249 research outputs found

    TINJAUAN HUKUM ISLAM TERHADAP AKAD RAHN PADA PEGADAIAN SYARIAH DI INDONESIA

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    AbstrakPenelitian ini membahas tentang bagaimana akad rahn pada pegadaian syariah di Indonesia karena sangat banyak pendapat orang yang berkata bahwa pegadaian syariah itu sama saja dengan pegadaian konvensional dalam hal penerapan akad gadai emas dari situlah penulis melakukan penelitian mengenai hal tersebut. Pokok permasalahan skripsi ini yaitu bagaimana tinjauan hukum Islam terhadap  akad rahn pada pegadaian syariah di Indonesia. Adapun sub bab masalah yang akan dikaji, yakni: 1) Bagaimana akad rahn di pegadaian syariah di Indonesia? 2) Bagaimana konsep akad rahn dalam Islam? Dalam menyelesaikan permasalahan tersebut dan analisis yang bersifat kajian kepustakaan, dengan menempatkan pendekatan normatif syar’i yaitu dimana dengan mengarah kepada pendekatan al-Qur’an dan hadits dan sumber Islam lainnya. Pada penerapan akad rahn di pegadaian syariah masih ada beberapa hal yang perlu diperhatikan, mulai dari denda keterlambatan, penggabungan 2 akad yang bertentangan dengan hadis Rasulullah saw. dan biaya ongkos penyimpanan pada pegadaian syariah.Kata Kunci : Hukum Islam, Pegadaian Syariah, Rahn AbstractThis research discusses how the rahn contract is at sharia pawnshops in Indonesia because there are so many people's opinions who say that Sharia pawnshops are the same as conventional pawnshops in terms of applying the gold pawn contract, that's where the author conducted research on this matter. The main problem of this thesis is how to review Islamic law on rahn contracts at sharia pawnshops in Indonesia. The sub-chapters of the problems that will be studied are: 1.) How is the rahn contract in sharia pawnshops in Indonesia? 2.) What is the concept of rahn contract in Islam? By placing a syar'i normative approach, namely where by leading to the approach of the Qur'an and hadith and other Islamic sources. In the implementation of the rahn contract at the sharia pawnshop, there are still several things that need to be considered, ranging from late fees, merging 2 contracts that contradict the hadith of the Prophet Muhammad and the cost of storage fees at sharia pawnshops.Keywords: Islamic Law, Rahn, Sharia Pawnsho

    Der Darmstädter Freundeskreis : ein Beitrag zum Verständnis der empfindsamen Seelenhaltung des 18. Jahrhunderts

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    The dissertation dating back to 1934 on the Darmstadt Circle explores the phenomenon of the sentimental attitude in the 18th century. The author, Lilli Bechmann-Rahn, was the last Jewish woman to be awarded a doctoral degree at Erlangen University under National Socialism. According to national socialist racial policy she was stripped of her doctoral title few years later. This publication contains a reprint of the original thesis, a historical appreciation of Lilli Bechmann-Rahn, an acknowledgement of the scientific value of her dissertation, and biographical information.Die Dissertation aus dem Jahr 1934 über den Darmstädter Freundeskreis behandelt das Phänomen der Empfindsamkeit im 18. Jahrhundert. Die Autorin, Lilli Bechmann-Rahn, war die letzte Jüdin in der nationalsozialistischen Zeit, die an der Universität Erlangen promovierte. Im Zuge der nationalsozialistischen Rassenpolitik wurde ihr wenige Jahre darauf die Doktorwürde aberkannt. Die vorliegende Veröffentlichung enthält über den Nachdruck der Dissertation hinaus eine geschichtliche Würdigung Lilli Bechmann-Rahns, Ausführungen zur Bedeutung von Lilli Bechmann-Rahns Arbeit für die Wissenschaft und Bemerkungen zu ihrer Vita

    St. John's Lutheran Church 1944 confirmation class with Pastor Carl Janzow

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    Left to right back row: Eric Schultz, Jacob Litzenberger, Harvey Glock, Robert Hein, Walter Atwood, Albert Beck, Charles Hein, Alvin Poggemiller, Herold Wolgram. Middle row: Anna Schmidt, Lilly Paul, Pastor Carl Janzow, Bernice Obal, ? Rahn. Front row: ? Rahn, Kenneth Janzow, Doreen Zieske, Margaret Kubisch, ? Rahn, Clayton Atwood, Emma Kubisch. Unidentified: Annie Rahn, Bertha Rahn and Minnie Rahn

    Dissertatio pneumatica de anima separata

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    quam ... sub praesidio ... dn. Iohannis Lavateri ... examini subiicit Iohannes Henricus Ruegius, phil. cand. author & respondens ...Dedikation an Joh. Conrad Grebel, Joh. Heinrich Hirzel, Caspar Escher, Joh. Heinrich Rahn, Joh. Ulrich Escher, Joh. Heinrich Heidegger (2), Joh. Heinrich Zeller und Joh. Wilhelm Simler auf dem Titelbl. verso. Gedichte von Humbertus a Stavia und Andreas Rauch auf Bl. A4v.Diss. Hohe Schule Zürich, 166

    A Theory for All Music: Problems and Solutions in the Analysis of non-Western Forms

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    Professor Rahn takes the approach to the analysis of Western art music developed recently by theorists such as Benjamin Boretz and extends it to address non-Western forms. In the process, he rejects recent ethnomusicological formulations based on mentalism, cultural determinism, and the psychology of perception as potentially fruitful bases for analysing music in general. Instead he stresses the desirability of formulating a theory to deal with all music, rather than merely Western forms, and emphasizes the need to evaluate an analysis and compare it with other interpretations, and demonstrates how this may be done. The theoretical concepts which form the basis of Rahn's approach are discussed and applied: first to individual pieces of non-Western music which have enjoyed a fairly high profile in ethnomusicological literature, and second to repertoires or groups of pieces. The author also discusses the fields of anthropology and psychology, showing how his approach serves as a starting point for studies of perception and the concepts, norms, and values found in specific music cultures. In conclusion, he lists what he considers to be musical universals and takes up the more controversial issues implicit in his discussion

    The formula for the fermenting capacity of a single cell

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    In his criticism of the paper of Bayne-Jones and Rhees (1929), Wetzel (1929) claims that the rate of heat production of a single bacterium in these experiments cannot be represented by the Buchanan formula. Since there is no essential difference between heat production and the formation of any other fermentation prod-ucts, the Buchanan formula could not be applied anywhere if Wetzel's criticisms were justified. The author believes, however, that Wetzel's deductions have missed the essential point. To understand this, we must go back to the historical development of the formula. If multiplying cells cause a fermentation, the rate of fermenta-tion can be stated correctly only by determining the amount of product formed per cell and per hour. This can be estimated by taking the average between the initial count of bacteria a and the final count b, and dividing the total amount of products S by this. average and by the time t. Thus, the fermenting capacity per cell and hour would be S 2S x = t (a + b) t (a + b) Since the simple average does not actually present the average number of fermenting cells in a rapidly multiplying culture, Rahn (1912) developed the following formula S (log b- log a) t (b- a) 0.301 This formula was developed and used for short time intervals only; t did not mean the entire time of the experiment, but th

    Testing environmental and health pesticide use risk indicators. The case of potato production in Boyacá, Colombia

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    Tropentag 2010 ETH Zurich, September 14 - 16, 2010 Conference on International Research on Food Security, Natural Resource Management and Rural Developmentpesticide risk, indicators, sustainability, health, environment, Colombia, Crop Production/Industries, Environmental Economics and Policy, Health Economics and Policy, Research Methods/ Statistical Methods, Risk and Uncertainty,

    ANALISIS FATWA DSN-MUI NOMOR 25/III/2002 TERHADAP PENETAPAN UJRAH DALAM AKAD RAHN DI BMT UGT SIDOGIRI CABANG WARU SIDOARJO

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    Sharia financial institutions are financial institutions that not only prioritize profit oriented, but also a financial institution that also puts the public good in accordance with the demands of sharia which is the foundation of all Islamic financial institutions. One application is to implement a moral and spiritual based service. This field research will answer the question. First, how is application of ujrah determination in contract of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo? The second, how is the analysis of the DSN-MUI fatwa NUMBER 25/III /2002 on the determination of ujrah in the contract of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo? Data collection techniques used are interview, document review, and observation, then analyzed by using descriptive analysis method, with deductive thought pattern, that is theory of rahn, ijarah, and fatwa of National Sharia Council (DSN) with general characteristics and then linked with the facts on the ground about the fatwa of DSN-MUI NUMBER 25/III/2002 on the establishment of ujrah in the contract of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo with special characteristics. From the results of the study, the author concludes the application of the determination of ujrah in the covenant of rahn in BMT UGT Branch Sidogiri Waru Sidoarjo, namely the determination of ujrah through two contracts, namely rahn and ijarah contract. The procedures for the implementation of the contract are as follows: Rahin (customer) comes to murtahin (BMT) while delivering marhun (collateral goods) then the goods will be estimated. As a result of this, the rahin will be subject to administrative costs. Then rahin signs the agreement or contract of rahn. After that, to entrust the goods hock, rahin must implement contract of ijarah (contract to rent place). Consequently it arise ujrah. In this case, it means that customer must implement two barrage of contract. The determination of ujrah applied in BMT is not in accordance with the Fatwa DSN-MUI NO: 25/DSN-MUI/ III/2002 because the determination of ujrah is determined from the amount of the customer’s loan, while the difference is the discount given to the customer for applying smaller loan. The determination of discount is determined from ujrah or ijarah fee charged to the customer. This discount is calculated based on the percentage of estimated value of customer’s loan amount</jats:p

    Comparison of Rahn Contract from the Perspective of Islamic Law and Indonesian Guarantee Law

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    This paper analyzed pawn in comparison between the Civil Code and Islamic law. It examined the specific differences between pawn contracts in Islamic law and Indonesian positive law to compare two contract theories. The method used in this paper is a qualitative approach. The type used in writing this article is library research. The author examines, observes and looks for data from reference books that can be accounted for. The result of the research in this paper is that the term pawn in Islamic law is called ar-rahn. The difference between rahn and pawn in positive law, among others, is regarding the maintenance of the collateral. In Islamic law the pawnbroker is not subject to the term interest or additional costs outside the pawn agreement, but there is only an additional maintenance fee for the collateral. Whereas in positive law, in addition to the cost of maintaining goods, there is also an additional cost called 'interest' that must be borne by the lender. In Islamic law collateral goods are not limited to movable goods, but also immovable goods, while in positive law the collateral object is only limited to movable goods

    Opportunities for sustainable intensification of coffee agro-ecosystems along an altitudinal gradient on Mt. Elgon, Uganda

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    The viability of coffee farming in East Africa is endangered by multiple factors including climate change, population pressure, low yields, and coffee price volatility. Sustainable intensification (SI) through intercropping and/or agroforestry has been suggested to improve farmers' livelihoods, facilitate adaptation of coffee production to climate change and contribute to biodiversity conservation. In order to understand how sustainable intensification through an ecosystem-based approach might offer opportunities to respond to changes in temperature and rainfall, we analyzed a variety of existing coffee agro-ecosystems that differ in vegetation structure, shade tree diversity, and socio-economic characteristics on Mt. Elgon, Uganda along an altitudinal gradient (1100–2100 m.a.s.l.). We (i) compared the performance of the agro-ecosystems regarding coffee yield and shade tree diversity, and (ii) analyzed determinants of adoption of each system. Three different coffee agro-ecosystems were identified: open canopy coffee system, coffee-banana intercropping, and coffee-tree systems, based on the vegetation structure of 144 coffee plots. The vegetation structure of the analyzed coffee systems varied along the altitudinal gradient. Banana density increased with increasing altitude, while shade tree density and diversity increased with decreasing altitude. Coffee yield also increased with increasing altitude, but this relationship varied with shade level. Coffee yields benefited from shade trees at low altitudes, while no yield differences among systems were observed at mid and high altitudes. Increasing water availability and reliance on on-farm food crops with increasing altitude were identified as the main determinants of the increasing intercropped banana densities. High temperatures and longer dry season in combination with reduced access to forest products at lower altitudes, appeared to be the main driver for increased adoption of coffee-tree systems. Furthermore, socio-economic status of farmers influenced the type of coffee system adopted; poor farmers preferred high intercropping (either with bananas and/or shade trees) to diversify income and reduce risks related to open systems, while wealthier farmers mainly owned open canopy coffee systems. Climate, farm and household size, and access to forests and markets, play a crucial role in determining what constellation of plot-level provisioning ecosystem services benefit farmers' livelihoods on Mt. Elgon. Our findings reveal inherent trade-offs in socio-ecological conditions. Minimizing these is required for achieving the multiple objectives of livelihood improvement, sustainable intensification of coffee production, and biodiversity conservation
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