372 research outputs found
Aktivitas Pemberian Kredit Usaha Rakyat Pada PT. Bank Nagari Cabang Payakumbuh
No full textPeople's Business Credit (KUR) is a credit or financing to micro, small and medium enterprises (MSMEs) in the form of working capital and investment supported by guarantee facilities for productive and feasible businesses but has limitations in fulfilling the requirements set by banks. This study uses qualitative data methods, namely interviews from sources related to the author, observation, through observation and documentation to complete the interview data. The results of research on the process of granting credit at PT. Bank Nagari Payakumbuh Branch which starts from submitting credit applications from prospective customers, assessment and examination, credit analysis stages, credit approval, and credit disbursement. This process aims to ensure the eligibility of a credit, whether it is accepted or rejected. In determining the eligibility of a credit, an in-depth assessment is always carried out at each stage
PENERAPAN MANAJEMEN RISIKO OPERASIONAL PADA UNIT TELLER PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG SITEBA
No full textThis research was conducted to find out how the implementation of operational risk management in the teller unit carried out at PT. West Sumatra Regional Development Bank Siteba Branch. Considering this operational risk is not a new type of risk faced by a bank because this risk is inherent and continues to grow in the bank's operational activities. The author uses a qualitative method that explains descriptively by systematically describing data from the facts obtained then linked to the application of operational risk management to the teller unit at PT. West Sumatra Regional Development Bank Siteba Branch. The application of Operational Risk Management to the Teller Unit is seen in the daily activities carried out by the Teller itself. Starting in the morning when the head teller who is authorized to enter the treasury will hand over the cashbox to each teller who is fully responsible for each cashbox, then the teller will be ready to start his daily activities. The results showed that the Implementation of Operational Risk Management conducted by PT. The West Sumatra Regional Development Bank of the Siteba Branch is in accordance with the concepts established by Bank Indonesia so as to reduce the level of operational losses. The author suggests that the Implementation of Operational Risk Management should be further enhanced to its supervision
ANALISIS LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) PADA PT. BANK NEGARA INDONESIA 1946 (Persero) Tbk.
No full textAnalisis Penggunaan Kredit Dengan Sistem Fidusia Pada Produk Kreasi PT. Pegadaian (Persero) Cabang Terandam Padang
No full textProsedur Pemberian Kredit Mikro Kecil dan Menengah (Kreasi) Pada PT. Pegadaian Cabang Alai
No full textAnalisis Penerapan Manajemen Risiko Kredit Pada PT. Pegadaian (Persero) UPC Belimbing Padang
No full textSupplemental materials for preprint: ANALISIS LOAN TO DEPOSIT RATIO DAN NON PERFORMING LOAN PADA PT. BANK PERKREDITAN RAKYAT GEMA PESISIR AIR HAJI PESISIR SELATAN
No full textProsedur Pemberian Kredit Mikro Kecil dan Menengah (Kreasi) Pada PT. Pegadaian Cabang Alai
No full textSupplemental materials for paper: SISTIM PENGENDALIAN KREDIT UNTUK MEMPERTAHANKAN LIKUIDITAS PADA PT. BANK NAGARI CABANG PAINAN
No full textSupplemental materials for paper: ANALISIS LDR DAN NPL PT. BANK NAGARI CABANG PEMBANTU TARUSAN KABUPATEN PESISIR SELATAN
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