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EFEKTIVITAS KEBIJAKAN MAKROPRUDENSIAL BANK INDONESIA
Get PDFThis thesis discusses the effectiveness of macroprudential policies Indonesia Bank in the control of property loans. The independent variables are dummy variables of the loan to value, interest rates on consumer loans, gross domestic product, and the interaction variables of loan to value with interest rates on consumer credit and the dependent variable is the property loans. The method used in this thesis is panel data regression method. This study aims to determine whether macroprudential policy instrument (loan to value) is effective to be applied in Indonesia. The results showed that macroprudential policy instrument (loan to value) is effective to control property loan. Then, simultaneously four independent variables significant effect on property loans and partially interest rates on consumer credit has no significant effect on property loans. Based on the coefficient of integration test result, the ability of independent variables in the model to explain the dependent variable changes is amounted to 62.68%.
FAKTOR PENENTU LABA PERBANKAN SYARIAH DI INDONESIA
Get PDFBanking is an institution that became one of supporting economic activity. Banks also be intermediary institutions that are considered important in financing both for individuals and organizations as well as being an alternative as a place to invest. So that's why many people assess the performance of banks to make a benchmark in the use of banking services. Besides the performance of the banking concern for management to assess whether the bank has been able to carry out normal banking operations and meet all its obligations in accordance with the regulations of both the government and the central bank. This study aimed to obtain results which are then used as an overview of the health of banks. This research was conducted in six Islamic banks in Indonesia. Data used is secondary data in the period 2010-2014. The analytical methods used are panel data analysis. The result showed that the Operating Expense to Operating Income affect a significant negative effect on bank profits while the Capital Adequacy Ratio, Net Performing Financing and Financing to Deposit Ratio significantly the negative and not on the bank's profit
FAKTOR PENENTU PERMINTAAN TENAGA KERJA DI PROVINSI DKI JAKARTA
Get PDFThe purpose of this research was to analyzed labor demand in DKI Jakarta. Independent variables that used in this research are GRDP, investment, and wages). While the dependent variable is labor absorption. Some data that were required in this research included the number of labors, data of GRDP, data of investment, and also wages of DKI Jakarta which received from BPS of DKI Jakarta. The data were analyzed by the Error Correction Model (ECM) The result of this research showed that GRDP, investment, and wages had the same influence to labor demand DKI Jakarta. Partially, GRDP had positive and significant influence labor demand in DKI Jakarta. In other hand, wages had a negative and significant influence to labor demand in DKI Jakarta. While investment has no significant effect on labor demand in DKI Jakarta. The influence of GRDP, investment, and wages to labor demand in DKI Jakarta had percentage is 87,39%. While 12,61% was explained by another factor
PERAN ASPEK SOSIAL-EKONOMI DAN PEMBIAYAAN SYARIAH TERHADAP USAHA MIKRO KECIL DAN MENENGAH (UMKM)
Get PDFMSME's contribution not only to employment, but also to GDP above 50 percent above. This large contribution has not been matched by the ease in generating funds from financial institutions, so the journey of UMKM in increasing the GDP needs to be questioned its optimality, including supported by social and economic aspects. Therefore, further research is intended to reflect the role of Social-Economy and Shari'ah Financing to Gross Domestic Product (GDP) of Micro, Small and Medium Enterprises (MSME) in a circle. In the 2007.1-2016.5 observation period, some variables became proxies for economic and social aspects. The level of variables is the level of Mudharabah and Musyarakah Profit Loss Sharing, the interest rate of Bank Indonesia Sharia Certificates (SBIS) and sharia financing as a proxy of economic aspects. To answer that objective, the analytical tool used is Vector Autoregressive which gives the result (1) on the model of MSME’s GDP in the short term is significantly related by the change of variable of MSMEworkforce since last two months, then there is increasing of accuracy with the increase of manpower and level education, (2) on financing model of SMEs Islamic banks, borne by workers of MSME, PLS mudharabah, PLS musyarakah and high school education in the short term. (4) Result of Impulse Response Function (IRF) shows independent shock variable to MSME PDB variable, non-fluctuate and increasing MSME labor force change to MSME’s GDP, and (5)) The result of Variance Decomposition shows the variability to MSME's GDP by the variability of MSME's GDP, since since the first variability of MSME's GDP has got the work force from MSME's
PENGARUH PENANAMAN MODAL ASING DAN TINGKAT DAYA SAING TERHADAP EKSPOR INDUSTRI MANUFAKTUR INDONESIA
Get PDFExport manufacturing industry contributes to economic growth in Indonesia. The supporting element of the export manufacturing industry is Foreign Direct Investment (FDI) and competitiveness. The purpose of this study is to prove whether foreign investment and the level of competitiveness as measured by Index of Revealed Comparative Advantage (RCA) affect the performance of Indonesia's manufacturing industry exports. As for the results of this research are using a multiple regression approach was FDI and RCA had a positive and significant effect against the export manufacturing industry in Indonesia
STRUKTUR PASAR, KEKUATAN PASAR RELATIF, DAN EFISIENSI TERHADAP PROFITABILITAS PERUSAHAAN ASURANSI UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA
Get PDFThis thesis discusses the influence of market structure, market power relative, and the efficiency of the company on Profitability general insurance company. The independent variables used include CR16 as a proxy of the market structure, market share as a proxy of the relative market power, and CRS as an efficiency measure. The method used in this thesis is the method of panel data regression method. This study aims to determine which is the most influential variable on Profitability general insurance company in Indonesia. Results showed that variable relative market power (market share) has the most impact on Profitability general insurance company. Then, simultaneously three independent variables significant effect on Profitability. Based on the coefficient of integration test results, the ability of independent variables in the model to explain the dependent variable changes is amounted to 18.07 %
ANALISIS STRUKTUR, KONSENTRASI, DAN EFISIENSI PASAR INDUSTRI TELEKOMUNIKASI DI INDONESIA
Get PDFThe purpose of this study was to determine how the structure, market concentration and efficiency of the telecommunication industry in Indonesia. The analysis technique used in this research is Concentration Ratio (CR4) and Data Envelopment Analysis (DEA). Total revenue of the Indonesia telecommunication industry from 2010-2015 were used to calculate Concentration Ratio (CR4) and Data Envelopment Analysis (DEA) are input and output, the input consists of total assets, debt and equity, the output consists of total revenue and gross profits. Based on the analysis results of Concentration Ratio (CR4) is quite of very high ranging from 98,17% - 99,67%, the market structure in property industry classified within a very high concentrated oligopoly. Results from Data Envelopment Analysis (DEA) in 2010-2015 there were 1 efficient company. As a result of an oligopoly market structure is very tight, then in the telecommunications industry is a lot to make improvements to network sharing and speed the delivery of messages, telephone, and internet as well as to achieve efficient company should refer to the telecommunications industry, which reached the maximum efficient level. In order to achieve an efficient level that has not been efficient, the company must conduct debt reduction, labor usage more efficient and increase product sales
PENGARUH KINERJA MAKROEKONOMI TERHADAP DANA PIHAK KETIGA BANK SYARIAH INDONESIA
Get PDFThis study Aimed to analyze the influence of GDP, SBIS and inflation on third-party funds (DPK), in the short term and long term in the period quarterely 2008: 1 until 2014: 4. The variables used are third party funds (DPK), Gross Domestic Product (GDP), inflation, and Bank Indonesia Certificates Sharia (SBIS). Mmethodology used is a method of Error Correction Model (ECM). Before the test of Error Correction Model (ECM), the models must pass the prerequisite test unit root, integration and Co integration. The results showed the models Prerequisites Error Correction Model (ECM) can be used and passed the prerequisite test. The results using methods Error Correction Model (ECM), it was found that the variable inflation does not significantly influence the Third Party Funds (TPF) in the long term. While in the short term inflation is a significant variable to the Third Party Fund (DPK).
PENGARUH PENYALURAN DANA BANK KONVENSIONAL DAN BANK SYARIAH TERHADAP PRODUK DOMESTIK BRUTO DI INDONESIA
Get PDFThis study aims to analyse the distribution of Islamic banks and the distribution of conventional bank funds to the gross domestic product in Indonesia. The analysis was carried out using data scanned by the Central Statistics Agency (BPS) and Bank Indonesia for 2004: 01-2014: 04 period. The analysis technique used in this study was Multiple Linear Regression using the OLS (Ordinary Least Square) method. The results showed that the distribution of Islamic banks had a positive and not significant effect on the growth of Gross Domestic Product (GDP), while the distribution of funds from conventional banks and Islamic banks was significant towards Gross Domestic Product
PENGARUH KINERJA PERBANKAN TERHADAP JUMLAH PENYALURAN KREDIT ATAU PEMBIAYAAN PADA BANK KONVENSIONAL DAN SYARIAH
Get PDFThe goal this research to analyze comparing of factors that influence credit distribution at PT. Bank DKI and finance at PT. Bank Syariah Mandiri. The variable that influence credit distribution is: Third Party Funds, NonPerforming Loan/NonPerforming Finance and Capital Adequacy Ratio.This research used secondary data quertaly during the period 2008-2015 at the case study PT. Bank DKI and PT. Bank Syariah Mandiri from Finance Annual Reports of each Bank. The Methodology used is multiple regression analyze. This research shows is Third Party Funds and Capital Adequacy Ratio significantly and positive influence for the credit distribution and financing. NonPerforming Loan/NonPerforming Finance has a negative and significant effect for credit distribution and financing.