410 research outputs found
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Gen-Z financial keys: the impact of self-control and financial literacy mediated financial behavior
Full text linkThis study investigates the relationship between self-control and financial literacy on the financial well-being of Generation Z, with financial behavior serving as a mediating variable. A quantitative research design was employed, utilizing a convenience sampling technique by distributing questionnaires to Gen-Z individuals residing in Batam. The final sample consisted of 415 respondents, and the data were analyzed using partial least squares structural equation modeling (PLS-SEM). The structural model assessment reveals that both financial literacy and financial behavior exert a significant positive influence on financial well-being, whereas self-control does not exhibit a direct significant impact. Nonetheless, financial behavior effectively mediates the relationship between self-control, financial literacy with financial well-being. These findings highlight the crucial role of enhancing financial literacy and fostering sound financial behavior to improve the financial well-being of the younger generation
Capital structure mediates the relationship of institutional ownership, asset structure, and company growth to the value of manufacturing companies
No full textThe stock price describes the rise and fall of a company's value. Manufacturing companies support economic growth and provide jobs in the uncertainty of the world economy. The company's continued optimal value will attract investors. The use of analysis wi th quantitative approaches and explanatory methods. Manufacturing companies listed on the Indonesia Stock Exchange are made objects of population. This study aims to ascertain the function of capital structure as a mediating variable and the relationship between institutional ownership, assetstructure, company growth, and company value. Quantitative research method using path analysis and Sobel test methods. Research tool using Eviews12 Purposive sampling was used to determine the sample using several criteria.71 manufacturing companies that met the requirements with observations for 4 years obtained a sample of 284. The results showed that company growth, asset structure, and institutional ownership did not affect company value, but capital structure significantly affected company value. Capital structure is strongly influenced by institutional ownership and company growth. However, it is not affected by the structure of the asset. Capital structure can mediate institutional ownership and a company's growth against company value. However, it cannot mediate the asset structure against the company's value
Developing Readiness for Change Through Digital Leadership to Accelerate Digital Transformation MSMEs Seaweed
Full text linkThe seaweed bussiness in Indonesia has significant potential to strengthen the national economy. However, in the development of its business, downstream processing has rarely transformed digitally, despite the increasing advancement of digital platforms. Human resource factors hinder this transformation, such as digital skills and literacy, which make people reluctant to change. Therefore, this study will examine the theory of Planned Organizational Change Models in developing change readiness behavior. The research method uses a quantitative approach by distributing questionnaires with a Likert scale of 1-5. The sample in this study consists of workers in the marine industry from small and medium-sized enterprises, totaling 182 people in South Sulawesi, using purposive sampling techniques. The criteria for selecting the sample are units with employees who have been working for at least three years, ensuring they understand the workflow and have a perception of digital transformation. The collected data is processed using SmartPLS. The results of this study show that there is an influence of digital leadership on readiness to change, as well as readiness to change on commitment and behavior supporting change. Therefore, readiness to change is crucial in supporting the success of the transformation
The interplay of CSR, ethical leadership, and corporate governance on Indonesia’s construction material firm performance
Full text linkThis study examines how Corporate Social Responsibility (CSR), Ethical Leadership (EL), and Corporate Governance (CG) affect firm performance in Indonesia's construction materials industry. Using data from 84 industry professionals, the research employed partial least squares regression analysis to investigate these relationships. The findings reveal that corporate governance has a significant direct positive impact on firm performance, while CSR and ethical leadership show no significant direct effects. However, corporate governance plays a crucial moderating role, negatively moderating the relationship between CSR and performance while positively moderating the link between ethical leadership and performance. These results suggest that the effectiveness of both CSR initiatives and ethical leadership practices depends heavily on the strength of corporate governance mechanisms. The study contributes to stakeholder theory and provides practical insights for business leaders and policymakers on how to enhance organizational performance through better integration of social responsibility, ethical leadership, and governance practices. The findings highlight the importance of developing robust governance frameworks that can effectively translate CSR and ethical leadership initiatives into improved business outcomes
The role of brand image as an intervening variable to increase purchase decisions
Full text linkIntensifying competition in Indonesia’s food & beverage industry forces brands to differentiate. This study analyses whether brand image mediates the influence of store atmosphere and celebrity endorsement on purchase decisions in coffee shops. Data from 144 customers were gathered through purposive sampling and analysed with SPSS 23, employing validity, reliability, classical assumption, and Sobel tests. Results confirm that store atmosphere and celebrity endorsement positively affect both brand image and purchase decisions. Brand image is also proven to fully mediate the relationship between store atmosphere and purchase decisions, resolving inconsistencies in previous studies and providing practical guidance for coffee‐chain marketers
The influence of brand experience, brand trust, and brand awareness on e-WoM through customer satisfaction
Full text linkDigital transformation has revolutionized consumer-brand communication, making Electronic Word-of-Mouth (e-WoM) a vital component in building brand reputation in the digital age. This study examines the influence of brand experience, brand trust, and brand awareness on e-WoM, with customer satisfaction serving as a mediating variable. Using a quantitative approach, data were collected from 230 digitally active respondents in Indonesia through online questionnaires. The results, analyzed using multiple linear regression and mediation tests with SPSS, reveal that brand trust and brand awareness significantly affect both customer satisfaction and e-WoM, while brand experience shows no significant impact. Furthermore, customer satisfaction mediates the relationship between brand trust and brand awareness with e-WoM. These findings highlight that trust and awareness are key drivers of satisfaction and online advocacy, whereas brand experience alone may be insufficient without emotional connection or uniqueness. This study contributes to digital marketing literature by emphasizing the importance of fostering trust and enhancing brand visibility to strengthen customer engagement in increasingly competitive digital environments
The role of financial literacy and self-control: risky credit behavior in using paylater
Full text linkIn an increasingly digital era, credit is more accessible, which can potentially lead to risky credit behavior. It is to analyze how financial technology and financial literacy influence risky credit behavior where self-control is a mediating variable. The research method uses quantitative research, causal associative research type the total sample size is 150 respondents. Data gathered was carried out by distributing online questionnaires and then analyzed with PLS-SEM. The results stated that financial technology and financial literacy significantly affect risky credit behavior. Meanwhile, the mediating variable that strengthens the correlation between fintech and risky credit behavior is self-control. This indicates that financial literacy and self-control are very influential in minimizing the negative impact of using financial technology such as PayLater, namely risky credit behavior. There is a need to increase financial literacy among Pay Later users and education related to self-control in using digital credit services to reduce the occurrence of risky credit behavior
Women's financial literacy, inclusion, digital finance, and cultural value: an ethnography study in West Kalimantan
Full text linkGender equality is a concerning issue and women have been fighting for it for many years including Indonesian women. Existing literatures had shown that fintech empirically related to financial literacy, financial inclusion, and digital finance adoption but very little attention given to women’s cultural background especially from ASEAN perspective and very little studies examined this topic from gender perspective. Ethnography methodology was used to explore the perspective of Chinese, Dayak, and Malay (CDM) women living in West Kalimantan about their financial literacy, financial inclusion, digital finance adoption, and cultural value. This study found that CDM women have quite good level of financial literacy in average. Then, this study also found some interesting results regarding CDM women’s financial inclusion. Moreover, it was also found that CDM women have had been using e-wallet in daily activities and there were four reasons behind it namely promotion, bill payment, minimising paper money usage, and daily purchasing. New financial technologies help CDM women in daily economic activities. Moreover, CDM women trusted current digital financial services and technologies in general. Finally, only Chinese participants said that their cultural and ethnicity background affect their perspective towards money management
The influence of luxury brand selfies on luxury brand preference
Full text linkIn today’s digital era, the growing phenomenon of luxury brand selfies has sparked interest in understanding their impact on consumer attitudes. This study explores how sharing selfies featuring luxury brands on social media influences consumers’ preferences toward those brands. Employing a quantitative approach, data were collected through an online survey distributed to 225 respondents who had purchased luxury brands and actively shared brand-related selfies. Using Partial Least Squares Structural Equation Modeling (PLS-SEM), the research tested the effect of three dimensions—narcissism, materialism, and selfie posting behavior—on luxury brand preference. The findings reveal that among the three variables, only materialism significantly affects luxury brand preference. In contrast, narcissism and selfie-posting behavior show no meaningful influence. This suggests that highly materialistic individuals are more likely to prefer luxury brands, as these brands align with their desire for symbolic status. The study provides insight into consumer-brand interaction in the digital space. It encourages future research to include additional psychological or cultural variables to better understand brand-related behavior in online environments
Foreign ownership, capital structure, and dividend policy affect on firm value in IDX cement companies
Full text linkThis study aims to determine how foreign ownership, capital structure and dividend policy affect on the firm value in cement companies listed on the IDX. This type of research is a quantitative approach and uses descriptive method techniques to describe existing phenomena. In this study, the sample was determined as many as 6 companies, the companies are cement companies listed on the IDX. The results of the study using panel data regression analysis tools showed that foreign ownership has a positive but insignificant effect on the firm value in cement companies listed on the IDX. Capital Structure has a positive but insignificant effect on the firm value in cement companies listed on the IDX. Dividend policy has a positive and significant effect on the firm value in cement companies listed on the IDX. Foreign ownership, Capital structure and dividend policy simultaneously have a positive and significant effect on the firm value in cement companies listed on the IDX