619 research outputs found

    Planning for retirement in the workplace:focus on defined contribution pensions in the UK

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    How can countries help people plan for retirement through financial education in the workplace? Louise Overton and Adele Atkinson, from the Centre on Household Assets and Savings Management (CHASM) at the University of Birmingham, UK, share the findings of recent research on the defined contribution (DC) pension systems in the United Kingdom. Their insights complement the OECD Recommendation of the Council on Financial Literacy, the guidance provided in the OECD Handbook on financial education in the workplace and the findings of the Pensions Outlook by highlighting the urgent need for tailored financial education for workers, and the importance of signposting pre-retirees to trustworthy sources of information

    Planning for retirement in the workplace:focus on defined contribution pensions in the UK

    No full text
    How can countries help people plan for retirement through financial education in the workplace? Louise Overton and Adele Atkinson, from the Centre on Household Assets and Savings Management (CHASM) at the University of Birmingham, UK, share the findings of recent research on the defined contribution (DC) pension systems in the United Kingdom. Their insights complement the OECD Recommendation of the Council on Financial Literacy, the guidance provided in the OECD Handbook on financial education in the workplace and the findings of the Pensions Outlook by highlighting the urgent need for tailored financial education for workers, and the importance of signposting pre-retirees to trustworthy sources of information

    Written evidence submitted by Professor Martin Coppack and Professor Adele Atkinson: CHASM, University of Birmingham

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    Financial inclusion in the UK is prevented by deep-rooted structural and market failures. While the Strategy contains a number of welcome initiatives, it is overly narrow in scope, heavily reliant on industry goodwill, and lacks the government and regulatory ambition, targets, and accountability mechanisms required to deliver a significant reduction in financial exclusion

    Written evidence submitted by Professor Martin Coppack and Professor Adele Atkinson: CHASM, University of Birmingham

    No full text
    Financial inclusion in the UK is prevented by deep-rooted structural and market failures. While the Strategy contains a number of welcome initiatives, it is overly narrow in scope, heavily reliant on industry goodwill, and lacks the government and regulatory ambition, targets, and accountability mechanisms required to deliver a significant reduction in financial exclusion

    The Journey from Australia to Italy of Alice Pung’s Bestselling Novel

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    Alice Pung's Unpolished Gem was translated into Italian in 2010. Giving some examples of the challenge this work of translation presented, Adele D'Arcangelo will try to put Pung's novel in the picture of a wider production of multicultural literature available in Italy. Positive aspects related to the reception of Gemma Impura in Italy will be pointed out as well as the vital and fundamental collaboration between author and translator. The innate potentialities of Unpolished Gem to transform a personal experience in a universal one were doubled by the translation of the book in another language, allowing a wider and more eclectic readership to become familiar with Alice's story, and making its Australian setting overcome the boundaries of language and spac

    Dr. Kate Adele Hill Collection

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    Finding Tool created by the West Texas Collection.Dr. Kate Adele Hill, a native of Travis County and the author of three books related to her work as a county home demonstration agent, was the granddaughter of Sam H. Hill, early Schleicher County settler. The family’s ranching interests were in Kerr, Schleicher, and Tom Green Counties, Her father was W.H. Hill. The collection includes four books, magazines, newspaper clippings, family photographs, and genealogy on the Hill family. Genealogy is located in the Vertical Files.Dr. Kate Adele Hil

    Evaluating the Impact of Performance-related Pay for Teachers in England.

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    This paper evaluates the impact of a performance-related pay scheme for teachers in England. Using teacher level data, matched with test scores and value-added, we test whether the introduction of a payment scheme based on pupil attainment increased teacher effort. Our evaluation design controls for pupil effects, school effects and teacher effects, and adopts a difference-in-difference methodology. We find that the scheme did improve test scores and value added, on average by about half a grade per pupil. We also find heterogeneity across subjects, with maths teachers showing no improvement.Incentives, teachers pay, education reform, pupil attainment

    Analysis Of Idioms Found In Selected Song Lyrics Of Adele

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    This article discusses the analysis of idioms found in Adele song lyrics. The method used in this research is a qualitative approach. Data collection was carried out by the author through Adele song lyrics such as Easy on me, Rolling in the dark, Someone like you, Hello, Send my love and others. The final product features every idiom Palmer uses in select songs. Partial idiomatic phrases consist of 7 (70%) phrases, followed by phrasal verbs (2, 20%), and prepositional verbs (1, 10%). In some of Adele songs, some idioms terms with unique meanings derived from Adele songs dominate. There are many idioms, each with a special meaning. The researcher divides meaning into conceptual meaning, connotative meaning, theme meaning, emotive meaning, reflected meaning, stylistic meaning, and collactive meaning

    Altered Expression of the CB1 Cannabinoid Receptor in the Triple Transgenic Mouse Model of Alzheimer's Disease

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    The endocannabinoid system has gained much attention as a new potential pharmacotherapeutic target in various neurodegenerative diseases, including Alzheimer's disease (AD). However, the association between CB1 alterations and the development of AD neuropathology is unclear and often contradictory. In this study, brain CB1 mRNA and CB1 protein levels were analyzed in 3 × Tg-AD mice and compared to wild-type littermates at 2, 6 and 12 months of age, using in-situ hybridization and immunohistochemistry, respectively. Semiquantitative analysis of CB1 expression focused on the prefrontal cortex (PFC), prelimbic cortex, dorsal hippocampus (DH), basolateral amygdala complex (BLA), and ventral hippocampus (VH), all areas with high CB1 densities that are strongly affected by neuropathology in 3 × Tg-AD mice. At 2 months of age, there was no change in CB1 mRNA and protein levels in 3 × Tg-AD mice compared to Non-Tg mice in all brain areas analyzed. However, at 6 and 12 months of age, CB1 mRNA levels were significantly higher in PFC, DH, and BLA, and lower in VH in 3 × Tg-AD mice compared to wild-type littermates. CB1 immunohistochemistry revealed that CB1 protein expression was unchanged in 3 × Tg-AD at 2 and 6 months of age, while a significant decrease in CB1 receptor immunoreactivity was detected in the BLA and DH of 12-month-old 3 × Tg-AD mice, with no sign of alteration in other brain areas. The altered CB1 levels appear, rather, to be age-and/or pathology-dependent, indicating an involvement of the endocannabinoid system in AD pathology and supporting the ECS as a potential novel therapeutic target for treatment of AD
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