Jurnal Ekonomi Daerah (JEDA)
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Pengaruh NPL,CAR,LDR, dan BOPO Terhadap Profitabilitas (ROA) Bank Kalbar Selama 10 Tahun Terakhir (Periode 2003 s/d 2012)
Get PDFABSTRACT This research is done to have test and analyze NPL, CAR, LDR and BOPO influence to profitability Bank Kalbar in last 10 years (periode 2003 – 2012) Data in this research was secondary data from financial publication report Bank Kalbar for every three months in 2003 – 2012 which has been published to Bank Indonesia and reported in mass media. Sampling technic used in this research was Purpose Sampling with criteria of total sample financial report about 40. Instrument analysis were using Classical Asumption Test, there are Multikolinieritas, Heterokedastisitas, and Autokorelasi, beside that, Statistical Analysis such as T test, F Test and R2 test were used. During observation periode, data through Classical Assumption Test shown has fulfill the requisite to use double linier regretion equation. Analytical results shown that, NPL, Car, LDR and BOPO influence the ROA about 56.60 %, meanwhile 43.40 % by another variable. F test about 8.8859 with probability 0.000 reported NPL, CAR, LDR and BOPO influence ROA variable together because the probability value below 0,05 with trusted about 95 %. The individual test results NPL, CAR, LDR variable was not significantly influence to ROA variable, except BOPO variable give significant influence to ROA variable. Keyword : NPL, CAR, LDR, BOPO, Profitability (ROA) Bank Kalba
Border and Development International Converence Pontianak, November 5-7, 2014
No full textIndustrial Development and Mobility at the Border Regio
ANALISIS KEUANGAN DAERAH KABUPATEN KUBU RAYA DALAM RANGKA PELAKSANAAN OTONOMI DAERAH DAN FAKTOR-FAKTOR YANG MEMPENGARUHINYA
Get PDFABTRACT This Research gets title “Financially Region Analized in Kubu Raya Regency in Order to Autonomous Performing and the Factor of Regarding It,” by `Zulkarnain`, is one of case study research that is done at Kubu Raya Regency. To the effect of this research is to analized of increaseed region finance independence, PAD (the original regional revenue)'S effectiveness, growth and Elasticity to PDRB and population, and to analized of constraint and interference in PAD'S management at Kubu Raya Regency. This is descriptive observational analisis, data that utilized by stem from BPS (Kubu RayaRegency in Figure) derivative 2010 until 2012. Supporting datas (primary data) of on duty financial Management Income and Region wealth (DPPKAD) Kubu Raya Regency as write-up as regions accepting realization in APBD, and observing result data and interview. Result observationaling to point out that Regency financial independence zoom Kubu Raya Regency really low each year under 10 %, with average 4,37%, dependable level matter on federal as big as 95,63%. Elasticities arithmetic result PAD to PDRB average 4,14 (elastic). Meanwhile PAD'S elasticity to population/resident average 12,31 (elastic). It’s mean is added islandic so far-reaching to PAD'S step-up, 1 equal 12,31, its mean is islandic one percent (1%) ascension cause PAD'S ascension 12,31%. PAD'S accepting effectiveness tends to experience decrease each year, year 2011 constitute supreme contribution tops, this constitute consequence of UU No. 28/2009 applied. But on 2012 happenings too low contribution of PAD, since its dwindling BPHTB'S taxes contribution arising out marks sense moratorium uncovering limit and also horticultural permit prolongation year oil palm 2012. Faced constraint in picking PAD is is still a lot of taxes which was or not be charged especially on year 2012, also consequent of another technical constraint amongst those its reducing person, and its reducing assessable consciousness in pay taxes/retribution and identification that was’n optimal. Keyword: Regionals Original Revenue, Effectiveness, Elasticity, Degree Fiscal Decentralisation
POTENTIAL LOSS PENERIMAAN BEA PEROLEHAN HAK ATAS TANAH DAN BANGUNAN (BPHTB) SEBAGAI PAJAK DAERAH DI KABUPATEN SAMBAS (SETELAH PEMBERLAKUAN UNDANG-UNDANG NOMOR 28 TAHUN 2009
Get PDFABSTRACT The purpose of applying this research is to find out the potential loss from the revenue for Bea Perolehan Hak Atas Tanah dan Bangunan (BPHTB) as a local tax, the cause of the potential loss and to discover the effort that has been done by the government in Sambas Regency in optimizing the BPHTB revenue as a local tax in Sambas Regency. The result of the research shows that the value of the potential loss of the revenue from BPHTB as a local tax in Sambas Regency in 2011 which reach the point of 70.39% and having a reduction to 51.09% in 2012. The potential loss of this BPHTB is caused by the dishonesty of the taxpayers, the lack of understanding of the self assessment system application of the taxpayers in BPHTB payment, which enable the tendency of dishonesty from the taxpayers. For the government (in this case is Dinas Pendapatan Daerah Kabupaten Sambas) the lack of compatible human resources in supporting the management of BPHTB, inter-agency cooperation in managing the BPHTB such as notary, PPAT, BPN, KPP is not yet well-established, and the law enforcement which has not been fully implemented becomes another cause of the potential loss from the revenue of BPHTB as a local tax in Sambas Regency. From the result of SWOT analysis the effort of optimizing the revenue from BPHTB as a local tax in Sambas Regency is by using the strength-opportunities strategy (S-O) or aggressive strategy by using forces and authority, such as : 1. Implementing the local regulation forcefully, especially in conducting the supervision and evaluation regularly and continuously. 2. Gradually build, maintenance, and equip the infrastructure facility and supporting system of local revenue management. 3. Giving incentive and sufficient financial support in order to intensify the local revenue especially local tax revenue (BPHTB). 4. The inter-agency cooperation in managing the BPHTB such as notary, PPAT, BPN, KPP to formulate the policies in supervising the transaction value and improving the service for the taxpayers. 5. Improving the awareness of the taxpayers by implementing program and system appropriately. 6. Implementing the enforcement of the Law Number 28 Year 2009 by having initiative and creativity to the local's financial independency. 7. Encouraging the economic growth, increasing the quality and outcome of the local development, providing effective, efficient and maximum public services, creating safety, which will have implications and allowing a competitive circumstance to invest. Key word: BPHTB as a local tax, the dishonest taxpayers, potential loss
ANALISIS PERKEMBANGAN KEMAMPUAN KEUANGAN DAERAH KABUPATEN KAYONG UTARA PERIODE TAHUN 2008 2012
Get PDFABSTRACT This research Analisis is Regency Region acceptance Jiabiiitv developing Kayong Is Period North Year 2008 2012 it aims to know and analyzed of condition and composition, financial growth, and degree Regency region acceptance liability Kayong Utara in period 2008 2012. Know and analyzed of self original revenue (PAD)'S North Kayong Regency to PDRB and resident (people). Variable that was analyzed is all original accepting component region (PAD), namely region taxes, region retribution, etc. propertied region which validates, Population, and PDRB/GRDP (Gross Regional Domestic Product) by use of data skunder that acquired of on duty Regency Region Revenue of North Kayong and BPS (North Kayong's regency In Number/Fegure). Result observationaling to point out that 1) Regions propertied composition Regency Kayong North dominated by transfer fund of center until up to average 89,19%, PAD 4,63% etc. propertied one validate 6,18%, but such PAD'S contribution tends to increase each year. Increasing it foots up PAD's North Kayong Regency kicked in by region taxes acceptance that tali, can be said that taxes payee quality just fine at North Kayong Regency. Degrees arithmetic result Decentralize North Kayong Regency Fiscal bottommost, averagely as big as 3,70 %. Usufructs PAD'S elasticity count to PDRB average as big as 0,291, and elasticity to resident average as big as 34,29. Its mean is changed or added islandic as big as 1 % make changing or added PAD as big as 34,29%. Key word: Financially Region, PAD, Composition, Elasticity
PENGARUH INVESTASI SWASTA DAN JUMLAH TENAGA KERJA TERSERAP TERHADAP PERTUMBUHAN EKONOMI KABUPATEN KETAPANG
Get PDFABSTRACT The economic growth mirrors the economic activities in a country or government. It can be of positive or negative values. If in one economic period, the economy experiences positive growth, it means that there is an increase in the economic activities. On the contrary, if it shows negative growth, there is a decrease in the economic activities. During the period of 1996-2010, the economic growth of Ketapang is very fluctuative. . The regional economic growth can be influenced by various factors, among other things the foreign investment, the domestic investment, and the number of workforce employed. This reseach is conducted to know the influences of the foreign investment, the domestic invenstment , and the number of the workforces employed on the economic growth. The Data collected in this research are based on the secondary data. In this research, the method used is OLS (Ordinary Least Square). The findings of this research have shown that the foreign investment, the domestic investment, and the number of the workforces employed have the insignificant influence on the economic growth partially or simulteneously. . Key words : Foreign Investment , Domestic investment , the absorption of the workforce, Economic growth
PROSES PENYUSUNAN ANGGARAN BERBASIS KINERJA DINAS KESEHATAN KABUPATEN KETAPANG
Get PDFABSTRACT The proposition of work plans and budgets of Health Departemen in allocating cost based on the amount of budget in the current or previous year added with certain percentage is not based on the standart expenditure and standart costs and it still has a program which overlaps resulting in waste costs.. This study aims to determine the process of performance-based budgeting at Health Departemen of Ketapang Regency This a qualitative study using case design. The staudy was conducted at analysis unit of Health Departemen of Ketapang regency. The variables of this study are service planning team,,executive and legislative budget team, the compentence of budget planners, the duties and function, the strategic plan, the annual working plan,public policy, interim budget priorities and funding ceilings of local government budget or PPAS APBD , standart analysis of expenditure, and work plans and budget or RKA/ Budget implementation document or DPA . This stady used in – depeth interview, open questioner and triangulation techniques for collecting data The proposition of plan and budgets has not involved the entire budget planners yet due to lack of the competence of human resources,particularly in terms of technical matter. The compostion of work plans and budget in relation to determining the amount of costs has not been based on standard expenditure analysis resulting in the remains of 2007 budget. The component of duties and function are not entirely included in annual strategic plans/work plans. The program/actinities in strategic plans/ work plans are not in accordance with RKA/DPA of 2008. The quality of public policy and PPAS APBD is consistent to program/acivities in RKA/DPA of year 2008. The time realization of the use of 2008 budget is accurate and it is accordance with the regulation of home affair minister or Permandagri number 13 year 2006 The proposition of RKA has not involved the entire budget planners. There is lack of competence of human resources, particularly in terms of technical side. The component of the duties and functions has not entirely been included in annual strategic plans/ work plans are not in accordance with RKA/ DPA year 2008. The qualityof public policy and PPAS APBD in health is accordance with RKA/DPA year 2008. The time reazlization of the use of 2008 budget is accurate and it is accordance with the regulation of home affair minister or permendagri Number 13 year 200
PENGARUH PEMBIAYAAN BIDANG PENDIDIKAN, KESEHATAN DAN PEKERJAAN UMUM TERHADAP TINGKAT KEMISKINAN DI WILAYAH KABUPATEN PESISIR DI KALIMANTAN BARAT
Get PDFABSTRACT Thetitle of thisresearch:The Effect ofFinancingof Education, HealthandPublic working (facillities and hausing) AgainstPoverty inCoastal RegionDistrictin West Kalimantan," By: SyarifMuhammadZeinAlkadrie, Magister Economics of Economic Faculty’s Tanjungpura Univeresity Pontianak. The government financing of education, health and public works spending is mandatory and is increasing every year, while the poverty rate decreased slowly, there are characteristic differences between coastal and non coastal districts in West Kalimantan. The purpose of this study was to determine the effect of financing education, health and public works to the existing number of poor people in coastal districts of West Kalimantan. This type of research is a descriptive study, and the method is Multiple Linear Regression analysis with a pool data (data panel), the data source of the report on the realization of financing the Indonesian Directorate General of Treasury Balance. The results showed that the financing both of education and health are negatively affect the level of poverty with the same coefficient as -0.014. This means that any changes or additions to the unit (One Million) financing education and / or health or cause a reduction of 0,014 units 14 poverty. While the effect of the financing of public works is positive with regression coefficient of 0.012, meaning that changes in the financing of public works unit causes additional poverty rate of 0.012, or the addition of poor people by 12 people. Results of simultaneous significance testing of the three variables showed a significant effect simultaneously. The strength of the influence of the three variables indicated by the coefficient of determination (adjR2= 0.352), meaning that the variable education financing (X1it), health (X2it), and public works (X3it) only 35.20% explain the dependent variable Y (the poverty rate) while the rest (64.80%) is explained or influenced by other factors. Keywords: Poverty, education financing, health financing, the financing of public works.
PENGARUH PENGELUARAN PEMERINTAH DAERAH TERHADAP PERTUMBUHAN EKONOMI KABUPATEN KETAPANG
Get PDFABSTRACT This study was conducted to analyze the effect of government spending on economic growth in Ketapang during the period 2007 - 2011. The method used was qualitative and quantitative research methods. In qualitative analysis is based on descriptive analysis model aimed to describe the development of each group sector development expenditures and routine expenses undertaken by the Government of Ketapang. While quantitatively to analyze the influence of local government spending on economic growth sector groups (GDP). The results of this study indicate that the influence of local government development expenditure groups primary sector, trade and transport, education and culture, apparatus and control positive effect on economic growth. Government spending primary sector groups, trade and transport, education and culture, health and social welfare effect in reducing income inequality among the population, while the economic growth exacerbates income inequality among the population. The local government development expenditure in Ketapang positive and significant effect on economic growth and income distribution. However, not all sectors of development expenditure groups can influence economic growth and equitable distribution of income, the local government in the allocation of development funds in order to more effectively and efficiently by formulating appropriate policies in order to build the infrastructure to support the local economy. Keywords: Development Expenditure, Routine expenditure and Economic Growth
PENGARUH PEMBIAYAAN KESEHATAN, TENAGA KESEHATAN, PENDAPATAN PER KAPITA TERHADAP KASUS KEMATIAN BAYI DI KOTA PONTIANAK
No full textABSTRACT The background of this research are on health financing, health workers, income per capita, and infant mortality cases. This study aims to analyze the simultaneousus and partial effects of health care costs, the number of health workers and per capita incometo infant mortality cases in the city of Pontianak. This study uses panel data from 6 districts in the city of Pontianak during 2008 – 2012. The independent variables in the study are health financing / health center budget, the number of health workers, per capita income as an independent variable. The dependent variable is the cases of infant mortality. Multiple linear regression analysis is carried out to test the hypothesis. The study shows that health financing / health center budgets, the number of health workers and per capita income have significantly simultaneouseffect to the cases of infant mortality. Partially, health financing / health center budgetsand per capita income afffect the case of infant mortality insignificantlyin the city of Pontianak. On the other hand, the number of health workers has significant partial effect on infant deaths in the city of Pontianak. To sum up, health financing/health centre budget and per capita income contribute insignificant effect on infant deaths. Health financing(health centers budgets) contribute more on the operational costs of health centers and health center services. Moreover, per capita income is used more on consumption rather than on health costs. In contrast, lack of health workers affects significantly to the cases infant deaths. Thus, allowing public to access public healthservices make the workers should be spread in every districts. Key words: health financing/ health centre budgets, the number of health workers, per capita income, infant mortality case