e-Journal Ekonomi Bisnis dan Akuntansi
Not a member yet
215 research outputs found
Sort by
Optimalisasi Peranan Financial Technology (Fintech Sharia) Menuju Era Digitalisasi Koperasi
Full text linkThis study aims to find out how to optimize the role (Fintech Sharia) towards the era of cooperative digitalization. Design this research is a descriptive qualitative research. The type of data in this study uses secondary data. Sources of data were obtained through the OJK website, Bank Indonesia, books, internet, social media, laws and regulations as well as information from the Ministry of Cooperatives and SMEs RI. The research method used is library research. Cooperatives are expected to be able to compete with financial institutions such as banks. Cooperatives must also have mobile application services that offer a variety of products, both in terms of raising funds, providing financing, payment features, and purchases that can be utilized by members so that members can be loyal and able to contribute to the cooperative. Based on the definition of Fintech Lending according to OJK Legal entities or cooperatives can act as Fintech Lending providers that have a systematic application of loan transaction mechanisms online, through web websites or applications. Cooperatives should take advantage of this momentum to create financial technology applications that can be used by members and obtain permits and be registered with OJK. This financial technology momentum can make the Cooperative's strategy to increase or recruit members with the advantages of financial technology (fintech) that is trusted and does not harm members, but instead members can benefit from the distribution of the remaining operating results from the cooperative
Analisis Efisiensi Anggaran Pada Instansi Pemerintah Badan Layanan Umum
No full textThe purpose of the study was to measure the efficiency level of using the budget of public service agencies where one of the government agencies that has implemented financial management of public service agencies is the Universitas Negeri Malang. The object of research is the Faculty of Economics Universitas Negeri Malang by measuring the level of budget efficiency in 2018-2020. The data from this study are internal data, which only comes from the State University of Malang which is obtained directly with documentation. The data obtained at the data collection stage is then processed by calculating the activity output achievement, efficiency, and efficiency value using the formula in the Minister of Finance Regulation Number 214/PMK.02/2017. The results of the study show that the implementation of the Faculty of Economics Universitas Negeri Malang budget during 2018-2020 has been carried out efficiently. The implementation of the 2018 budget in the fairly efficient category, the implementation of the 2019 budget in the efficient category and the implementation of the 2020 budget in the very efficient category. Factors that affect the efficiency of the budget implementation are the percentage of realized activity outputs and the percentage of budget realization. The realization of high activity output achievements and low budget realization will result in efficient budget execution. The implication of this research is that the Faculty of Economics Universitas Negeri Malang must make various efficiency efforts in the years to come by optimizing an increase in the number of activities carried out compared to the number of planned activities, but with efficient use of the budget
Analisis Strategi Bauran Pemasaran berdasarkan Prinsip Syariah (Studi Kasus: Meryva Shop di Kulonprogo, Yogyakarta)
Full text linkThis study aims to determine and analyze the suitability of the application of the marketing mix at Meryva Shop with sharia principles. This marketing mix consists of product (product), price (price), place (place), & promotion (promotion) which is often referred to as the 4Ps. Meryva Shop is one of the Micro Small and Medium Enterprises (UMKM) which is engaged in the culinary and textile businesses. Some of its products in the culinary field are Drinkita, Snackita, and Iki Suki; Meanwhile, for the textile sector, women's clothing is varied, namely, pajamas and negligee suits. Meryva Shop has 2 places to run its business, namely through anstore offline located at Ndalem Giripeni Housing 106, Kulonprogo, and anstore online using theplatform Shopee. The method used in this research is qualitative. This study uses primary and secondary data with interviews, observations, and documentation as data collection techniques. The informants used are the owner of the Meryva Shop itself and several of its customers. The results of this study indicate that the application of the four marketing mixes at Meryva Shop, namely the product mix, price, place/distribution channel, and promotion is in accordance with sharia principles.
Keywords: Culinary, Marketing Mix, Meryva Shop, Sharia Principles, Textile.
 
Peran Kepemimpinan Transformasional, Kompetensi, Kesiapan Berubah dalam Mencapai Kinerja pada masa Pandemi
Full text linkThis study aims to analyze the effect of transformational leadership and competence on employee performance during the Covid-19 pandemic, either directly or through mediation of readiness to change. By using purposive sampling method, 76 respondents were selected from 93 employees of CV Anggraini Sejati Cemerlang. The results of the analysis using SEM PLS show that (1) Transformational leadership has a positive effect on employee performance, (2) Competence has a positive effect on employee performance, (3) Readiness to change does not mediate the influence of both transformational leadership and competence on employee performance. Based on the results of this research, it is expected that leaders will continue to adopt and improve the transformational leadership style and continue to provide encouragement so that employees can excel, provide training, provide opportunities for employees to solve problems in their own way and appreciate employee contributions. management needs to improve the competence of their employees by continuing to provide job training, so that they understand more about their work and employees can have bright ideas to advance the company
Pengaruh Perilaku Inovatif dan Motivasi terhadap Produktivitas Kerja pada Pegawai BBPJS Kesehatan di Kantor Cabang Tondano
Full text linkThe purpose of this study is to see the effect of innovative behavior and motivation on work productivity of BPJS Kesehatan employees at the Tondano Branch Office, both partially and simultaneously. This data comes from respondents' answers (questionnaires), as well as the results of the main data research, namely BPJS Kesehatan Tondano Branch Office, using a quantitative method using multiple linear analysis and SPSS 25 assistance. The sample used is 35 employees of BPJS Kesehatan KC Tondano, the sample is drawn using the method probability sampling, while the sampling method used is saturated sampling. The results of this study prove that: (1) Innovative Behavior has a significant effect on the Work Productivity of BPJS Kesehatan Employees at the Tondano Branch Office. (2) Motivation has a significant effect on the Work Productivity of BPJS Kesehatan Employees at the Tondano Branch Office. (3) This study proves that there is a simultaneous or significant effect of innovative behavior and motivation on work productivity of employees at BPJS KC Tondano, so it can be said that innovative behavior and motivation are increasing and applied to employees of BPJS Kesehatan KC Tondano , will be a driver of increasing work productivity
Pengaruh Green Trust, Green Price, dan Eco Brand Terhadap Keputusan Pembelian
Full text linkThe concept of green marketing has been widely accepted in both of academic and practical areas. This concept encompass all marketing activities developed to stimulate and maintain environmentally friendly attitudes and behaviors. Companies can use the concept of green marketing in formulating strategies to gain the competitive advantage. The purpose of this study is to determine the effect of Green Trust, Green Price, and Eco Brand on Purchase Decisions (Survey on Consumers of Eiger Products in Ponorogo Regency). By using accidental sampling technique, this research uses 100 customers of Eiger as respondents. The analysis used in this study using multiple linear regression analysis using the SPSS 22 program. This study proves that Green Trust, Green Price and Eco Brand have a positive and significant effect on purchasing decisions. In the case of Eiger Product in Ponorogo, the concept of green marketing is proven to be able to improve purchasing decision. The increasing of green marketing carried out by the company will further increase purchasing decisions
Analisis Penyebab dan Dampak Adanya Sisa Lebih Perhitungan Anggaran (SiLPA) Pemerintah Kabupaten Bondowoso
Full text linkThe Regional Government is responsible for reporting on regional financial management with the aim of comparing the realization of revenue and expenditure with the predetermined budget so that the comparison is shown in the Remaining Budget Calculations (SiLPA). This research, uses descriptive quantitative methods to collect secondary data is in the form of documentation, while the primary data is in the form of interviews which are tested for validity by triangulation so that the discussion of this research uses qualitative purposes to determine the reasons for the deficit in the Bondowoso Regency government budget due to the SiLPA that must be absorbed. Other results show that the causes of SiLPA in the Bondowoso Regency government consist of exceeding revenues and the remaining expenditure budget and there is an impact of SiLPA on determining the next year's budget in the Bondowoso Regency government to cover the deficit and finance priority programs that have not been budgeted for in the initial APBD process that must be used in the following fiscal year as well as financing expenditures in order to channel the budget surplus according to its allotment
Pengaruh Stres Kerja dan Perilaku Cyberloafing terhadap Kinerja Karyawan
Full text linkThis study aims to determine the effect of work stress and cyberloafing behavior on the performance of employees. This study uses primary data from the results of a questionnaire with a Likert scale. The object of this research is the employees of PT. Inbio Tani Nusantara. Sampling used the saturated sampling method (census), where all population members were used as samples of 139. The data analysis used was multiple linear regression analysis with SPSS 25 as an analytical tool. The results showed that work stress had a significant positive effect on employee performance, and cyberloafing behavior significantly negatively affected employee performance. The limitation of this research is that the object of research is only limited to one company, namely employees of PT. Inbio Tani Nusantara and the sample used is relatively small. This study's results are related to work stress and cyberloafing behavior
Analisis Pasar Modal Syariah 5 Negara Asean di Era Pandemi COVID 19
Full text linkOne of the efforts made to measure the stability of the economy in a country is by looking at the performance of its stock market. The stock market can be said to have a good performance, if it is able to reflect prices that are relevant to the news that is developing in the community. The purpose of this study was to examine the influence of the Islamic capital market in 5 ASEAN countries in the era of the Covid-19. This study uses a quantitative approach with daily data in 2020 as the database. The analysis model uses panel data regression with the Common Effect Model (CEM). The results showed that the Singapore, Philippines, and Thailand sharia stock indexes had a significant positive effect on the Indonesian sharia stock index, while the Malaysian sharia stock index had a significant negative effect on Indonesiaan sharia stock index in the era of the Covid-19 Pandemic