technological aspects, administrative tools, organisational aspects, peculiarities of old catalogues, presentation of CIPACs to the users, and life expectancy of card-image catalogues

    Card-image public access catalogues (CIPACs) : An international survey

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    This paper surveys card-image public access catalogues (CIPACs) – online library catalogues based on databases of digitised catalogue cards and more or less sophisticated mechanisms for browsing or searching. Solutions of this kind have been implemented by a number of libraries in various countries since the mid-1990s, mainly as inexpensive alternatives to a full retrospective conversion of their old catalogues. The article presents a Web page dedicated to CIPACs, identifies and describes four main categories of interface software for such catalogues, and provides a comparative overview of 50 CIPACs in 11 countries, looking at aspects such as geographical distribution, growth and size, software, number of catalogues, processing and index creation, navigation, image formats, and other features

    OPAC vs. card catalogue: a comparative study of user behaviour

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    Even though use studies of card catalogue are quite rare, use of OPAC has been extensively investigated since early 1980s. Yet there are not many attempts to conduct comparative studies highlighting the differences in use of card catalogue and OPAC of the same library (i.e., user population). This paper reports an attempt made to study use of OPAC of ISRO Satellite Centre (ISAC) library and compare the results with the findings of the study of use of card catalogue of the same library conducted 17 years ago. The paper not only brings various aspects of user behaviour about OPAC but also depicts the differences in user behaviour as well as the effects of technological changes from card catalogue (manual system) to OPAC (automated system)

    Credit Card Selection Criteria: Singapore Perspective

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    This study used factor analysis to examine credit card selection criteria among Singaporeans. The results showed that convenience of use and protection, economics, and flexibility were the main drivers, while the reputation of card was the least important in determining credit card selection in Singapore. Demographic results showed that high-income earners, the better educated, the elderly, married and the professional preferred the convenience-protection factor to the economic-promotional factor. Females were shown to value the promotional factor more, while males preferred the economic factor. The ethnic Malays placed a greater emphasis on the economic factor than did the ethnic Chinese. The results also showed that the number of credit card owned in Singapore is positively related to education, income, age group, and marital status. Those holding a single credit card stressed the economic factor more than those holding many cards. In Singapore, the higher income earners, the better educated, older adults, females, married, and both Chinese and Indians are more receptive to paying their monthly credit card balances in full. The results demonstrated that Singaporeans do not view the credit card selection criteria much differently from respondents from other developing and advanced nations.credit card selection, credit card usage, banking regulation, factor analysis

    The Future of Charge Card Networks

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    The general-purpose charge card is now ubiquitous and largely taken for granted. Annual charge card volume exceeds $5 trillion worldwide. Within the United States, nearly one billion cards are in use (about eight per household), and more than two billion worldwide. But charge cards, or more specifically, the cooperative networks that serve the largest card systems, Visa and MasterCard, are under legal attack through multiple lawsuits and under regulatory challenge in other countries. We trace in this essay multiple possible future 'scenarios'. This focus on possible futures distinguishes our work from many earlier studies of this subject.

    Pattern of card catalogue consultation in a special library

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    A three day sample observation of card catalogue consultation by users at ISRO Satellite Centre (ISAC) Library has been made and results recorded. Users have been subsequently questioned about the purposes for which catalogue was consulted. The paper describes the card catalogue system of the library, the method followed and limitations of the study. The data in appropriate tables has revealed that classified catalogue is not used; Report Number Catalogue is least used and subject catalogue is consulted to the maximum. It is also found that more than half of the consultations of card catalogue are to locate documents, one-fourth is to interact with circulation system, one-tenth is to make a comprehensive search for references on a topic and rest for miscellaneous purposes. It is concluded, based on the results, that arrangement of charged out tray at circulation counter be changed to classified order and classified catalogue itself may have to be dispensed with

    Letter from Mayor William Card to Gary M. Schwarz: 1996-09-18

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    Letter from Mayor William Card to Gary M. Schwarz regarding developing a program that provides dental care to citizens.https://scholarworks.utrgv.edu/hcard/1102/thumbnail.jp

    Letter from Mayor William Card to Dr. Gary M. Schwarz: 1996-04-08

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    Letter from Mayor William Card to Dr. Gary M. Schwarz in reply to previous correspondence regarding dental care concerns.https://scholarworks.utrgv.edu/hcard/1110/thumbnail.jp

    Explaining intention to use the Islamic credit card: an extension of the TRA model

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    Abstract Purpose – The Islamic credit card is a type of banking product offered by Islamic banks. Given the importance to the Islamic credit card to Islamic banks, the study is aimed at identifying the factors determining the Malaysian bank customers’ behavioral intention to use the Islamic credit card. Design/methodology/approach – Drawing upon the Theory of Reasoned Action (the TRA model), this study proposes a modified model to examine the acceptance factors of attitude, subjective norm and perceived financial cost within the Islamic credit card context. The study used multiple regression model in order to examine the impacts of these explanatory variables on the intention to use the Islamic credit card. The model is tested using survey data from 257 respondents. Findings – The results reveal that attitude, subjective norm and perceived financial cost significantly influence the Islamic credit card intention to use. Of these, attitude was first ranked factor explaining intention to use the Islamic credit card. Research limitations/implications – The research suffers from two limitations. The first limitation is related to the generalization of finding whilst the second limitation is related to the limited measures employed in the current work. Despite these limitations, this research is significantly contributed to the body of knowledge in the area of Islamic credit card, at least at exploratory level. Practical implications – Information gathered from the study will serve as a basis for more future works in the area of Islamic credit card. The theory developed in the current study’s model could also be generalized into other contexts of Islamic banking products and services. Practically, branch managers of Islamic banking institutions could of prime importance to extend the findings of the study for the better future planning of their Islamic credit card offerings. Originality/value – Importantly, the study extends the applicability of the TRA model into Islamic credit card context. Few studies have conducted over the years under this context in Malaysia.Islamic credit card, personal finance, Islamic bank, Malaysia

    Credit card fraud and detection techniques: a review

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    Fraud is one of the major ethical issues in the credit card industry. The main aims are, firstly, to identify the different types of credit card fraud, and, secondly, to review alternative techniques that have been used in fraud detection. The sub-aim is to present, compare and analyze recently published findings in credit card fraud detection. This article defines common terms in credit card fraud and highlights key statistics and figures in this field. Depending on the type of fraud faced by banks or credit card companies, various measures can be adopted and implemented. The proposals made in this paper are likely to have beneficial attributes in terms of cost savings and time efficiency. The significance of the application of the techniques reviewed here is in the minimization of credit card fraud. Yet there are still ethical issues when genuine credit card customers are misclassified as fraudulent
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