1,720,955 research outputs found
O AGRAVAMENTO DAS CONSEQUÊNCIAS DO SUPERENDIVIDAMENTO DOS CONSUMIDORES DURANTE AS CRISES GERADAS PELA PANDEMIA DA COVID-19: A BOA-FÉ OBJETIVA COMO NORTE PARA AS DÍVIDAS DE CONSUMO
Get PDFO objetivo deste artigo é analisar o problema do superendividamento no cenário atual da pandemia da Covid-19. Em primeiro lugar, o estudo procurou caracterizar o problema do endividamento excessivo enquanto fenômeno estrutural e cultural, destacando a gravidade dos "acidentes da vida" em face do agravamento da crise econômica gerada pela pandemia. Posteriormente, o estudo passou a tratar das causas e das consequências do superendividamento, demonstrando como a pandemia poderá ser responsável pelo aumento do desemprego e da pobreza. Em conclusão, na falta de um efetivo modelo falimentar para os consumidores no Brasil, a presente pesquisa destaca a importância da boa-fé objetiva como parâmetro interpretativo dos contratos de consumo, sobretudo dos seus deveres anexos de lealdade e cooperação, que deverão nortear as medidas de enfrentamento do endividamento excessivo durante o período da pandemia da Covid-19. Adotou-se o método dedutivo. Finalmente, a pesquisa visou unir esforços a todos que estão enfrentando as gravíssimas consequências do momento de excepcionalidade vivenciado no Brasil e no mundo
Consumer overindebtedness: structural and behavioral approach in light of the sustainable credit principle
No full textThis work deals with the overindebtedness in the context of postmodern consumer society. In particular, a preventive model against the excessive indebtedness of the individual in Brazil was proposed, ideally to deal with the serious consequences caused by this phenomenon. The research assumed that overindebtedness is caused by structural and cultural factors, what re-quires a widely broad approach to cover all the complexity of such subject. Therefore, the study starts by defending the need to rethink consumer credit in Brazil based on the constitu-tional paradigm of sustainability, especially to guarantee the sustainable development of this service. In order to combat the existing structural factors of overindebtedness, this study de-fends the sustainable regulation of the credit market. Concerning cultural factors, the study analyzed the contributions offered by the Behavioral Economics theory and the Consumer Law looking to identify the main cognitive illusions that may undermine the decision-making process and consequently causing overindebtedness, aggravating consumer vulnerability, es-pecially when these illusions are manipulated by the credit industry. Finally, in order to cover excessive indebtedness in all its complexity, this work embrace the principle of sustainable credit as the foundation for a preventive model. Based on this model, it became necessary the implementation of the following measures together: compliance with the fundamental duty to inform; creation of a new guideline for civil liability of financial institutions; State responsible to regulate the credit market and create public policies aimed at debt prevention; financial ed-ucation. Methodologically, the work was formulated based on in-depth study of books and scientific articles by national and foreign authors and developed based on technical-bibliographic research, using both the inductive and argumentative method.CAPES - Coordenação de Aperfeiçoamento de Pessoal de Nível SuperiorDissertação (Mestrado)Esta dissertação trata do superendividamento no contexto da sociedade de consumo pós-moderna. Em especial, visou-se propor um modelo preventivo para o enfrentamento do endi-vidamento excessivo da pessoa física no Brasil, sobretudo para lidar com as consequências graves ocasionadas pelo fenômeno. Para tanto, a pesquisa partiu da constatação de que o supe-rendividamento é causado por fatores estruturais e culturais, demandando uma abordagem ampla o suficiente para abarcar toda a complexidade da temática estudada. Desta forma, a partir do paradigma constitucional da sustentabilidade, o estudo passou a defender a necessi-dade de repensar o crédito ao consumo no Brasil, sobretudo para defender uma forma de utili-zação desse serviço que levasse em conta a garantia do desenvolvimento sustentável. Para combater os fatores estruturais causadores do superendividamento, foi feita a defesa da regu-lamentação sustentável do mercado de crédito. Em relação aos fatores culturais, o estudo ado-tou as contribuições ofertadas pela teoria da Economia Comportamental, analisando-as con-juntamente com o Direito do Consumidor, a fim de identificar as principais ilusões cognitivas que podem prejudicar a tomada decisão e causar o superendividamento, agravando a vulnera-bilidade do consumidor, especialmente quando essas ilusões são manipuladas pelos fornecedo-res de crédito. Por fim, visando abarcar o endividamento excessivo em toda a sua complexi-dade, esta dissertação adotou o princípio do crédito sustentável como fundamento para um modelo preventivo. A partir dele, estabeleceu-se a necessidade de implementação das seguin-tes medidas em conjunto: observância do dever fundamental de informar; construção de uma nova orientação para a responsabilidade civil das instituições financeiras; o Estado regular o mercado de crédito e criar políticas públicas voltadas à prevenção do endividamento; fomento à educação financeira. Metodologicamente, o trabalho foi formulado com base no estudo aprofundado de livros e artigos científicos, de autores nacionais e estrangeiros, sendo a disser-tação desenvolvida com base na pesquisa técnico-bibliográfica, por meio de abordagem que utilizou tanto o método indutivo quanto argumentativo
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
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