141 research outputs found
TINJAUAN HUKUM ISLAM TERHADAP AKAD RAHN PADA PEGADAIAN SYARIAH DI INDONESIA
No full textAbstrakPenelitian ini membahas tentang bagaimana akad rahn pada pegadaian syariah di Indonesia karena sangat banyak pendapat orang yang berkata bahwa pegadaian syariah itu sama saja dengan pegadaian konvensional dalam hal penerapan akad gadai emas dari situlah penulis melakukan penelitian mengenai hal tersebut. Pokok permasalahan skripsi ini yaitu bagaimana tinjauan hukum Islam terhadap akad rahn pada pegadaian syariah di Indonesia. Adapun sub bab masalah yang akan dikaji, yakni: 1) Bagaimana akad rahn di pegadaian syariah di Indonesia? 2) Bagaimana konsep akad rahn dalam Islam? Dalam menyelesaikan permasalahan tersebut dan analisis yang bersifat kajian kepustakaan, dengan menempatkan pendekatan normatif syar’i yaitu dimana dengan mengarah kepada pendekatan al-Qur’an dan hadits dan sumber Islam lainnya. Pada penerapan akad rahn di pegadaian syariah masih ada beberapa hal yang perlu diperhatikan, mulai dari denda keterlambatan, penggabungan 2 akad yang bertentangan dengan hadis Rasulullah saw. dan biaya ongkos penyimpanan pada pegadaian syariah.Kata Kunci : Hukum Islam, Pegadaian Syariah, Rahn AbstractThis research discusses how the rahn contract is at sharia pawnshops in Indonesia because there are so many people's opinions who say that Sharia pawnshops are the same as conventional pawnshops in terms of applying the gold pawn contract, that's where the author conducted research on this matter. The main problem of this thesis is how to review Islamic law on rahn contracts at sharia pawnshops in Indonesia. The sub-chapters of the problems that will be studied are: 1.) How is the rahn contract in sharia pawnshops in Indonesia? 2.) What is the concept of rahn contract in Islam? By placing a syar'i normative approach, namely where by leading to the approach of the Qur'an and hadith and other Islamic sources. In the implementation of the rahn contract at the sharia pawnshop, there are still several things that need to be considered, ranging from late fees, merging 2 contracts that contradict the hadith of the Prophet Muhammad and the cost of storage fees at sharia pawnshops.Keywords: Islamic Law, Rahn, Sharia Pawnsho
Der Darmstädter Freundeskreis : ein Beitrag zum Verständnis der empfindsamen Seelenhaltung des 18. Jahrhunderts
No full textThe dissertation dating back to 1934 on the Darmstadt Circle explores the phenomenon of the sentimental attitude in the 18th century. The author, Lilli Bechmann-Rahn, was the last Jewish woman to be awarded a doctoral degree at Erlangen University under National Socialism. According to national socialist racial policy she was stripped of her doctoral title few years later. This publication contains a reprint of the original thesis, a historical appreciation of Lilli Bechmann-Rahn, an acknowledgement of the scientific value of her dissertation, and biographical information.Die Dissertation aus dem Jahr 1934 über den Darmstädter Freundeskreis behandelt das Phänomen der Empfindsamkeit im 18. Jahrhundert. Die Autorin, Lilli Bechmann-Rahn, war die letzte Jüdin in der nationalsozialistischen Zeit, die an der Universität Erlangen promovierte. Im Zuge der nationalsozialistischen Rassenpolitik wurde ihr wenige Jahre darauf die Doktorwürde aberkannt. Die vorliegende Veröffentlichung enthält über den Nachdruck der Dissertation hinaus eine geschichtliche Würdigung Lilli Bechmann-Rahns, Ausführungen zur Bedeutung von Lilli Bechmann-Rahns Arbeit für die Wissenschaft und Bemerkungen zu ihrer Vita
Dissertatio pneumatica de anima separata
No full textquam ... sub praesidio ... dn. Iohannis Lavateri ... examini subiicit Iohannes Henricus Ruegius, phil. cand. author & respondens ...Dedikation an Joh. Conrad Grebel, Joh. Heinrich Hirzel, Caspar Escher, Joh. Heinrich Rahn, Joh. Ulrich Escher, Joh. Heinrich Heidegger (2), Joh. Heinrich Zeller und Joh. Wilhelm Simler auf dem Titelbl. verso. Gedichte von Humbertus a Stavia und Andreas Rauch auf Bl. A4v.Diss. Hohe Schule Zürich, 166
A Theory for All Music: Problems and Solutions in the Analysis of non-Western Forms
No full textProfessor Rahn takes the approach to the analysis of Western art music developed recently by theorists such as Benjamin Boretz and extends it to address non-Western forms. In the process, he rejects recent ethnomusicological formulations based on mentalism, cultural determinism, and the psychology of perception as potentially fruitful bases for analysing music in general. Instead he stresses the desirability of formulating a theory to deal with all music, rather than merely Western forms, and emphasizes the need to evaluate an analysis and compare it with other interpretations, and demonstrates how this may be done. The theoretical concepts which form the basis of Rahn's approach are discussed and applied: first to individual pieces of non-Western music which have enjoyed a fairly high profile in ethnomusicological literature, and second to repertoires or groups of pieces. The author also discusses the fields of anthropology and psychology, showing how his approach serves as a starting point for studies of perception and the concepts, norms, and values found in specific music cultures. In conclusion, he lists what he considers to be musical universals and takes up the more controversial issues implicit in his discussion
The formula for the fermenting capacity of a single cell
No full textIn his criticism of the paper of Bayne-Jones and Rhees (1929), Wetzel (1929) claims that the rate of heat production of a single bacterium in these experiments cannot be represented by the Buchanan formula. Since there is no essential difference between heat production and the formation of any other fermentation prod-ucts, the Buchanan formula could not be applied anywhere if Wetzel's criticisms were justified. The author believes, however, that Wetzel's deductions have missed the essential point. To understand this, we must go back to the historical development of the formula. If multiplying cells cause a fermentation, the rate of fermenta-tion can be stated correctly only by determining the amount of product formed per cell and per hour. This can be estimated by taking the average between the initial count of bacteria a and the final count b, and dividing the total amount of products S by this. average and by the time t. Thus, the fermenting capacity per cell and hour would be S 2S x = t (a + b) t (a + b) Since the simple average does not actually present the average number of fermenting cells in a rapidly multiplying culture, Rahn (1912) developed the following formula S (log b- log a) t (b- a) 0.301 This formula was developed and used for short time intervals only; t did not mean the entire time of the experiment, but th
ANALISIS FATWA DSN-MUI NOMOR 25/III/2002 TERHADAP PENETAPAN UJRAH DALAM AKAD RAHN DI BMT UGT SIDOGIRI CABANG WARU SIDOARJO
No full textSharia financial institutions are financial institutions that not only prioritize profit oriented, but also a financial institution that also puts the public good in accordance with the demands of sharia which is the foundation of all Islamic financial institutions. One application is to implement a moral and spiritual based service. This field research will answer the question. First, how is application of ujrah determination in contract of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo? The second, how is the analysis of the DSN-MUI fatwa NUMBER 25/III /2002 on the determination of ujrah in the contract of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo? Data collection techniques used are interview, document review, and observation, then analyzed by using descriptive analysis method, with deductive thought pattern, that is theory of rahn, ijarah, and fatwa of National Sharia Council (DSN) with general characteristics and then linked with the facts on the ground about the fatwa of DSN-MUI NUMBER 25/III/2002 on the establishment of ujrah in the contract of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo with special characteristics. From the results of the study, the author concludes the application of the determination of ujrah in the covenant of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo, namely the determination of ujrah through two contracts, namely rahn and ijarah contract. The procedures for the implementation of the contract are as follows: Rahin (customer) comes to murtahin (BMT) while delivering marhun (collateral goods) then the goods will be estimated. As a result of this, the rahin will be subject to administrative costs. Then rahin signs the agreement or contract of rahn. After that, to entrust the goods hock, rahin must implement contract of ijarah (contract to rent place). Consequently it arise ujrah. In this case, it means that customer must implement two barrage of contract. The determination of ujrah applied in BMT is not in accordance with the Fatwa DSN-MUI NO: 25/DSN-MUI/ III/2002 because the determination of ujrah is determined from the amount of the customer’s loan, while the difference is the discount given to the customer for applying smaller loan. The determination of discount is determined from ujrah or ijarah fee charged to the customer. This discount is calculated based on the percentage of estimated value of customer’s loan amount</jats:p
Comparison of Rahn Contract from the Perspective of Islamic Law and Indonesian Guarantee Law
No full textThis paper analyzed pawn in comparison between the Civil Code and Islamic law. It examined the specific differences between pawn contracts in Islamic law and Indonesian positive law to compare two contract theories. The method used in this paper is a qualitative approach. The type used in writing this article is library research. The author examines, observes and looks for data from reference books that can be accounted for. The result of the research in this paper is that the term pawn in Islamic law is called ar-rahn. The difference between rahn and pawn in positive law, among others, is regarding the maintenance of the collateral. In Islamic law the pawnbroker is not subject to the term interest or additional costs outside the pawn agreement, but there is only an additional maintenance fee for the collateral. Whereas in positive law, in addition to the cost of maintaining goods, there is also an additional cost called 'interest' that must be borne by the lender. In Islamic law collateral goods are not limited to movable goods, but also immovable goods, while in positive law the collateral object is only limited to movable goods
Prevalence and characteristics of shiga toxin-producing Escherichia coli in beef cattle slaughtered on Prince Edward Island
No full textFecal swabs obtained from a random sample of 1,000 beef slaughter steers and heifers from 123 Prince Edward Island (P.E.I.) farms were examined for the presence of Shiga toxin-producing Escherichia coli (STEC) using a Vero cell assay (VCA). Multiple isolates from each positive sample were tested similarly. VCA-positive isolates were confirmed as E. coli biochemically, tested for drug resistance, serotyped, and tested by polymerase chain reaction (PCR). Animals were classified as positive when an isolate was positive on VCA and the presence of the gene responsible for toxin production was confirmed by PCR. The prevalence of STEC in beef slaughter steers and heifers on P.E.I. was 4% (40 of 1,000). The total number of isolates was 43, and these comprised 26 serotypes, including 13 isolates belonging to 6 serotypes known to be associated with human illness. The most frequently isolated STEC serotype was E. coli O157 (5 isolates out of 43). Of the five E. coli O157 isolates, four were E. coli O157:H7, a serious human pathogen. The majority of STEC isolates, including all O157:H7, isolates, were susceptible to 16 commonly used antimicrobial drugs. According to PCR, 65% of the STEC isolates had the gene for Stx1. Four of these isolates, including two O157:H7, had genes for Shiga toxin (Stx)1 and Stx2
Praktek gadai emas di Bank Syariah Mandiri Madiun: Perspektif DSN-MUI no.26/DSN-MUI/III/2002 tentang rahn emas dan surat edaran Bank Indonesia no.14/7/DPbS
No full textINDONESIA:
Muamalah merupakan bagian dari hukum Islam yang mengatur hubungan antar seseorang dengan orang lain, baik seseorang itu pribadi tertentu maupun berbentuk badan hukum. Keberadaan lembaga perbankan syariah menjadi tantangan tersendiri dalam sendi-sendi perekonomian masyarakat, dalam kegiatan ekonominya, sehingga Lembaga perbankan syariah ini menjadi pilot projek dalam menjawab tantangan zaman. Gadai menjadi fasilitas Bank yang disediakan untuk masyarakat dalam meningkatkan suatu kebutuhan transaksi yang memberikan pinjaman dengan adanya agunan. Berdasarkan ini siatif penulis dalam penelitian ini yaitu mencoba mengintegrasikan dua aspek hukum dalam praktek Gadai emas di Bank Syariah Mandiri Madiun.
Sehingga dalam penelitian ini terdapat dua rumusan masalah yaitu: Bagaimana Praktek gadai emas di Bank Syariah Mandiri Madiun? Bagaimana praktek gadai emas perspektif DSN MUI No.26/DSN-MUI/III/2002 tentang Rahn Emas dan Surat Edaran Bank Indonesia No.14/7/DPbS. Untuk mengetahui praktek Gadai yang terjadi di Bank Syariah Mandiri Cabang Madiun, maka dalam penelitian ini penulis menggunakan jenis penelitian Yuridis Empiris sebagai pisau analisis dalam menjawab permaalahan di atas.
Adapun hasil penelitian ini yaitu Dalam menangani pembiayaan ini dikelola dan dikerjakan khusus oleh officer gadai yang bertanggung jawab penuh atas segala sesuatu yang berhubungan dengan produk gadai emas BSM. Dalam prakteknya, akad yang digunakan dalam pembiayaan gadai di BSM ini adalah akad Qardh dalam rangka Rahn. Qardh dalam rangka Rahn adalah akad pemberian pinjaman dari bank untuk nasabah. Perspektif DSN-MUI No.14/7/DPbs Berdasarkan isi dari fatwa yang telah disepakati oleh MUI dan dituangkan oleh Dewan Syari’ah Nasional, bahwa praktik al-rahn diperbolehkan. Dalam mekanismenya, dalam praktik gadai menggunakan akad al-rahn dan dalam penyimpanan barang gadai (marhun) menggunakannya akad ijarah. Akad ijarah disini diartikan bahwa penggadai (rahin) menyewa tempat di bank untuk menyimpan atau menitipkan barang gadainya, kemudian bank menetapkan biaya sewa tempat. Secara umum Bank syaria’ah mandiri telah menyesuaikan sistem dan prosedur gadai emas syari’ah berdasarkan Surat edaran Bank Indonesia No 14/7/DPbs.2012
ENGLISH:
Muamalah is part of Islamic law which regulate the relationship of someone with others, whether it is a person or a legal entity. The existence of sharia banking institution has become a specific challenge in the joints of society economy, within its economic activities, so this sharia banking institution has become a pilot project in answering the challenge of time. Pawn has become the bank facility provided for the community in improving a transactional need that provides loan with collateral. Based on the initiative of the author in this research namely to try to integrate the two aspects of law in the practice of gold pawn in Bank Syariah Mandiri Madiun.
Thus in this research there were two formulation of problems namely: How the Practice of gold pawn in Bank Syariah Mandiri Madiun? How the practice of gold pawn in the perspective of DSN MUI No.26/DSN-MUI/III/2002 on Gold Pawn and Circullar Letter of Bank of Indonesia No. 14/7/DPbS. To understand the practice of Pawn occuring in Bank Syariah Mandiri Madiun Branch, then in this research the author used Juridical Empirical research type as the blade analysis in answering the above problems.
As for the results of this research it is found that in handling the financing, it has been managed and carried out specially by the pawnshop officer who is in full charge of all matters related with the product of BSM gold pawn. In practice, the agreement (akad) used in financing pawn in this BSM is contract of Qardh in order of Rahn. Qardh in order of Rahn is a contract that gives loan from the bank to customers. Perspective of DSN-MUI No.14/7/DPbs Based on the content of fatwa which have been agreed upon by MUI and poured by the National Sharia Board, practice of al-rahn is allowed. In the mechanism, in practice of pawn uses contract of al-rahn and storing the collateral (marhun) uses the contract of ijarah. Contract of ijarah here is interpreted that the pawner (rahin) hires a place in the bank to save or entrust their collateral, then the bank set cost of renting the place. In general, Bank Syariah Mandiri has adjusted the system and procedure of sharia gold pawn based on the Circular Letter of Bank of Indonesia No. 14/7/DPbs.201
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