Jurnal Ekonomi dan Studi Pembangunan
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The Impact of Perceived Usefulness, Perceived Ease of Use, Subjective Norm, and Experience Toward Student’s Intention to Use Internet Banking
Get PDFThe development of internet in Indonesia is quite fast and the majority of users are students. Internet growth made every fields include banking provided internet based service that called internet banking. The purpose of this research is to explore the factors that affect student’s intention to use internet banking by used the combination model of TAM (Technology Acceptance Model). Independent variables used in this research are Perceived Usefulness, Perceived Ease of Use, Subjective Norm, and Experience. While the dependent variable is Student’s Intention to Use Internet Banking. The results show that perceived ease of use and experience are significantly influence students to use internet banking and perceived usefulness and subjective norm are unsignificantly influence students to use internet banking. The usefulness of internet banking did not make the students feel interested to use internet banking, one of the reasons is usefulness of internet banking is limited to non-cash transaction Keywords: Perceived Usefulness, Perceived Ease of Use, Subjective Norm, Experience, TAM, internet bankin
Role of Manufacturing Sector and Trade, Hotel, Restaurant Sector In East Java’s Economy: Input Output Analysis
Get PDFThis study aimed to (1) analyze the relationship the manufacturing sector and the trade, hotel, and restaurant sector with other sectors in East Java, (2) to analyze the economic impact caused the two sectors based on the multiplier effect, (3) and analyze the economic impact caused by these two sectors if there additional investment funds. This study uses data analysis input-output 2010 East Java 19x19 aggregation sector.The results indicate that base metals subsector has the highest linkages to other sectors. Based on household income multiplier effect, trade subsector has the greatest multiplier. Employment multiplier in trade and industrial sectors are in medium rank. This indicates that the labor has been absorbed well in both sectors. The output multiplier effect, subsector non-metal goods, except petroleum and coal has the highest multiplier. The last, according to the analysis of investment injection simulations Input-Output East Java in 2010, subsector other processing industries has a best value added. Overall, the manufacturing sector has a better influence to East Java's economy than trade, hotel, and restaurant sector.Keywords: sectoral linkages, multiplier, investment, input-output analysis, the manufacturing sector, trade hotel restaurant sectorJEL Classification: D57, 01
Analisis Kontribusi Retribusi Parkir Terhadap Pendapatan Asli Daerah Kabupaten Malang
Get PDFThis study aims to determine how is the contribution, growth, effectivity level of parking retribution towards district own source revenue of Malang Regency in 2010-2014 and how realization of forecasting trends parking fees of Malang Regency in 2015-2019. This type of research is descriptive research with quantitative approach. The data chosen are secondary datas which are realization and targets of parking retribution in Malang Regency as well as realization and targets district own source revenue of Malang Regency region in 2010-2014 period. The results showed (1) The contribution of parking retribution towards district own source revenue of Malang Regency experiences fluctuation. This is caused by the renewal of regional regulation about policy official announcement of parking costs. (2) The growth of parking retribution experiences fluctuation. This is pursuant to realization of parking retribution which is focused only on the targets achievement without considering the history growth of it in previous years. (3) Effectivity level of parking retribution towards district own source revenue of Malang Regency classified effective. (4) The realization trend forecasting parking fees of Malang Regency in 2015-2019 continues to increase. Keywords : region revenue, parking retribution, contributio
Evaluasi Penerapan dan Dampak Program Badan Usaha Milik Desa (BUMDES) Terhadap Kesejahteraan Masyarakat Rumah Tangga Miskin (RTM) di Desa Babadan Kecamatan Karangrejo Kabupaten Tulungagung (Periode Mei 2014–April 2015)
Get PDFThe process of empowerment against poverty is a matter of humanity. The development of unbalanced cause social inequality, economic and political, both between countries, between regions, and between communities. Solving the problem of poverty should be based on a sound understanding of poor people themselves and their respect, protection and fulfillment of their basic rights.. With the guidance of Community Empowerment Board and Village Government (BPM-PD) Tulungagung, then on Monday, May 5th, 2014 formed village-owned enterprises (BUMDES) "WAHANA LESTARI". Subjects in this study were people who entered the category of Poor Households (RTM) in the village of Babadan as the main target of BUMDes also help some board of BUMDes Babadan village as the party most understand BUMDes program. The results showed that the implementation of this program has successfully overcome the problems of rural communities Babadan about capital needs for the community, especially for poor households category at least during the last year of the period May 2014 until 2015 April with business units are considered very helpful community of the need of capital to rural economies and societies can be lifted gradually.Keywords: BUMDes, Community Financial Institutions, poor households (RTM)
Dampak Literasi Keuangan Pada Akses Layanan Keuangan: Studi Pada Kepemilikan Polis Asuransi di Malang
Get PDFFinancial literacy is one focus of attention of the government in Indonesia. It becomes important because due to a wide range of individuals faced with complex choices about financial services, such as the use of banking services, insurance, capital markets, and a wide range of investment products with the use of which in this case required knowledge, understanding so that they can use or choose the financial products and services. The results of this study found that the level of penetration of insurance ownership is still low. The research data was obtained from interviews and field studies with some insurance agents. From the data obtained by the average person who has studied middle-income, even though, in reality they do not necessarily want to buy products caused less understanding the financial product. This means that the level of financial literacy someone give a very high rule for having insurance.Keywords: Financial Literacy, Financial access, Insuranc
Analisis Saluran Tataniaga Beras di Wilayah Kecamatan Singosari Kabupaten Malang
Get PDFThe purpose of this study was to determine the form of rice distribution channels, as well as knowing the price received by farmers from the price paid by consumers, and those who enjoy the largest margin in the rice distribution channel. In that condition, confirmed by the obtained policy for rice distribution arrangement that is fair marketing margin. This research was conducted in the area Singosari Malang. Watugede village chosen as a sample, because the village has a community food distribution agency which is a program of the government which became the central point of rice production. The approach is quantitative descriptive analysis. Determination of respondents using purposive sampling is to select a sample of farmers as much as 100 people. Selected farmers based on the consideration of his cultivated rice area and education (ability to provide the required information). Keywords: rice, business administration, marketing distribution channel
Analisis Pengembangan Wilayah Daerah Malang Utara
Get PDFEconomic development should base on local potential area. It is to be directed to supporting the achievement of improvements in providing support for development planning, resource allocation, spatial and others. Including how to market the products of the sector so that it can be seen and attract investors in its development. The analysis methods used sector is a method of location quotient and Klassen typology, and SWOT. Local economy include the potential economic sectors, and the potential spatial (territorial). 3 covers the economic potential of the sector is quite large, namely agriculture, manufacturing industry and trade, hotels and restaurants; particularly the northern region of Malang shows that the potential level of attractiveness of its economy in general above the district average Malang, unless sub district DAU. FGD and SWOT in the field led to the need for developing a combined approach to ecological factors, and a systems approach activities in order to improve community based economic potential of north Malang.Keywords: Local Economy, FGD, SWOT, approach to ecological factor
Eksplorasi Karakteristik Pembangunan Ekonomi Desa Melalui Unsur-Unsur Budaya Universal di Desa Ngadas Kecamatan Poncokusumo Kabupaten Malang
Get PDFIndonesia has a diverse culture where culture is an attempt of a man to maintain their identity. The role of local culture on the characteristics of rural economic development will be explained through the Universal Cultural Elements. The purpose of this study was to determine (1) the role of culture Ngadas Village Poncokusumo Malang on the characteristics of rural economic development, and (2) the characteristics of the village economic development Ngadas Poncokusumo Malang. This study used a qualitative approach, while the type of research is ethnography. Data collected through interviews, observation and documentation covering the cultural and economic development of the village. Results of the study are (1) the cultural community is very influential on the characteristics of rural economic development. (2) Characteristics of the village economic development Ngadas Poncokusumo Malang is Agriculture Rural Area.Keywords: Rural Economic Development, Cultural Elements Universa
Strategi Pengembangan Usaha Kuliner di Kota Malang Berbasis Ekonomi Kreatif
Get PDFThis study is used to determine the culinary business development strategy in Malang. This study uses descriptive qualitative method with a case study. Informants in this study come from the culinary business runners in the cluster, the Department of Tourism, and Department of Trade and Industry of Malang. Based on this study is found that in the culinary cluster in Jl. Pulosari and Jl. Kawi has great potential to be developed with creative economic development model. Keywords: Development Strategy for SMEs, Creative Economic, Creative Cit
Implementasi Kebijakan Ekonomi Pariwisata dan Perwujudan Pemberdayaan Masyarakat di Kota Batu
Get PDFThis research was to describe the government implementation of economic tourism policy and its impact on community through empowerment program in Batu City. As one of new autonomus region in east java, Batu City use geographic advantages that is concern in tourism sector to raise region economic development. Using qualitative fenomenology approach to analize. There are two strategic policy in Batu City that implementing in tourism development, first is conventional paradigm policy and then sustainable paradigm policy. Each implementation of the policy has brought different consequences and impact on development in Batu City. As a result, emerging programs aimed at improving the development of tourism to reduce conflicts that can occur and to increase community participation as empowerment through community based tourism concept, increasing the role of local SMEs and creating city branding called "Shining Batu". Success in community development in the area of tourism is determined from the role of stakeholders, and therefore required a synergy mindset and active participation of all entity to realize the welfare of society in Batu City.Keywords: tourism, government policy, community empowermen