1,720,960 research outputs found
The Salient Features of Medina Market in the Early Islam and its Relevance Today
Full text linkIslam is universal and final religion for all mankind both material and spiritual is situated in balance to ensure individual’s happiness in this life and here after. One facet of numerous aspects of one’s happiness is relates to human being is wealth that accumulated in permissible manner and to expend it in a way permitted by God. Apart from a universal messenger of God, Holy Prophet (PBUH) was a successful merchant in his own. He guides all of business activity based on sharÄ«Ê¿ah pillars (al-QurÄn and al-Sunnah). As the result, this guide has brought a successful business not only among Muslim community but also produce great advantage to build a just order in the economic system for all generations. This paper is a qualitative research utilizing a literature and historical approach to portray the emerging market in early Islam of Medina as par-excellent model to be imitated and practiced in our modern day as in the case of mu’amalah market in Surabaya and Norwich. The results of the study states that the market based on simplicity, honesty, justice, freedom, responsibility, transparency, prohibiting riba and others. These principles are a key to solve many problems of contemporary business. Muslim community should realize the important of these principles in their daily life in order to highlight the principle of sharÄ«Ê¿ah. Although, this system was not famous among the economic system today, it will become a solution to develop Islamic market in Islamic community as well in a civil society.Islam adalah agama universal dan final untuk semua umat manusia, baik secara material maupun spiritual ditempatkan dalam keseimbangan untuk memastikan terwujudnya kebahagiaan hidup baik di dunia, maupun di akhirat nanti. Salah satu aspek dari banyak aspek kebahagiaan manusia adalah kekayaan yang terkumpul dengan cara yang diperbolehkan dan untuk dimanfaatkan dengan cara yang sudah diatur oleh Tuhan. Selain sebagai utusan universal Tuhan, Nabi SAW adalah juga termasuk sosok pedagang yang sukses. Dia membimbing dan menjalankan semua aktivitas bisnisnya berdasarkan tuntunan pilar syari'ah (al-QurÄn dan al-Sunnah). Alhasil pedoman ini telah membawa bisnis yang sukses, tidak hanya di kalangan komunitas Muslim tetapi juga menghasilkan manfaat lain dan maslahah yang lebih luas dalam membangun tatanan yang adil dalam sistem ekonomi untuk semua komunitas dan lintas generasi. Makalah ini adalah penelitian kualitatif dengan menggunakan pendekatan literatur dan sejarah untuk menggambarkan pasar yang berkembang pada awal Islam di Madinah sebagai model yang baik untuk ditiru dan dipraktikkan di zaman modern sebagaimana yang terjadi dalam pasar mu'amalah di Surabaya Indonesia dan Norwich London. Hasil penelitian menyatakan bahwa pasar didasarkan pada kesederhanaan, kejujuran, keadilan, kebebasan, tanggung jawab, transparansi, larangan riba dan lain-lain. Prinsip-prinsip ini adalah kunci untuk menyelesaikan banyak masalah dalam bisnis kontemporer. Umat Islam harus menyadari pentingnya prinsip-prinsip syariah yang universal ini, untuk tetap terjaga dan dijalankan dalam kehidupan sehari-hari. Meskipun sistem ini belum terkenal di antara sistem ekonomi saat ini, namun akan menjadi solusi untuk mengembangkan pasar syariah di masyarakat Islam maupun di masyarakat luas.
Can the Halal and CHSE Certificate Improve the Intention Visit to the Restaurant?: Empirical Studies in Halal Restaurant in Tourism Area Lombok Island
No full textThis study aims to investigate the effect of CHSE and Halal certification on tourist intentions to visit halal restaurants in the halal tourism area of Lombok Island. It is crucial as it represents the first comprehensive investigation into the interaction between CHSE certification and halal certification in the context of behavioral studies. This study uses a quantitative approach, namely the structural equation model-partial least square with a Likert scale survey with a total of 100 Muslim tourists as respondents. The findings of this study indicate that CHSE certification does not exert a direct influence on intention; however, it does impact intention indirectly through the mediation of trust. In contrast, halal certification demonstrates a significant positive effect on tourist intentions, both directly and indirectly, with trust serving as a mediating variable. This research recommends that the government continue promoting CHSE and halal certification among halal tourism entrepreneurs. Additionally, given the limited sample size of respondents in this study, future research should aim to encompass a broader demographic across Indonesia
Dampak Makroekonomi terhadap Profitabilitas Perbankan Syariah di Indonesia
Full text linkAbstra ct: Perbankan Islam di Indonesia telah berkembang , tetapi target pangsa pasar 5% tidak dapat dicapai. Kondisi ini menyebabkan para profitabilitas perbankan syariah menjadi sangat menarik untuk studi . Penelitian ini dilakukan untuk menguji pengaruh indikator ekonomi makro yang diukur dengan Inflasi, Nilai Tukar, dan Produk Domestik Bruto terhadap Pengembalian Aset Perbankan Syariah di Indonesia. Populasi penelitian ini adalah semua bank umum syariah dan unit operasional syariah selama sembilan tahun penelitian sejak tahun 2005 hingga 2013. Data dalam penelitian ini adalah data sekunder yang berisi Inflasi, Nilai Tukar, Produk Domestik Bruto dan Return on Asset yang diperoleh dari data statistik perbankan dan moneter syariah yang telah diterbitkan oleh Bank Indonesia. Penelitian ini menggunakan metode regresi linier berganda dengan uji asumsi klasik . Penelitian ini membuktikan bahwa Inflasi, Nilai Tukar, dan Produk Domestik Bruto secara simultan memiliki pengaruh yang signifikan terhadap Return on Asset perbankan syariah di Indonesia. Secara parsial, hanya variabel Produk Domestik Bruto yang berpengaruh positif dan signifikan terhadap Return on Asset perbankan syariah di Indonesia, sedangkan variabel Inflasi dan Nilai Tukar tidak berpengaruh signifikan. الملخص: تشهد خدمات البنوك الإسلامية ÙÙŠ إندونيسيا نمواً وتØسناً، لكن لم يكن تØقيق الØصة السوقية المستهدÙØ© بالغة إلى 5Ùª. أدت هذه الظرو٠إلى أن تكون البنوك الإسلامية مثيرة الاهتمام للدراسة والبØوث. جرت هذه الدراسة لتØديد مدى تأثير مؤشرات الاقتصاد الكلي المقاسة بواسطة التضخم وسعر الصر٠والناتج المØلي الإجمالي على العائد على الأصول البنوك الإسلامية ÙÙŠ إندونيسيا. أما سكان البØØ« ÙÙŠ هذه الدراسة كانت جميع البنوك التجارية الإسلامية ووØدات الأعمال الإسلامية خلال تسع السنوات من البØØ« منذ 2005 إلى 2013. البيانات المستخدمة ÙÙŠ هذه الدراسة هي البيانات الثانوية، وهي التضخم وأسعار الصر٠والناتج المØلي الإجمالي والعائد على الأصول التي Øصل عليها من Ø¥Øصاءات البنوك الإسلامية والبيانات النقدية لبنك إندونيسيا التي تم نشرها. تقنية التØليل المستخدمة هي الانØدار الخطي المتعدد. تثبت هذه الدراسة أن التضخم وسعر الصر٠والناتج المØلي الإجمالي يكون له تأثير كبير على العائد على الأصول للبنوك الإسلامية ÙÙŠ إندونيسيا. بينما جزئيًا، Ùإن الناتج المØلي الإجمالي Ùقط له تأثير إيجابي وهام على العائد على الأصول البنوك الإسلامية ÙÙŠ إندونيسيا ØŒ ÙÙŠ Øين أن التضخم والبورصة ليس لها تأثير كبير. Abstrak: Perbankan syariah di Indonesia mengalami perkembangan, tetapi target pangsa pasar sebesar 5% belum dapat tercapai. Kondisi tersebut mengakibatkan profitabilitas perbankan syariah menjadi sangat menarik untuk diteliti. Penelitian ini dilakukan untuk mengetahui pengaruh indikator Makroekonomi yang diukur dengan Inflasi, Kurs dan Produk Domestik Bruto terhadap Return on Asset perbankan syariah di Indonesia. Populasi dalam penelitian ini adalah seluruh bank umum syariah dan unit usaha syariah selama sembilan tahun penelitian 2005 sampai 2013. Data yang digunakan dalam penelitian ini adalah data sekunder yaitu data Inflasi, Kurs, Produk Domestik Bruto dan Return on Assetyang diperoleh dari Statistik Perbankan Syariah dan data moneter Bank Indonesia yang diperoleh oleh Bank Indonesia. Teknik analisis yang digunakan adalah regresi linier berganda. Penelitian ini membuktikan bahwa variabel Inflasi, Kurs, dan Produk Domestik Bruto secara simultan memiliki pengaruh signifikan terhada Return on Asset perbankan syariah di Indonesia. Sementara itu, hanya variabel Produk Domestik Bruto yang berpengaruh positif dan signifikan terhadap Pengembalian Aset perbankan syariah di Indonesia, sedangkan variabel Inflasi dan Kurs tidak mempengaruhi siginfikan
Analisis Tingkat Kesehatan Bank Syariah di Indonesia 2015-2020
Full text linkThis study aims to determine the soundness level of Islamic Commercial Banks (BUS) in Indonesia using the Risk Based Bank Rating (RBBR) method or better known as the RGEC method, includes the Risk Profile, Earning and Capital BUS in Indonesia 2015-2020. This type of research is a descriptive study with a qualitative approach. The results showed that, the average NPF BUS 2015-2020 ratio was 3.99%, indicating that BUS was in the healthy predicate. The smaller the NPF, the healthier the bank. The average ROA ratio of BUS 2015-2020 is 1.03%, indicating that BUS is in a fairly healthy predicate. The greater the ROA, the healthier the bank. And the average CAR 2015-2020 ratio of 18.73% indicates that BUS is in a very healthy predicate. The bigger the CAR, the healthier the bank. This fact shows that the performance of BUS in Indonesia needs to be improved so that the profit (ROA) is maximized.Penelitian ini bertujuan untuk mengetahui tingkat kesehatan Bank Umum Syariah (BUS) di Indonesia dengan metode Risk Based Bank Rating (RBBR) atau yang lebih dikenal sebagai metode RGEC, mencakup Risk Profile, Earning dan Capital BUS di Indonesia 2015-2020. Jenis penelitian yang digunakan adalah penelitian deskriptif dengan pendekatan Kualitatif. Hasil penelitian menunjukkan bahwa, rata-rata rasio NPF BUS 2015-2020 sebesar 3,99 % menunjukkan bahwa BUS dalam predikat Sehat. Semakin kecil NPF maka bank semakin sehat. Rata-rata rasio ROA BUS 2015-2020 sebesar 1,03 % menunjukkan bahwa BUS dalam predikat cukup sehat. Semakin besar ROA maka bank semakin sehat. Dan rata-rata rasio CAR BUS 2015-2020 sebesar 18,73 % menunjukkan bahwa BUS dalam predikat sangat sehat. Semakin besar CAR maka bank semakin sehat. Fakta tersebut menunjukkan bahwa kinerja BUS di Indonesia perlu ditingkatkan agar keuntungan (ROA) yang diperoleh semakin maksimal
Advancing Sukuk Markets: Legal Frameworks, Regulatory Developments, and Default Challenges in Malaysia and the United Arab Emirates
Full text linkIntroduction: This study examines recent developments and key challenges in the sukuk markets of Malaysia and the United Arab Emirates (UAE), with a focus on legal, regulatory, and post-default frameworks. It analyzes the institutional structures that shape sukuk issuance in both countries. Research Methods: Using a qualitative approach, the research draws on academic literature, official reports, news articles, and other relevant sources. It also outlines fundamental sukuk theories, instruments, and global market issues. Results: The findings indicate that both countries have made notable progress in advancing socially responsible sukuk and regulatory initiatives. However, the UAE faces challenges such as the absence of standardized legal frameworks and independent rating agencies. Malaysia, while leading globally in sukuk issuance, continues to encounter difficulties aligning its regulations with international standards. Conclusion: The study recommends greater standardization, increased sukuk issuance, and more transparent post-default mechanisms to support the long-term development of sukuk markets
Filantropi Pada Masyarakat Multikultural (Studi Kasus di Desa Klepu Kec. Sooko Kab. Ponorogo)
No full textPonorogo is a district that has many faith-based philanthropic institutions. One of them is Klepu Village, Sooko Subdistrict which is the oldest village of Christianity but the majority of the population is Muslim. Klepu Village as the central target of various institutions engaged in religious based philanthropy, both Islam and Christianity. The research was conducted, first, by different institutions with the same object; second, on the philanthropic institution in the midst of a multicultural society; third, by various institutions lives harmony in the community. In addition, this research also aimed to find out how fundraising activity is carried out for the sustainability of each institution's program. Religious-based philanthropic institutions cannot be separated from supporting and inhibiting factors. Supporting factors include the values of religiosity, awareness, support, commitment, dedication, and community participation to realize philanthropic programs without any clash between existing philanthropic institutions. Meanwhile, they face the same inhibiting factors that is limited funds to raised their program. Referring to the study findings, it can be concluded that the philanthropic program shown by religious-based philanthropic institutions, namely Islamic Religious Instructor, BMH, and DPP, are included in traditional philantrophy which approach is to fulfill the basic needs (food, clothing, health and education). While social justice philanthropy becomes the orientation of the Ministry of Religion, Islamic Extension Workers, and LMI, which focus on assistancing to empower people to have a long-term impact. With these two philanthropic models, the resulting impact is harmony living and economic independence in the multicultural Klepu society
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Industrial Design Protection in Indonesia: A Fiqh Perspective and its Challenges in Facing Communalistic Values
Full text linkAs a member of the World Trade Organization and a signatory to the TRIPs Agreement, the Indonesian Government drafted Law Number 31 of 2000 concerning industrial design. The establishment of TRIPs was the desire of industrial countries such as America and Europe to protect their products and strengthen their monopolistic position in international trade. Besides that, the philosophical foundation of TRIPs is based on individualism, while the social reality of the Indonesian nation adheres to a communalistic way of life. This research aims to describe industrial design protection in Indonesia and its problems from a fiqh perspective. This research is a legal research based on primary and secondary legal materials. Researchers also examined Law No. 31 of 2000 concerning industrial design and the Academic Paper of the Draft Law on Industrial Design in 2015. In data analysis, the authors use descriptive and comparative techniques. This study finds that although the Law of industrial design originates from the rules of the TRIPs Agreement, it generally does not conflict with Islamic jurisprudence but is in harmony with it. However, there are problems in protecting industrial design. To solve these problems, it is necessary to improve the industrial design law by considering national interests, improve the legal structure by increasing the professionalism of judges and judicial staff, and improve legal culture through education, socialization of legal regulations, good examples, and halal industrial designs.  
The Role of Cash Waqf Linked Sukuk based on Mudarabah Contract (Trustee-Partnership) as MSME Capital Solution
No full textThis study tries to present a capital solution for MSMEs through the Cash Waqf Linked Sukuk instrument with a mudharabah contract. When viewed from Mandiri Institute data in June 2021 regarding the causes of MSMEs closing their businesses, the main factor was caused by business capital problems with the highest percentage of respondents, namely 45%. Based on these problems, waqf is considered the best mechanism for funding MSME projects. Moreover, waqf has been growing and giving birth to new innovations, namely the Cash Waqf Linked Sukuk (CWLS) program. It can be seen from the increase in the SW-001 series CWLS product with the use of investment returns that have succeeded in providing recovery to the BMM and SME programs by providing capital financing to 100 MSMEs. The method used in this research is descriptive qualitative with a library research approach. The data taken is secondary data in the form of readings sourced from books, magazines, or other sources from various literatures. This study found that cash waqf sukuk based on mudharabah contracts are not the same as mudharabah schemes in general. To solve the MSME capital problem, it is recommended to use the waqf link mudharabah model which can be carried out by synergizing between Islamic microfinance institutions that work together with social institutions or successful Muslim entrepreneurs/entrepreneurs. This social agency acts as a gathering place for MSMEs that need capital as well as a facilitator and supervisor to provide business training and assistance, including aspects of management and fiqh muamalah maaliyah
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