21 research outputs found
The determinants of the success of microenterprise: a case study of BRI clients in Medan City, Indonesia / Weni Hawariyuni, Gairuzazmi Mat Ghani and Alias Mat Derus
This study focuses on the determinants of the success of microenterprise owners in receiving loan from one of the successful microfinance institutions in the world, namely BRI Unit in Medan city, North Sumatra, Indonesia. This study applies the methodology before and after approach for measuring the success. It utilizes some financial indicators to measure the success of the microenterprises such as income, fixed assets, and household expenditure
Excusable and compensable delays in the construction of building project – A study in the states of Selangor and Wilayah Persekutuan Kuala Lumpur , Malaysia.
Link to publisher's homepage at http://www.myiem.org.my/This paper explores the most significant causes of excusable and compensable delays in the construction of building projects in the States of Selangor and Wilayah Persekutuan Kuala Lumpur , Malaysia. Data is collected from questionnaire survey which is based on the literature reviews and also provisions in the ‘Persatuan Akitek Malaysia” (PAM 1998) standard form of building contract that are associated with the excusable and compensable delays. The data were analysed by using mean score method and rank to formulate the findings.The result from questionnaire survey revealed four most significant causes of excusable and compensable delays which are : ‘delays due to architect instruction’, delays due to late information given to contractor’, ‘delays on the part of nominated sub contractor or supplier’, and ‘delays due to failure of the employer to provide access to site’.The finding suggest that clearly define design brief and also a full understanding of roles and responsibilities between the client and consultant during the early stage of the project development may help to minimise the delays in the construction of building projects
ISLAMIC ECONOMIC INSTITUTIONS AND THE ELIMINATION OF POVERTY
Edited by Munawar Iqbal, Leicester: The Islamic Foundation, 2002, ISBN 0860373126, 310pp
INTERNATIONAL CONFERENCE ON ISLAMIC ECONOMICS AND ECONOMIES OF OIC COUNTRIES
INTERNATIONAL CONFERENCE ON ISLAMIC ECONOMICS AND ECONOMIES OF OIC COUNTRIE
The determinants of the success of microenterprise: a case study of BRI clients in Medan City, Indonesia
This study focuses on the determinants of the success of microenterprise owners in receiving loan from one of the successful microfinance institutions in the world, namely BRI Unit in Medan city, North Sumatra, Indonesia. This study applies the methodology before and after approach for measuring the success. It utilizes some financial indicators to measure the success of the microenterprises such as income, fixed assets, and household expenditures. The findings found financing in terms of amount of loan accessed has positive relationship with success indicators in terms of changes in income and fixed assets. However, it does not have positive relationship with changes in household expenditures. In the meantime, firm characteristics in terms of dummy variable for type of business of food and household facilities and necessities have positive relationship with changes in income. In conclusion, financing, firm characteristics, and household characteristics are the factors that determine the success of microenterprise in terms of income, fixed assets, and household expenditures. It is expected that policy makers of microfinance institutions (MFIs), including BRI Unit and Indonesian government could solve the common problems faced by MSMEs such as financing, raw materials, marketing, advanced technology, and others, as MSMEs play crucial role in increasing economic growth in terms of reducing poverty and unemployment; and increasing GDP. In this respect, policy makers of MFIs including BRI Unit is also expected to provide the facilities besides credit services such as training, health programs, education, family planning, and other programs to render greater effectiveness of the microfinance on the performance of microenterprise
Does inward FDI Crowd-out Domestic Investment? Evidence from Uganda
AbstractThis paper investigates whether Foreign Direct Investment (FDI) crowds-out domestic investment in Uganda. We analyse the effect on the aggregate economy and at sectoral level using data from 1992 to 2012. We obtain a robust neutral effect on the overall economy. At sector level, we find a crowding-out effect in four sectors; a crowding-in effect in two sectors and a neutral effect in three sectors. But generally, results are robust in only six sectors. Finally, an exogeneity test reveals that past economic growth rates do not influence the inflow of FDI, hence there is no endogeneity problem in our analysis
Urban poverty: a case study of major cities in Malaysia
Urban poverty is inextricably linked to rural poverty. In fact, the former is caused by the latter. The ‘Pull’ and the ‘Push’ factors can significantly explain the prevailing dismal conditions associated with urban poverty. While the goal of faster development manifest through commercialization, modernization and urbanization contributed to urban-biased development strategy the lack of appropriate priorities for rural/agricultural development contributed to the ‘Push’ factors.
Based on the detailed findings on multi-dimensional aspects of urban poverty this study strongly suggests that the development should be taken to the people and not the people to the development mostly confined to the urban areas. This will, on the one hand, reduce the justification for growing allocations for urban-biased industrialization strategy and weaken the ‘Push’ factors related to one way ‘rural to urban flow’ of the aspiring younger generation, on the other. The problems of over urbanization with the concomitant effects on poor living environments in ramshackle houses in squats, giving rise to growing social and moral degradations can be largely overcome by redirecting priorities for improving human capital as well as enhancing economic opportunities for the rural and urban poor, in general and those from less developed regions, in particular
Analysis of the DOLEN program as a library strategy to improving children's literacy in East Java
The DOLEN (Dongeng Online) program initiated by the Dinas Perpustakaan dan Kearsipan Jawa Timur (East Java Library and Archives Office) aims to help improve children's literacy through educational content based on digital media. The author examines strategic management and management adaptability in facing changes and challenges in implementing the program. Methods used in this writing are observation and interviews with librarians, and the author conducts a SWOT analysis to assess the strengths, weaknesses, opportunities, and threats in the DOLEN program. The author found that libraries play an important role in adjusting to the digital era through technology-based service innovation. Effective management strategies, qualified resources, and adequate infrastructure are the main reasons for the success of the DOLEN program. This article emphasizes the importance of libraries' readiness to provide relevant digital literacy programs that meet the needs of the audience
Analyzing publication productivity using a web-based system: A preliminary study
There is no automated system that collect Universiti Malaysia Sabah (UMS) academic staff publication from Scopus. Previously, data collection is made by retrieving the records from Scopus by searching for UMS affiliation and filtering by year. The data then is matched with Staff ID of the academic staff. This requires time and may lead to error because the work is done manually. In addition, the author name that are retrieved from Scopus may not be affiliated with UMS anymore, so the data is invalid. Thus, this paper highlights the significance of a project proposed as a platform for universities to gauge scholars’ research productivity in the Scopus database. Data from Scopus were extracted, analyzed and visualized using criterionssuch as age, academic position, as well asteaching loads that may affect a scholar’s research productivity. This paper focuses on the datest of academic staff from UMS, and their publication in Scopus, relative to their sociodemographic data
Challenges of anti-smoking campaign in Malaysia from the healthcare provider perspective
This study discovered challenging of the anti-smoking campaign from the perspective of healthcare providers in Kuantan. The objectives of this study were to explore the challenges of the anti-smoking campaign from healthcare providers’ views, to explore the awareness regarding the existence of Smoking Cessation Clinics and to explore the ways to improve anti-smoking campaigns. This study is
important because it may aid Malaysian authorities to develop better strategies in promoting anti-smoking campaigns in the future. Purposive sampling was used in
the collection of data and semi-structured interviews were conducted among five healthcare providers from three selected Smoking Cessation Clinics. This study
found that healthcare provider felt that smokers who received treatment from the Health Centre had low understanding of the standard of procedure of smoking
cessation procedure, low commitment and easily influenced by the public. Healthcare provider also felt that multidisciplinary task limited their focus to the client. Besides, they felt that the existence of smoking Cessation Clinic needs to be widely publicised to the community. Through the findings, the author recommend to improve the current approaches to reduce the number of smokers in Malaysia such as improving publicity to the public, enhancing the law of enforcement and providing incentives.
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Kajian ini menemui faktor-faktor cabaran kempen anti-merokok dari perspektif petugas kesihatan di Kuantan. Objektif kajian ini adalah untuk menerokai cabaran kempen anti-merokok daripada pandangan petugas kesihatan, kesedaran tentang kewujudan Klinik Berhenti Merokok dan cara untuk menambah baik kempen anti-merokok. Kajian ini adalah penting untuk membantu pihak berkuasa Malaysia untuk membangunkan strategi yang lebih baik dalam mempromosikan kempen anti-merokok pada masa akan datang. Persampelan “purposive” digunakan dalam pengumpulan data dan wawancara separa berstruktur telah dilakukan di kalangan lima petugas kesihatan dari tiga Klinik Berhenti Merokok yang terpilih. Kajian ini mendapati petugas kesihatan berpendapat bahawa perokok yang menerima rawatan dari Pusat Kesihatan mempunya pemahaman yang rendah mengenai tatacara piawai (SOP) dalam pemberhentian merokok, komitmen yang rendah dan senang dipengaruhi oleh masyarakat. Petugas kesihatan juga berpendapat tugas pelbagai disiplin menyebabkan tumpuan yang rendah terhadap pesakit yang merokok. Di samping itu, responden merasakan bahawa kewujudan Klinik Berhenti Merokok perlu diperluaskan penghebahannya kepada komuniti. Melalui penemuan ini, beberapa strategi dicadangkan untuk menambah baik pendekatan semasa dalam pengurangan bilangan perokok di Malaysia seperti penambahbaikan penghebahan kepada orang ramai, meningkatkan penguatkuasaan undang-undang serta menyediakan insentif
