KARYA DOSEN Fakultas Ekonomi UM
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Pengaruh Sikap, Persepsi Nilai, dan Persepsi Peluang Keberhasilan Terhadap Niat Menyampaikan Keluhan (Studi Pada Nasabah Asuransi Bumiputera Cabang Magetan)
No full textKnowledge of customer complaints manager will help the management of company to pay attention and solve problems that arise. In addition, the customer complaint is considered an important opportunity for companies to know the reaction of customers of a service company, especially in service companies. This study aimed to determine the influence of attitudes, perceptions, values, and success perceptions of customers to lodge complaints intention on the Bumiputera Insurance Magetan Branch. The results showed the attitude of complaints was a matter that could affect customer Bumiputera Insurance Branch Magetan to complaints or complaints. Likewise, the perception of the value of, complaints made by customers will affect them in action to the complaint or not This value is the reciprocal of the assumption that what they will get when doing a complaint. Keywords Attitude effect, value perception, the success opportunities-perception, the intention of the complaint expressio
Penerapan Model Pembelajaran Jigsaw untuk Meningkatkan Motivasi dan Hasil Belajar Siswa pada Mata Pelajaran Kewirausahaan (Kelas X Jurusan Busana Butik di SMK Negeri 7Malang)
No full textABSTRAK Susilowati, Neny. 2012. Penerapan Model Pembelajaran Jigsaw untuk Meningkatkan Motivasi dan Hasil Belajar Siswa pada Mata Pelajaran Kewirausahaan (Kelas X Jurusan Busana Butik di SMK Negeri 7Malang). Skripsi, Jurusan Manajemen Program Studi Pendidikan Tata Niaga Fakultas Ekonomi Universitas Negeri Malang. Pembimbing: (I) Dr. Heri Pratikto, M.Si. (II) Drs. Agus Hermawan, M.Si., M.Buss. Kata Kunci: Model Pembelajaran Jigsaw, Motivasi Belajar, Hasil Belajar Siswa Berdasarkan observasi, diketahui bahwa motivasi dan hasil belajar siswa dalam mengikuti pelajaran kurang, siswa kurang memperhatikan materi yang disampaikan oleh guru. Tujuan penelitian ini adalah (1) mendeskripsikan penerapan model Jigsaw, (2) meningkatkan motivasi belajar siswa (3)meningkatkan hasil belajar siswa, dan (4) mengetahui respon siswa kelas X Busana Butik SMK Negeri 7 Malang setelah diterapkan model pembelajaran Jigsaw. Berdasarkan permasalahan dan tujuan penelitian, maka penelitian ini termasuk Penelitian Tindakan Kelas yang bersifat deskriptif dan meggunakan analisis pendekatan kualitatif. Alat pengumpulan data menggunakan observasi, wawancara, tes, catatan lapangan, angket dan dokumentasi. Sumber yang digunakan dalam penilitian ini adalah siswa kelas X jurusan Busana Butik SMK Negeri 7 Malang. Hasil penelitian menunjukkan bahwa penerapan Jigsaw pada mata pelajaran Kewirausahaan berjalan dengan lancar, walaupun pada saat pelaksanaan masih terdapat beberapa kekurangan. Rata-rata persentase motivasi belajar siswa mengalami peningkatan dari siklus I 68,63% menjadi 73,73% pada siklus II, sedangkan hasil belajar siswa juga mengalami peningkatan. Hasil belajar aspek kognitif persentase keberhasilan siklus I adalah 77,27% mengalami kenaikan pada siklus II menjadi 86,95. Di samping itu, siswa tampak aktif dan kreatif dalam belajar. Penerapan pembelajaran model Jigsaw dapat meningkatkan motivasi dan hasil belajar siswa. Beberapa saran yang dapat peneliti sampaikan adalah penelitian yang telah dilakukan ini adalah agar sebaiknya dan sepatutnya pihak SMK Negeri 7 Malang tidak hanya memakai metode konvensional dalam pembelajaran sehari-hari, tetapi juga memakai metode kooperatif agar siswa lebih aktif. Begitu juga model maupun media yang digunakan dalam pembelajaran sudah seharusnya lebih bervariasi sehingga membuat peserta didik tertarik dan bersemangat mengikuti kegiatan belajar mengajar
PENGARUH STRUKTUR KEPEMILIKAN TERHADAP KEBIJAKAN HUTANG PERUSAHAAN MANUFAKTUR YANG GO PUBLIK DI BEI (Pendekatan Teori Keagenan)
No full textThis research purpose to analysis influences of the structure of ownership to policy of debt at manufacturing business which Go Public in BEI. This Research use structure of ownership which consist of (ownership insiders, institutional of investor, and blockholders), and control variable (dividend payment, firm size, firm growth, asset structure, firm profitability and tax rate) which all the represent independent variable, while variable independent is debt ratio. The data collecting by using secondary data in the form of annual financial report. This research population is manufacturing company which has go public in BEI in the year 2001 until year 2005. With purposive sampling teechnique obtained a sampel of 32 company fulfilling criterion as sample. Model analysis taken is regression analysis. The result of research is indicate that by simultaneously structure of share ownership (insiders ownership, institutional of investor, blockholders), variable of Dividend payments, Firm Growth, Firm Size, Asset Structure, Firm Profitability, and Tax rate have a significant effect to policy of company debt. While influence by partially structure of share ownership by ownership insider and of institutional investor do not have a significant effect to policy of company debt. While for structure share of ownership by blockholder its influence of significant policy of company debt. In general, this can be explained that from six other control variable which have a significant effect to policy of company debt is variable of Firm size and Tax Rate, while variable (dividend payments, firm growth, asset structure and firm profitability) do not have a significant effect. So, in this research of change of policy of debt in capital structure of it’s bearing with Firm size, tax rate and ownership of share by blockholder Keywords: capital structure, agency theory, ownership structur
Analisis Potensi Perekonomian Untuk Mengkaji Pertumbuhan Ekonomi Daerah (Contoh Kasus pada Kabupeten Lumajang)
No full textThis research aims to analysize the regional economic based on their resources. The methods of analysize used the shift share and location quotient. The result of analysize show that regional economy on Lumajang, East Java Province have comparative advantage on agricultural products and construction sector. Besides that East Java economic growth have positif effect on regional economy at Lumajang region. Keywords : Regional Economy, Shift Share Analysize, Location Quotient Analysize, Comparative Advantag
Dampak Kebijakan Desentralisasi Fiskal terhadap Efisiensi Sektor Publik dan Pertumbuhan Ekonomi di Jawa Timur
No full textDecentralization theory states that the higher degree of centralization will increase local economic growth, because local government will create public sector efficiently, so it will increase more local economic growth than central government. The implementation of Decentralization Law No. 23 & 33, 2004, and the balance of finance between the central and local government as the manifestation of the theory is expected to increase affectivity and efficiency of local government performance through the delegation process from the central government to the local government This research was conducted to evaluate 5 years of fiscal decentralization of 29 districts and 9 cities in East Java with fixed effect model (fern) analysis. The result of this research are: (a) decentralization of expenditure has significant positive impact on economic growth, (b) decentralization of expenditure has significant positive impact on inefficiency of public expenditure, and (c) inefficiency of public expenditure has significant negative impact on economic growth Keywords: decentralization of expenditure, inefficiency of public expenditure, economic growt
Penerapan Pembelajaran Kooperatif Model Numbered Head Together (NHT) Untuk Meningkatkan Hasil Belajar Siswa Pada Mata Pelajaran Prinsip-Prinsip Penyelenggaraan Administrasi Perkantoran
No full textOne of the method study of co-operative able to assist to improve ability of student in course of learning is Numbered Head Together (NHT). More conducive study of active student to be more and hold responsible full of the comprehend lesson items either through teaming and also individually. Result of this research indicate that to be known by the existence of the make-up of which "very good" to applying of study of cooperative model Numbered Head Together (NHT) and result of learning better student (increase) compared to before existence of applying study of cooperative model Numbered Head Together (NUT). Kata kunci: pembelajaran kooperatif, model Numbered Head Together (NHT), hasil belajar siswa
Pengukuran Ketimpangan Distribusi Pendapatan di Indonesia dengan Indeks Theil
No full textAnother one significant issue in economic development is income distribution. One nation’s achievement in national income per capita sometimes has one significant result: inequality. This research aimed to identify inequality in Indonesia in period 1996 – 2006, by using Theil Index. Use of Theil Index is to identify that inequality most influenced by disparity intra province between region or disparity intra province within region. This research has showed that in the period 1996 – 2006, income inequality in Indonesia has negative trend, it is going to declined. Using Theil Index, that inequality most influenced by disparity intra province within region. Keywords: Inequality, Income per capita, Theil Inde
Pengaruh Jumlah Dana Pihak Ketiga (DPK) Dan Tingkat Non Performing Loans (NPL) Terhadap Kredit Yang Disalurkan Oleh Bank
No full textThis research aims to analysize the effect of money deposit on the bank and non performing loan on credit allocation from Bank Rakyat Indonesia for 2000-2009. The method of analysize use dynamic regression model by Error Correction Model (ECM) approach version Domowitz and Elbadawi. Our empirical results show that only non performing loan on the short run have significant effect to credit allocation from Bank Rakyat Indonesia. The variable money deposit on the bank haven’t significant effect to credit allocation from Bank Rakyat Indonesia both on short run and long run periode. Keywords : Money Deposit, Non Performing Loan, Error Correction Model, Credit Allocation, Financial Intermediar
Model Kewirausahaan Sosial Dalam Rangka Pengembangan Potensi Ekonomi Lokal
No full textThe development of local economic potential is one of effort to increase social life welfare. The existence of resources (etc ; natural, human being, capital) on the region is endowment factor that can be used by people to achieve a good welfare life. The methode to enrich usefulness of local economic potential is social entrepreneurship. Social entrepreneurship as a process of creating value by combining resources in new ways and these resource combinations are intended primarily to explore and exploit opportunities to create social value by stimulating social change or meeting social needs. When viewed as a process, social entrepreneurship involves the offering of services and products but can also refer to the creation of new organizations. Keywords : Local Economic, Social Entreprenurship, Catalyzes Social Chang
Pemetaan Struktur Pasar Dan Pola Distribusi Komoditas Strategis Penyumbang Inflasi Daerah Serta Implikasinya Terhadap Kebijakan Pengendalian Harga Komoditas Daerah, Penelitian Kerjasama Antara FE UM Dengan Kantor BI Malang
No full textRata-rata inflasi nasional dalam kurun waktu 25 tahun terakhir sebesar11% (termasuk periode krisis 1997/1998) atau 8% dengan mengeluarkan periodekrisis menunjukkan bahwa penurunan inflasi di Indonesia berjalan dengan sangatlambat. Beberapa penelitian mengenai persistensi inflasi di Indonesia, antara lainoleh Alamsyah (2008) dan Yanuarti (2007) membuktikan bahwa inflasi nasionalmasih sangat persisten.Bertahannya angka inflasi tersebut merupakan indikasipermasalahan dalam memahami fenomena inflasi dalam negeri dan menciptakantantangan tersendiri dalam upaya pengendalian inflasi di Indonesia. lnflasi yangtinggi tersebut berdampak negatif terhadap kinerja perekonomian karena akanmengurangi daya beli masyarakat. Lebih lanjut, inflasi yang tinggi juga menjadidisinsentif bagi upaya percepatan kinerja perekonominan yang telah dan sedangdilakukan oleh pemerintah.Dalam rangka mendukung pencapaian tujuan pengendalian inflasi,informasi yang akurat mengenai karakteristik inflasi di Indonesia dan faktor-faktoryang mempengaruhinya sangat diperlukan. Upaya memahami inflasi dari sisisupply menjadi relevan karena harga di tingkat konsumen sangat terkait denganharga yang ditentukan oleh produsen dan pedagang. Pembentukan harga olehprodusen dan pedagang dipengaruhi oleh perilaku perusahaan yang sangatberhubungan dengan struktur pasamya. Disamping itu, harga di tingkatkonsumen juga dipengaruhi oleh pola distribusi suatu barang. Ancaman terhadappola distribusi akan berdampak besar terhadap ketersediaan/kelangkaan barangyang pada gilirannya akan dapat mempengaruhi tingkat harga