1,720,986 research outputs found
Assistance The Importance Of Brand Awareness Home Industry "MAYA" In Lumajang
Get PDFHome Industry is the smallest unit in a series of existing types of business, where household industries are generally managed independently as a family with the aim of increasing household income. The challenges for this home industry are also not easy. In general, because it is managed in a family environment or in one's own household, sometimes the management tends to be careless and mixed up between family finances and business finances. Starting from this reason, there is an interest in partnering with Hj's home industry salted egg "Maya". Umi Pristiwani in Jogotrunan Village, Lumajang Regency. Partners run their businesses whose main purpose is to help their families' economies. However, until now this partner has only been running his business as he is and has no brand, which means that he does not have a product identity but has a strong desire to move forward. Often partner businesses lose out in competing with other similar businesses. Partners are also not yet able to run their businesses that can create jobs for the surrounding community. The implementation of this community service activity achieves targets, namely (1) building understanding and awareness of the importance of brands for salted egg products, (2) improving partners' skills in running their businesses in a sustainable manner, (3) establishing understanding and the ability of human resources in creating jobs for the surrounding community, and (4) increasing marketing strategies so that they are able to compete in marketing their products. Intensive assistance and supervision to program partners needs to be carried out periodically and does not stop until the completion of this program, therefore the activity of the team and the staff of STIE Widya Gama Lumajang in providing guidance to these partners needs to be carried out on an ongoing basis
DIMENSI KEPEMIMPINAN DAN MOTIVASI TERHADAP KINERJA PEGAWAI KOPERASI KARYAWAN PT. PINDAD PERSERO
Get PDFLeadership plays an important role in an organization in an effort to improve achievement and employee performance and employee at the group level or at the organizational level, because performance is not only highlights the technical side but also highlights the work group and managerial as well as the motivation is the driving force that created the excitement of a person so that they would cooperate, to work effectively and integrated with all its efforts to achieve satisfaction. The results show the existence of mutual relationships and significant influence among some other variable data data also showed that the variables affecting leadership, and motivation to employee performance that stated at the percentage of 90.0%, while the remaining 10.0% described or influenced by other factors.
Keywords: Dimensions of Leadership, Motivation, Performanc
Commercial Banks Versus BPR: Advantages Based On Perception, Hope And Customer Interest
Get PDFCommercial banks and Bank Perkreditan Rakyat are two different types of banks whose existence in society aims to raise and channel public funds to improve people's lives. The facts show that there is a sharp competition between the two types of banks in terms of gaining public trust to become bank customer but although these two types of banks are different but still able to develop well in society. This study aims to identify the factors that become competitive advantage at Commercial Banks and Bank Perkreditan Rakyat from the customer's point of view based on customers' perceptions, expectations and interests so banks can determine competitive strategy. The approach used in this research is Lean Six Sigma approach with a sample of 60 respondents consisting of 30 customers of Commercial Banks and 30 customers of Bank Perkreditan Rakyat. Respondents will be asked to respond to research instruments based on their perceptions, expectations and interests. The results of the study there are five competitive advantages in Commercial Banks (1) promotions made, (2) reward appeal, (3) saving security, (4) cleanliness and comfort of the room, (5) friendliness, courtesy and neatness. Bank Perkreditan Rakyat obtained competitive advantage that is (1) cleanliness and comfort of the room,(2) ability and alertness of the officers, (3) friendliness, courtesy and neatness, (4) saving security, (5) familiarity of the officer with the customer. In addition there are similarities there are interesting differences that is on the excellence of promotional activities and the attractiveness of prizes at Commercial Banks. and the familiarity of officers with customers at Bank Perkreditan Rakyat
Economic Assistance on Culinary Business During Pandemic
Get PDFDuring the pandemic that not only hit the world but also in Indonesia, there are lot of businesses that went bankrupt. Many businesses are unable to survive the impact of this pandemic, especially small businesses. Our target partner is a home culinary business namely “Dapur Mumpuni”. In addition to selling food, Dapur Mumpuni is currently able to get creative with its innovative pukis cake during the pandemic. The partner has several weaknesses which are (1) limited partner skills in economic management, (2) no bookkeeping regularly, (3) no separation between household and business finances and (4) weak marketing strategy used, resulting in little profit and business is not well developed because it tends to lose in the competition. This community service activity is expected to create targets in accordance with partner expectations namely (1) increasing the partner skills in running its business economically and sustainable, (2) a simple orderly administration, in the sense of being able to separate household and business finances, (3) selling profit increase of effective activity economically and (4) get financial assistance for additional business capita
Menggali Potensi Keunggulan Bersaing Destinasi Wisata Alam Pegunungan di Lumajang
Get PDFThis study aims to determine the potential for competitive advantage and weaknesses which is a priority improvement strategy to achieve excellence in B29 natural tourism in Lumajang. B29 nature tourism in Lumajang is located in Senduro District in Lumajang. By using lean six sigma data analysis techniques on 30 respondents, this study netted the opinions of respondents based on the perceptions, hopes and interests of the people who visited the natural tourism B29 in Lumajang. The questionnaire was first tested for validity and reliability. The results of the study found that the advantages possessed by B29 nature tourism are located at community friendliness, natural beauty and adventure opportunities, while the priority of improvement is the availability of medical assistance, public facilities, electricity, clean water and communication networks. Future research is expected to be able to research with the same method to find competitive advantage in other object
Analisis Rasio Keuangan Camel Terhadap Prediksi Kepailitan: Bank Umum Swasta Nasional di Indonesia Periode 2004 – 2007
Get PDFThe challenge of the banking sector in the future will be more severe, most of which are perceived as a failure of risk management in managing risk can lead to bankruptcy. CAMEL financial ratio analysis can be used as an early warning system of bankruptcy. The purpose of this study are: 1) to obtain empirical evidence regarding differences in financial ratios simultaneously CAMEL significant between bankrupt and insolvent banks, 2) to obtain empirical evidence regarding differences in financial ratios partially CAMEL significant between bankrupt and insolvent banks, 3) to obtain empirical evidence regarding the dominant CAMEL financial ratio in differentiating the bank bankrupt and not bankrupt and 4) to determine the ability of the prediction of several variables distinguishing the CAMEL financial ratios in predicting bankruptcy.
Based on the purpose of this study include explanatory research to test the ability of CAMEL financial ratio of CAR, KP, APYD, APYDAP, NPA, PPAP, ROA, ROE, NIM, BOPO, the FBI and the LDR, in predicting bankruptcy in the National Private Banks in Indonesia period 2004 to 2007. The financial statements are used for bank bankruptcy is a two-year financial statements before the bankruptcy, while for banks that do not fit with the bankrupt bank's financial reporting period of bankruptcy. Analysis tools used to test the hypothesis is discriminant analysis using the direct method.
The results showed: 1) CAMEL financial ratio to simultaneously have a significant difference between bankrupt and insolvent banks, 2) CAMEL financial ratio that have significant differences between the bank's partial bankruptcy and no bankruptcy is PPAP, ROE, NIM, BOPO and LD, 3 ) CAMEL financial ratio in the aspect of profitability (earnings) ratio of the NIM is the dominant bank in distinguishing bankrupt and not bankrupt, 4) The prediction of several variables distinguishing the CAMEL financial ratio can be used to accurately predict bankruptcy and stable. Other results obtained from this research is by using a model of the cut-off point, the discriminant function generated by CAMEL financial ratio to predict bank is able to distinguish who is in financial trouble
BANK FUNDS MANAGEMENT AND ITS EFFECTS ON NET INTEREST MARGIN
Get PDFThe purpose of this study is to study the effect of bank fund management on Net Interest Margin. Bank fund management in this study uses the Interest Expense Ratio, the Interest Rate Risk Ratio and the Loan to Deposit Ratio. The study was conducted at BPR in Indonesia. The sample taken was 65 banks using quarterly financial statements for 4 quarterly periods for each bank. With a purposive sampling technique, a sample of 260 BPR financial reports was obtained. The method used is multiple linear regression analysis. The results of the study stated that the Interest Cost Ratio, Interest Risk Ratio and Loan to Deposit Ratio have a significant effect both partially and simultaneously on the Net Interest Margin with a positive relationship direction. Overall, 15.7% of the net interest margin at BPR in Indonesia can be discussed by the Interest Cost Ratio, Interest Rate Risk Ratio and Loan to Deposit Ratio. While the remaining 84.3% of the net interest margin is determined by other variables. Future studies are expected to examine other variables that use bank profits
STRATEGI SOCIAL ENTREPRENEURSHIP BERBASIS KEUNIKAN LOKAL MEMBANGUN KEUNGGULAN BERSAING DI KAWASAN SENDURO LUMAJANG
Get PDFKeunikan lokal yang terdiri dari keunikan alam dan keunikan masyarakat menjadi pendorong tumbuhnya social entrepreneurship di kawasan Senduro Lumajang. Berbeda dengan traditional entrepreneurship, social entrepreneurship lebih berorientasi pada pemberdayaan masyarakat dalam menjalankan kewirausahaan. Penelitian ini bertujuan untuk
(1) mendeskripsikan social entrepreneurship di kawasan Senduro Lumajang, (2) menemukan keunggulan bersaing dan
(3) memberikan solusi perbaikan terhadap produk dan wisata unggulan berdasarkan persepsi, harapan dan kepentingan masyarakat. Penelitian ini menggunakan metode deskriptif kualitatif untuk mendiskripsikan social entrepreneurship di kawasan Senduro, dan pendekatan Lean Six Sigma untuk menemukan keunggulan bersaing dan solusi perbaikan produk dan wisata unggulan. Responden penelitian ini sebanyak 120 orang masyarakat pengguna produk dan wisata unggulan di kawasan Senduro. Hasil penelitian menunjukkan bahwa social entrepreneurship berbasis keunikan alam mampu mendorong pemberdayaan masyarakat dalam kewirausahaan. Terdapat 4 (empat) produk dan destinasi wisata yang memiliki keunggulan bersaing yaitu produk susu kambing etawa, keripik pisang agung, destinasi wisata alam B29 dan Pura Mandara Giri Semeru Agung. Keunggulan susu kambing etawa terletak pada warna dan rasa yang khas, sedangkan yang menjadi prioritas perbaikan adalah aroma, higienitas dan daya tahan susu. Keunggulan keripik pisang agung terletak pada bentuk, variasi rasa dan kualitas rasa, sedangkan yang menjadi prioritas perbaikan adalah kemasan dan harga. Keunggulan wisata B29 terletak pada keramahan masyarakat, keindahan alam dan peluang berpetualang, sedangkan yang menjadi prioritas perbaikan adalah ketersediaan bantuan medis, fasilitas umum, listrik, air bersih dan jaringan komunikasi. Keunggulan Pura Mandara Giri Semeru Agung terletak pada kebersihan fasilitas umum, keramahan masyarakat sekitar dan keunikan budaya, sedangkan yang menjadi prioritas perbaikan adalah ketersedian menu makanan yang praktis dan higienes, ketersediaan bantuan medis dan ketersediaan listrik, air bersih dan jaringan komunikasi. Kemampuan berinovasi dan memberikan rasa nyaman kepada masyarakat sangat penting untuk dapat memperbaiki prioritas perbaikan yang dihasilkan dalam penelitian ini
IbM INOVASI PRODUK BERBAHAN BAKU KOMODITAS PISANG UNGGULAN INDUSTRI RUMAH TANGGA DI KECAMATAN SENDURO KABUPATEN LUMAJANG
Get PDFKabupaten Lumajang terkenal dengan komoditas unggulannya yang menjadi primadona yaitu pisang agung dan pisang kirana. Banyak industri rumah tangga bermunculan, diantaranya “Wana Mitra” dan “Ceria Rasa” di Kecamatan Senduro yang menghadapi permasalahan yaitu lemahnya pengelolaan manajemen, terbatasnya kemampuan sumber daya manusia, produk kurang berkualitas dan tidak inovatif, kesulitan mengakses permodalan.
Dalam kegiatan pengabdian masyarakat ini, mitra dikembangkan dalam dua aspek yaitu aspek produksi dan aspek manajemen. Aspek produksi untuk meningkatkan kemampuan sumber daya manusia dalam menghasilkan produk menggunakan peralatan modern untuk memberikan hasil yang berkualitas, sedangkan aspek manajemen untuk meningkatkan skill mereka di bidang pengelolaan usaha, manajemen produksi, manajemen pemasaran, manajemen keuangan yang sederhana dan permodalannya.
Pelaksanaan kegiatan pengabdian kepada masyarakat mencapai target yaitu (1) mampu berinovasi dan berkembang, (2) peningkatan kemampuan sumber daya manusia dalam mengolah produk menjadi lebih beragam dan berkualitas, (3) mampu merencanakan produksinya dengan matang, (4) mampu mengelola administrasi dengan benar, (5) mempunyai strategi pemasaran yang kuat, (6) mampu mengakses permodalan dan (7) pengadaan peralatan modern. Luaran yang dihasilkan adalah (1) produk berbahan baku pisang unggulan yang inovatif dan berkualitas, (2) peralatan produksi yang modern (3) sumber daya manusia yang trampil, (4) pengelolaan manajemen usaha dan administrasi keuangan yang benar dan (5) kemampuan mengakses modal
Pengaruh Posisi Kredit dan Dana Pihak Ketiga Terhadap Laba Bank dengan Non Performing Loan Sebagai Pemediasi: (Studi Kasus Pada Bank Perkreditan Rakyat di Lumajang)
Get PDFThis study aims to examine the effect of credit position and third party funds on bank profits both partially and simultaneously. The next goal is also to find out whether non-performing loans can be a mediator between the influence of credit positions and third party funds on bank profits. The research was conducted at the rural Bank in Lumajang consisting of 6 (six) banks. The analytical technique used is path analysis by testing the first substructure and the second substructure. Samples in the form of quarterly reports as many as 6 periods from 2015 to 2017, so the number of samples is 36 quarterly reports. The results of the study state that the credit position has a significant effect on non-performing loans, third party funds have no significant effect on non-performing loans, simultaneously the position of credit and third party funds have a significant effect on non-performing loans. The next result is the position of credit, third party funds, and non-performing loans does not have a significant effect on bank profits, but simultaneously all three have a significant effect on bank profits. Non-performing loans apparently also cannot be a mediator of the influence of credit positions and third party funds on bank profits. Future research is expected to examine other variables that influence bank profit
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