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    銀行法上違法收受存款罪之實務判決分析 ;Analysis of Judgments Concerning Nonbanking Institutions Taking Deposits in Violation of the Banking Act

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    [[abstract]]資金提供者將錢存放於銀行,銀行再將錢貸給資金需求者,銀行即立於資金提供者與資金需求者中間,完成儲蓄之流通。也因為銀行扮演金融中介機構的角色,其在經營資金流通的過程中,自社會大眾收取鉅額資金,國家為保障公眾利益,確保金融安定,則以銀行法第 29 條第 1 項規定僅銀行得經營存款業務,此即為「銀行專業經營原則」。雖存款業務為銀行專屬業務,然在銀行法規範下,銀行之經營需受高度監理,惟非銀行之企業或個人經營收受存款,並無受銀行法有關保障存款安全規定之適用,是當該企業或個人發生經營不善時,將使存戶之債權無法實現。為了避免產生前述之情形,銀行法禁止非銀行者經營存款業務,並對於違反者所採取之歸責方式,則以銀行法第 125 條之規定科以刑罰。 社會上之地下投資公司,為大量吸收社會資金,會以借款、收受投資、使加入為股東,或巧立各種名義,並提出優惠條件,吸引大眾投入金錢,以遂其收受存款之實。從社會上所發生之吸金案件觀察,無論在經濟發展蓬勃發展之 1980 年代,甚或經濟發展趨緩、低利率之近代,社會大眾皆受優惠條件吸引致投入金錢,而公司握有大量資金確未有實質之投資行為,導致社會投資大眾及經濟金融秩序將受到法所不允許之險,為效遏止,以期保障社會投資大眾之權益,及有效維護經濟金融秩序,立法上對於違法吸收存款之補充解釋,另以銀行法第 29 條之1準收受存款規範之。 所謂準收受存款,依銀行法第 29 條之 1 規定,係以借款、收受投資、使加入為股東或其他名義,向多數人或不特定之人收受款項或吸收資金,而約定或給付與本金顯不相當之紅利、利息、股息或其他報酬者,以收受存款論。是該當本條之規範,需符合數要件,主要包含:「以借款、收受投資、使加入為股東或其他名義」之吸金行為、以「多數人或不特定之人」為吸金對象、「約定或給付與本金顯不相當之紅利、利息、股息或其他報酬」之提供優厚條件等要件。然而,違法吸金者,為免受到法律非難,經營手法持續演進,以規避銀行法非難。非銀行經營存款業務罪,所涉及銀行法之條文主要有同法第29條、第29條之1及第125條之規範,該規範中定之要件多為不確定法律概念,在解釋上學說、實務界解多有不一,例如:在本罪中所涉及的「不特定人」、「吸收資金」、「約定或給付與本金不相當之紅利或利息」等要件,在認定上會有不同標準,本文藉由分析近期實務判決,並與學說上見解做比較,研究實務發展之趨勢,使系爭法條上之不確定法律 概念,得以在適用時更加穩定。 吸金團體為達到吸金之目標,多會設計不同之投資模式,促使吸金案件被害人投入資金。而多樣投資模式之設計,考量之因素包含規避觸犯法律、吸引投資人之意願及獲取投資人之信任等。行為數多、行為模式複雜及被害層面廣泛等,皆屬違法吸金案件中既有之特徵,是在違法吸金行為之評價層面上,將會因為前述特徵而涉及一個以上的法律規範,進而產生規範競合之情形。本文針對銀行法之非銀行經營收受存款業務罪與為刑法詐欺罪之適用關係作探討。 隨著網路技術變革,出現非屬金融機構之新興網路金融公司或第三方理財機構,透過其網路平台,提供網路供應鏈或扮演信用中介機構之角色,甚至滲透到小微貸款領域。而互聯網金融之發展,已影響金融市場甚鉅,但這些在網路國度上之金融行為,似乎未受到高度金融監理,可謂是新興的影子銀行。本文探討何謂傳統影子銀行與新興影子銀行之形成、新興影子銀行之監理模式,及新興影子銀行是否可能成為違法吸收資金之工具或有構成銀行法非銀行經營收受存款業務罪之疑慮。 Pursuant to paragraph 1 of Article 29 of the Banking Act in Taiwan, only banks are permitted to engage in the business of accepting deposits. The provision is stipulated in line with the principle of "professional operation of banking institutions". The purpose is to protect the interest of the public and safeguard financial stability. Pursuant to Article 29-1, the equivalent of deposits is defined with the purpose of prohibiting underground investment companies from accepting huge amount of capital without real investment behavior, which may expose the public and financial market to unacceptable risks and lead to financial disorder. Article 29-1 provides a supplementary explanation of illegal deposit-accepting practices. Violation of Article 29 and 29-1 is punishable by paragraph 1 of Article 125 that punishes non-banking institutions which engage in deposit-accepting business. Because the elements which constitute the crime are uncertain legal concepts, the explanations of these elements vary widely theoretically or in practice. For example, different standards may be applied to such elements as "unspecified multiple persons, multiple persons or unspecified persons", "absorbing capital", "contracted to give or give bonus or interest which is not in proportion to the principal". This article is intended to study the trend of real-life practice by analyzing court judgments and comparing the finding with theoretical views so that the uncertain legal concepts of the disputed provision may be applied in a manner much more properly and closer to jurisprudence. In order to achieve the goal of capital-absorbing, operators of capital-absorbing usually work out various investment models as baits for absorbing capital from victims. The investment models normally contain factors for sidestepping laws, appealing to investors, and obtaining the trust of potential investors. Characteristics of capital-absorbing frauds include multiple behaviors, complicated behavior models, and wide scope of victims. In evaluating illegal capital-absorbing frauds, more than one provision of related laws may be applicable. Consequently contradiction may arise in the application of appropriate regulations. This article is intended to study the crime of taking deposits illegally against the Banking Act committed by non-banking institutions and the frauds punishable pursuant to the Criminal Code. Additionally, the banking behaviors on cyberspace seem to be out of appropriate monitoring, and operators of cyberbanking have become shadow banks. This article also studies if such shadow banks will become the vehicle for illegal capital-absorbing or if they, as non-banking institutions, commit the crime of running fund-raising business against the Banking Act

    以卷積神經網路演算法為基礎之自動化車流影像辨識技術;Automated Traffic Image Identification Technology Based on Convolutional Neural Network Algorithm

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    [[abstract]]由於臺灣地區經濟快速成長,運輸路網發達、車輛普及化,進而衍生許多交通相關問題。根據統計資料顯示,台灣地區人口已達2355.2萬人,另汽機車登記數量共計2160.4萬輛,平均每1人就擁有一部汽機車,造成汽機車數量過大而導致許多民生問題,包括交通擁塞、都會區車輛排氣污染等,更成政府施政的重點之一。因此車流量的估測與計算是一個很重要之研究因素,我們可以透過車流量區分路段的尖峰與離峰時間,進而以替代道路或是調撥車道等其他方式紓解交通擁塞的問題;因應車輛普及化,車子排放的廢氣也造成空氣汙染等環境議題,亦可透過車流種類分類運用至運輸交通影響空汙研究調查,進而探討影響該區域空氣汙染的原因,是否是行經的特定車種所致,亦或是純粹車流過大等問題。本研究係以影像處理為基礎,透過攝影機拍攝臺中市具代表性或指標性道路之路段或路口,透過影像辨識技術進行車流量調查工作,作為後續之先導研究。首先於路口架設攝影機,並透過網路串流的方式傳回取得車流的影像畫面,本研究提出以電腦視覺與影像分析的自動化系統進行畫面前後景分離,達到前景物件獨立並給予數量編號,以進行車流量計數;近年來快速發展的深度學習技術可以大幅增強影像辨識的能力,因此本文亦加入卷積神經網路演算法,這是最常見的深度學習網路架構之一,讓系統依特徵抽取方式,對車輛大小及種類進行自動分類辨識。由於目前物聯網技術的快速發展,加上路口及交通監視器的廣泛普及,利用攝影機監測交通狀況,並搭配自動影像處理分析進行即時交通資訊萃取,將可大幅度的省下許多硬體設備的花費,提升交通相關問題的處理綜效,所得的資料並可進行大資料分析,極具其他後續研究價值。 The high growth of economy and transportation network in Taiwan introduces a very high density of vehicles. The statistics has revealed Taiwan's population is now 23.55 million, while the number of automobiles and motorcycles is more than 21.6 million. It means an average of 0.917 vehicles per person. These enormous amounts of vehicles have caused traffic congestion, vehicle exhaust pollution and many other problems in the urban areas, which quickly became the top priority issues to the government nowadays. Therefore, the estimation and calculation of traffic flow are the important research factors. We can distinguish the peak and off-peak time of the traffic through the traffic flow, and then alleviate the traffic congestion in alternative routes or other ways. The density of vehicles and exhaust emissions have also caused the air pollution and the other environmental issues. The reasons of the air pollution in the specific regions could also be explored by the classification of the different traffic flow and investigations on pollution effects of transportation. Thus, we may find if there is specific vehicle that will cause the severe pollution or just the heavy traffic flow lead to the results.The project is based on image processing over video data collected from traffic cameras in different road sections or junctions in Taichung City. Through the image analyzing system developed in this study, the automatic counting and categorizing of the traffic are then processed. Firstly, the camera was set up at the intersections and the images of the traffic flow were transmitted through the network. The computer vision and image analysis was then performed to separate the foreground objects from the background. An item number was assigned to each foreground object found and number of cars counted. To further enhance the capability of the image analysis, the convolution neural network algorithm was incorporated. With the power of the deep learning, the system can automatically identify the type of vehicles and properly categorize them.With the rapid development of the IoT technology and the wide spread of the traffic camera, the capability to automatically extract vehicle information from the video is extremely invaluable. These data can serve as the foundation to help solving the traffic related problems in a very cost-effective way. Furthermore, their use in the follow up big data research will be significant

    轉化型領導、工作壓力及工作與生活平衡之相關研究-以對主管認同為調節變項;The Influence of Transformational Leadership on Working Stress and Work Life Balance: Identification with Supervisor as a Moderator

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    [[abstract]]成功的企業必須用人唯才,以及願與員工共享,才能成就公司永續發展的生命力。因此,企業若要永續發展必須提升士氣、尊重員工、瞭解員工內心想法和幫助員工、用不同的方式管理不同的員工、提供有效的教育訓練、提升主管的領導能力、關心員工工作與生活,有鑑於此,轉化型領導對企業員工的影響實屬有價值之探討。本研究主要探討轉化型領導、工作壓力、工作與生活平衡以及對主管認同間之關係,並驗證工作壓力在轉化型領導與工作與生活平衡間之中介效果,及利用對主管認同作為轉化型領導與工作壓力之調節變項。本研究以製造業及服務業之間接人員為研究對象,問卷分兩階段發放,第一階段發放600份問卷,回收580份問卷;第二階段發放580份問卷,回收553份問卷,扣除無效問卷13份,實際有效問卷540份,有效回收率90%;並透過描述性統計分析、驗證性因素分析、相關分析、複迴歸分析等統計方法探討變項間之關係。 本研究以複迴歸分析進行研究假設驗證,經實證分析結果顯示如下:一、轉化型領導對阻礙型工作壓力有顯著負向影響。二、轉化型領導對工作個人生活提升有顯著正向影響。三、挑戰型工作壓力對工作介入個人生活有顯著正向影響。四、挑戰型工作壓力對個人生活介入工作有顯著正向影響。五、阻礙型工作壓力對工作介入個人生活有顯著正向影響。六、阻礙型工作壓力對個人生活介入工作有顯著正向影響。七、工作壓力各構面對轉化型領導與工作與生活平衡各構面均不具中介效果。八、對主管認同在轉化型領導與工作壓力各構面均不具調節效果。最後,依據研究結果,本研究提出結論與建議供後續研究參考。關鍵詞:轉化型領導、工作壓力、工作與生活平衡、對主管認同。 A successful enterprise should be willing to recruit talented people and share profits with employees in order to achieve sustainable development; therefore, boosting employees morale, respecting employees, knowing and helping employees, managing and leading employees in different ways, providing training, enhancing leadership skills, caring work life of employees are important to be conducted. For the reasons mentioned above, it is valuable to discuss that transformational leadership is able to make employee’s development.The purpose of this study is to explore the relationships among transformational leadership, working stress, and identification with supervisor. Meanwhile, the mediating effect of working stress between transformational leadership and work-life balance is conducted. Also, the moderating effect of identification with supervisor between transformational leadership and working stress is explored in the study.The participants in this research were indirect employees of manufacturing industry and service industry. The questionnaire survey was divided into two stages. 600 questionnaires were distributed in the first stage and 580 valid questionnaires collected. In the second stage, there were 553 valid questionnaires within 580 distributed questionnaires. Excluded the 13 invalid questionnaires, there were 540 valid questionnaires and a 90% return rate. The statistical methods of descriptive statistical analysis, confirmatory factor analysis, correlation analysis, and multiple regression analysis were used to analyze the data.The empirical results of hypotheses test of the study showed as follows.1.Transformational leadership has a significantly negative influence on hindrance stress.2.Transformational leadership has a significantly positive influence on work/personal life enhancement.3.Challenge stress has a significantly positive influence on work interference with personal life.4.Challenge stress has a significantly positive influence on personal life interference with work.5.Hindrance stress has a significantly positive influence on work interference with personal life.6.Hindrance stress has a significantly positive influence on personal life interference with work.7.Working stress has no mediating effect between transformational leadership and work-life balance in any dimensions.8.Identification with supervisor has no moderating effect between transformational leadership and working stress in any dimensions.Based on the results of the study, there are some concrete conclusions and suggestions provided as references in the future study.Keywords: Transformational leadership, Working stress, Work-life balance, Identification with superviso

    RCA根本原因分析與案例實作 -以音樂盒故障排除為例;Root Cause Analysis and Its Case Study in The Music Box Troubleshooting Test

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    [[abstract]]根本原因分析(RCA)是識別問題的確切原因的過程。在文獻中已經提出了許多RCA方法,並且它們非常有助於管理員更有效地了解要查找什麼以及如何解決該問題。在本論文中,我們以音樂盒測試為例子並作為我們的RCA的案例研究,音樂盒為台灣的國家技能考試,首先將系統轉換為初始依賴圖,並利用隔離和克服演算法來辨別出根本原因。從最初的研究分析,我們的RCA比傳統RCA過程中使用if-then-else語法之解決方案具有更好的性能。 Root-cause analysis (RCA) is a process to identify the exact reason of the problems. Many RCA methods have been proposed in the literature, and they are very helpful to help administrators better understand what to look for and how to solve the problem. In this thesis, we use the music box test, a National Skill Examination in Taiwan, as our case study of RCA, which first converts the system into an initial dependency graph and applies divide and conquer algorithm to recognize the root cause. From the initial study analysis, our RCA has a better performance than the solution using if-then-else statements inside a conventional RCA process

    毫米波5G系統之波束管理技術研究;Beam management techniques for mm wave 5G systems

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    [[abstract]]隨著4G(4th generation)通訊發展成熟,5G(5th generation)通訊也成為世界矚目焦點,在毫米波(mmWave)5G系統中,傳送端和接收端都需要形成波束(beamforming)來彌補高的路徑衰減。天線數越多代表所形成的波束越細,可以擁有更遠的覆蓋範圍(coverage),但是波束越細在傳送波束和接收波束之間的對準性越難維持,不論是使用者的使用行為(轉動、移動)或是環境的變化(遮障, blockage),都有可能嚴重的影響波束間的對準性進而造成接收功率的損失。本論文基於射線追蹤(raytracing)技術,以工研院開放辦公室為背景建立了一個特定位址(site specific)的模型來進行波束管理之研究。本論文主要探討使用者在旋轉、移動下對於波束恢復(beam recovery)效能和冗餘(overhead)的影響。研究結果顯示(1)使用者如果保持一組由多個同樣的傳送波束但不同接收波束的波束配對鏈路組成的波束配對鏈路集合,可以延長12%的波束恢復間之時間而且使用者和基地台吞吐量也有些許改善,(2)換手次數也會因為波束配對鏈路集合的大小變大而降低,(3)在室內辦公室環境中使用波束恢復門檻為-5 dB相較於-3 dB,可以在不損失太多使用者吞吐量情況下也可延長171%的波束恢復間之時間,及(4)在室內辦公室的環境中如果一個基地台下10個使用者同時通訊的話會因為干擾太大造成outage機率太高,而一個基地台下3個使用者會比較合適在使用者移動的情況中,使用者在有換手程序的情況下outage機率可以下降5%且使用者吞吐量也會有所提升,結果也顯示移動比轉動所需要的換手次數更多,所以基地台之間的合作是必須的,以減少換手的冗餘。 With the successful deployments of 4G (4th generation) systems around the world, the design of 5G (5th generation) systems has come into focus. Highly directional beamforming antennas are necessary at both the transmitter and receiver to compensate for the high path-loss in the mm-wave frequency band. Nevertheless, beam alignment can be easily destroyed by small variation in device behaviors such as rotation and displacement especially for systems with narrow beams, and that degrades significantly the link performance.In this thesis, we discuss the effects of beam recovery performance and overhead under UE rotation and displacement in an indoor environment in which the ray-tracing technique is used to model the channel characteristics. Our results show that (1) keeping multiple beam pair links under the same TX beam within the beam pair link set not only can extend the inter recovery time by 12% but also increase the UE and TRP throughput slightly. (2) Number of handover can be reduced as UE keeps multiple beam pair links within the set. (3) Recovery threshold can be set as -5 dB without losing too much performance but extending the inter recovery time by 171% , as compared to -3 dB in the indoor office environment. (4) If there exists 10 serving UEs per TRP and communicate simultaneously will case heavily interference resulting in too high outage probability, therefore 3 is a proper number of serving UE per TRP in the considered indoor scenario. And, (5) with UE moving around, handover operation can decrease the outage probability by 5% and enhance the UE throughput. In addition, the number of handover under UE displacement is larger than rotation, so the coordination between TRP is needed to reduce the overhead of handover

    論商品與服務之無過失責任;The Strict Liability of Products and Services

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    [[abstract]]消費社會已然到來,而消費爭議無所不在,商品與服務責任更形重要,惟其核心概念,可合理期待之安全性,乃一不確定法律概念,導致責任成立與否時常發生爭議,無形中增加了紛爭解決的成本。此外,消費者保護法之制定不僅是為了合理保護消費者權益,也為促進企業良性發展,因此如何平衡兩者,成為一項重大課題。本文第一章首先闡述研究目的及動機。第二章則介紹消費者保護法無過失責任之構成要件,並針對核心要件─「可合理期待之安全性」加以探討。透過閱覽相關實務判決,歸納出可合理期待安全性之判斷標準,並說明企業經營者因食品欠缺安全性所應負之法律責任,以及實務上將可合理期待安全性與過失相混淆的情形。第三章說明無過失責任之理論基礎並介紹外國與我國關於無過失責任之減免責任事由。第四章彙整前述各章之內容提出本文觀點,以期令消費者保護更加周全,使企業經營者責任適度緩和。 It is the age of Consumer society; therefore, the disputes of consumers arise frequently. The liability of products and service has become more significant. Consumer society has arrived, and consumer disputes are everywhere so products and service liability become more important. However, the reasonable expectation of safety which is the main concept of products and service liability is an uncertain legal concept, leading to the establishment of the liability is often controversial. Accordingly, the cost of resolution to the dispute has been increased imperceptibly. In addition, the legislative purpose of consumer protection law is not only protecting consumer rights in a rational way, but also promoting constructive development of traders. As a result, it would be a consequential matter to make a balance between consumer and trader.The Chapter One is the elaboration of purpose and motivation. The Chapter Two introduces the elements of the strict liability of consumer protection law and explores the main elements - "the reasonable expectation of safety ". By reviewing relevant judgments, this study concludes the criteria for judging of the reasonable expectation of safety. Besides, this study describes the legal liability of traders due to the lack of food safety. Furthermore, the study explains the misunderstanding that courts had between reasonable expectation of safety and fault. The Chapter Three explains the theoretical basis of strict liability and introduces the reasons for liability reduction and exemption of strict liability among foreign countries and Taiwan. The Chapter Four summarizes the contents of the previous chapters. The study expects to present the views of making consumer protection more comprehensive and moderating the liability of the traders properly

    大學生單車環島的參與動機、阻礙因素及運動價值;Sport Values, Constraint Factors, and Participative Motivations of Cycling Around-Taiwan for College Students

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    [[abstract]]本研究目的在瞭解大學生單車環島的參與動機、阻礙因素及運動價值。採質性研究方式,採立意取樣方式選取10位曾參與單車環島且完成全程的大學生為研究對象,透過半結構式訪談、參與觀察及文件分析收集資料。所得資料以開放性編碼、主軸編碼及選擇性編碼方式進行歸納,比較與分析。研究結果發現參與動機包括實現夢想(自我肯定、自我實現、追求目標),挑戰極限(努力堅持、求勝意志、不願屈服),自我滿足(投入熱情、期待成長、自我信念)。阻礙因素包括個人性(無力感、負面思考),人際性(家庭因素、朋友牽制),結構性(器材配備、天候環境)等。運動價值包括個人性目的(享受過程、正向思考、自我信仰),社會性目的(獲得認同、相互幫助、革命情感),能力性工具(適應能力、身心成長、自我省思),道德性工具(人的連結、應對進退、生活態度)。完成單車環島的大學生以強烈的自我肯定、自我實現、追求目標的動機去實現夢想,他們以勇敢及堅定的意志去挑戰極限,以堅持不懈的態度追求自我滿足。他們會受到身心負荷過重產生的無力感及負面思考,單車本身器材的功能、操作及損壞,高溫及雨天等不良天候,以及騎乘車道陡峭、不勝負荷的環境等阻礙。這些阻礙可藉由家庭、朋友或同儕的支持,享受過程、正向思考,堅持到底等方式克服。大學生參與單車環島可以獲得同儕或同伴的認同、團隊相互扶持與幫助、培養團隊凝聚力及人際之革命情感;能擴大個人的舒適圈及適應能力、獲得身心成長與滿足、以及對自我生命的反思與成長;能提升關懷他人的憐憫心、謙卑言行、高尚生活態度與環保意識等價值。 The purpose of this study is to understand the sport values, constraint factors, and participative motivations of cycling around Taiwan for college students. Qualitative research method was adopted and by purposive sampling. Ten college students were selected who have finished successfully in cycling around Taiwan. The data were collected by in-depth semi-structured interview, participation in observation and document analysis. The data are summarized, compared and analyzed by open coding, axial coding and selective coding. The results show that the participative motivations includes the implementation of the dream (self-confirm, self-realization, pursue their goals), challenge themselves limitations (insist on, will to win, do not yield), self-satisfaction (enthusiasm, look forward to growth, self- beliefs). The constraint factors include personal (powerlessness, negative thinking), interpersonal (family factors, friends containment), structural (equipment, weather environment) and so on. The sports values include personal purposes (enjoyment the process, positive thinking, self-belief), social purpose (gain recognition, mutual help, revolutionary emotion), ability tools (adaptability, the growth of physical and mental, self-reflection), moral tools (human links, coping with the advance and retreat, life attitude). The students who have ever finished successfully in cycling around Taiwan are full strongly of participative motivations to achieve their dreams, to strive powerfully to challenge the limit of themselves, persist to purse self-satisfaction. The obstacle factors include the overloads of body and mind, and negative thinking in the process, bicycle equipment itself not better, the bad weather in high temperature and rain, as well as riding lane steep, overloading environment.The successful factors include social support, enjoy, positive thinking, and hold on straight to the end. College students through cycling around Taiwan do get peer or peer recognition, team support and help each other; cultivate teamwork and interpersonal revolutionary feelings; expand the personal comfort area and adaptability, gain the growth and satisfaction in physical and mental, as well as self-reflection and the growth of life; foster the compassion for others, humility with the words and deeds, noble attitude towards life and environmental awareness.Keywords: extreme sport, bike, sports behavior, experience education, adventure educatio

    全身性振動與下肢間歇局部加壓對動脈脈波傳遞速度之立即影響;Acute effects of whole body vibration with lower limb interval partial pressure on pulse wave velocity.

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    [[abstract]]目的:分別與結合進行全身振動刺激 (whole body vibration, WBV) 與下肢間歇局部加壓 (interval partial pressure, IPP) 的實驗處理,對於動脈脈波傳遞速率 (pulse wave velocity, PWV) 的立即影響。方法:以10 名年滿20 歲之健康男性成年人為研究對象 (年齡23.40±3.47歲,身高176.20±6.89公分,體重73.00±13.00公斤) ,受試者以重複量數、平衡次序原則,進行四種每次15 分鐘的實驗處理每種實驗處理至少間隔24 小時。四種實驗處理包含WBV (29Hz、0.5mm) 、IPP (20 秒間歇一次、最大壓力值0.25 kg/cm2) 、WBV+IPP 、不處理的控制組 (control, C)。受試者在實驗前與實驗處理後一小時內 (每15 分鐘紀錄1 次) 的PWV、血壓和心跳率。結果:WBV、IPP、WBV+IPP 三種實驗處理後PWV比安靜值降低37-41%、19-31%、32-37%,與安靜值比有顯著下降 (p<.05) ,控制組則沒有顯著差異;四組實驗處理後PWV與安靜值的差,除了第45分鐘WBV組 (3.50±2.13m/s) 顯著優於IPP組 (1.71±2.54m/s) 之外,各組之間各個不同時間點皆無顯著差異 。結論:WBV、IPP和WBV+IPP可以降低健康男性成人的PWV,但是WBV與IPP結合並不會顯著讓PWV下降更多

    「跨領域團隊照會系統」建置之研究-以南區某區域教學醫院為例;The Study of Constructing a Multi-disciplinary Approach Care and Notification System – A Case of a Regional Hospital in Southern Taiwan

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    [[abstract]]隨著人口老化、科技進步及物價上漲,醫療費用增加,衛生福利部中央健康保險署透過各項支付制度改革盡力控管,同時健保署為提昇醫療服務效率與品質,積極推動以病人為中心的各項計畫,並公開其特約醫療院所醫療品質資訊在其全球資訊網站,可以看出醫療品質之重要性。一般的照護系統,皆偏重於照顧和護理層面,不過,在Watson提出關懷理論時,提到靈魂是人的概念中重要的一個力量。因此,在現代醫療競爭之下開始講求「身、心、靈」多方面的「全人、全程、全家、全隊」四全照護,雖源自安寧療護,提供給病人及其家屬所需要的病人身體康復及陪伴,也適用於其他住院病人。跨領域團隊合作在醫療上對於病人有很大的幫助,實證上的合作是由不同專業背景的工作人員一起為病人、家屬、照護者及社區提供了最高品質的照護。「跨領域團隊照會系統」藉由網路介面和簡易的操作方式,增進團隊成員彼此的溝通,達到資訊分享,對於病人有充份的了解,適時提供精神和物質上需要的協助,進而提昇對於病人的服務品質,成為名符其實的四全照護,並於實地導入使用後,進行效益之評估,問卷發放、收回、統計分析「跨領域團隊照會系統」使用者之滿意度,在病人或家屬方面,採取訪談的方式來了解其感受到我們的醫療團隊服務之情形,來評估此套系統之成效與貢獻。 With the population aging, the advance in science and technology, inflation, and the increase of the medical expenditures, the National Health Insurance Administration Ministry of Health and Welfare did their best to control through the reform of the payment system. At the same time, the National Health Insurance Administration Ministry is promoting different patient-centered plans to increase the efficiency and quality of medical service, and publishing the quality of their appointed medical institution on the Internet; hence, we can see how importance medical quality is. The common hospital information system usually only includes administration and medical information, but The Care Theory raised by Watson pointed out that the soul of a person is as an important force of the human concept. Therefore, in the competitive contemporary medical environment focusing on “Body, Mind and Soul” and the aspects of the 4W Hospice Theory - “Whole Person, Whole Journey, Whole Family and Whole Team” are required. Although the 4W Hospice Theory is originated from hospice in caring and supporting patients and their families, but it is also suitable for caring other patients in the hospital. The Multi-disciplinary Care Approach enhances the medical quality that patients receive. With the collaboration of different professionals and specialists, the quality of care that patients, families, care givers and community is enhanced. This study looks at a “Multi-disciplinary Approach Care and Notification System” which uses an Internet interface with simple operating method to improve the communication among team members, sharing of information, and increasing the knowledge of the patients, supplying spiritual and material support in a timely manner to improve the service quality for the patients, achieving the 4W Hospice. This study evaluates the effectiveness of this system through the use of questionnaires and statistical analysis to look at the user’s satisfaction on the “Multi-disciplinary Approach Care and Notification System”. This study also includes interviews with patients and their families to understand their views on the service performed by the medical team, hence evaluating the effectiveness and contribution of this system

    運用KeyGraph演算法與文字探勘探索行動銀行研究之趨勢;Use of KeyGraph Algorithms and Text Mining to Explore the Trend of Mobile Banking Research

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    [[abstract]]在資訊爆炸的今天,每個人都可以透過各種管道輕易取得資訊,早期的手持型手機至現今的智慧型手機,能夠提供的服務也越來越多元化。以金融業而言,從早期提供櫃台存款、提款、自動櫃員機服務,網路時代來臨後網路銀行的產生,隨著科技的發展,智慧型手機也越來越普及化,利用行動技術透過行動裝置(智慧型手機)開發出相關的應用軟體,使客戶能夠無距離感並即時的完成交易及掌握金融資訊,因此,如何應用行動科技讓產業轉型是產業發展的重要策略。本研究透過質性研究之文字探勘,依據Web of Science(WOS)等資料庫所提供之標題、摘要和關鍵詞來判別該篇文獻,蒐集1997至2017年行動銀行相關文獻,經過初步人工篩選排除不相關的文獻資料後共蒐集了225篇文獻來進行後續資料分析,並運用機會探索及KeyGraph演算法,圖形化及關鍵字發掘潛在影響行動銀行未來的現象或特徵。本研究發現1997至2007年智慧型手機是新的研究議題。2008至2012年多探討為行動支付所使用的技術平台及保障客戶隱私及交易安全的重要性。2013至2017年行動支付則是被持續研究及探討的議題,主要研究也包含使用者對於透過行動裝置並使用行動銀行相關交易的議題探討成功因素。本研究最後整理出綜合比較三時期關聯圖,比較三時期詞彙間特殊變化及差異性,統整後之結果希望可供未來學者及產業人員參考。 The current era of information overload has enabled people to easily obtain any type of information. From the early handheld mobile phones to the modern-day smart phones, the banking services provided have become considerably diversified. In the financial sector, the traditional banking services have developed from early banking services, such as counter deposits, withdrawals, and use of automated teller machines, to the emergence of Internet banking. Accordingly, the development of technology has resulted in the increased popularity of smart phones. The use of mobile technology to develop relevant smart phone apps has also enabled customers to complete transactions and immediately obtain financial information without having a sense of distance. Therefore, how to apply mobile technology to industrial transformation is an important strategy for industrial development.This study was conducted through qualitative research. Based on the Web of Science (WOS) databased, the titles, summaries and keywords were used to determine articles for our analyses, particularly selecting the relevant literature on mobile banking from 1997 to 2017. After a preliminary manual screening to exclude non-relevant literature, a total of 225 papers were collected for follow-up data analysis. Moreover, KeyGraph algorithm, graphics, and keywords were used to explore the potential topics of the future mobile banking.This study found that smart phones was a new research topic from 1997 to 2007. From 2008 to 2012, the use of technology for mobile payment platform and the protection of customer privacy and transaction security importance were the key research topics. From 2013-2017, mobile payments were ongoing researched and discussed topics. Also, several papers studied the successful factors of the users through the mobile device and the use of mobile banking related issues. Finally, we compared the three-period and drew the correlation graphs and compared the special changes and differences between the three periods. The results of this study are expected to be useful to scholars and practitioners

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