41 research outputs found

    Sub Prime Crisis: Old and New Lessons

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    Using generation approach we examine the genesis and mechanisms in major financial crisis and focus on the recent sub – prime crisis. We believe that in the era of increased financial globalization a reliable approach has to consider besides fundamental factors multiple equilibriums and self – fulfilling character of financial crises. In recent global crisis again financial globalization implemented in periods of high international capital mobility have reputedly produced international banking crises. Progressing integration and increasing sophistication of the product and financial markets brought new forms and more global character of the crises events in the recent sub – prime crisis.financial crisis, sub-prime crisis, financial globalization, international capital, financial market

    High Electrocaloric Effect in Lead Scandium Tantalate Thin Films with Interdigitated Electrodes

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    Lead scandium tantalate, Pb(Sc,Ta)O(3), is an excellent electrocaloric material showing large temperature variations, good efficiency, and a broad operating temperature window. In form of multilayer ceramic capacitors integrated into a cooling device, the device can generate a temperature difference larger than 13 K. Here, we investigate Pb(Sc,Ta)O(3) in form of thin films prepared using the sol–gel chemical solution deposition method. We report the detailed fabrication process of high-quality films on various substrates such as c-sapphire and fused silica. The main originality of this research is the use of interdigitated top electrodes, enabling the application of very large electric fields in PST. We provide structural and electrical characterisation, as well as electrocaloric temperature variation, using the Maxwell relation approach. Films do not show a B-site ordering. The temperature variation from 7.2 to 15.7 K was measured on the Pb(Sc,Ta)O(3) film on a c-sapphire substrate under the electric field of 1330 kV/cm between 14.5 °C and 50 °C. This temperature variation is the highest reported so far in Pb(Sc,Ta)O(3) thin films. Moreover, stress seems to have an effect on the maximum permittivity temperature and thus electrocaloric temperature variation with temperature in Pb(Sc,Ta)O(3) films. Tensile stress induced by fused silica shifts the “transition” of Pb(Sc,Ta)O(3) to lower temperatures. This study shows the possibility for electrocaloric temperature variation tuning with stress conditions

    Transparent Ferroelectric Capacitors on Glass

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    We deposited transparent ferroelectric lead zirconate titanate thin films on fused silica and contacted them via Al-doped zinc oxide (AZO) transparent electrodes with an interdigitated electrode (IDE) design. These layers, together with a TiO2 buffer layer on the fused silica substrate, are highly transparent (>60% in the visible optical range). Fully crystallized Pb(Zr0.52Ti0.48)O3 (PZT) films are dielectrically functional and exhibit a typical ferroelectric polarization loop with a remanent polarization of 15 μC/cm2. The permittivity value of 650, obtained with IDE AZO electrodes is equivalent to the one measured with Pt electrodes patterned with the same design, which proves the high quality of the developed transparent structures

    Post-contractual non-compete clause in commercial agency contracts

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    This paper deals with the legal regime governing post-contractual non-compete clauses in commercial agency contracts, analysing Slovenian legislation and its compliance with Directive86/653/EEC. The Slovenian Obligations Code (OZ) requires the mandatory payment of compensation for compliance with a non-compete clause only in cases where the contract is terminated for reasons attributable to the principal. The author stresses that such a regime may lead to a restriction of contractual freedom without adequate compensation, which is not in line with the spirit of the Directive. Based on a review of the regimes inrespect of non-compete clauses after the termination of a commercial agency contract in various European countries, including Croatia, the author finds that the regimes vary considerably between countries. The paper also focuses on the impact of non-compete clauses on indemnity, as the OZ requires such clauses to be taken into consideration in determining the amount. The author draws attention to the need for a fair balance of interests and for legislation to be revised to ensure that agents are protected against disproportionate restrictions without adequate compensation.Članek obravnava pravno ureditev konkurenčne klavzule po prenehanju pogodbe o trgovskem zastopanju, v okviru katere analizira slovensko zakonodajo in njeno skladnost z Direktivo 86/653/EGS. Slovenski Obligacijski zakonik (OZ) zahteva obvezno plačevanje odmene za spoštovanje konkurenčne klavzule zgolj v primerih, ko je pogodba prenehala zaradi razlogov na strani naročitelja. Po mnenju avtorja takšna ureditev lahko vodi v omejitev pogodbene svobode brez ustreznega plačila, kar ni v skladu z duhom direktive. Na podlagi pregleda ureditev konkurenčne klavzule po prenehanju pogodbe o trgovskem zastopanju v različnih evropskih državah, tudi na Hrvaškem, avtor ugotavlja, da se ureditev po posameznih državah zelo razlikuje. Avtor se osredotoča tudi na vpliv konkurenčne klavzule na odpravnino, saj OZ zahteva njeno upoštevanje pri določanju višine. Opozarja tudi na potrebo po pravičnem ravnotežju interesov in prilagoditvi zakonodaje, ki bi zagotavljala zaščito zastopnika pred nesorazmernimi omejitvami brez primernega nadomestila

    Aldosterone, aldosterone receptor blockers and chronic kidney disease

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    Chronic kidney disease (CKD) is a worldwide public health problem and an important risk factor for cardiovascular events, morbidity and mortality. The renin-angiotensin-aldosteron system (RAAS) drugs, angiotensin-converting enzyme inhibitors and/or angiotensin receptor blockers contribute to a better evaluation of patients with CKD. Despite good efficacy of mentioned drugs, progressive decline of kidney function was observed, suggesting a hypothesis that both aldosterone activity related mechanism and some RAAS independent mechanisms may result in progressive kidney failure. The author of the article described the role of aldosterone and aldosterone receptor blockers in patients with CKD

    MACRO AND MICRO FACTORS OF THE GLOBAL FINANCIAL CRISIS

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    Naloga govori o makro in mikro ekonomskih dejavnikih, ki so vplivali na nastanek globalne finančne krize. Izpostavljeni so predvsem pojavi moralnega hazarda, zunanji dolg posameznih držav ter nepremičninski balon v ZDA. Avtor v nadaljevanju skuša dokazati, da velik del odgovornosti za nastanek aktualne globalne krize nosi neoliberalizem Miltona Friedmana (tržni fundamentalizem), katerega jedro doktrine je rušenje državnih regulatorjev trga. Na koncu dela je izpostavljeno nezadostno okrevanje Slovenije v primerjavi s ključnimi gospodarstvi kot sta ZDA in Nemčija, ter breme, ki so ga Sloveniji naložili propadli notranji menedžerski odkupi.The paper deals with macro and micro economic factors which had influence on the creation of the global financial crisis. The manifestation (occurrence) of moral hazard, foreign debt of individual countries and real estate bubble in the USA are highlighted in particular. Further on the author wishes to prove that a great deal of responsibility for the outbreak (occurrence) of the present global crisis lies on the Milton Friedman’s neoliberalism (market fundamentalism), the essence of his doctrine being the destruction of the state market regulators. The paper finally exposes the insufficient recovery of the Slovenian economy if compared to the key economies, e.g. USA or Germany and the burden imposed to Slovenia by unsuccessful manager buy outs (MBO)

    Artificial intelligence systems: ChatGPT through the prism of Ellul\u27s critique of technology

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    V diplomskem delu se osredotočam na nekatere negativne posledice eksponentnega razvoja umetne inteligence (UI) in ChatGPT, pri čemer izhajam iz problematike, ki nam jo predstavi Jacques Ellul v svojem delu Tehnološka družba. Avtor oblikuje celovito filozofijo tehnične civilizacije, ki jo predstavi kot tragedijo naše dobe. V svojem delu poudarja vlogo tehnike v sodobni družbi in razvija sistem mišljenja, ki nam pomaga razumeti razvoj tehnične civilizacije, ki smo jo ustvarili sami. Ellulova analiza nas spodbuja k razumevanju tehnike v širšem smislu in opozarja na njene daljnosežne vplive na družbo. Čeprav ima razvoj UI tako pozitivne kot negativne posledice, se bom v nalogi osredotočila predvsem na slednje. Pokušala bom prikazati, kako lahko avtorjeva filozofija tehnike osvetli in razjasni zapleteno razmerje med človekom in UI – zlasti jezikovni model ChatGPT – ter kakšne posledice ima to za našo prihodnost. Skozi pogled ChatGPT oziroma preko njegovih ustvarjalcev izvemo, da bo imel razvoj generativne UI velik vpliv na človeštvo. Skozi pisanje diplome sem namreč ugotovila, da tehnika ni več zgolj orodje v rokah človeka, temveč je postala avtonomna, samostojna realnost, katere vplivi so vseprisotni. UI bo vplivala na vrsto področij: od avtomatizacije in produktivnosti prek kreativnosti in izobraževanja do zasebnosti in nadzora. Obseg vpliva razvoja UI je izjemno širok in nas lahko navda s strahom, saj hitro spoznamo, da UI prežema prav vsa področja našega vsakdanjega življenja. Tehnika stremi tudi k največji učinkovitosti in produktivnosti, vse bolj se generira sama in deluje po lastnih moralnih pravilih, ki se razlikujejo od človeških. To pomeni, da pogosto ne upošteva človeških vrednot in čustev. Vse to vodi v družbeno preobrazbo ljudi, spreminja okolje, v katerem živimo, negativno vpliva na strukturo naših domov, medsebojne interakcije ter medčloveške odnose.In my thesis, I focus on some of the negative consequences of the exponential development of artificial intelligence (AI) and ChatGPT, drawing from the issues presented by Jacques Ellul in his work The Technological Society. The author develops a comprehensive philosophy of technical civilization, which he presents as the tragedy of our time. In his work, Ellul emphasizes the role of technology in modern society and develops a system of thought that helps us understand the development of the technical civilization we have created ourselves. Ellul\u27s analysis encourages us to understand technology in a broader sense and warns of its far reaching impacts on society. Although the development of AI has both positive and negative consequences, I will primarily focus on the latter in this thesis. I will attempt to show how the author\u27s philosophy of technology can illuminate and clarify the complex relationship between humans and AI-particularly the language model ChatGPT-and what implications this has for our future. Through the lens of ChatGPT, or rather its creators, we learn that the development of generative AI will have a significant impact on humanity. Through writing this thesis, I have realized that technology is no longer merely a tool in human hands but has become an autonomous, independent reality whose impacts are pervasive. AI will affect a wide range of areas, from automation and productivity to creativity, education, privacy, and surveillance. The scope of AI\u27s influence is extremely broad and can evoke fear, as we quickly realize that AI permeates all aspects of our daily lives. Technology also strives for maximum efficiency and productivity, increasingly generating itself and operating according to its own moral rules, which differ from human ones. This means that it often does not consider human values and emotions. All of this leads to a societal transformation of people, changes the environment in which we live, and negatively impacts the structure of our homes, interpersonal interactions, and human relationships

    Anthropological Study of the Sickle and Hammer Monument above the Village of Renče

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    Diplomsko delo predstavlja spomenik srpa in kladiva v vasi Renče na Krasu. Čeprav so v središču naloge lokalne interpretacije spomenika, avtor te umešča v širše diskurze, naracije in ideologije, ki sovplivajo na razmišljanje o preteklosti, dediščini ter njeni prihodnosti. Z etnološko-antropološkim in historičnim pristopom avtor opiše zgodovino spomenikov na Slovenskem v času habsburškega imperija in Socialistične federativne republike Jugoslavije. V nadaljevanju povzame zgodovinske dogodke, specifično dogodke ob italijanski okupaciji Primorske, ki botruje nastanku spomenika, ki je v fokusu zanimanja. Naloga tudi obravnava pomembne koncepte, kot so denimo kulturna dediščina, zapuščina ter sporna dediščina, ki so tesno prepleteni z lokalnim pogledom oziroma odnosom do spomenika. Na podlagi terenskega dela naloga razkriva različne lokalne poglede na spomenik ter različne zamisli o prihodnosti spomenika. V tem smislu naloga skuša osvetliti razumevanje procesov dediščinjenja spomenika pri prebivalcih kraja ter prepoznati njegove večplastne družbene pomene. Z uporabo etnografskih metod, ki temeljijo na vključujočem oziroma participativnem pristopu, avtor razkriva različno vrednotenje spomenika, s čimer naloga želi prispevati k nadaljnjim razpravam o usodi spomenika, hkrati pa priča tudi o različnih perspektivah razvoja lokalne skupnosti.The thesis focuses on the Hammer and Sickle monument located in the village of Renče in Kras. While the primary emphasis of the thesis is on the local interpretations of the monument, I place them within broader contexts, discourses, narratives, and ideologies that shape our perceptions of the past, heritage, and its future. Utilizing an ethnological-anthropological and historical approach, the author describes a historical account of the monuments in Slovenia during the Habsburg Empire and the Federal People’s Republic of Yugoslavia. Subsequently, the thesis summarizes some historical events, particularly those occurring during the Italian occupation of Primorska, which, among other things, led to the creation of the aforementioned monument. The dissertation also explores important concepts such as cultural heritage, legacy, and disputed heritage, which are closely intertwined with the local perspective or relationship with the monument. Based on the conducted field work, the dissertation revels varying viewpoints held by the locals regarding the monument and different ideas about its future. It aims to shed light on how the local community perceives the heritage processes associated with the monument and recognizes its multifaceted social significance. Employing ethnographic methods based on an inclusive or participatory approach, the author reveals different assessments of the monument, with which the dissertation aspires to contribute to further discussions about the monument’s fate, while also exploring different perspectives on the development of the local community

    INVESTMENT POTENTIAL OF FUTURISTIC INDUSTRIES/SECTORS

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    Napredovanja tehnologije je nemogoče ustaviti, je pa določene napredke možno izkoristiti. To delo govori o različnih tehnoloških panogah, o njihovem potencialnem razvoju in finančnih učinkih. Teoretičen in zgodovinski razvoj ter zmožnosti samih panog bodo podane in opisane v pomoč razumevanju, prav tako bodo pojasnjene različne veje določenih panog, kot tudi njihov razvoj in vpliv na vsakdanje življenje. Izbiranje in priporočanje primernih panog za investiranje je lahko nevarno delo, saj vsako priporočilo jasno pride s svojim lastnim tveganjem in nihče ne ve kaj točno se bo zgodilo z določeno panogo in kako bo ta sprememba vplivala na podjetja in njihove delnice. Točno zaradi tega se to delo opira na preteklost in sicer na poslovne rezultate različnih podjetij in pa na odzive trga. S pomočjo grafov gibanja delnic in izbranih elementov poslovnih poročil bo pojasnjeno stanje panog v preteklosti in možnosti sprememb v prihodnosti. To delo ne vsebuje avtorjevih priporočil ali mnenj glede investiranja, nudi pa možnost primerjave različnih podjetij v določenih panogah, saj bi brez teh panogo težko analizirali s finančno-investicijskega vidika in podali koristne ocene. Interpretacija potenciala in zaupanje v samo panogo pa je na koncu prepuščena vsakemu posamezniku.Technological progress is unstoppable, although certain advances can be used to our advantage. This paper will discuss different technological industries/sectors and their potential development and resulting financial effects. To help understnd certain subjects, the historical and theoretical future development of the industries will be explained, as well as potential applications and possibilities. The potentially affected branches of certain sectors, their development, and possible effects on everyday life will also be explained. Picking and recommending appropriate sectors to invest in can be dangerous work, recommendations have certain risks associated with them since noone really knows what will happen to a sector and how that change will affect the companies within that sector and their stocks. This is why this paper is based on past business performance of companies and the reactions of the stock market. The state of sectors in the past and the possibilities of their development in the future will be explained with the aid of stock movement graphs and select elements of business reports. This paper does not contain any author\u27s recommendations or opinions regarding investing, although it does offer the possibility of comparing different companies in the same sectors, since it would be difficult to analyze sectors from a financial/investing viewpoint and produce any kind of useful results. The interpretation of the actual potential and deciding whether or not trust is placed in a sector is conclusively left to each individual
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