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    Gospodarka i społeczeństwo XXI wieku

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    SEPA – NEXT STAGE IN EUROPEAN MONETARY INTEGRATION AFTER EURO LAUNCH

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    Ever since euro banknotes and coins were launched in 2002 consumers in eurozone have been entitled to pay with single currency. The next stage in payments unification seems to be creation of new conditions under which every eurozone consumer would benefit from cash-free payments using only one account. This account will be based on the same regulation regardless the place of residence of each customer. The operation is going to be supported by the SEPA (Single Euro Payments Area) system. The main goal of the paper is: - to present SEPA as a system some people may become interested in, - characterize SEPA tools, - demonstrate legal regulations SEPA is based on, - analyze costs and profits of SEPA

    Money and Design

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    The purpose of this article is to analyze the influenceof the money design on willingness to makepurchases. In this paper, we focus on three aspectsthat structure the relation between money anddesign: the link between design and finance (ingeneral), determinants of design and perspective ofcurrency design. The main research problemexplored in this paper is: Does the money designhave influence on the willingness to make purchasesby employees/employers at design studios, designstudents and students of economics/management?The main hypothesis is as follows – the moreexperience in design practice, the more important ismoney design

    Sport a ekonomia

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