2,039,706 research outputs found
Nancy Darsch Trading Card (1998)
No full textThis is a Nancy Darsch Trading card created by the Pinnacle Trading Card Co. and the WNBA in 1998. The front has a photo of her coaching and the back lists the highlights of her career
Card-image public access catalogues (CIPACs) : Issues concerned with their planning and implementation
Get PDFThis article identifies and discusses the issues and problems that need to be considered in the process of planning and implementing card-image public access catalogues (CIPACs). CIPACs are online library catalogues based on databases of digitised catalogue cards with more or less sophisticated mechanisms for browsing or searching. Solutions of this kind have been implemented by a number of libraries in various countries since the mid-1990s, mainly as inexpensive alternatives to full retrospective conversion of their old catalogues. Based upon a questionnaire and relevant literature, the article looks at the following aspects: cost, conversion speed, universal access, saving of space, preservational aspects, software selection, preparing the card catalogue for conversion, scanning and quality control, image standards, optical character recognition, manual and intellectual input, technological aspects, administrative tools, organisational aspects, peculiarities of old catalogues, presentation of CIPACs to the users, and life expectancy of card-image catalogues
Card-image public access catalogues (CIPACs) : An international survey
Get PDFThis paper surveys card-image public access catalogues (CIPACs) – online library catalogues based on databases of digitised catalogue cards and more or less sophisticated mechanisms for browsing or searching. Solutions of this kind have been implemented by a number of libraries in various countries since the mid-1990s, mainly as inexpensive alternatives to a full retrospective conversion of their old catalogues. The article presents a Web page dedicated to CIPACs, identifies and describes four main categories of interface software for such catalogues, and provides a comparative overview of 50 CIPACs in 11 countries, looking at aspects such as geographical distribution, growth and size, software, number of catalogues, processing and index creation, navigation, image formats, and other features
The Future of Charge Card Networks
Get PDFThe general-purpose charge card is now ubiquitous and largely taken for granted. Annual charge card volume exceeds $5 trillion worldwide. Within the United States, nearly one billion cards are in use (about eight per household), and more than two billion worldwide. But charge cards, or more specifically, the cooperative networks that serve the largest card systems, Visa and MasterCard, are under legal attack through multiple lawsuits and under regulatory challenge in other countries. We trace in this essay multiple possible future 'scenarios'. This focus on possible futures distinguishes our work from many earlier studies of this subject.
Credit Card Selection Criteria: Singapore Perspective
Get PDFThis study used factor analysis to examine credit card selection criteria among Singaporeans. The results showed that convenience of use and protection, economics, and flexibility were the main drivers, while the reputation of card was the least important in determining credit card selection in Singapore. Demographic results showed that high-income earners, the better educated, the elderly, married and the professional preferred the convenience-protection factor to the economic-promotional factor. Females were shown to value the promotional factor more, while males preferred the economic factor. The ethnic Malays placed a greater emphasis on the economic factor than did the ethnic Chinese. The results also showed that the number of credit card owned in Singapore is positively related to education, income, age group, and marital status. Those holding a single credit card stressed the economic factor more than those holding many cards. In Singapore, the higher income earners, the better educated, older adults, females, married, and both Chinese and Indians are more receptive to paying their monthly credit card balances in full. The results demonstrated that Singaporeans do not view the credit card selection criteria much differently from respondents from other developing and advanced nations.credit card selection, credit card usage, banking regulation, factor analysis
Silver City, A Baseball Team
No full textPlayers and spectators pose for a group picture.Three of the men have been identified as J. B. Card; J. A. Card; Herman Uhli8 bit; 441 ppi; ScanMaker 9800X
Market structure and credit card pricing: what drives the interchange?
Get PDFThis paper presents a model for the credit card industry, where oligopolistic card networks price their products in a complex marketplace with competing payment instruments, rational consumers/merchants, and competitive card issuers/acquirers. The analysis suggests that card networks demand higher interchange fees to maximize card issuers' profits as card payments become more efficient. At equilibrium, consumer rewards and card transaction volume also increase, while consumer surplus and merchant profits may not. The model provides a unified framework to evaluate credit card industry performance and government interventions.Credit cards ; Markets
Credit card fraud and detection techniques: a review
Get PDFFraud is one of the major ethical issues in the credit card industry. The main aims are, firstly, to identify the different
types of credit card fraud, and, secondly, to review alternative techniques that have been used in fraud detection. The
sub-aim is to present, compare and analyze recently published findings in credit card fraud detection. This article
defines common terms in credit card fraud and highlights key statistics and figures in this field. Depending on the type
of fraud faced by banks or credit card companies, various measures can be adopted and implemented. The proposals
made in this paper are likely to have beneficial attributes in terms of cost savings and time efficiency. The significance
of the application of the techniques reviewed here is in the minimization of credit card fraud. Yet there are still ethical
issues when genuine credit card customers are misclassified as fraudulent
A puzzle of card payment pricing : why are merchants still accepting card payments?
Get PDFThis paper presents models that explain why merchants accept payment cards even when the fees they face exceed the transactional benefits they receive from a card transaction. Such merchant behaviors can be explained by competition among merchants and/or the effectiveness of the merchant’s card acceptance in shifting cardholders’ demand for goods upward. The prevalent assumption used in payment card literature—merchants accept cards only when their transactional benefits are higher than the fees they pay—holds only for a monopoly merchant who faces an inelastic consumer demand. A card network that wants all merchants in a given industry to accept cards sets a lower merchant fee initially and then gradually increases it to the highest possible level, which may be higher than the sum of the merchant’s transactional benefit and the merchant’s initial margin without cards. Such merchant fees potentially create inequality between cardholders and non-cardholders.Credit cards
The Regulation of the Credit Card Market in Turkey
Get PDFThe rapid growth in Turkish credit card market brought together new issues. Card holders and consumer unions complain about the high interest rates, economists complain about the default rates and banks complain about the amnesties. After all of these complaints coinciding with the accelerating suicide incidences due to credit card debts, regulation has been enacted in the credit card market in Turkey. In 2003, credit cards had been taken into the scope of the Consumer Protection Law. This was the first legal arrangement on the credit cards. However it was not satisfying. It was criticized for bringing out temporary solutions. In 2005, a more comprehensive credit card law came into effect. With this regulation, Central Bank of Turkey has put a ceiling on the credit card interest rates and clarified some issues that were left untouched. In this paper; reasons, advantages, disadvantages of this regulation are discussed along with a quick glance on the development of credit card market in Turkey. The regulation and amnesties in 2003 and 2005 are examined and their effects are exposed from the point of view of parties involved: banks, customers and government.Credit Cards; Regulation; Amnesty; Interest Rates; Default; Banks; Consumer Unions
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