IJEEM - Indonesian Journal of Environmental Education and Management
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Kesadaran Risiko Mahasiswa Calon Wirausahawan Kuliner Terhadap Risiko Menjalankan Bisnis Kuliner: Studi Kasus di STMA Trisakti
Get PDFThis research aims to assess the risk awareness of culinary entrepreneurship students regarding the risks associated with operating a culinary business. In addition, this research also aims to test the feasibility scale of the 'Culinary Risk Register (CRR) 2022.' The CRR is a list of risks containing 13 aspects of risk in the culinary business, derived from four risk categories: Financial, Operational, Strategic, and Hazard. The research employed a quantitative method and the Guttman Scale. The Guttman Scale was used to test the Reproducibility Coefficient and the Stability Coefficient of the CRR. The respondents of this study were sophomore students at Sekolah Tinggi Manajemen Asuransi Trisakti enrolled in the Entrepreneurship course during the Odd Semester of the 2024/2025 academic year. The results show that the students have a high level of risk awareness regarding the culinary business concept at the basic and intermediate levels. Meanwhile, regarding the complex level, the understanding varies somewhat, and the level of risk awareness is lower than that of the basic and intermediate levels. As a measurement tool (binary questionnaire), CRR 2022 demonstrates a high feasibility scale, with a Reproducibility Coefficient test score of 97% and a Stability Feasibility test score of 94%. This means that CRR is a valid binary questionnaire instrument that can be used to measure the level of risk awareness in the culinary business. The key connection between the findings of this study and the results of the 2022 Culinary Business Risk Survey is that novice entrepreneurs generally lack an understanding of the importance of preparing business contingency capital, unlike experienced entrepreneurs (respondents of the 2022 Survey). This indicates that awareness of the necessity of contingency capital constitutes a complex-level risk, which can only be fully understood after acquiring advanced managerial knowledge and direct field experience.Penelitian ini bertujuan untuk mengukur kesadaran risiko mahasiswa calon wirausahawan kuliner terhadap risiko menjalankan bisnis kuliner. Di samping itu, penelitian ini juga bertujuan untuk mengukur skala kalayakan ‘Culinary Risk Register (CRR) 2022’. CRR 2022 adalah suatu Register Risiko Kuliner yang berisikan tiga belas butir aspek risiko dalam bisnis kuliner. Penelitian ini menggunakan pendekatan kuantitatif dengan memakai Skala Guttman. Responden dalam penelitian ini adalah mahasiswa Semester IV Sekolah Tinggi Manajemen Asuransi Trisakti yang mengikuti mata kuliah Kewirausahaan di Semester Gasal tahun akademik 2024/2025. Hasil penelitian menunjukkan bahwa mahasiswa telah mempunyai Kesadaran Risiko Tingkat Dassar dan Menengah yang tinggi. Sementara untuk Risiko Tingkat Kompleks, kesadarannya bervariasi dan tidak setinggi tingkat sebelumnya. Sebagai alat ukur(kuesione biner), CRR 2022 memiliki nilai skala kelayakan yang tinggi, yaitu uji Koefisien Reproduksibilitas sebesar 97 % dan uji Kelayakan Stabilitas sebesar 94 %. Artinya, CRR merupakan instrumen kuesioner biner yang valid dan dapat dipakai untuk mengukur tingkat kesadaran risiko bisnis kuliner. Sebagai benang merah antara hasil penelitian ini dengan hasil Survei Risiko Bisnis Kuliner 2022 adalah bahwa calon wirausahawan (pemula) umumnya mereka belum mempunyai pemahaman pentingnya mempersiapkan modal cadangan usaha, sebagaimana yang dimiliki wirausahawan pengalaman (responden Survei 2022). Artinya, kesadaran pentingnya modal cadangan merupakan risiko tingkat kompleks yang pemahamannya baru dapat dimiliki ketika telah memiliki pengetahuan menajerial tingkat lanjut dan pengalaman langsung dilapangan
Pemberian Literasi Asuransi Kepada Guru di Jakarta
Get PDFThe insurance industry plays a crucial role in the economy. It plays an active role and drives other financial industry groups, such as banking. The insurance industry and the banking industry are linked through investment, credit risk management, payment systems and transaction flows, as well as joint product collaborations obtain benefit to both parties. The Strategic Program in the Insurance Roadmap optimizes the connectivity between insurance and banking to provide benefits to customers and the societies. In fact, the societies is more comprehensively familiar with the banking industry than the insurance industry. People prefer to protect their finances by saving and investing through banks. Data from National Financial Literacy Survey (SNLKI-2024) conducted by Otoritas Jasa Keuangan (OJK) and Badan Pusat Statistics (BPS) shows a gap of 9.59% between the financial literacy index and the national financial inclusion index in 2023. This indicates that 9.59% of Indonesians who use financial products/services still lack of financial literacy adequate. Improving financial literacy and inclusion is crucial because adequate financial literacy impacts consumers' ability to understand the information they receive and assess the benefits and risks inherent in each financial product and service. STMA Trisakti Lecturer had completed Pengabdian kepada Masyarakat (PKM) activity during semester of 2024/2025 to provide insurance literacy to school teachers in Jakarta, considering school’s teachers is one of the targets of SNLKI Strategy (2021-2025) to get financial literacy. Insurance literacy through this PKM activity is expected to continue in further semester with the same or different target participants (in accordance with SNLKI targets). The purposes are to assist the Government in increasing national financial literacy rates/index, particularly insurance literacy. Hoped it will increase public awareness, regarding the importance of insurance and to support the national insurance growth.
Keywords: National Financial Literacy and Inclusion Index, Insurance Literacy, Indonesian National Financial Literacy Strategy (SNLKI), STMA Trisakti, Community Service (PKM), Teachers.Industri Asuransi merupakan Industri yang memiliki peran penting di dalam roda perekonomian. Asuransi berperan aktif dan menjadi industri yang mendorong kelompok industri yang lain, contohnya Perbankan. Industri asuransi dengan industri perbankan memiliki keterkaitan dalam hal investasi, pengelolaan risiko kredit, sistem pembayaran dan lalu lintas transaksi, serta kerja sama produk bersama yang menguntungkan kedua belah pihak. Program Strategis pada Roadmap Perasuransian mengoptimalkan konektifitas Perasuransian dengan Perbankan dalam hal memberikan manfaat yang baik kepada nasabah maupun masyarakat. Faktanya masyarakat lebih mengenal secara komprehensif industri perbankan itu sendiri dibandingkan industri asuransi. Masyarakat lebih memilih melakukan proteksi keuangan dengan menabung dan berinvestasi melalui bank. Data SNLIK tahun 2024 yang dilakukan OJK dan BPS, menunjukkan bahwa terdapat gap antara indeks literasi keuangan dan indeks inklusi keuangan nasional di tahun 2023, sebesar 9,59%. Indeks inklusi keuangan nasional berada di atas indeks literasi keuangan nasional. Hal ini menandakan 9,59% masyarakat Indonesia yang menggunakan produk/layanan jasa keuangan masih belum terliterasi keuangan dengan baik. Peningkatan literasi dan inklusi keuangan merupakan hal yang krusial karena literasi keuangan yang memadai akan berdampak kepada kemampuan konsumen dalam memahami informasi yang mereka terima, dan menilai manfaat dan risiko yang melekat pada setiap produk dan layanan keuangan. Kegiatan PKM Dosen STMA Trisakti pada Semester Genap 2024/2025 ini adalah memberikan Literasi Asuransi kepada guru-guru sekolah di Jakarta, dimana profesi guru merupakan salah satu target Strategi Nasional Literasi Keuangan Indonesia (SNLKI) tahun 2021 – 2025. Pemberian Literasi Asuransi melalui kegiatan PKM ini diharapkan dapat terus berkelanjutan di setiap semesternya dengan target peserta yang sama atau lainnya (sesuai target SNLKI). Tujuannya adalah untuk membantu Pemerintah dalam meningkatkan angka literasi keuangan nasional, khususnya asuransi. Sekaligus diharapkan juga meningkatkan tingkat kesadaran masyarakat terhadap pentingnya berasuransi dan pertumbuhan asuransi nasional.
Kata kunci: Tingkat Literasi dan Inklusi Keuangan Nasional, Literasi Asuransi, Strategi Nasional Literasi Keuangan Indonesia (SNLKI), STMA Trisakti, Pengabdian kepada Masyarakat (PKM), Guru
Literasi Perlindungan BPJS Ketenagakerjaan bagi Pedagang Kaki Lima di Pusat Perkantoran DKI Jakarta
Get PDFKegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman dan kesadaran pedagang kaki lima (PKL) di Pusat Perkantoran DKI Jakarta mengenai pentingnya perlindungan BPJS Ketenagakerjaan. Latar belakangnya adalah rendahnya partisipasi pekerja informal dalam program BPJS Ketenagakerjaan, padahal mereka rentan terhadap risiko kerja seperti kecelakaan, kematian, dan kebutuhan jaminan hari tua. Melalui sosialisasi, tim peneliti memberikan edukasi tentang manfaat program BPJS Ketenagakerjaan, termasuk Jaminan Hari Tua (JHT), Jaminan Kecelakaan Kerja (JKK), dan Jaminan Kematian (JKM). Metode yang digunakan adalah pendekatan langsung dengan menyebarkan brosur dan penjelasan individual kepada PKL. Hasilnya menunjukkan minat tinggi dari peserta, meskipun kendala teknis seperti kesibukan PKL melayani pelanggan mengurangi efektivitas sosialisasi. Kegiatan ini diharapkan dapat mendorong partisipasi PKL dalam BPJS Ketenagakerjaan serta menjadi model kolaborasi antara perguruan tinggi dan BPJS untuk perluasan jangkauan sosialisasi
MENINGKATKAN PEMAHAMAN SISWA TENTANG METAMORFOSIS MELALUI METODE GROUP INVESTIGATION DI KELAS IV
Get PDFPenelitian ini dilatarbelakangi oleh rendahnya pemahaman siswa pada pelajaran IPA tentang metamorfosis. Tujuan Penelitian ini adalah meningkatkan pemahaman materi metamorfosis pada mata pelajaran IPA. Metodologi yang digunakan adalah tindakan kelas, dengan 2 siklus. Objek penelitian yaitu peserta didik Sekolah Dasar di SDN Kalimulya 1 Kota Depok kelas IV berjumlah 34 siswa dengan komposisi 19 siswa laki-laki dan 15 siswa perempuan. Instrumen penelitian yang digunakan yaitu berupa tes tentang pemahaman siswa materi metamorfosis dan lembar observasi guru dalam penerapan metode group investigation. Indikator keberhasilan yang diterapkan adalah berupa nilai tes pemahaman materi sebesar 75 dengan target siswa mayoritas 80%. Hasil penelitian berupa pra-penelitian dengan jumlah yang tuntas 7 siswa dan persentase ketuntasan 21% dengan rata-rata 46,32 dari 34 siswa. Siklus 1 jumlah siswa yang tuntas sebanyak 22 siswa dan persentase ketuntasan 65% dengan rata-rata 66,47. Siklus 2 jumlah siswa yang tuntas adalah 28 siswa dan persentase 82% dengan rata-rata 80,15. Siklus 2 berhenti karena indikator pembelajaran sudah tercapai sebagai bukti nilai rata-rata kelas 80,15 sudah diatas KKM yaitu 75%. Kesimpulan penelitian ini adalah menerapkan metode group investigation dapat meningkatkan pemahaman tentang materi metamorfosis dalam mata pelajaran IPA kelas IV Sekolah Dasar
Pengaruh Pengaruh School Climate dan Persistence terhadap Citizenship Behavior toward Environment Siswa SMAN Di Jakarta
No full textEnvironmental problems are very crucial global issues. This problem is caused by irresponsible human activities and only concerned with personal needs without regard to the impact on the environment. One of the efforts that can be made with citizenship behavior toward environment. This research was conducted to determine the effect of school climate and persistence on citizenship behavior toward environment of high school students. This research was conducted at SMAN 68 Jakarta in the odd semester of the 2022/2023 school year with a research sample of 70 students. The method used is a survey method through casual studies and analyzed by path analysis. The result of reliability coefficient calculation of citizenship behavior toward environment was 0,911, persistence was 0,965, school climate was 0,942 which indicates that the instruments can be trusted. The result showed that school climate had a direct effect on persistence significantly, persistence had a direct effect on citizenship behavior toward environment significantly, school climate had a direct effect on citizenship behavior toward environment significantly, and school climate had an indirect effect on citizenship behavior toward environment through persistence significantly.
Keywords: Path analysis, school climate, persistence, citizenship behavior toward environmen
Peranan Intention To Act Sebagai Mediator Antara Big-Five Personality Dengan Responsible Environmental Behavior Peserta Didik SMA Negeri Di Jakarta
Get PDFEnvironmental problems have continued to increase since the last 3 years, mostly caused by human activities. It is important to understand the factors of students as the next generation whether they carry out responsible environmental behavior. This study aims to determine the effect of intention to act on the environment as a mediator between the big-five personality and the responsible environmental behavior of students. The sample for this research was 100 students at SMAN 6 Jakarta in the odd semester of the 2022/2023 school year. The method used is a survey method through causal studies and analyzed by path analysis. The research instruments used were responsible environmental behavior (22 items, reliability 0.893), big-five personality (26 items, reliability 0.877), and intention to act (25 items, reliability 0.918). The results showed big-five personality has a direct influence on the intention to act on the environment significantly, intention to act on the environment has a direct effect on responsible environmental behavior significantly, big-five personality has a direct influence on responsible environmental behavior significantly, and and the results of intention to act are suitable as mediating variables between personality and responsible environmental behavior on students.
Keywords: Big-Five Personality, Intention to Act, Path Analysis, Responsible Environmental Behavior
Mengurai Upaya Implementasi Green Politics: Tantangan Dan Tinjauan Pemimpin Mendatang
Get PDFKerusakan lingkungan dan dampaknya merupakan persoalan yang masih terus berlanjut di Indonesia. Isu lingkungan nampaknya masih menjadi agenda yang sepele terhadap agenda politik lainnya. Hal ini terbukti dari gagalnya narasi isu lingkungan yang selalu dibawa oleh civil society terhadap setiap aktor politik atau partai politik, khususnya menjelang pemilu. Fenomena ini mengindikasikan bahwa perlunya mendorong transformasi narasi politik hijau menjadi platform partai politik sebagaimana yang terjadi di negara lain. Tulisan ini mencoba menganalisis absennya keterwakilan narasi politik hijau dalam parlemen menggunakan pendekatan teori oligarki dan partai politik. Hasil analisis menunjukkan terdapat tiga faktor penyebab isu lingkungan hidup terus menemui jalan buntu ketika berhadapan dengan agenda politik, yaitu; Pertama, rendahnya perhatian partisipasi dan kesadaran masyarakat terhadap isu keberlanjutan lingkungan. Kedua, dominasi oligarki di partai politik dan parlemen dalam penguasaan SDA. Ketiga, tidak adanya representasi partai politik hijau di dalam parlemen. Oleh sebab itu, dibutuhkan keberanian dari partai politik dan tokoh politik sebagai calon pemimpin masa depan untuk menjadikan isu lingkungan sebagai agenda utama politikny
Peran Pemuda Dayak Katab Kebahan Terhadap Sumberdaya Air Berkelanjutan di Desa Semadin Lengkong
Get PDFThis study aims to determine the role of Dayak Katab Kebahan youth in sustainable water resources in Semadin Lengkong Village. This research is a qualitative research using case study method. Methods of data collection using in-depth interviews, observation, and documentation. Data analysis techniques use data collection, data reduction, data display, and conclusions. The data validation technique uses the source triangulation technique. The results of the study show that: The role of the Dayak Kebahan youth includes collaboration, innovation, communication, evaluation and realization of sustainable programs by working together with various parties. Sustainable issues will continue to be fought for while creating a good history and protecting future civilizations by protecting springs, protecting forests, protecting the environment by protecting yourself, protecting others and protecting the earth
Pengaruh Kepribadian (Big-Five Personality) dan Ketekunan (Persistence) terhadap Interpersonal Citizenship Behavior Peserta Didik SMAN di Jakarta
No full textEnvironmental problems are increasingly complex and threaten the balance of the environment. This happens when humans do not pay attention to the environmental balance. The aim of this research is to know the effect of personality and persistence on interpersonal citizenship behavior. This research was conducted on 100 students at SMAN 59 Jakarta in the odd semester of the 2022/2023. The method used is a survey method through casual studies and analyzed by path analysis. The result of the calculation of the interpersonal citizenship behavior reliability coefficient is 0.943, the persistence is 0.933,and the big-five personality is 0.956 which indicates that the instrument can be trusted. The results showed that personality directly affected interpersonal citizenship behavior very significant, persistence directly affected interpersonal citizenship behavior very significant, big-five personality directly affected persistence very significant, and big-five personality had an indirect effect on interpersonal citizenship behavior through persistence significantly
Pengaruh Big-Five Personality Dan Environmental Justice Terhadap Citizenship Behavior Toward Environment Peserta Didik di SMAN Jakarta
Get PDFGlobal warming in Indonesia is caused by the increase in GHG from landfills. Character education is expected to form citizenship behavior towards the environment in students. This research aims to determine the effect of big-five personality and environmental justice on citizenship behavior toward environment. The method used is a survey method through causal studies and analyzed using path analysis. This research was conducted toward 80 students at SMAN Jakarta in odd semesters of the 2022/2023 academic year. The result of reliability coefficient of citizenship behavior towards environment was 0.898, big-five personality was 0.923, and environmental justice was 0.872. The result show that big-five personality has a direct effect on citizenship behavior toward environment,environmental justice has a direct effect on citizenship behavior toward environment, big-five personality has a direct effect on environmental justice, and environmental justice is not a good mediator between big-five personality and citizenship behavior toward environment