1,720,955 research outputs found
Faktorët kryesorë, që ndikojnë në kërkesën për kredi hipotekore
No full textPër shumë prej nesh, blerja e një shtëpie është një nga vendimet më të rëndësishme si dhe ndonjëherë transaksioni më i madh financiar që mund të bëhet në jetë. Të qartësosh pyetjet përpara se të zgjedhësh një kredi do të thotë të bësh krahasimin mes marrjes së një kredie që mund ta përballosh dhe humbjen e të drejtës mbi pronën. Zhvillimi dhe zgjerimi i tregut bankar gjatë viteve të fundit, me krijimin e produkteve dhe programeve të reja, e ka bërë të rëndësishëm kuptimin e kushteve të ofruara për të bërë një zgjedhje racionale. Nëse mendojmë të marrim një kredi hipotekore, duhet të konsiderojmë të gjitha mundësitë. Eshtë e rëndësishme që të edukohemi pasi “dija” është “aftësi”. Duke siguruar informacionin e nevojshëm mbi kredinë hipotekore, jemi të aftë për të zgjedhur kushtet më optimale dhe shmangur shpenzimet e tepërta, na jep një bazë teorike dhe praktike njëkohësisht, që do t’na ndihmojë të mësojmë qëllimet e kredive hipotekore avantazhet dhe disavantazhet e marrjes së një kredie të tillë. Në këtë punim gjithashtu është trajtuar edhe ecuria e kredive hipotekore në shqipëri dhe krahasimi me vendet e tjera të europës. Poashtu edhe ndikimi që kanë këto kredi në çmimin e banesave në treg dhe tregtimi i tyre nga bankat në trajtën e obligacioneve që mbështetën në huatë hipotekore
EXAMINING THE LINK BETWEEN BANKING SECTOR DEVELOPMENT AND ECONOMIC GROWTH: AN EMPIRICAL ANALYSIS OF ALBANIA
Get PDFThis research aims to examine the relationship between banking sector development and economic growth in Albania, focusing on specific indicators such as bank capital to asset ratio, non-performing loans, credit to the private sector, deposit money bank assets to GDP, inflation rate, and GDP growth.
The study is grounded in the finance-growth nexus theory, which posits that financial development fosters economic growth through improved capital accumulation and resource allocation. The framework considers how banking sector health influences macroeconomic stability and growth.
The research employs a quantitative approach using secondary data from credible sources such as the World Bank. The econometric model assesses the impact of banking sector indicators on economic growth in Albania over the period 2012-2021.
Findings confirm that banking sector development significantly impacts economic growth in Albania. High levels of non-performing loans hinder growth, while enhanced credit to the private sector and robust bank capital ratios promote economic development. Policymakers should focus on reducing non-performing loans and strengthening the banking sector’s capital base to foster sustainable economic growth. Effective financial regulations and policies are crucial to ensuring a stable and efficient banking sector that can support long-term economic prosperity in Albania
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
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