Esensi: Jurnal Bisnis dan Manajemen
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Covid-19 dan Dampaknya Terhadap Kinerja Bank BUMN di Indonesia
No full textCovid-19 has increased the risk of financial institutions. As countries struggle to strengthen economic activity and provide various fiscal stimuli to facilitate liquidity in the market, this study questions whether national banks are still in a healthy condition to face uncertainties in the market. This study applies the RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) approach to assess the performance of state-owned banks in Indonesia during the new normal period since June 2020 (quarter II and III). Based on the analysis and discussion of this study, it can be concluded that the condition of state-owned banking in Indonesia during the new normal period was still healthy. Bank risk level remains at a safe level. Bank made huge profits and fixed capital is still at a healthy level. Thus, state-owned banks remain competitive and handle risk well. This is supported by the existence of stimulus assistance from the government in the form of the Countercyclical Policy.Cara Mengutip:Ilahiyah, M. E., Padilla, M. A. E., & Palupi, D. (2021). Covid-19 dan Dampaknya Terhadap Kinerja Bank BUMN di Indonesia. Esensi: Jurnal Bisnis dan Manajemen, 11(1), xx-xx. https://doi.org/10.15408/ess.v11i1.19297
Peran Financial Distress Sebagai Variabel Mediasi antara Good Corporate Governance dan Kinerja Keuangan, Terhadap Manajemen Laba Pada Bank Umum Syariah Periode 2013-2019
No full textThis study aims to determine the effect of good corporate governance and financial performance on earnings management with financial distress as an intervening variable in Islamic Commercial Banks in Indonesia. This type of research is descriptive research with quantitative approach. The results showed that good corporate governance has no effect on earnings management. Financial performance and financial distress have a negative and significant effect on earnings management. Good corporate governance has a negative effect on financial distress. Financial performance has no effect on financial distress. Then, based on the result of path analysis through the causal step method, financial distress mediates the effect of good corporate governance on earnings management, while financial distress does not mediate the effect of financial performance on earnings management
Determinasi Financial Technology Dengan Pendekatan Unified Theory of Acceptance and Use of Technology II
No full textCurrently, human life is in the era of globalization where in carrying out human activities, it is inseparable from the use of technology. One of the fields that are experiencing developmental with current technological advances is the financial sector. Which is often referred to as financial technology, which cannot be separated from innovation and acceptance of fintech itself. This study aims to examine and analyze the determination of financial technology with the UTAUT II approach. This study uses primary data from questionnaires to 176 respondents. The analytical method used is Structural Equation Model (SEM). The results showed that variables performance expectancy, effort expectancy, social influence, facilitating conditions, price value, perceived risk had a positive effect on behavioral intention. Hedonic motivation, habit had no effect on behavioral intention, and behavioral intention had a positive effect on use behavior. The results of this study can provide empirical evidence related to the analysis of the financial technology determination to the UTAUT II approach. This research also provide policy input, which is a solution to research problems regarding the use of interest and the behavior of using financial technology in Kuningan Regency.Cara Mengutip:Hamzah, A., & Sukma, N. (2021). Determinasi Financial Technology Dengan Pendekatan Unified Theory of Acceptance and Use of Technology II. Esensi: Jurnal Bisnis dan Manajemen, 11(1), xx-xx. https://doi.org/10.15408/ess.v11i1.19155
How Far Will an Islamic Bank with The Largest Asset Elevate?
No full textIndonesian Islamic banking continues to show positive developments. Banking assets, the amount of financing, and third party funds continues to grow. A critical question arises particularly related to the issue of efficiency and effectiveness. This study is aimed to assess the level of efficiency of Bank of Shariah Mandiri (BSM) as an Islamic bank with the largest asset and to analyze factors that affect its level of profitability over the period of 2001-2019. Data Envelope Analysis was employed to assess efficiency and ordinary least square regression was applied for profitability analysis. The results show that the level of efficiency of BSM is categorized high with an average efficiency score of 97.7% but with the average level of profitability of only 1.3%, which is considered as medium. The level of efficiency was at the lowest point in 2003. Non-Performing Financing (NPF), Financing to Deposits Ratio (FDR), Operational Cost to Operational Income (BOPO), and Capital Adequacy Ratio (CAR) simultaneously have a significant effect on the level of profitability, but independently, FDR does not. The results imply that an Islamic bank with a gigantic asset shall give attention to its profitability while maintaining efficiency level.Cara Mengutip:Muchtar, M. (2021). How Far Will an Islamic Bank With The Largest Asset Elevate? Esensi: Jurnal Bisnis dan Manajemen, 11(1), xx-xx. https://doi.org/10.15408/ess.v11i1.20393
Human Resources Transformation in the Digitalization Professional Era in North Sumatera
No full textThe readiness of the Province of Sumatera utara in the era of digitalization in the face of free market competition inevitably starts from the transformation of human resources (HR). Digital HR transformation is very important in an era where technological disruption is the usual norm where revolutionary changes occur but also the phenomenon of evolution in organizations. In addition to digitalization, the transition to business with technology at the centre also requires changes in technology, education, skills and organizational innovation. This cannot be denied, including the government in increasing human resources is one way that can be done to be able to compete in the international world. This study is intended to obtain data and information about the transformation of HR in Sumatera utara in order to increase competitiveness in the digital era. The transformation of HR in Sumatera utara in the digital era was shaped by the dimensions of the technology and innovation
Determinasi Nilai Perusahan pada Sektor Manufaktur di Bursa Efek Indonesia
No full textThe condition of the decline in Indonesia\u27s economic growth is different from the condition of the manufacturing industry that is getting better. the manufacturing industry has increased by 4.01% since 2016, supported by increased investment in certain industrial groups. This study aims to see the factors that affect the value of manufacturing companies in Indonesia. Retrieval by purposive sampling of 20 companies, using multiple linear regression analysis. There is a positive influence between institutional ownership, debt policy, and profitability on firm value, but not with dividend and interest rate policies. Investors need to pay attention to institutional ownership that indicates that the company is well managed. Besides, debt and profitability policies also need to be considered because for companies that are in debt, the prospects for expanding the company tend to be high, as well as if they have high profits.Cara Mengutip:Dewi, I. R., & Puspitarini, D. A. (2021). Determinasi Nilai Perusahaan Pada Sektor Manufaktur di Bursa Efek Indonesia. Esensi: Jurnal Bisnis dan Manajemen, 11(1), xx-xx. https://doi.org/10.15408/ess.v11i1.19329
The Effect of Leadership Style, Trust, and Work Ethic as Mediation on The Work Engagement of AI\u27s Companies
No full textThe objective of the research purpose is to analyze if there is an effect of the Leadership Style, Trust, and Work Ethic, towards Engagement especially to the service department. Due to the fact that complaints increased from customer and impact to less satisfactory. A quantitative approach, with path analysis, and survey research designs using a questionnaire used to test hypotheses for employees in the service section from the labor level to the Supervisor position. Total samples 78 people taken from 100 populations. It was discovered from the results, that work ethic has a positive and important influence on working engagement that decrease the level complaints, which makes this research special since no related research has been done so far.Cara Mengutip:Sihite, O. B., Sinaga, P., Bernarto, I., & Sijabat, R.. (2021). The Effect of Leadership Style, Trust, and Work Ethic as Mediation on The Work Engagement of AI\u27s Companies. Esensi: Jurnal Bisnis dan Manajemen, 11(1), xx-xx. https://doi.org/10.15408/ess.v11i1.20247
Pengujian Beta Konsumsi dan Implikasinya Terhadap Imbal Hasil Saham Syariah di Indonesia dengan Mempertimbangkan Variabel Makro Ekonomi
No full textThis study aims to determine the effect of consumption beta on Islamic stock returns. The research model used Breeden\u27s (1979) CCAPM model by adding macroeconomic variables as control variables in the first regression test. The sample selection used a purposive sampling technique and obtained 27 active Islamic stocks listed on the JII index during 2019. The data and information collected are historical data, namely the monthly closing price of the JII Islamic stock index, Gross Domestic Product Data, Inflation data and SBI interest rates. . The use of macroeconomic variable data is an effort to obtain a Goodness of fit model so that it is able to produce estimates in accordance with the actual value. The beta coefficient value obtained in the first test then carried out the second stage regression. The results prove that there is a negative influence between consumption beta on the average yield of Islamic JII stocks of 21.56%, with a consumption variable value of -0.046894 and a significant T value of 0.0147 <0.05. Thus, this research briefly proves that the CCAPM Breeden model (1979) applies to the JII Islamic stock index on the Indonesia Stock Exchange for the period 2019
Retraction
No full textRetraction to:Muafi. (2020). Nexus Between Islamic Spiritual Value, Cognitive Dissonance, Perceived Social Status and Business Longevity. Esensi: Jurnal Bisnis dan Manajemen, Vol. 10(1), 1-18. https://doi.org/10.15408/ess.v10i1.13714This article has been retracted by the publisher based on the following reasonThe author has published a double publication by submitting the same article to two journals at the same time. The author admits that he forgot to have submitted the same article to another journal. One of the conditions of submission of a paper for publication in this journal is that authors declare explicitly that their work is original and has not appeared in a publication elsewhere, and also not considered by another journal. The scientific community takes a very strong view on this matter, and apologies are offered to readers of the journal that this was not detected during the submission process.
Determinan Market Share Perbankan Syariah di Indonesia
No full textSharia banking is currently very popular with the Indonesian people, so to prepare for this increasingly selective business competition, Islamic Commercial Banks are required to improve their company performance so that investors are attracted to invest. This study aims to determine the effect of BOPO, ROA, NPF, and DPK on the market share of Islamic banking in Indonesia. The samples used were BUS and UUS with 52 data. Multiple linear regression is used as an analysis technique to produce a detailed description of the relationship of each variable used. The regression results tell that BOPO and DPK have no significant effect on market share, while ROA and NPF have a positive and significant effect on market share in Islamic banking in Indonesia