208 research outputs found
Consumers' perception of electronic banking service at Hulu Perak / Husni Yakup, Saiful Bahari Ibrahim and Mazlan Ismail
Get PDFThis paper investigates the factors detennining the Malaysian banking consumers' perception on Electronic Banking (EB) transactions. A research framework was developed to testify the statistical relationships among consumer perceptions on EB transactions. Factor analysis was performed to extract and decide on the number of factors underlying asset of measured variables of interest. This paper also presents the results of research on the consumers' perception of EB facilities among consumers of Maybank Hutu Perak. The research was carried out with the aim of measuring the perception of EB in using the bank facilities provided. With this purpose in mind, a questionnaire was developed and distributed to Maybank's consumers in Hutu Perak area. The data were gathered from the Maybank consumers' data base in Hulu Perak. The data were analyzed using Statistical Package for the Social Sciences (SPSS) and Microsoft Excel were presented using tables and figures. Suggestions on the necessary effort that need to be taken by Maybank Berhad in enhancing the perceptions and overall EB effectiveness are then proposed. It will helps the management of Maybank Berhad that how they can improve the EB services and what are the potential issues or services that should be introduced in society to facilitate the customers in a better way and to compete their rivals in banking industry
Analisis teknikal sebagai instrumen menolak gharar dalam pelaburan patuh syariah / Azhan Taqiyaddin Arizan, Nor Musfirah Mohammad and Mazlan Mohd Ibrahim
Get PDFAnalisis teknikal adalah salah satu teknik yang digunapakai dalam pasaran saham bagi melakukan analisis pergerakan harga saham. Setiap Pelabur Muslim seharusnya melabur dalam pasaran saham perlu yang mengikut tata cara syariah. Oleh itu, kajian ini lebih menjurus terhadap menolak gharar dengan cara penggunaan analisis teknikal sebagai sumber kajian dan membuat keputusan untuk berjual beli dalam pasaran saham menurut Syariat Islam. Kajian Ini menggunakan kaedah kualitatif secara kajian kepustakaan serta menganalisis data secara tematik dan komparatif terhadap konsep penggunaan analisis teknikal sebagai salah satu elemen yang penting kepada pelaburan saham patuh syariah bagi mengelak perkara yang tidak pasti (gharar). Hasil penelitian dari kajian ini mengetengahkan bahawa relevannya penggunaan analisis teknikal dalam pelaburan saham bagi setiap pelabur Muslim untuk membuat keputusan dan lebih berkeyakinan dalam urusniaga pelaburan saham tidak kira untung atau rugi pelaburan tersebut. Selain itu kajian ini juga mendapati bahawa elemen gharar ini menjadi aspek utama yang perlu dielakkan oleh pelabur Muslim bagi memenuhi pelaburan saham mengikut kehendak syariat Islam
Quranic translation in Melanau ethnic language: toward upholding the understanding of the Quran in Malaysia
No full textInnovation diffusion and ICT adoption in JAKIM halal certified company in Klang Valley / Malisa Mazlan
No full textIslam is growing in popularity around the globe, and also the public's awarene:ss of it is
increasing at such a rate that can expect to see dramatic growth in all halal sectors
(Hayati Hayatudin, 2005). Malaysia as the most developed Muslim country has raised
the Malaysian companies' growth rapidly in producing halal products in the face of
competitive trade envirormient that dominates the world economy. In order to dominate
the halal global hub it is important for the Malaysia government in making Malaysian
halal companies compete globally for competitive advantage. Information and
communication technology (ICT) has become the main substance in make those
companies compete globally. Adopting ICT in the business can perceived benefits
include increase a good quality of production, fast, profitability, productivity, reducing
cost and much more. Therefore, this study was conducted to measure the extent of
innovation diffusion and ICT adoption among JAKIM halal certified company in Klang
Valley. Particularly for this research, self-administered questionnaires had been given to
the companies in finding the primary data. The framework of IT Adoption Model which
proposed by Rosziati Ibrahim and Minoi (2002) and portion of Rogers' model of
innovation diffusion (1995) was used in this paper. Finding of the survey found that the
companies have a high degree of adoption in the variables of relative advantage,
compatibility, trialability, observability and complexity. A high degree of adoption in
complexity variable indicates that they have a difficult and hard to adopting ICT in their
business. Each of organizational parameters are independent on attitude toward
innovation, mean that there is no different perception on attitude toward innovation to be
associated to the organizational parameters
Pengajian Islam di IPT Malaysia dalam menangani Islam Liberal
No full textIslam Liberal merupakan satu aliran pemikiran yang menghendaki kepada keterbukaan dalam berijtihad yang melampaui batas-batas agama yang telah sedia ada sepertimana di dalam al-Quran dan al-Sunnah. Artikel ini bertujuan untuk membincangkan pendekatan pengajian Islam di Malaysia khususnya di peringkat IPTA dalam menangani ancaman Islam Liberal tersebut. Kajian ini menggunakan pendekatan kajian kepustakaan dan analisis dokumen yang dibahagikan kepada empat bahagian. Pertama, pengenalan mengenai kajian. Kedua, huraian mengenai Islam Liberal yang merangkumi sejarah perkembangannya serta ciri-ciri pemikiran gagasan Islam Liberal tersebut. Ketiga, perbincangan mengenai kronologi dan perkembangan Pengajian Islam di Malaysia. Keempat,
pendekatan Pengajian Islam dan yang kelima, perbincangan mengenai Pengajian Islam dalam mendepani ancaman Islam Liberal. Dapatan awal artikel ini merumuskan bahawa Pengajian Islam di Malaysia melalui subjek-subjek yang ditawarkan dilihat berupaya menjadi satu sistem pendidikan yang kompetitif, memenuhi tuntutan semasa dalam menghadapi cabaran globalisasi seperti cabaran pemikiran Islam Liberal yang wujud pada hari ini
Islam from within: preliminary evaluation of Malaysian scholars contributions to scholarly writings on Islamic reform in Malaya
Get PDFPrinciples of Entrepreneurship (ENT530): Case Study: Company Analysis: Nia Zaira Gallery / Mazsara Mazlan … [et al.]
Get PDFNowadays we can see that many women are more into modest wear’s fashion. Because for them it is very comfortable and affordable to get it. Not only that, they are quick to get it. Right now, modest wear is not only specific for Muslim women, but every woman out there can wear it, and it is no longer considered a fashion statement for the elderly. Nia Zaira Gallery is a company that selling apparel and clothing for women and men. Their clothing is more focusing on modest wear fashion. Nia Zaira Gallery is located at No. 40-G, Jalan Orkid 2, Taman Senawang Indah, Seremban Negeri Sembilan. Nia Zaira Gallery's main attraction is their specialist in beading. They also offered a beading tutorial class for those who want to learn to sew beads on clothes. This company managed to operate until now since 2012. The owner of Nia Zaira Gallery is Mrs. Haryati Nur Ibrahim and she is 44 years old.
In this report, we will know how she came up with the idea to establish Nia Zaira Gallery and overcome all the challenges from 2012 until now, especially during this pandemic. We know that during this pandemic, all businesses around the world having difficulties operating their business. Some of them have slow down their operation, losses their job, and worse cases, they must shut down their business. The same goes for Nia Zaira Gallery, but they succeed in controlling it
Assessment of the Capability of TiungSAT-1 Satellite Data for Mapping Chlorophyll Distribution
Get PDFThe capability of TiungSAT-1 Multispectral Earth Imaging System (MSEIS) satellite data for mapping chlorophyll distribution was assessed for the coastal areas of Muar, Johor by using the green band 3 (0.50 – 0.59µm), acquired on 29 July 2001. Sea viewing Wide Field of view Sensor (SeaWiFS) data using the SeaWiFS default chlorophyll-a algorithm (OC4V4) was used to derive chlorophyll-a in the study area. The bands used are band 2 (443nm), band 3 (490nm), band 4 (510nm) and band 5 (555nm). The digital numbers (DN) of TiungSAT-1 data were converted to reflectance values by using internal average relative reflectance (IARR). A plot of SeaWiFS chlorophyll-a versus reflectance values from TiungSAT-1 data was made. The plots show that there is no correlation between reflectance values from TiungSAT-1 data and chlorophyll-a values from SeaWiFS data. This is due to the unavailability of the blue band and the stripping effects in the TiungSAT-1 data. This indicates that the TiungSAT-1 satellite data is not useful in ocean colour studies to derive chlorophyll data
Clean Fractionation of Biomass - Steam Explosion and Extraction
No full textThe fractionation of two biomass resources, red oak (Quercus rubra) chips and oil palm (Elaeis guineensis) trunk solids, into constitutive chemical components, cellulose, hemicelluloses (called "other carbohydrates") and non-carbohydrates (includes lignin, tannins, etc.), was studied quantitatively in terms of relative cleanness. Red oak chips were steam exploded using a batch reactor at five different treatment severities, Ro 5,000, 10,000, 15,000, 20,000 and 35,000. Steam exploded fibers (SEF) of each severity were extracted with water and alkali. Mass fractionation and summative analysis data of all solid biomass fractions were determined. These data were interpreted in term of a unifying clean fractionation concept designed to evaluate the effectiveness of the fractionation processes. Within a series of severities applied to a single biomass resource, the quantitative clean fractionation can be used to choose an optimum severity for the isolation of any particular component fraction. The red oak results revealed that 25 % (on average) of biomass solids were lost during steam explosion. Cellulose remained almost unaffected (retained in fibers form) by water and alkali extraction. About 35-55 % of the hemicelluloses can be recovered in the water extracted liquor fraction (WEL). The remaining non-cellulosic carbohydrates were lost during steam explosion, especially at high severity. At Ro 10,000 and above, alkali extracted fibers (AEF) consists almost entirely of cellulose and non-carbohydrates. The majority of the non-carbohydrates component (> 50 %) can be isolated by alkali extraction. The non-carbohydrate component harvested increased with severity to 67% at Ro 35,000.Master of Scienc
Kesan Faktor-Faktor Pemulpaan Kraft Ke Atas Sifat-Sifat Pulpa Dan Kertas Acacia Mangium Berp Andukan Kaedah Respon Permukaan
Get PDFKesan faktor-faktor pemulpaan kraft ke atas sifat-sifat pulpa dan kertas daripada
Acacia mangium telah dikaji dengan menggunakan kaedah respon pennukaan
berasaskan rekabentuk komposit berpusat. Alkali aktif (AA), sulfiditi (S), suhu
pemulpaan (T) dan masa pemulpaan (t) m~rupakan faktor-faktor pemulpaan yang
dikaji, dengan julat masing-masing di antara 15.5 - 20.5%, 20.0 - 30.0%, 165 - 175°C
dan 105 - 135 minit. Keputusan sifat-sifat pulpa yang terdiri daripada hasil keseluruhan,
hasil penskrinan dan nombor Kappa masing-masing didapati berada dalam julat 41.83 -
51.76%, 36.09 - 44.72% dan 11.3 - 47.6. Manakala sifat-sifat kertasnya seperti indeks
tensil, indeks pecahan dan indeks koyakan pula, masing-masing berjulat 27.48 - 49.09
N.m/g, 3.50 - 5.10 kPa.m2/g dan 0.92 - 1.92 mN.m2/g.
Response surface methodology based on the central composite design was
applied to determine the effect of kraft pulping factors on the properties of pulp and
paper made from Acacia mangium. The independent variables investigated, with their
respective range, were active alkali (AA), 15.5 - 20.5%, sulfidity (S), 20 - 30%, pulping
temperature (T), 165 - 175°C and pulping time (t), 105 - 135 minutes. The results
obtained for pulp properties as determined by total yield, screened yield and Kappa
number were 41.83 - 51.76%, 36.09 - 44.72% and 11.3 - 47.6 respectively, whilst the
paper properties as evaluated by tensile, burst and tear indices were 27.48 - 49.09
N.m/g, 3.5 - 5.1 kPa.m2/g and 0.92 - 1.92 mN.m2/g respectively
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