1,721,039 research outputs found
Nuovi modelli competitivi per le banche
No full textRelazioni fra tipi di strategia. modelli organizzativi e forme istituzionali, in contesto competitivo
Internet e banche: profili economici e aziendali
No full textImpatti di internet sull'economia e la gestione della banca
Innovazione finanziaria e tecnologia: i cambiamenti organizzativi per le banche
No full textEvoluzione della relazione fra innovazione finanziaria e tecnologia, riflessi organizzativi
Characterization of stable humic–enzyme complexes of different soil ecosystems through analytical isoelectric focussing technique (IEF)
No full textRegional evidence on the finance-growth Nexus
Full text linkThe Finance-Growth Nexus is a classical source of debate among economists. This contribution offers regional evidence on this issue in order to see if it can meet the data within a 140 years old economic union -- Italy -, in the ideal context for its main competitor - New Economic Geography - and in order to avoid pooling between developed and developing countries. The results for this application support the view that finance leads growth, reject its possible endogeneity and shows its robustness even in presence of spatial unobserved heterogeneity by using both cross-section and panel data estimators
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Does ICT adoption improves access to credit for small enterprises?
No full textThe aim of our empirical analysis is to seek whether there is some significant and positive relationship between firms’ ICT adoption and the amount of bank financing they are able to obtain.
We carry out the analysis using data at the bank-firm level for a large sample of small firms. Data have been collected through the 9th UniCredit Survey on Italian enterprises with at most 5 million of annual turnover, realized in the second semester of 2012. This wave of the survey provides detailed information regarding firms’ Ict adoption, their financial needs, and the relationship with the banking system. In particular, we investigate whether and to what extent small firms’ Ict adoption may affect the growth rate of credit they receive from UniCredit1 (the Bank, hereafter) in the period 2010-2012.
We find that, in general, the Bank actually accords better credit conditions to small entrepreneurs who use Ict more intensively in the conduction of their business activities. More in detail, we observe that a higher growth rate of credit accorded by the Bank is associated with small enterprises hiring computer technicians, adopting extranet infrastructures, and exploiting online relationship with the banking system.
There is no substantial effect, instead, regarding the simple use of Internet, of advanced software systems and of Ict tools which generally help improving the conduction of managerial and administrative tasks within the firm. We motivate our empirical outcome with the fact that a more intense use of Ict is likely to influence firms’ credit worthines
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