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Effects of Interest Rate on Credit Access of Small and Medium Enterprises in Garissa County
No full textPurpose: The main purpose of the study was to assess the effects of interest rate on credit access of small and medium enterprises' in Garissa County.
Methodology: A descriptive survey was employed in this study. The target population of this study was 10 SACCOs and 150 SMEs registered within Garissa County. Primary data was collected from respondents via structured questionnaires. The descriptive statistics was analyzed using the Statistical Package for Social Sciences (SPSS) Version 20.0 and presented in the report in the form of tables, bar charts and graphs. Correlation and regression analysis was done to establish the relationship between the variables.
Results: The results showed that interest rate policy was significantly related to credit access since its p-value (0.000) was less than the significance level of 0.05. The findings implied that a change in interest rate policy by one unit could result to positive variation of 0.70 units in credit access.
Unique contribution to theory, practice and policy: Based on the study findings, the study concluded that SACCO's interest rate policy affect SMEs accessibility to credit. The study recommended that SACCOs should consider revising their policy on interest rate charged. The study also recommended that County government should intervene to ensure that SMEs have access to financial services to enable them contribute to development and employment creation. The study validates the Credit access theory and its applicability in financing SME's firms
Computer Assisted Language Learning Software: The Effect of Integrating Computer Assisted Pronunciation Training on Kenyan English Phonetics Class at the University Level
No full textThis paper aimed to investigate whether the introduction of Computer Assisted Language Learning (CALL) software at the university level would result in developments in English phonetics learners’ pronunciation. The study made use of a quasi-experimental intervention design which consisted of control and experimental groups. Two groups of 40 students who were all studying English to become English Language teachers at the Department of Languages in Mount Kenya University participated in the study. While the control group followed traditional pronunciation training, the experimental group attended computerized pronunciation instruction which integrated a Computer Assisted Pronunciation Training (CAPT). Results of the study suggest that in EFL settings, where exposure to target language is quite rare, software programs can be perfect options to compensate for limited real life pronunciation practice. In conclusion, EFL learners can be provided with extra exposure to target language input and practice with specifically designed CAPT programs
To investigate the causes of suicide among secondary School students in Murang’a east district, Murang’a County, Kenya.
No full textResearch on factors associated with suicidal ideation and suicide attempts has been largely
conducted in developed countries. Research on East African countries in particular Kenya is
lacking. The study accessed the causes of suicide among secondary school students in Murang’a
East district, Murang’a County. The study employed descriptive design. Questionnaires and
interviews were used as tools for data collection. Qualitative data was analyzed and presented by
use of tables, groups, graphs and percentages. For a secondary student to be so unbearably unhappy
that he would choose to kill himself is something that’s almost too painful for a parent to think
about. But with the increasing prevalence of student’s suicide, no parent can afford to ignore the
possibility. Suicide is now the third leading cause of death for high-school students. Kids look at
this world as being more and more hopeless. They have no answer for their pain and despair, so
many are choosing suicide as their solution. Fact is, before the 1960’s, suicide by students in High
schools happened only rarely; but today, nearly one in ten students contemplates suicide, and over
500,000 attempt it each year worldwide. While suicide rates for all other ages have dropped,
suicides among students have nearly tripled. Between the sexes, secondary school boys are more
than four times as likely to commit suicide as girls. But girls are known to think about and attempt
suicide about twice as often as boys. The difference is the method; girls attempt suicide by
overdosing on drugs or cutting themselves, and thankfully most are found in time and rescued. Boys
tend to use more lethal methods, such as firearms, hanging, or jumping from heights. Suicide is
student’s last attempt to ease the pain, to make a statement, or it is just a wrong decision giving a
permanent solution to a temporary problem. Students don’t see the bigger picture; they only see the
"right now." They get wrapped up in the emotions of the moment and tend to only think about a
week ahead — that’s all. And when you mix immature short-sightedness with feelings of utter
hopelessness, some of them think they cannot live with the pain another day. Other who
contemplates suicide are filled with rage over teasing by their peers or the way they feel they’ve
been mistreated by family or School Administration. They choose suicide as a tragic form of
payback
Effects of Outsourcingmachines on Financial Performance of an Organization; Case study Nzoia Sugar Factory
No full textEffects of Corporate Innovations on a Firm's Performance; A Survey of Selected Textile Firms in Eldoret Town
No full textSmall scale enterprises as a strategy to poverty eradication in informal settlement areas in Kenya: a case of foundation of hope,Kibera slums.
No full textYour future starts here
Get PDFMount Kenya University is a private university committed to a broad-based, holistic and inclusive system of education. It has an overall goal of promoting human resource development for society’s progressive good. The university has adopted several international best practices in its core functions, which has enabled its students and faculty win awards, thus positioning itself as a centre of excellence. At its main campus in Thika town in the outskirts of Kenya’s capital Nairobi, the university is transforming a hitherto industrial town into an educational hub. At the same time, it is widening access to higher education for the larger East African Community through a well-structured network of campuses. The university also offers a wide-range of academic and professional courses, through various flexible modes that include virtual learning.
The award-winning university library and the imposing Chancellors
Tower and Senate Plaza at Thika Main Campus make the university unique. The university’s distinct blue and light yellow corporate colours are a byword for academic excellence to many students and potential employees looking for an increasingly competitive, well-trained manpower. An empowered division of student welfare services continuously re-engineers and positions itself to unlock any emerging talents among the students through diversified programmes and career orientations, research, international linkages and talent searches. Put together, these factors have etched Mount Kenya University’s position as the leader in quality higher education provision in the region. Indeed, to borrow the tagline coined by an alumnus - “My University, My pride, My future”- the university continues to help thousands of ambitious, discerning people to scale the heights of education
The implications of female gental multilation on the girl child education(Case of public primary schools at Chepsigot location, Elgeyo Marakwet County, Kenya)
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