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    KAITAN MANAJEMEN PENGARSIPAN DENGAN MANAJEMEN ADMINISTRASI PERKANTORAN LAINNYA DAN APLIKASINYA PADA TATA USAHA SUATU PROGRAM DIII

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    Every company and institution hat files. Files save data and information of the company\u27s daily activities and other company\u27s important records. Filing work exists  in every department  of organization. Filling should not be underestimated by employees of every department in every company. They should understand  the importance of filling management, which is a part of administrative office management. Filing cannot be avoided in every office work and filling affects the effectiveness and efficiency of companies. Filing management cannot be separated, with office media (mails, forms reports ), procedure, management information system of the company and the management  of handling / recording office documents. Data and information can filed , by manual or electronic  filing systems. The progress of technology effects the tools of filling digitalization. In general, files could  be backed up through digitalization . However, some files require to be saved manually as to guarantee future business, as It is compulsory according to regulations and laws, and this action is required to avoid fraud for some illegal operations as well. The example of this explanation is illustrated by a research on filing management of academic and student files in a program diploma

    SEKURITISASI ASET SEBAGAI PELUANG BISNIS DAN PENINGKATAN SOLVABILITAS PERUSAHAAN

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    Securitization is a recent innovation in asset sales. It involves the pooling and repackaging of loans into securities that are then sold to investors. Securitization was originated in 1970, when the Government National Mortgage Association (GNMA) developed the GNMA pass-through, a mortgage-backed security. Since then commercial banks, savings and loan associations, and various non-deposit-based firms have securitized multifamily and commercial mortgage loans, automobile loans, credit card receivable, various trade receivables, and other types of assets. The benefits from securitization include protection from interest-rate risk, increased liquidity and diversification for original lenders and for investors; a more efficient flow of capital from investors to borrowers. Securitization may enable institutions to attract long-term funds which are more profitable than institutions using conventional tools, and it also provides the originator with a new source of fee income from originating and servicing the securitized assets

    PENGARUH PENAGIHAN PAJAK DENGAN SURAT TEGURAN DAN SURAT PAKSA TERHADAP EFKTIVITAS PENCAIRAN TUNGGAKAN PAJAK (Studi Kasus KPP Pratama Bandung Karees Periode 2010-2013)

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    The amountof taxarrearsis increasingdue to thetaxpayerdoes notpay offthe taxdebts. Tax debt that has not been repaid by taxpayer is oftenencounteredbecausethe increaseof tax arrearswere still not balanced bydisbursementactivities. Tax arrears that rises cause target disbursement arrears tax rising too.One way to disburse tax arrears and reach the target was with the activities of tax collection by letterof reprimand and forced letter. This research aims to know the influence of tax collection with a letter of reprimand and forced letter to the effectiveness oftax arrears disbursementPopulation and sample of this research are a number of letter of reprimand, a number of forced letter, and reports of the target and the realization of tax arrears disbursement of every quarter at KPP Pratama Bandung Karees in year 2010-2013. The processed data is the primary data taken directly by the authors. This data is then analyzed by using multiple linear regression analysis, having previously done a classic assumption test. Hyphotheses test that this research use are partial and simultaneous. This research result indicates that collection tax by warning letter and force letter, both in simultaneous or partial did not influence significantly to the effectiveness of the disbursement of tax arrears

    ANALISIS PERILAKU PEMBELIAN IMPULSIF PRODUK FASHION DILIHAT DARI PERBEDAAN USIA

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    The purpose of this research is to analyse impulsive buying behavior of fashion product based on age differences. 260 questionnaires were distributed to respondents at Plaza Semanggi, Sudirman with random sampling method. The resut shows that no differences between young adults and maturity adults age toward impulsive buying behavior of fashion product

    Industri Mebel Kayu Indonesia Dan Peluangnya Di Pasar Internasional

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    BERBAGAI MODEL FUNGSI PRODUKSI

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    KREDIT KELAYAKAN USAHA DAN PENGUSAHA KECIL

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    BENCHMARKING

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    Benchmarking has different meaning to different people. There are five types of benchmarking, namely internal benchmarking, competitive benchmarking, industry / functional benchmarking, process / generic benchmarking and collaborative benchmarking. Each type of benchmarking has its own advantages as well as disadvantages. Therefore it is important to know what kind of benchmarking is suitable to a specific application. This paper will discuss those five types of benchmarking in detail, including the process of implementing benchmarking

    PERANAN PERTAPAAN TRAPPIST SANTA MARIA RAWASENENG TERHADAP PENINGKATAN KESEJAHTERAAN SOSIAL EKONOMI MASYARAKAT DESA NGEMPALAK DAN SEKITARNYA

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    This paper is based on the author\u27s study on trappist Monks Santa Maria participation in increasing social and economic condition the community of Ngemplak village and its surrounding carried out in August-until October 1995. The results shows that the Monks is very contributive in increasing both social and economic condition of the community by giving aid for field work in term of education (formal and non-formal), health, and business. This attitude, therefore need to be apply by others monks in Indonesia

    WHY BUSINESS NEEDS ETHICS ?

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    Dalam kehidupan sehari-hari, etika sangat berperan dalam mengatur tata kehidupan masyarakat. Berbagai aturan dan norma kehidupan biasanya hanyalah diatur dengan perangkat hukum yang ada. Namun demikian perangkat hukum saja temyata tidak cukup untuk mengatur tata kehidupan masyarakat, khususnya dalam bidang bisnis. Artikel ini mengupas pentingnya etika dalam bidang bisnis, agar tidak terjadi chaos dalam dunia bisnis yang sudah semakin kompleks oleh persaingan dan berbagai kekuatan dari lingkungan makro. Etika sebenamya dapat diajarkan dan ditularkan melalui keteladanan secara kontinyu, dan merupakan pilihan bebas dari setiap individu untuk melaksanakan atau tidak melaksanakannya, tentu saja setiap pilihan mempunyai konsekuensi logisnya sendiri-sendiri. Thomas Hobbes, seorang filsuf dari Inggris mengungkapkan bahwa kehidupan (juga dalam bidang bisnis) yang tanpa etika,: akan secara perlahan. tapi pasti membawa masyarakatnya kepada kepunahan. Dia rnengatakan bahwa: “life would be solitary, poor, nasty, brutish, and short". Dan sebagai makhluk rasional kite tentu tidak ingin hal ini terjadi. Etika merupakan tuntutan dan dapat menjadi standar perilaku yang membawa manusia kepada harkat yang sesungguhnya. Begitu juga dalam dunia bisnis, keinginan untuk menjadi besar haruslah didasari dengan etika yang kuat, sebab tanpa itu, yang terjadi hanyalah persaingan kotor, saling memakan dan berakhir dengan kepunahan tanpa bekas

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