Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
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Efektivitas Layanan Weekend Banking (Studi BMI KCP PIM ) .
Get PDFThe Effectiveness of Weekend Banking Services (Study at BMI KCP PIM). The aim of this research is to analyze the effectiveness of weekend banking services at Bank Muamalat Indonesia. The method that used in this research is linier regression and. The result shown that the value of adjusted R-squared was 0.313409. It means that customer’s preference (dependent variable) was influenced by location, brand image, and, product and services in the amount of 31.34% and the others 68.66% was influenced by the others factor. From the paired sample t-test shown that the weekend banking services still not effective to increase the third party funds DOI:10.15408/aiq.v6i1.137
Komparasi Efisiensi Teknis Bank Umum Konvensional (BUK) dan Bank Umum Syariah (BUS) di Indonesia Dengan Metode Data Envelopment Analysis (DEA)
Get PDFThe Comparation of Technical Efficiency Between Conventional Banks and Islamic Banks in Indonesia Using DEA MethodThis research is to compare the levels of technical efficiency between BUK and BUS by employing non-parametric Data Envelopment Analysis (DEA). This research assigns Third Party Funds, Labor Expenses and Fixed Assets which are input variable, meanwhile Total Credit and Other Incomes are determined as Output Variables. This research also examines the Profitability of BUK and BUS by Using Panel Regression Model with CAR, LDR, NPL and BOPO as independent variables, where ROA and ROE are dependent variables. The result showed that the average technical efficiency of the Conventional Banks is better than that of the Islamic Banks. That is because of the inefficient utilization of Input Variables, namely Third Party Funds, Labor Expenses and Fixed Assets in the Islamic Banks DOI:10.15408/aiq.v6i2.122
Perbandingan Kinerja Instrumen Investasi Berbasis Syariah dengan Konvensional di Pasar Modal Indonesia
Get PDFThe Performance Comparation between sharia instrument performance and conventional syariah The main objective of investors in investment activities is to get the profit. Similarly, investors in Islamic investment activities want the same things. But often the performance of sharia instruments deemed lower than conventional instruments, so market share Sharia-compliant investment instruments is still minimal. This research doing comparation performance index and mutual fund index between shariah based and conventional based. Based on the results of research that takes samples Islamic instruments of capital markets such as sharia Islamic stocks and sharia mutual funds, it is concluded that the performance of sharia-based investment instruments are not significantly different from the conventional investment instruments, even during the period of research Islamic investment instruments showed slightly better performance. DOI:10.15408/aiq.v6i2.123
Prioritas Solusi Permasalahan Pengelolaan Zakat di Propinsi Banten dan Kalimantan Selatan dengan Metode AHP
Get PDFThe Priority Problems and Solutions of Zakah Management in Banten and South Borneo Using AHP. The aim of this study is to map the priority problems and solutions in the management of zakat by using AHP (Analytic Hierarchy Process). Results of a study reveals that there are three kinds of priority issues and solutions zakat management divided by stakeholder agencies (stakeholders) zakat, i.e regulators, zakat organization (OPZ), muzaki and mustahik . The Analytical Hierarchy Process (AHP) model at Banten and Jakarta give a same priority score, i.e. the institution for solving problem in zakat management is OPS dan regulator solution priority is amil sertification DOI:10.15408/aiq.v6i2.123
Pengaruh Dana Investasi Melalui Instrumen SUN dan SBSN Terhadap Pertumbuhan Ekonomi Indonesia
Get PDFThe Influence of Investment Fund Through National Bond (SUN) and National Sukuk (SBSN) To Economic Growth in Indonesia. The aims of this research is to analyze the short term and long term influence of investment fund through National Bond (SUN) and National Sukuk (SBSN) to economic growth in Indonesia in the year of 2008 – 2012.The methode which used in this research is Error Correction Model. The result shows that economic development is positively influenced by National Bond in short term and long term. But, it negatively influenced by the National Sukuk both in short term and long term DOI:10.15408/aiq.v6i1.136
Peran Etika Qur’ani Terhadap Sistem Ekonomi Islam.
Get PDFRole of Ethics Qur’anic toward Islamic Economic Sistem. In the discourse of conventional economics, ethics in economic activity does not have an important role in his studies even denied. This view is based sphere of ethics that is different from the economic sphere. Ethics is more inclined to religious values are just talking about good-bad and the world hereafter. While the economy discussing with the sistem and the material welfare. In contrast to conventional economics, Islamic economics is the view that ethics plays a role in the economic activity, even ethics and economics can’t be separated. In Islamic economics, ethics or morals qur’ani contained in the Quran has an important role on the formation of an Islamic economic sistem DOI:10.15408/aiq.v6i1.1528
Faktor-faktor Yang Memengaruhi Persepsi Nazhir Terhadap Wakaf Uang.
Get PDFFactors That Influence Nazhir Perception on Cash Waqf. The purpose of this study is to analyze what factors are influencing cash waqf perceptions of nazhir. The sampling method that used in this research is non- probability sampling with adjusted sampling technique. The method was used to analyze the data are descriptive analysisi and logistic regression. The result of this study showed that perception nazhir influenced by the media access information and understanding of waqf regulation. Nazhir that agree with cash waqf and understand with waqf regulation is about 0,94 times if we compare with the nazhir that not understand with waqf requlation. The educational background will be influence to the mindset of nazhir perception and understanding. DOI:10.15408/aiq.v6i2.123
Pengelolaan Likuiditas Bank Syariah
Get PDFIslamic Banking Liquidity Management. This article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt) on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need), for Islamic banking in Indonesia has been availabled some instruments such as (IMA) certificate of Mudhorobah Investment between bank, (PUAS) market banking regulations between syariat bank, (SWBI) Bank of Indonesia Wadiah certificate, (FPJPS) provision about short term cost facility for Islamic banks DOI:10.15408/aiq.v6i1.137
The Critical Aspect on Fair Value Accounting And Its Implication To Islamic Financial Institutions.
Get PDFThe Critical Aspect on Fair Value Accounting And Its Implication To Islamic Financial Institutions. Fair value accounting (FVA) paradigm replaced the historical cost accounting (HCA) in the development of accounting standards that FVA is more relevant that HCA probably did not provide the real financial and income information. This paper tries to explore critical aspects of the fair value accounting and its implications to Islamic Financial Institutions implications. This study concludes that that fair value accounting measurement provides many critical aspects to be implemented to Islamic Financial Institutions (IFIs). AAOIFI proposed cash equivalent value as respond to fair value measurement that cash equivalent value when the attribute condition are present such as the relevance, reliability and understandability of the resulting information DOI:10.15408/aiq.v6i2.123
Kritik Ilmu Ekonomi Strukturalis dan Islam Terhadap Ekonomi Klasikal
Get PDFThe Critics of Structuralis Economics and Islam To Neo-Clasical Economy. This reserach proves that in the Islamic economic thought and structuralist discourse, the idea of economic and social transform is very strong, in the mean time, there is a lot of criticisms and corrections towards neoclassical economic thought. The idea of transformation is needed to re- establish economic credos and thoughts that put forward moral values and humanitarian system of ethics in the quest of economic justice and prosperity. The conclusion of this paper supports that there is an urgent need of social and economic transformation in order to establish social justice and economic prosperity. The conclusion is also a refutation to the views developed by neoclassical economic thinkers, who based their views on individual interest and free competition to realize prosperity and justice for the society. DOI:10.15408/aiq.v6i2.123