72 research outputs found
Faktor-Faktor yang Mempengaruhi Aksesibilitas UMKM Terhadap Pembiayaan di Bank Syariah (Studi Pada UMKM Kampung Lembur Sawah Mulyaharja)
Get PDFMicro, Small and Medium Enterprises (MSMEs) have a very strategic role in developing the region , and can support large industries and become one of the drivers of a country\u27s progress. However, in its operations, MSMEs have many obstacles, one of which is capital from Islamic banks in the form of financing. This study aims to determine the factors that affect the accessibility of SMEs to financing in Islamic banks. The method used in this study is a quantitative method with the help of SPSS For Windows Version 23 data processing software. The population in this study is the MSMEs of village Lembur Sawah Mulyaharja, totaling 86 SMEs with a total sample of 86 SMEs. The results showed that the information, guarantee and location factors had a significant and positive effect both simultaneously and partially on the accessibility of MSMEs in Islamic banks. The most dominant factor influencing the accessibility of MSMEs to Islamic bank financing is the information factor. The information needed for MSMEs in accessing financing at Islamic banks is information related to procedures, financing requirements, system convenience, profit sharing, and financing retrieval services at the concerned Islamic bank.
The Role of Radiomics in Salivary Gland Imaging: A Systematic Review and Radiomics Quality Assessment
Get PDFBackground: Radiomics of salivary gland imaging can support clinical decisions in different clinical scenarios, such as tumors, radiation-induced xerostomia and sialadenitis. This review aims to evaluate the methodological quality of radiomics studies on salivary gland imaging. Material and Methods: A systematic search was performed, and the methodological quality was evaluated using the radiomics quality score (RQS). Subgroup analyses according to the first author’s professional role (medical or not medical), journal type (radiological journal or other) and the year of publication (2021 or before) were performed. The correlation of RQS with the number of patients was calculated. Results: Twenty-three articles were included (mean RQS 11.34 ± 3.68). Most studies well-documented the imaging protocol (87%), while neither prospective validations nor cost-effectiveness analyses were performed. None of the included studies provided open-source data. A statistically significant difference in RQS according to the year of publication was found (p = 0.009), with papers published in 2021 having slightly higher RQSs than older ones. No differences according to journal type or the first author’s professional role were demonstrated. A moderate relationship between the overall RQS and the number of patients was found. Conclusions: Radiomics application in salivary gland imaging is increasing. Although its current clinical applicability can be affected by the somewhat inadequate quality of the papers, a significant improvement in radiomics methodologies has been demonstrated in the last year
NILAI PENDIDIKAN KARAKTER DALAM CERITAANDAI-ANDAI MASYARAKAT KEDURANG BENGKULU DAN PEMANFAATANNYA SEBAGAI BUKU PENGAYAAN BAHASA INDONESIA
Get PDFPenelitian ini berangkat dari banyaknya cerita rakyat pada masyarakat Bengkulu yang sangat
unik dan sarat nilai karakter sehingga menarik untuk dijadikan bahan bacaan bagi siswa.
Tujuan penelitian ini adalah untuk mendeskripsikan (1) strukur cerita andai-andai
masyarakat Kedurang Bengkulu (2) nilai pendidikan karakter yang terkandung di dalam
cerita andai-andai masyarakat Kedurang Bengkulu dan (3) pemanfaatan cerita andai-andai
masyarakat Kedurang Bengkulu sebagai buku pengayaan bahasa Indonesia bagi siswa di
Sekolah Dasar. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan
pendekatan analisis konten. Data penelitian ini dikumpulkan dengan cara melakukan
observasi, wawancara, dan perekaman. Teknik analisis data yang dilakukan adalah
melakukan pengumpulan data, transkripsi data, penyeleksian data, penginterpretasian data,
dan kesimpulan. Hasil penelitian ini menunjukkan bahwa dari analisis yang dilakukan
terhadap 12 strukur cerita andai-andai, eksistensi cerita tersebut masih berlangsung dengan
baik dan diwariskan secara terstruktur oleh masyarakat. Semua cerita tersebut memiliki tema
yang bervariasi. Tokoh ceritanya terdiri atas manusia dan binatang. Alur ceritanya adalah alur
maju dan terdapat 4 cerita yang mengandung 2 skema aktan, dan 8 cerita lainnya hanya
mengandung satu skema aktan. Cerita andai-andai masyarakat Kedurang Bengkulu
mengandung nilai-nilai pendidikan karakter seperti kemandirian, peduli sosial, patuh, kasih
sayang, tepat janji, sabar, kerja keras, kreatif, bersahabat/komunikatif, tanggungjawab, dan
jujur. Berdasarkan penilaian dari para ahli dan guru di sekolah dasar, cerita andai-andai
sangat relevan dijadikan buku pengayaan bahasa Indonesia. Adapun implikasi dan
rekomendasi hasil penelitian ini adalah sebagai sarana pemeliharaan sastra daerah bagi
masyarakat Kedurang Bengkulu, memperkaya referensi pengajaran bahasa Indonesia berbasis
sastra daerah bagi guru, dan sebagai bahan bacaan yang menarik untuk meningkatkan
motivasi belajar bagi peserta didik.;--- This research departed from many variations of folklore in Indonesia especifically in
Kedurang society which is unique and contains many values of character education that can
be reading material for students. The purposes of this research were to describe (1) the
existence of andai-andai folklores (2) the values of character education in andai-andai
folklores (3) the use of andai-Andai folklores as enrichment book of Indonesian Language for
pupils in elementary school. The method used in this research was a qualitative method with
content analysis technique. The data were collected by doing observation, interview, and
recording. The techniques of data analysis were conducted by collecting data, doing
transcription, selecting data, interpreting data, and drawing conclusion. The results and
discussion of this research showed that 12 andai-andai folklores having been analysed in this
research are still exist and maintained by society. The folklores have various themes. The
characters consist of animals and humans. The plot is progress and there are fours stories
containing two actantial models, and eight other stories contain only one actantial model. The
folklores contain values of character education such as self-reliance, social empathy,
compiliance, compassion, keeping-promise, patience, hard work, creative,
friendly/communicative, honesty, and responsibility. Then, based on the experts judgement
and some teachers, the andai-Andai folklores can be used as enrichment book in primary
school. The implication and recommendation of this research is becoming one way in
preserving folklores for society in Kedurang. For teachers, this reserach is useful to enrich
references in teaching. Also, this research could be used as reading material to make students
more motivated and enthusiastic in learning
Implementasi Profit And Loss Sharing (PLS) Pengrajin Kain Tenun Sutera di Kabupaten Wajo di Tinjau dari Konsep Ekonomi Islam
Get PDFFinding out the profit and loss distribution system in the silk woven fabric sector in the Wajo district is the goal of this type of qualitative research. The author conducts fieldwork-based interviews and documentation to produce the processed data. According to the study\u27s findings, Wajo district\u27s silk weaving industry\u27s attempt to introduce profit sharing was having trouble. When the profits are distributed fairly in accordance with the original agreement, but the losses are only borne by the craftsmen by deducting work wages if the thread is damaged, and the capital owner does not contribute to the distribution, Islamic economic principles are not applied. This goes against the tenets of Islamic economics, which hold that gains and losses should be distributed equally and should not be detrimental to any party
Efficiency of Zakat Fund Payment through "E-Muzakki" in Industrial Revolution 4.0
Get PDFIndonesia is one of the countries with the most Muslim population in the world. Around 80% of the total population of Indonesia is Muslim. So it is not surprising, that Islam and various kinds of Islam exist in Indonesia. Apart from that, Islam there is known as Islam which is quite advanced and developing as well as being very tolerant of other religions whose numbers are also not small. In this case, Indonesia is indeed not an Islamic state, but it does not rule out the possibility that zakat in Indonesia can be far more developed than other countries. Zakat certainly has a very important role for the economy in Indonesia, this is certainly also supported by the majority Muslim population in Indonesia. In writing this paper, the author uses the type of library research, in which problems are described based on data contained in literature or documents. Then analyzed further to be drawn a conclusion. it can be concluded that related to this research is the concept of zakat fund payment theory can be applied as a platform to make zakat payments effectively and efficiently for millennials. E-Muzakki is a platform or application that makes it easy for muzakki who have funds to reach their nishob to pay zakat
Improvement of Community Economic Independence Through Sharia Micro Financial Institution in Padamulya Village, Pasirkuda Cianjur District
Get PDFLack of public understanding of Islamic economic principles is one of the reasons people use conventional financial services institutions. And the existence of official financial institutions and based on sharia is very far from the residence of the Padamulya Village community. The solution to the problem is firstly by providing understanding to the public about the principles and values of Islamic economics, so that the community is able to economically in accordance with the provisions of religion and aware of the dangers of usury. Secondly, by presenting financial institutions that are official and in accordance with Islamic economic principles, so that people will be easier when they will save money from their agricultural products and help people who have Micro and Small Business. The output target that the author made was in the form of making an article entitled "Increasing Community Economic Independence through the Initiation of Sharia Microfinance Institutions in Padamulya Village, Pasirkuda District, Cianjur Regency". The result of the LKMS Initiation program was the establishment of Padamulya BMT located in Padamulya Village, Pasirkuda District, Cianjur Regency. The BMT can be utilized by the people of Padamulya Village to use Islamic financial services such as savings, financing and ZISWAF management that can help the economy of the middle and lower classes.Keywords: Economic independence, LKMS initiation
ANALISIS MINAT MASYARAKAT MENABUNG DIBANK SYARIAH (Studi Kasus di Kampung Paya Bedi Aceh Tamiang)
Get PDF This study aims to determine the factors that influence interest in saving the village community Paya Bedi in Bank Syariah Kota Kualasimpang and to know the influence partially and simultaneously to the interest of saving society. There are several factors that influence the society in doing saving include the influence of service factors and product factors. This research is quantitative, using 100 respondents as research sample. Sampling in this research is done by Random sampling method, that is the technique of determining the selected sample regardless of the level that exist in that population. Data collection techniques were conducted using questionnaires as many as 15 items of questions assessed by Likert scale 1-5 and tested its feasibility using the validity and realiability test. The collected data was done by classic assumption test including multicolinearity test, heterokedastisitas, normality and linearity then analyzed using multiple regression analysis with determination test method, F test and t test. Based on multiple regression analysis at significance level 5% showed that simultaneously service factor and product factor have positive significant effect to decision of interest of saving society. The result of the research also shows partially that (1) there is a significant positive effect of service factor on the interest of saving the society of Kampung Paya Bedi in Bank Syariah Kota Kualasimpang; (2) there is no significant effect of the product factors on the interest of saving the people of KampungPayaBedi in Bank Syariah Kota Kualasimpang
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MEMILIH PEMBIAYAAN AKAD MURABAHAH (Studi Kasus Pada Bank Aceh Syariah Cabang Pembantu Idi Rayeuk)
Get PDFThis study aims to determine what factors influence the interest of customer in choosing murabahah contract financing at Aceh Sharia Bank Idi Rayeuk Assistant Branch, and how these factors partially and simultaneously effect the interest of the customers. The research is a kind of quantitative research with descriptive research approach. For determination of sample, it was used probabiliy sampling technique with random sampling method. Meanwhile, to determine the sample size, by using Slovin formula, it was obtained 88 respondents as the research sample. Moreover, in data collection, the study refers to two primary data sources (data obtained through questionnaires distribution of 34 items of questions assessed by using likert scale), and secondary data (data obtained through decumantation). The data gained was in the feasibility test by using the test of validity, reliability, and the test of classical assumptions. Then, to examine the hypothesis, it was used multiple regression analysis test that includes the determination test, F test and t test. Eventually, the research results showed that simultaneously the factors of service, location, and promotion have positive and significant effect to customers' interest in choosing murabahah contract funding. In addition, partially at the same time it indicates that service and promotion also have positive and significant influence to the customers' interest. It is proven by looking at sig value <0,05 (0,020<0,05) for service and 0,019<0,05 for promotion, whereas, the factor af location does not have significant effect to the customers' interest to choose murabahah contract financing proved by sig value >0,05 (0,364>0,05)
Sharia Investment Socialization Through Instagram Social Media
Get PDFThis study aims to provide socialization of sharia investment and analyze the effectiveness of socialization carried out through Instagram social media. This study uses data that comes from various related issues discussed. The references taken are books that discuss the problem, articles or scientific journals obtained from soft files or hard file books and also through information technology or the internet. This research is also included in qualitative research using the literature study writing method. kinds of studies, namely descriptive studies and constructive analysis. Descriptive studies are carried out by identifying various findings, which are then presented based on these findings in a structured and systematic manner. In this case, identifying the various outreach and education programs that have been carried out. This research also examines constructively analytically, namely armed with various findings that exist in various socialization and education. The results of the study show that the enthusiasm of Instagram users in listening to the discussion videos that have been made by the author and is believed to be very useful for those who are about to start investing or for those who are already investing and want to switch to investments that are good according to their religion, or maintain their mandated financial trust in investment instruments
PERENCANAAN PEMBANGUNAN GEDUNG FAKULTAS EKONOMI BISNIS ISLAM (FEBI) IAIN RADEN FATAH PALEMBANG
Get PDFThe title of this final report is Development Planning, Faculty of Business Economics Islam ( FEBI ) IAIN Raden Fatah Palembang . FEBI building is planned to be built as high as 3 floors with a total area of 400 m2 in road Prof.K.H.Zainal Abidin Fikry Palembang, Sumatera Selatan.. The purpose of this final report is to create a detailed design will be built as well as the author aims to gain experience and skills in planning a building . Research conducted prior to soil conditions to ensure that the necessary building construction design effective and efficient in terms of technical aspects , operational aspects and funding aspects . We plan and calculate the building was based on primary data and supporting data . Primary data collected from field observation planning and supporting data were analyzed using the formula of several books . Basic theory calculations using SNI - 03-2748-2002 on concrete structures , reinforced concrete structures and arrangements Istimawan Reinforced Concrete Calculation Table Gideon essay . The end result of this building design using steel roof truss construction , structural concrete for beams , columns and Sloof , and we use a pile foundation .
Keywords: Planning, Building, Structur
- …
