e-Journal Ekonomi Bisnis dan Akuntansi
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Studi Analisis Tingkat Pengeluaran Konsumsi Rumah Tangga di Kalimantan Barat: Implikasi terhadap Pertumbuhan Ekonomi Regional
Full text linkThe amount that households spend on consumption determines a region's economic growth rate. This study examines the connection between household consumption spending and economic expansion in West Kalimantan's districts and cities. Panel data regression is the analytical technique used to consider regional variances. The Central Statistics Agency (BPS) and other relevant organizations were among the data sources used in this study. The dependent variable is economic growth, and the independent variable is household consumption spending. The analysis's findings demonstrate that household consumption spending and economic growth in West Kalimantan Province's districts and cities are positively and significantly correlated. This clarifies why raising household consumption expenditures has advantages
Pengaruh Gaya Hidup Terhadap Perilaku Konsumtif Anak Nelayan di Desa Botubarani Kabupaten Bone Bolango
Full text linkThe purpose of this study was to analyze the effect of lifestyle on the consumptive behavior of fishermen's children in Botubarani Village, Bone Bolango Regency. The research approach used is a quantitative research approach. The sample of this research is 100 respondents with purposive sampling technique. Data collection techniques using a questionnaire. The data analysis technique used is simple regression analysis. The results of this study show that there is a positive and significant influence of lifestyle on consumptive behavior. This is shown by the t count of 13,182 and the Sig. 0.000 < α 0.01, it can be stated that lifestyle has a significant effect on consumptive behavior. So it can be concluded that lifestyle has a contribution to the consumptive behavior of fishermen's children in determining their economic activities
DECIPHERING THE DETERMINATION OF INDEX SHARIA FINANCIAL INCLUSION IN THE INDONESIAN LANDSCAPE
Full text linkThis research aims to provide an in-depth review of the literature on the Index Sharia Financial Inclusion (ISFI) and examine the determinants influencing it. The study employs a quantitative approach across 28 provinces in Indonesia. The ISFI value is calculated using a well-established formula referenced in prior studies. The methodology adopted is a widely recognized one, utilizing the EViews 10 software for analysis. The results indicate that two variables, GDP per Capita and the Human Development Index (HDI), have a significant positive impact on ISFI. Conversely, the Number of Poor Population and the Gini Ratio exhibit a significant negative effect. Additionally, Unemployment and Zakat Distribution in the economic sector do not show a significant impact. The findings of this research are intended to serve as a reference for evaluating and enhancing sharia financial inclusion in Indonesia
FAKTOR-FAKTOR PENENTU MUSLIM MILENIAL BERINSVESTASI DI TABUNGAN EMAS SYARIAH
Full text linkThe purpose of this study was to determine the factors that influence the interest of millennial Muslims to invest in sharia gold savings in Malang City. The population in this study were those who were included in the millennial generation with a birth range of 1980 to 2000 in Malang City. The sampling technique used the accidental sampling method with a total of 100 respondents. The data source in this study was primary data. Data collection was carried out by distributing questionnaires via Google Form. The data analysis technique, namely SEM or Structural Equation Model modeling, was used as a research data processing technique with the help of the SmartPLS 4.0 test tool. The results of this study indicate that: (1) the knowledge factor has a significant effect on the interest in investing in sharia gold savings, (2) the security factor does not have a significant effect on the interest in investing in sharia gold savings (3) the investment risk perception factor has a significant effect on the interest in investing in sharia gold savings
Peran Disiplin Kerja dalam Meningkatkan Kinerja Pegawai
Full text linkThis research aims to examine the role of work discipline as an intervening variable on the effect of relward and punishment on employee performance. Respondents in this research were BUMD employees in Kuningan Regency as 60 people. Analysis in research used path analysis which is used to examine the indirect effect of relward and punishment on employee performance through work discipline as an intelligence variable by using the Statistical Program for Social Sciences (SPSS) version 23. This research instrument was in the form of a questionnaire which contained statements and was distributed directly to the respondents. The research results show that (1) Rewards have a positive and significant effect on employee performance, (2) Punishment has a positive and significant effect on employee performance, (3) Reward has a positive and significant effect on work discipline, (4) Punishment has a positive and significant effect on work discipline, (5) Work discipline has a positive and significant effect on employee performance, (6) work discipline mediates the effect of reward on performance but work discipline does not mediate the effect of punishment on employee performanc
Pengaruh ROA, CAR, LDR dan BOPO Terhadap Pertumbuhan Laba Pada Bank Umum di Indonesia yang Terdaftar di Otoritas Jasa Keuangan Tahun 2014-2018
Full text linkThis study aims to (1) to determine the effect of ROA, CAR, LDR, and BOPO influence partially to profit growth (2) to know influence of ROA, CAR, LDR, and BOPO influence simultaneously to profit growth (3) to know among ROA , CAR, LDR, and BOPO most dominant effect on profit growth. The method used in this research is quantitative method. The results of research is multiple linear regression equation Y = -31,223 + 261,741 X1 + 9,704 X2 + 6,480 X3 + 24,699 X4 + e. Partially ROA have positive significant effect with value equal to 15,690, equal to 2,014, CAR have not significant effect with value equal to 1,768, equal to 2,014, LDR have significant positive effect with value equal to 3,871, equal to 2,014, BOPO have significant positive effect with value equal to 19,159, equal to 2,014. Simultaneously ROA, CAR, LDR, and BOPO influence to profit growth with value equal to 131,670, equal to 2.58. The most dominant variable in this research is BOPO with value 19,159
Ketahanan Ekonomi Nasional Masa dan Pasca Covid-19 Melalui Penguatan UMKM Indonesia
Full text linkThe Coronavirus disease-19 (Covid-19) crisis has an impact on the economic performance of Micro, Small and Medium Enterprises (MSMEs) at local and national levels. MSME actors are trying to survive the crisis through business efficiency and the national economic rescue program (PEN). This paper aims to (1) examine the resilience of MSMEs against a wave of crisis (2) the right policy formula to strengthen the competitiveness of MSMEs. This research uses descriptive qualitative method using secondary data. The data is sourced from the Ministry of Small and Medium Enterprises Cooperatives, Bank Indonesia (BI), the Central Statistics Agency (BPS), the National Planning and Development Agency (Bappenas), national and international scientific journals and media sources. Slowly, the condition of MSMEs began to rise from the Covid-19 crisis through the PEN program policy which ran in September-December 2020, economic growth was better in the fourth quarter of 2020 by -2.19 percent (yoy), better than the growth in the third quarter 2020 by -3.49 percent (yoy). The distribution of the PEN program for MSMEs was successful and effective in maintaining the resilience of MSMEs from the Covid-19 crisis. The government needs to maintain economic momentum, through the synergy of MSMEs with State-Owned Enterprises (BUMN), digitalization and the MSME global supply chain as well as increasing the PEN budget for MSMEs. On the other hand, the government still has a tough task to cut logistics costs which are still relatively high when compared to several ASEAN countries
Penentuan Pusat Pertumbuhan Ekonomi dan Interaksi Spasial di Wilayah Kabupaten Blitar
Full text linkThis study aims to determine the center of economic growth and spatial interaction to increase economic growth in Blitar Regency. Economic growth centers are divided into 3, namely primary growth centers, secondary growth centers, and tertiary growth centers along with their hinterland regions. This study used secondary data taken from the Central Statistics Agency (BPS) and other relevant agencies. The analytical tools used are Scalogram Analysis and Gravity Analysis. The results showed that the sub-district with the highest availability of facilities is located in Garum District. The sub-district that has the biggest attraction is located in Kanigoro District. Primary growth centers are located in Garum District, Kanigoro District, Talun District and Sutojayan District. Secondary growth centers are located in Nglegok District, Ponggok District, Selopuro District and Kademangan District. Tertiary growth centers are located in Wlingi District, Srengat District, Sanankulon District, Kesamben District, Wates District and Panggungrejo District. And the hinterland area is located in Gandusari District, Doko District, Wonodadi District, Udanawu District, Binangun District, Selorejo District, Wonotirto District and Bakung District
Analisis Pengaruh Disiplin Kerja, Kompensasi dan Budaya Organisasi terhadap Kepuasan Kerja dengan Motivasi Sebagai Variabel Moderasi
Full text linkThe purpose of this research is to analyze the effect of work discipline, compensation, and organizational culture on job satisfaction with motivation as a moderating variable. The population in this study were all employees at the Bantul Regency Population and Civil Registration Office with ASN status, using a saturated or census sampling technique, namely determining the total sample of all members of the population, which could be as many as 40 people. Data collection was carried out using a questionnaire, which was distributed to employees of the Bantul Regency Population and Civil Registration Office with ASN status. Hypothesis testing uses the Paired Least Square (PLS) analysis tool with Smart PLS Version 3.2.9 software. The findings revealed that work discipline and organizational culture had a significant effect on job satisfaction, but compensation had no effect. In addition, motivation could not moderate the relationship between work discipline, compensation, and organizational culture and job satisfaction among Population and Registration Office employees in Bantul Regency. For further research, it is hoped that it can expand its research by considering other variables outside of this study that affect employee job satisfaction
Analisis Faktor–Faktor yang Mempengaruhi Brand Loyalty pada Coffee Shop yang ada di Batam
Full text linkThis study aims to hide the factors that influence brand loyalty in coffee shops in Batam City by mediating brand image. The independent variables used in this study include trust, brand recommendations, perceived quality, lifestyle, and service quality. The methodology used in this study is a quantitative research methodology. Researchers used survey techniques through questionnaires to collect data. In this study, purposive sampling was applied, a sampling technique in which taking samples took into account certain criteria. The samples collected were 360 respondents. The data analysis method used is SEM (Structural Equation Modeling) with the help of SmartPLS 3 software.The results of this study found that trust, brand support, lifestyle, and service quality had a significant and positive effect on brand image, while perceived quality had no significant and positive effect on brand image. Meanwhile, brand image has a significant and positive effect on brand loyalty. The role of mediating brand image does not fully work as an intermediary. This is shown by the mediation of brand image does not have a significant and positive effect on the relationship of trust, brand recognition, perceived quality, and lifestyle with brand loyalty, while the relationship of service quality has a significant and positive effect on brand loyalty through brand image