17 research outputs found
Oral Participation in Class, Problems, and Solutions
No full textIn this paper, the focus is on oral participation during lectures. Oral participation refers to the active engagement of learners in the lecture by speaking, asking, giving comments, and participating in pair or group discussions. The students are supposed to participate and practice the language to improve their speaking skills. The main question in this study is: Why students do not speak and engage during lectures? Hence, the aim of the paper is to find out the factors that affect their performance. In this study, the researcher examined the main reason behind the lack of participation of English Foreign Language students in the English department at Cihan University-Erbil to find solutions for improving their speaking skills. A questionnaire was prepared based on the most common reasons affecting class engagement and it was divided into four sections: Personal factors, the role of the teacher, environmental factors, and linguistic factors. The participants were students at the English department at Cihan University-Erbil. After conducting the questionnaire, the researcher had an interview with the students and their teachers. The results showed that there are many reasons and factors that hinder learners from speaking and turn them into passive listeners. The personal factors and the effect of the teachers were the most prominent factors that had an impact on the learner’s performance.
 
Fossilized Writing Errors of EFL Students
No full textThis study endeavors to investigate the fossilized writing errors of students in the English department at Cihan University, Erbil. Furthermore, the paper seeks to discern the underlying causes for these persistent fossilized forms and outline potential strategies to mitigate them. Twenty-five students were selected from the fourth stage in the English department to partake in three assessments conducted over the course of two semesters. Each assessment required the participants to write essays spanning 120–150 words about any subject. Subsequently, the writing samples from the initial two tests were scrutinized and corrected by the researcher then feedback was given to the students. The researcher categorized errors committed by learners of English based on three aspects; insights gleaned from previous studies, the errors in the tests, and interviews with English language instructors in the English department. The last test aimed to find out the fossilized or the persistent linguistic inaccuracies that continued appearing regardless of correction and feedback. The analysis revealed that students’ writing production is notably influenced by their mother tongue/first language and by faulty learning from the environment
English Color Idioms and Arabic Color Idioms
No full textThis study is an attempt to make a comparative study between Arabic and English regarding color idioms. It tends to make a comparison by shedding light on similarities between Arabic and English regarding Color idioms. Eighteen color idioms have been chosen; ten from English and nine from Arabic. Each idiom has been analyzed literally (dictionary meaning) and non-literally (figurative meaning). The analysis has displayed that both languages share some common connotations and literal meanings for a number of idioms. It has showed some differences as well. It can be drawn that although these languages are aliens, descending from two various origins, yet they share some meanings. Besides, the analysis has explored that some idioms might have more than one meaning depending on the context. As a last point, the meaning of these color idioms may differ according to culture, language, customs and traditions, religion, and situations.
The Effect of Using Flipped Class on Teaching Reading Comprehension at Cihan University
No full textReading comprehension is one of the important skills of language learning. It is believed that teaching with flipped class is more effective and comes out with more positive outcomes than the traditional class teaching. Thus, this study aims to explore the effect of flipped class on improving reading comprehension skills for Kurdish and Arabic EFL at Cihan University-Erbil. The main question of this study is to figure out whether implementing flipped class on EFL will improve their reading comprehension skills? Will it develop the students reading abilities including both levels ‘elementary and intermediate’? In addition, to which level of students is more applicable? According the mentioned questions, it is presupposed that flipped class has more positive results in teaching reading Comprehension skills than the tradition class. This is due to the fact that the student will have access to online facilities and internet to gain further information about the topic before the class. Thus, it is assumed that it will improve Kurdish and Arabic EFL reading comprehension skills including both levels ‘Elementary and intermediate’. However, it is presumed that the flipped class will have a greater impact on intermediate level than on Elementary level
Nigerian Journal of Banking and Financial Issues: INTERNALLY GENERATED REVENUE AND ITS IMPACT ON BUDGET IMPLEMENTATION IN SOME SELECTED STATES IN NIGERIA (2013-2022)
No full text© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 10 No. 1, March 2024
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR -IN- CHIEF: PROF. J. A. OLOYEDE
MANAGING EDITOR: DR. (MRS) B. A. AZEEZ
ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD
PROF. WOLE ADEWUNMI
PROF. W. I. IYIEGBUNIWE
PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE
PROF. FAMOUS IZEDOME
PROF. A. A. AWE
PROF. T. M. OBAMUYI
PROF. S. O. AKINMULEGUN
PROF. F. M. EPETIMEHIN
PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITOR
PROF. S. O. ADEUSI
PROF. A. O. ADARAMOLA
PROF. DAPO FAPETU
L. B. AJAYI
M. O. OKE
L. A. SULAIMAN
J. O. MOKOLU
J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
MRS. O. G. OBISEAN
MRS. A. O. ADEJAYAN
I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a biannual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
Three copies of the manuscript should be submitted, each copy of which must be typed on one
side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, references, table and chart.
The cover page of each manuscript should contain title of papers, names(s) and additional
authors(s).
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the
main text. The short abstract should summarize the main argument of the article.
Bibliographical references should be indicated in the text using the author data style with page
numbers where necessary. All reference must adopt America psychological Associate (APA)
current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should
be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned unprocessed.
All manuscript and other correspondences should be sent to:
The Managing Editor,
Journal of Banking and Financial Issues,
C/0 Department of Finance,
Ekiti State University,
Ado Ekiti, Nigeria.
OR
The Business Editor:
Department of Financ
Nigerian Journal of Banking and Financial Issues: INTERNALLY GENERATED REVENUE AND ITS IMPACT ON BUDGET IMPLEMENTATION IN SOME SELECTED STATES IN NIGERIA (2013-2022)
No full text© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 10 No. 1, March 2024
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR -IN- CHIEF: PROF. J. A. OLOYEDE
MANAGING EDITOR: DR. (MRS) B. A. AZEEZ
ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD
PROF. WOLE ADEWUNMI
PROF. W. I. IYIEGBUNIWE
PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE
PROF. FAMOUS IZEDOME
PROF. A. A. AWE
PROF. T. M. OBAMUYI
PROF. S. O. AKINMULEGUN
PROF. F. M. EPETIMEHIN
PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITOR
PROF. S. O. ADEUSI
PROF. A. O. ADARAMOLA
PROF. DAPO FAPETU
L. B. AJAYI
M. O. OKE
L. A. SULAIMAN
J. O. MOKOLU
J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
MRS. O. G. OBISEAN
MRS. A. O. ADEJAYAN
I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a biannual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
Three copies of the manuscript should be submitted, each copy of which must be typed on one
side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, references, table and chart.
The cover page of each manuscript should contain title of papers, names(s) and additional
authors(s).
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the
main text. The short abstract should summarize the main argument of the article.
Bibliographical references should be indicated in the text using the author data style with page
numbers where necessary. All reference must adopt America psychological Associate (APA)
current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should
be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned unprocessed.
All manuscript and other correspondences should be sent to:
The Managing Editor,
Journal of Banking and Financial Issues,
C/0 Department of Finance,
Ekiti State University,
Ado Ekiti, Nigeria.
OR
The Business Editor:
Department of Financ
Nigerian Journal of Banking and Financial Issues: EFFECT OF MONETARY POLICY ON DEPOSIT LIABILITIES OF COMMERCIAL BANKS IN NIGERIA
No full text© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 9 No. 1, March 2023
ISSN: 1119 - 8494
Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE
PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITORS
PROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI
M. O. OKE
L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
i Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, reference, table and chart
The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned
All manuscript and other correspondences should be sent to:
The Managing Editor:
Journal of Banking and Financial Issues C/o Department of Finance
Ekiti State University, Ado -Ekiti, Nigeria.
OR
The Business Editor: Department of Finance,
E-mail: [email protected]
Nigerian Journal of Banking and Financial Issues: EFFECT OF MONETARY POLICY ON DEPOSIT LIABILITIES OF COMMERCIAL BANKS IN NIGERIA
No full text© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 9 No. 1, March 2023
ISSN: 1119 - 8494
Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE
PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITORS
PROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI
M. O. OKE
L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
i Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, reference, table and chart
The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned
All manuscript and other correspondences should be sent to:
The Managing Editor:
Journal of Banking and Financial Issues C/o Department of Finance
Ekiti State University, Ado -Ekiti, Nigeria.
OR
The Business Editor: Department of Finance,
E-mail: [email protected]
Nigerian Journal of Banking and Financial Issues: INTERNALLY GENERATED REVENUE AND ITS IMPACT ON BUDGET IMPLEMENTATION IN SOME SELECTED STATES IN NIGERIA (2013-2022)
No full text© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 10 No. 1, March 2024
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR -IN- CHIEF: PROF. J. A. OLOYEDE
MANAGING EDITOR: DR. (MRS) B. A. AZEEZ
ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD
PROF. WOLE ADEWUNMI
PROF. W. I. IYIEGBUNIWE
PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE
PROF. FAMOUS IZEDOME
PROF. A. A. AWE
PROF. T. M. OBAMUYI
PROF. S. O. AKINMULEGUN
PROF. F. M. EPETIMEHIN
PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITOR
PROF. S. O. ADEUSI
PROF. A. O. ADARAMOLA
PROF. DAPO FAPETU
L. B. AJAYI
M. O. OKE
L. A. SULAIMAN
J. O. MOKOLU
J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
MRS. O. G. OBISEAN
MRS. A. O. ADEJAYAN
I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a biannual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
Three copies of the manuscript should be submitted, each copy of which must be typed on one
side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, references, table and chart.
The cover page of each manuscript should contain title of papers, names(s) and additional
authors(s).
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the
main text. The short abstract should summarize the main argument of the article.
Bibliographical references should be indicated in the text using the author data style with page
numbers where necessary. All reference must adopt America psychological Associate (APA)
current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should
be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned unprocessed.
All manuscript and other correspondences should be sent to:
The Managing Editor,
Journal of Banking and Financial Issues,
C/0 Department of Finance,
Ekiti State University,
Ado Ekiti, Nigeria.
OR
The Business Editor:
Department of Financ
Nigerian Journal of Banking and Financial Issues: INTERNALLY GENERATED REVENUE AND ITS IMPACT ON BUDGET IMPLEMENTATION IN SOME SELECTED STATES IN NIGERIA (2013-2022)
No full text© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is biannual Journal published by the department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of Banking and Financial Issues relevant to the Nigeria Economic experience and financial policies. Opinions expressed herein are those of the authors are not necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 10 No. 1, March 2024
ISSN: 119 - 8494
Printed in Nigeria by:
Department of Finance
Ekiti State University,
Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR -IN- CHIEF: PROF. J. A. OLOYEDE
MANAGING EDITOR: DR. (MRS) B. A. AZEEZ
ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD
PROF. WOLE ADEWUNMI
PROF. W. I. IYIEGBUNIWE
PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE
PROF. FAMOUS IZEDOME
PROF. A. A. AWE
PROF. T. M. OBAMUYI
PROF. S. O. AKINMULEGUN
PROF. F. M. EPETIMEHIN
PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITOR
PROF. S. O. ADEUSI
PROF. A. O. ADARAMOLA
PROF. DAPO FAPETU
L. B. AJAYI
M. O. OKE
L. A. SULAIMAN
J. O. MOKOLU
J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
MRS. O. G. OBISEAN
MRS. A. O. ADEJAYAN
I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or related disciplines. It is a biannual Journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
Three copies of the manuscript should be submitted, each copy of which must be typed on one
side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, references, table and chart.
The cover page of each manuscript should contain title of papers, names(s) and additional
authors(s).
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the
main text. The short abstract should summarize the main argument of the article.
Bibliographical references should be indicated in the text using the author data style with page
numbers where necessary. All reference must adopt America psychological Associate (APA)
current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should
be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned unprocessed.
All manuscript and other correspondences should be sent to:
The Managing Editor,
Journal of Banking and Financial Issues,
C/0 Department of Finance,
Ekiti State University,
Ado Ekiti, Nigeria.
OR
The Business Editor:
Department of Financ
