1,720,953 research outputs found
Strategies Influencing Financial Deepening In Financial Institutions: A Case of Commercial Bank of Africa Limited
No full textA Research Project Report Submitted to the Chandaria School of Business in Partial Fulfilment of the Requirement for the Degree of Master of Business Administration (MBA)This study examined the challenges faced by commercial banks that were associated with financial deepening. The study was guided by the study objectives that sought to: examine the influence of financial literacy on financial deepening at Commercial Bank of Africa (CBA) Limited, to determine the influence of network access on financial deepening at CBA Limited, and to examine the influence of technology on financial deepening at CBA Limited.
Descriptive design was used to identify the relationship between strategies (independent variable) influencing financial deepening (dependent variable) at CBA. The target population of the study was all the 136 employees of CBA, and the sampling frame was the official list of employees that was acquired from the organization’s Human Resource Department. Census sampling technique was used in the study because it involves all the population elements and it ensured that the results could be applied to the entire organization. The sample size for the study was 136 because of the defined sampling technique. Primary data for the study was obtained through the administration of questionnaires that were designed according to the specific objectives of the research. The questionnaire was pre-tested to gauge its appropriateness using the Cronbach Alpha. Data was analysed using Statistical Package for Social Sciences (SPSS). Descriptive statistics which included frequencies and percentages that were calculated for easier interpretation of the results. Inferential analysis of correlations and regression analysis were used to examine the existing relationship between the study variables. The study results and findings were presented in the form of figures and tables.
The study illustrated that financial deepening strategies at CBA focused on consumer financial literacy so as to ensure financial stability, and financial education had greatly helped consumers to find the information that they needed. Financial deepening strategies at CBA focused on ensuring financial accessibility and product/ service awareness. The financial deepening content at CBA concentrated on awareness regarding different forms and purposes of money used by its customers, it concentrated on teaching its consumers about financial products and processes they could use to manage risks, as well as about substitutes for financial products such as buying property, livestock or saving in banks, but it did not concentrate on awareness regarding the use of ATM machines for financial purposes.
The study revealed that regulatory burdens and the lack of infrastructure influenced the organization in expanding its banking services even though the firm was not reluctant in investing in matters of financial literacy and digital infrastructure for regional expansion. CBA had introduced “basic accounts” to facilitate simple access to deposit and payment services to its customers, and it did not impose account balances that would facilitate its customers accessing other banking products. The study indicated that the organization had promoted financial digitalization in order to facilitate customers’ access to banking, and it had “correspondents” or ‘service points” that offered a limit set of financial services acting as representatives of the organization.
The study established that IT had enhanced the competitive efficiency of the bank by strengthening its back-end and front-end administrative processes, and this had made the firm become actively involved in harnessing technology for the development of its banking services. CBA utilized Core Banking Solutions (CBS) to enable its customers operate their accounts from any branch of the Bank, regardless of where their accounts were held, and this ensured the firm delivered quality and efficient services to its customers, as well as the deployment of low cost ATMs that offered basic features such as cash withdrawal and balance enquiry for its customers.
The study concludes that financial literacy programs at CBA stemmed from lessons learnt from the organizations past experience, and it collected IT components to facilitate its ability to conduct its business effectively and efficiently, like the use of payments technology (transmission of payment messages, payment clearing and payment settlement) to ensure its customers were able to conduct their financial transactions at low-costs. The bank also used branchless banking in the form of mobile phone applications to provide cost effective methods of reaching out to its customers on a broad scale.
The study recommends CBA management to focus on introducing biometric ATMs and touch pads to enable the illiterate and semi-literate customers to open accounts with the bank, and to facilitate their ability to access and make use of ATM services. CBA management should also focus on creating business correspondents that will support the bank in extending its financial services and operations to local areas and residences
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
Author Under Sail The Imagination of Jack London, 1893-1902
No full textIn Author Under Sail, Jay Williams offers the first complete literary biography of Jack London as a professional writer engaged in the labor of writing. It examines the authorial imagination in London's work, the use of imagination in both his fiction and nonfiction, and the ways he defined imagination in the creative process in his business dealings with his publishers, editors, and agents. In this first volume of a two-volume biography, Williams traverses the years 1893 to 1902, from London's "Story of a Typhoon" to The People of the Abyss. The Jack London who emerges in the pages of Author Under Sail is a writer whose partnership with publishers, most notably his productive alliance with George Brett of Macmillan, was one of the most formative in American literary history. London pioneered many author models during the heyday of realism and naturalism, blurring the boundaries of these popular genres by focusing on absorption and theatricality and the representation of the seen and unseen. London created an impassioned, sincere, and extremely personal realism unlike that of other American writers of the time. Author Under Sail is a literary tour de force that reveals the full range of London as writer, creative citizen, and entrepreneur at the same time it sheds light on the maverick side of machine-age literature.Intro -- Title Page -- Copyright Page -- Dedication -- Contents -- Acknowledgments -- Introduction -- 1. Spirit Truth -- 2. From Absorption to Theatricality and Back Again -- 3. "I Will Build a New Present" -- 4. Sons as Authors -- 5. Fathers as Publishers -- 6. The Daughter as Author -- 7. Lovers as Authors -- 8. At Sea with the Family -- 9. Yellow News, Yellow Stories -- 10. The Return Home -- Notes -- Bibliography -- Index -- About Jay WilliamsIn Author Under Sail, Jay Williams offers the first complete literary biography of Jack London as a professional writer engaged in the labor of writing. It examines the authorial imagination in London's work, the use of imagination in both his fiction and nonfiction, and the ways he defined imagination in the creative process in his business dealings with his publishers, editors, and agents. In this first volume of a two-volume biography, Williams traverses the years 1893 to 1902, from London's "Story of a Typhoon" to The People of the Abyss. The Jack London who emerges in the pages of Author Under Sail is a writer whose partnership with publishers, most notably his productive alliance with George Brett of Macmillan, was one of the most formative in American literary history. London pioneered many author models during the heyday of realism and naturalism, blurring the boundaries of these popular genres by focusing on absorption and theatricality and the representation of the seen and unseen. London created an impassioned, sincere, and extremely personal realism unlike that of other American writers of the time. Author Under Sail is a literary tour de force that reveals the full range of London as writer, creative citizen, and entrepreneur at the same time it sheds light on the maverick side of machine-age literature.Description based on publisher supplied metadata and other sources.Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, YYYY. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries
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